Patent application 13277514 (US), filed 2011-10-20
Publication number: US20120109822A1
Title: CUSTOMER CONTROLLED ACCOUNT, SYSTEM, AND PROCESS
CPC codes: G06Q  20/10
G07F  19/00
G06Q  20/105
G06Q  20/204
G06Q  20/24
G06Q  20/40
G06Q  30/0601
G06Q  30/0621
Office action: rejection, dated 2015-10-16
Rejection reasons: obviousness_103
Prior art cited: ref_id: 20030208439
ref_type: patent
severity: obviousness
ref_id: 20060036553
ref_type: patent
severity: obviousness
ref_id: 7716097
ref_type: patent
severity: obviousness
ref_id: 8538863
ref_type: patent
severity: obviousness
Final disposition: pending (2015-10-16)