Patent application EP17176093A (EP), filed 2017-06-14
Publication number: EP3261045A1
Title: METHODS OF AUTHENTICATING A USER FOR DATA EXCHANGE
Abstract: An embodiment of the present invention relates to a method of facilitating the exchange of data between a user having a computing device, and a remote entity, wherein a first connection has been established between the user and the remote entity, and wherein the user has associated data exchange information with an application on the computing device, the data exchange information defining properties of the data to be exchanged between the user and the remote entity, the method comprising establishing, at a server, a second connection to the computing device; enabling retrieval of a user authentication attribute associated with the data exchange information; enabling retrieval of a device authentication attribute associated with the data exchange information; enabling authentication of the user using the user authentication attribute; and enabling authentication of the computing device using the device authentication attribute, wherein data may be exchanged between the computing device and the remote entity in accordance with the data exchange information following authentication of the user and the computing device.
IPC codes: G06Q  20/    32            A I
G06Q  20/    40            A I
G06Q  30/    06            A I
Claims: number: 1
text: A method of facilitating the exchange of data between a user having a computing device, and a remote entity, wherein a first connection has been established between the user and the remote entity, and wherein the user has associated data exchange information with an application on the computing device, the data exchange information defining properties of the data to be exchanged between the user and the remote entity, the method comprising:
number: 2
text: The method of facilitating the exchange of data according to claim 1, wherein the data exchange information defines a payment method for a transaction and wherein the data exchanged in accordance with the data exchange information comprises payment information associated with the payment method; and optionally wherein the method further comprises:
number: 3
text: The method of facilitating the exchange of data according to claim 1 or claim 2, wherein establishing the second connection to the computing device comprises establishing a connection to the application.
number: 4
text: The method of facilitating the exchange of data according to any of claims 1 to 3, wherein enabling authentication of the user using the user authentication attribute comprises:
number: 5
text: The method of facilitating the exchange of data according to any of claims 1 to 4, wherein the first connection between the user and the remote entity is an audio connection; and optionally wherein:
number: 6
text: The method of facilitating the exchange of data according to any of claims 1 to 5, wherein enabling retrieval of the user authentication attribute associated with the data exchange information comprises:
number: 7
text: The method of facilitating the exchange of data according to any of claims 1 to 6, wherein enabling authentication of the computing device comprises:
number: 8
text: The method of facilitating the exchange of data according to any of claims 1 to 6, further comprising:
number: 9
text: The method of facilitating the exchange of data according to claim 1 or claim 2, wherein the steps of enabling retrieval of a user authentication attribute associated with the data exchange information; enabling retrieval of a device authentication attribute associated with the data exchange information; enabling authentication of the user using the user authentication attribute; and enabling authentication of the computing device using the device authentication attribute comprise:
number: 10
text: A server for facilitating the exchange of data between a user having a computing device, and a remote entity, wherein a first connection has been established between the user and the remote entity, and wherein the user has associated data exchange information with an application on the computing device, the data exchange information defining properties of the data to be exchanged between the user and the remote entity, the server comprising an authentication processor operable to:
number: 11
text: A method of facilitating the exchange of data between a user having a computing device, and a remote entity, wherein a first connection has been established between the user and the remote entity, and wherein an application is associated with the computing device, the method comprising:
number: 12
text: The method of facilitating the exchange of data according to claim 11, wherein the data exchange information defines a payment method for a transaction and wherein the data exchanged in accordance with the data exchange information comprises payment information associated with the payment method; and optionally wherein the method further comprises receiving a notification from the server that the transaction has been authorised.
number: 13
text: The method of facilitating the exchange of data according to claim 11 or claim 12, wherein:
number: 14
text: The method of facilitating the exchange of data according to any of claims 11 to 13, further comprising:
number: 15
text: The method of facilitating the exchange of data according to any of claims 11 to 14, wherein the first connection between the user and the remote entity is an audio connection; and optionally wherein:
number: 16
text: The method of facilitating the exchange of data according to any of claims 11 to 15, further comprising sending a unique property relating to the user or the computing device to the server for retrieval of the user authentication attribute or the device authentication attribute from a database.
number: 17
text: The method of facilitating the exchange of data according to any of claims 11 to 16, wherein authentication of the computing device being enabled by the server comprises sending, by the application, a device authentication input to the server for comparison with the device authentication attribute; and optionally wherein sending the device authentication input to the server comprises:
number: 18
text: The method of facilitating the exchange of data according to any of claims 11 to 16, further comprising:
number: 19
text: An application associated with a computing device and comprising a computer program, the application facilitating the exchange of data between the computing device and a remote entity, wherein a first connection has been established between a user of the computing device and the remote entity, the computer program comprising instructions for enabling the computing device to:
number: 20
text: A method of facilitating the exchange of data between a user having a computing device, and a remote entity, wherein an application is associated with the user device, the method comprising:
number: 21
text: A system for facilitating the exchange of data between a user having a computing device, and a remote entity, wherein a first connection has been established between the user and the remote entity, the system comprising:
number: 22
text: A computer program comprising instructions that, when executed by a processor, enable a server comprising the processor to perform the method of any of claims 1 to 9.
number: 23
text: A computing device comprising an application according to claim 19.
Office action: search_report, dated 2017-12-27
Rejection reasons: novelty_epc_54
Prior art cited: ref_id: US2007106517A1
ref_type: patent
severity: background
ref_id: US2015127475A1
ref_type: patent
severity: background
ref_id: US8620666B1
ref_type: patent
severity: background
ref_id: US2011047605A1
ref_type: patent
severity: background
ref_id: US2015111535A1
ref_type: patent
severity: background
ref_id: US2007106517
ref_type: patent
severity: novelty_destroying
ref_id: US2011047605
ref_type: patent
severity: background
ref_id: US8620666
ref_type: patent
severity: background
ref_id: US2015127475
ref_type: patent
severity: background
Final disposition: pending (2017-12-27)