Patent application EP17171879A (EP), filed 2017-05-19
Publication number: EP3252698A1
Title: CURRENCY ACQUISITION DEVICES, SYSTEMS, AND METHODS
Abstract: Various embodiments herein each include at least one of systems, methods, devices, and software for currency acquisition. One such embodiment, in the form of a method (300), includes receiving, via a short-range radio transceiver device from a mobile device, payment authorization data associated with a bankcard and a currency request (step 302). The method then transmits the currency request and payment authorization data via a bankcard payment network (step 304) and receives a currency request response via the bankcard payment network (step 306). The method then authorizes dispensing of currency in an amount of the currency request when the currency request response includes an approval (step 308).
IPC codes: G06Q  30/    06            A I
G06Q  40/    02            A I
Claims: number: 1
text: A method comprising:
number: 2
text: A method according to claim 1, wherein the payment authorization data is received from a mobile wallet app that executes on the mobile device.
number: 3
text: A method according to any preceding claim, wherein the short-range radio transceiver device is a device of a self-service terminal (SST).
number: 4
text: A method according to any preceding claim, wherein the short-range radio transceiver device is a Near-Field Communication (NFC) radio transceiver device.
number: 5
text: A method according to any preceding claim, wherein the SST is an Automated Teller Machine (ATM).
number: 6
text: A method according to any preceding claim, wherein the currency request is received by the ATM as input via a user interface and at least one input device of the ATM, the input identifying a currency amount of the currency request.
number: 7
text: A method according to any preceding claim, wherein the bankcard is a credit card.
number: 8
text: A terminal comprising:
number: 9
text: A terminal according to claim 8, wherein the payment authorization data is received from a mobile wallet app that executes on the mobile device.
number: 10
text: A terminal according to any preceding claim, wherein terminal is a self-service terminal (SST).
number: 11
text: A terminal according to any preceding claim, wherein the short-range radio transceiver device is a Near-Field Communication (NFC) radio transceiver device.
number: 12
text: A terminal according to any preceding claim, wherein the bankcard account is a credit card account.
Office action: search_report, dated 2017-12-06
Prior art cited: ref_id: EP2980739A1
ref_type: patent
severity: background
ref_id: US2016063496A1
ref_type: patent
severity: background
ref_id: US2014108260A1
ref_type: patent
severity: background
ref_id: WO2015095517A1
ref_type: patent
severity: background
ref_id: US2011238573A1
ref_type: patent
severity: background
ref_id: US2014108260
ref_type: patent
severity: background
ref_id: WO2015095517
ref_type: patent
severity: background
ref_id: EP2980739
ref_type: patent
severity: background
ref_id: US2016063496
ref_type: patent
severity: background
Final disposition: pending (2017-12-06)