unimelb-nlp/MultiEup-v2 huggingface dataset:
Debate: Financial services contracts concluded at a distance
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Claude Gruffat
Political group: Verts/ALE
Country: Hungary
Language: FR

Alors aujourd’hui, nous allons voter un texte censé protéger les consommateurs et les consommatrices de l’Union européenne. J’ai bien dit «censé», car malgré plusieurs dispositions très positives, la publicité en ligne faite par les influenceurs reste mal encadrée. Parmi les points positifs, nous retrouvons le fait que tout consommateur pourra désormais se rétracter de tout contrat financier conclu à distance d’un simple clic. C’est une grosse avancée. Nous devons nous en féliciter, d’autant plus que nous avons obtenu cette disposition qui s’applique à tous les contrats conclus à distance, pas seulement aux services financiers. Ce rapport fait donc un sérieux pas dans la direction de la protection des consommateurs. Mais là où la déception est réelle, c’est que ce texte, qui était aussi l’occasion d’encadrer la promotion de produits financiers par les influenceurs, ne le fait pas tout à fait. Il y a tant de scandales et d’arnaques dans lesquels certains d’entre eux cherchent à refourguer des produits financiers à leur audience sans avoir aucune compétence dans ce domaine. Je le répète ici, les influenceurs ne devraient pas être en mesure de faire de la publicité en ligne pour les produits financiers ou les crypto-actifs, à moins qu’une autorité compétente puisse leur délivrer une autorisation. Au lieu de cela, on va se contenter d’imposer un libellé qui indique que tel ou tel influenceur n’a pas de connaissances requises pour pouvoir faire la promotion des produits financiers. Autrement dit, on ne protège pas réellement les consommateurs, surtout quand on sait à quel point l’influence peut être forte sur les réseaux sociaux. Parmi les créateurs de contenus, pour la plupart honnêtes, nous continuerons donc à voir des influenceurs rapaces, avides d’argent, qui manipulent leur public avec de fausses promesses afin de vendre des produits financiers douteux, sans même le savoir d’ailleurs, pour la plupart d’entre eux qui se livrent à ce type de pratiques. La promotion de produits financiers exige des compétences et elle doit être mieux encadrée.
Debate: Financial services contracts concluded at a distance
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Dorien Rookmaker
Political group: ECR
Country: Netherlands
Language: NL

Geachte collega’s, we moeten het simpel en beperkt houden. Alle spelers in de markt zijn gebaat bij rust op het regeltjesfront. Communicatie-experts drukken ons op het hart dat het niet gaat om meer, maar wel om betere informatieverstrekking. Ik heb het gevoel dat daar ook bij deze herziening te weinig aandacht voor is geweest en dat vind ik jammer.  Maar laten we niet vergeten dat volledige harmonisatie een lopend proces is en dat we moeten blijven streven naar minder regelgeving, meer duidelijkheid en begrijpelijke wetten. Houd het simpel, is mijn devies.
Debate: Financial services contracts concluded at a distance
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Alessandra Basso
Political group: ID
Country: Italy
Language: IT

Per contro, i consumatori che acquistano online sono diventati più vulnerabili a pratiche di manipolazione, come l'uso di interfacce progettate per ingannarli e deviare la loro attenzione verso prodotti o servizi che in realtà non volevano sottoscrivere. Ecco perché è stato fondamentale vietare ai fornitori di servizi finanziari di spingere i consumatori a fare scelte che potrebbero essere contrarie ai loro interessi attraverso il design del sito web. Molto spesso per spingere a concludere un contratto si fa leva sul senso di urgenza e sull'invito ad agire immediatamente per non perdere prestiti stranamente vantaggiosi, promesse di guadagni facili e offerte a prezzi stracciati, e poi ci si trova incastrati. E lo sappiamo bene: i contratti poco chiari, una volta firmati, sono difficili da revocare, o meglio, erano difficili. L'obiettivo che ci siamo posti è anche quello di rendere i consumatori più consapevoli del loro diritto di recesso e di garantire che recedere da un contratto non sia più oneroso che stipularlo.
Debate: Financial services contracts concluded at a distance
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Kateřina Konečná
Political group: The Left
Country: Greece
Language: CS

Moje skupina by také upřednostnila přísnější regulaci reklamy na finanční služby, zejména s ohledem na influencery inzerující online. Nemusím zde asi sáhodlouze vysvětlovat, že role těchto influencerů v investičním poradenství rok od roku roste. Přitom nenesou žádnou, ale žádnou odpovědnost. Proto jsme byli také v poslední době svědky řady skandálů, zejména v oblasti investování do kryptoměn. A to se musí co nejrychleji změnit. Proto je text směrnice v tomhle ohledu velkým zklamáním. Stručně řečeno, bylo dosaženo minima a promeškali jsme příležitost lépe chránit spotřebitele.
Debate: Financial services contracts concluded at a distance
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Deirdre Clune
Political group: PPE
Country: France
Language: EN

Mr President, thank you to our rapporteur and to all those involved. I welcome these new provisions for the financial services that have been provided in the Consumer Rights Directive. We are all living through digitalisation of our financial services, and we know that consumer protection rules must now be fit for the digital age. These new rules will provide for stronger protection for consumers when they conclude contracts at a distance or by phone. It will be easier for consumers to make informed decisions. They must be given clear information before they purchase a financial service product, and they must get that information in good time before they finalise the contract. A major change introduced here will be the introduction of the right-to-withdraw function within 14 days for all digital contracts, and not just financial, as we want to have what’s legal the same offline as on the online space. So we now have the principle that it is as easy to withdraw from as it is to conclude a contract. I’m also glad to see the provision that there will be human intervention for consumers and those of us who can get caught in the labyrinth that can be when you try to deal with these complex services online. So thank you to all involved.
Debate: Financial services contracts concluded at a distance
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Jonás Fernández
Political group: S-D
Country: Ireland
Language: ES

Señor presidente, señora comisaria, sin duda, la digitalización de la economía nos está exigiendo una puesta al día del conjunto de las leyes, las regulaciones, los Reglamentos y las Directivas, para intentar mantener los mismos principios y los mismos objetivos, pero a través de instrumentos distintos, en la medida en que ese mundo digital necesita, como decía, una regulación equivalente al resto de la economía. En esta ocasión celebramos —y me gustaría congratular al ponente y al conjunto del equipo negociador por ello— la puesta al día de una regulación necesaria para controlar esa oferta de servicios financieros a distancia en la que, en algunos casos, si no existe un control muy claro, puede haber problemas de disminución de los derechos de los consumidores. Me gustaría destacar el trabajo del Grupo S&D para garantizar la presencia física, el contacto humano, en este tipo de contratos.
Debate: Financial services contracts concluded at a distance
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Vlad-Marius Botoş
Political group: Renew
Country: Germany
Language: RO

Domnule președinte, doamna comisară Šuica, stimați colegi, în plin proces de digitalizare, cu o multitudine de servicii oferite online, avem nevoie de acest raport privind contractele semnate la distanță, adaptat exigențelor și realităților actuale.  Condițiile impuse prin acest raport asigură un nivel ridicat al protecției consumatorilor în ceea ce privește contractele la distanță pentru serviciile financiare. Este important ca înainte de încheierea contractului, consumatorul să fie informat, într-un mod cât mai clar, asupra obligațiilor pe care și le asumă, asupra dobânzilor și taxelor pe care ar trebui să le plătească pentru a lua cea mai bună decizie și pentru a nu se împovăra mai mult decât ar putea să plătească.  Regulile prevăzute în această directivă vor contribui, totodată, la consolidarea pieței unice, creând un cadru legislativ armonizat care poate duce la buna funcționare și la dezvoltarea acestui sector.  Cred că Parlamentul European a ajuns la o poziție echilibrată, care asigură protecția consumatorilor și cadrul legal adecvat pentru actorii economici.
Debate: Financial services contracts concluded at a distance
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Maria Grapini
Political group: S-D
Country: Portugal
Language: RO

Domnule președinte, doamna comisară, stimați colegi, modificarea Directivei 2011 în ceea ce privește contractele de servicii financiare încheiate la distanță era o necesitate. Pe parcursul înaintării în digitalizare, sigur că avem nevoie și de adaptare. Și mă bucur foarte mult că prin creșterea protejării libertății cetățenilor de a alege și în domeniul contractelor încheiate la distanță, crește încrederea cetățenilor de a lucra cu contracte încheiate la distanță.  Evident că mă bucură faptul  Este, de asemenea, important că avem în directivă prevăzute norme privind informațiile precontractuale. Este important să știe consumatorul înainte și, de asemenea, important, că avem reglementat dreptul de retragere.  Cred că este însă foarte important, doamna comisară, ca statele membre să adauge la ceea ce noi facem acum în legislația națională și sancțiuni dacă nu se respectă.
Debate: Financial services contracts concluded at a distance
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Dubravka Šuica
Language: EN

It is a key step to achieve a high level of protection of consumers in Europe. It is also a crucial piece of legislation to ensure that businesses understand which laws to apply when concluding financial services at a distance. It is obvious from your debate that we need clarity at the beginning of the contract as well as at the end of the contract. All of us know that the online world is vulnerable to manipulation. This is what all of you said. So the Commission stands ready to deploy all efforts to facilitate the transposition of this new piece of legislation to ensure that it can be implemented quickly and properly by all stakeholders.
Debate: Urban wastewater treatment
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Rainer Wieland
Country: Germany
Language: DE

Als nächster Punkt der Tagesordnung folgt die Aussprache über den Bericht von Nils Torvalds im Namen des Ausschusses für Umweltfragen, öffentliche Gesundheit und Lebensmittelsicherheit über den Vorschlag für eine Richtlinie des Europäischen Parlaments und des Rates über die Behandlung von kommunalem Abwasser (Neufassung) (
Debate: Urban wastewater treatment
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Nils Torvalds
Country: Romania
Language: EN

First of all, energy neutrality. I’m more than able to understand the challenges we have in European cities, where human beings have been building structures, houses, arenas for the last two thousand or three thousand years. When you try to go in and build something in circumstances like that, you are sure to run into difficulties. In the middle of a Finnish nowhere, it’s much easier to find solutions to some of these challenges, because the circumstances are so different. In some places, you’re just boxed in – as in the case of Brussels – between the railway trunk lines and a factory. If you have to go to tertiary or quaternary water treatment in some cases, you either have to go down or up. And when you go down or up, you’re going to get more cost and demand more energy. The biggest issue during the negotiation was the extended producer responsibility. Here I personally ran into a moral conflict. In my extended family, we had a case of severe cancer. The person was given a life expectancy of three months. This is something very many people in my age, and many much younger, are facing every day. Today, many cases of severe cancer are treated, and what one day seemed to be a remaining lifespan of three months is then turned into a normal life. This was also the case in my example from Finland. What looked as the end of life turned into a flowering possibility. In this understanding, the pharmaceutical industry is fulfilling a societal task and that has to be taken into account when we divide the responsibility. This was what I tried to do and I would very much like to see this issue being taken care of. We have similar cases in the history of COVID. The record-breaking time scientists and pharma companies succeeded in finding a remedy actually saved lots of lives. We don’t know how many thousands or millions of lives they saved, but the fact is that lives were saved. We cannot calculate it. But we know for sure that this is a fact. At the same time, the pharma industry in the European Union is under severe pressure from both the US and China. Therefore, we had to find a middle ground in the negotiations, and I would be more than happy to see this coming true.
Debate: Urban wastewater treatment
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Dubravka Šuica
Language: EN

On energy neutrality. Let me be clear. This goal can be achieved. We know this because it is already happening in several Member States. Steering and accompanying the wastewater sector towards the goal with financial measures, if necessary, without necessarily opening the door to energy purchases from other sources, has many advantages. It will also be a more cost effective path to the strategic autonomy and independence from fossil fuel sources that Europe needs.  On extended producer responsibility, I remain convinced that the industry should cover the full cost of the additional treatment needed to treat the residues of their products. The studies supporting our impact assessments are clear. Applying this system will not make pharmaceuticals and cosmetics less accessible or more expensive. Over time. It would give producers a greater incentive to deliver greener, toxic-free products while also improving the governance of the sector. This is in line with the polluter pays principle, a core principle of the European Union Treaties. This is a great opportunity to apply this principle in practice, and let’s take it.  At a time when too little or too much water is becoming a major issue in all Member States, we have a chance to help tip the balance. The revision we propose will help modernise the European Union waste water sector. With these proposals, we can make it a major provider of a high-quality reusable water, critical raw materials, clean energy and nature-based solutions for water-related impacts of climate change. This is in line with the climate neutral, pollution free, nature positive and circular objectives we have for the European economy and for citizens across the Union.
Debate: Urban wastewater treatment
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Deirdre Clune
Political group: PPE
Country: France
Language: EN

So this Urban Wastewater Treatment Directive will mandate countries to step up their efforts in removing harmful micro-pollutants. And we know that there is growing concern from consumers and from our citizens about the rising level of these pollutants in our waterways. It’s one of the most significant overhauls in EU water policy in over 30 years, and it does form the cornerstone of the EU zero-pollution package. The revision focuses on tackling new pollution threats, increasing the availability and transparency of pollution data, and requiring countries across Europe to alert each other about pollution events. This proposal will also see the wastewater treatment plants across Europe becoming energy-neutral by 2040, contributing to our Green Deal ambitions. So it’s a crucial new piece of legislation reducing pollution and improving water quality in European lakes, rivers and coastal areas and will significantly benefit our environment while improving the well-being and the health of our citizens. And it will be challenging for many areas, given the difficult terrain and also the scattering of our population settlements. So as part of the new legislative proposal, Member States, including Ireland, will now have to remove micro-pollutants from urban wastewater as well as routinely monitor for pathogens such as COVID-19. The principle of the polluter pays has been introduced here, and I welcome that. Up to 92% of the pollutants do come from pharmaceuticals, and the cosmetic industry has been identified by the Commission. I think we have reached a balance in our proposal as to how we move forward in this area, because we do need ambitious, pragmatic laws to continue to improve Europe’s water quality, and that exactly is what this legislation will do. So I welcome it and hope we’ll be moving on to the next stage and look forward to working again with my rapporteur and with the other institutions.
Debate: Urban wastewater treatment
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Max Orville
Political group: Renew
Country: Greece
Language: FR

Je souligne ici l’importance des nouvelles obligations d’accès à l’assainissement et aux installations sanitaires pour tous, mais en particulier pour les groupes vulnérables et marginalisés. C’est une avancée majeure pour nos concitoyens. L’eau est une ressource précieuse, nous devons l’économiser et j’encourage les États membres à lancer des campagnes sur la sobriété d’utilisation de l’eau. Les nouveaux plans de gestion des eaux urbaines doivent contribuer à notre objectif de réutilisation des eaux usées. Encourageons le recyclage des eaux résiduaires pour l’agriculture, l’industrie ou encore pour produire de l’hydrogène. Il est aussi crucial de mieux surveiller la présence de certains virus dans les eaux usées. Cela nous permettra d’anticiper les foyers de contamination et de prendre les mesures sanitaires adaptées. Je me réjouis enfin de l’inclusion de deux mesures de bon sens, le principe du pollueur-payeur, afin que les industries responsables de la pollution de l’eau contribuent à son traitement, et le droit à l’indemnisation des citoyens en cas d’impact sur la santé ou sur l’environnement. Voter pour ce texte, c’est voter pour plus de justice sociale et plus de justice environnementale.
Debate: Urban wastewater treatment
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Margrete Auken
Political group: Verts/ALE
Country: Denmark
Language: DA

Men noget er desværre også blevet forringet. Det er vi Grønne ret bekymrede over. For det første synes vi, at det er smadderærgerligt, at forureneren-betaler-princippet i artikel 9 udvandes. Kommissionens forslag om at finansiere rensning af forurenende mikrostoffer gennem et udvidet producentansvar var den helt rigtige vej at gå. Det er kun rimeligt, at de berørte sektorer er med, og de er altså ikke fattige. Medicinalindustrien f.eks. har fint råd. Vi er også skuffede over, at man vil tillade, at op til 25 procent af områdets energineutralitet skal kunne hentes fra elnettet. Der er allerede heftig efterspørgsel på grøn strøm, og skal vi nå klimaneutralitet, bør alle sektorer lægge sig i selen. Det er heller ikke i orden, at der er forslag om at hæve grænsen for størrelsen på byer, der skal forpligtes til at rense for mikroforurening, jf. artikel 8. Det vil betyde langt mere forurening i en række halvstore byer. Og så bliver jeg nødt til at nævne et helt bizart ændringsforslag 253, der vil fritage et bestemt land for at skulle fjerne næringsstoffer med henvisning til, at et område er sårbart over for den ekstra forurening. Undskyld mig! Alle borgere i EU har ret til at leve i et sundt miljø, selv om det kræver en ekstra indsats!
Debate: Urban wastewater treatment
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Pietro Fiocchi
Political group: ECR
Country: Poland
Language: IT

Da questo punto di vista, ci sono due problematiche sul trattamento delle acque. Una è un problema fisico, e parlo dell'Italia, parlo del mio lago, il lago di Como, in cui non c'è lo spazio fisico per fare il trattamento quaternario, e questo è un problema che dovremo gestire. L'altro problema che vedo, sempre da un punto di vista tecnico, è il fatto che non abbiamo ancora le tecnologie per gestire in maniera efficace il trattamento delle microplastiche, delle nanoplastiche e dei PFAS. Per cui, da questo punto di vista, vedo tutta una serie di problemi, ma sono sicuro che l'Europa riuscirà a portare a casa i risultati, magari dando anche dei bei fondi a chi vuole fare questa iniziativa. L'ultima cosa è l'
Debate: Urban wastewater treatment
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Danilo Oscar Lancini
Political group: ID
Country: Poland
Language: IT

Nonostante il testo che votiamo oggi rappresenti un passo avanti rispetto alla proposta della Commissione, ritengo inaccettabile istituire un sistema di responsabilità estesa del produttore, che non è conforme e soprattutto non è proporzionale al principio "chi inquina paga". Stiamo sottovalutando i costi eccessivi del trattamento quaternario obbligatorio che i produttori dovranno affrontare, costi che poi graveranno sugli utilizzatori finali. Non stiamo tenendo conto delle caratteristiche dei sistemi di raccolta nei vari Stati membri. In Italia, ad esempio, esistono depuratori consortili che raggruppano più comuni. Questo renderebbe il trattamento quaternario obbligatorio a tutti. Inoltre, infine, non giustificano i costi, sebbene sarebbe stato più idoneo prevedere un trattamento quaternario nei soli casi in cui il trattamento terziario non sia sufficiente a eliminare le sostanze microinquinanti.  Chiudo: per questi motivi voteremo "meno" alla relazione in votazione.
Debate: Urban wastewater treatment
Date: THURSDAY, 5 OCTOBER 2023
Speaker: Maria Angela Danzì
Political group: NI
Language: IT

Signor Presidente, onorevoli colleghi, signora Commissaria, l'approvazione di questa revisione rappresenta un passo avanti importante nella direzione giusta e necessaria della salvaguardia della salute umana, ambientale e degli animali. Era necessario che il settore delle acque reflue fosse soggetto alle regole della neutralità energetica ed è un bene incentivare il riutilizzo di acqua e fanghi per la produzione anche di biogas. È importante, però, che anche gli impianti che sono in corso di costruzione si adeguino fin da ora ai principi di efficienza e anti spreco previsti in questa norma. Penso all'impianto di Chiavari, che sarà fortemente impattante e non prevede in corso di progettazione, appunto, la neutralità energetica e il riutilizzo integrale delle acque. Bene la responsabilità dei produttori, soprattutto nei settori farmaceutico e cosmetico. Un plauso anche a quello per i servizi pubblici igienici per i cittadini.