Perbadanan Tabung Pendidikan Tinggi Nasional
National Higher Education Fund Corporation (), abbreviated PTPTN, is an authority responsible for giving study loans to students pursuing tertiary education in Malaysia. This agency is under Ministry of Higher Education. The PTPTN's Chairman is Wan Saiful Wan Jan, former chief executive of the Institute for Democracy and Economic Affairs, ex-Pakatan Harapan candidate for Pendang. Criticism of PTPTN. Free Education Proposal. Some parties, particularly the opposition parties and student organizations want higher education for free and abolish PTPTN agency. Several demonstrations have been made including a meeting with the government. The government will not  make education free for some reason Beginning 2015, hardcore PTPTN loan defaulters have been listed inside Central Credit Reference Information System (CCRIS), which is a Bank Negara Malaysia (BNM) database system that stores financial records of Malaysian borrowers. Defaulters also run the risk of being barred from leaving the country altogether.