The Total Money Makeover
The Total Money Makeover: A Proven Plan for Financial Fitness is a personal finance book written by Dave Ramsey that was first published in 2003. An updated edition was published in 2007 and 2013. It teaches an effective way of getting out of debt, staying out of debt, and corrects myths about money. Summary. "The Total Money Makeover" teaches how to get out of debt, how to budget, and corrects money myths. The book teaches the seven "baby steps" to follow in order to achieve financial stability, planning ahead for upcoming financial events, like retirement, and  shares stories of individuals and couples that have done so successfully using "The Total Money Makeover". The seven baby steps are: Reception. As of August 2017, over five million copies have been sold and the book has been on "The Wall Street Journal" bestsellers list for over 500 weeks. Jamie Johnson's review for Bankrate stated that, "If you've been struggling with debt and need a step-by-step plan for how to pay it off, "The Total Money Makeover" gives you precisely that." Kathleen Elkins and Libby Kane wrote for the "Business Insider", "Financial guru Dave Ramsey does n't shower his readers with quick fixes in "The Total Money Makeover". He provides a bold approach to finance matters and gets to the bottom of money problems: "you.""