Caixa Geral de Depósitos
Caixa Geral de Depósitos (CGD) () is a Portuguese state-owned banking corporation, and the second largest bank in Portugal. CGD is Portugal's largest public sector banking corporation, established in Lisbon in 1876. CGD now has presence in 23 countries spanning four continents through branches, representative offices or direct equity interests in local financial institutions. CGD is the largest Portuguese financial group, with the highest domestic market shares in key areas such as customer deposits, loans and advances to customers, mortgages, insurance, mutual funds and real estate leasing (11.4%). Based on assets, it ranks 109 in  terms of the world’s major banks. CGD is the 69th largest European bank. Business units. CGD engages in, inter alia, retail banking, commercial banking, investment banking and venture capital, asset management, specialised credit, and insurance Retail banking. Consumer finance, mortgage lending, credit cards, and deposits to individuals, businessmen, and micro companies Commercial banking. Loans, current accounts, investment project financing, discounting bills, venture capital, factoring, equipment and property leasing, syndicated loans, underwriting services to large companies, small and medium enterprises, and the government sector Corporate finance. Acquisitions, mergers, restructuring, privatizations, subscription and placement of securities, securitization, preparation and organization of  syndicated loans, investment management, financial analysis of markets and companies, and advisory services Trading and sales segment. Management of the securities portfolio and issued debt instruments; and money and foreign exchange markets, repo and security loan, and wholesale brokerage operations, as well as offers derivative instruments, and loans and advances to other credit institutions Insurance. Various life and non-life insurance products Asset management. Open or closed unit trust and property funds, and wealth management funds International operations. Caixa operates internationally through a variety of branches, affiliates, and subsidiaries