Kentucky Employers' Mutual Insurance
Kentucky Employers' Mutual Insurance (KEMI) is a workers' compensation insurance company in Lexington, Kentucky. KEMI was created in 1995 and is the largest provider of workers' compensation insurance in Kentucky. KEMI is a mutual insurance company owned by its policyholders. KEMI is financed entirely by premium dollars and investment income. All workers' compensation insurance companies in Kentucky, including KEMI, are regulated by the Kentucky Department of Insurance and the Kentucky Department of Workers' Claims. Leadership. Jon Stewart, President and CEO