"mandibuyele emxholweni, ngokwembali lendlu, yindlu yasekunene kukaxhosa esizakutyebiselana ngayo, eyatshatyalaliswa ngexesha lombuso wamakolonali. umbuso wamangesi wamilisela iglen grey act 25 of 1894 ongomnye wemithetho eyathatha inxaxheba enkulu ekukhukuliseni ubukumkani nobukhosi bookhokho bethu, usoxutha amandla nemihlaba ephantsi kolawulo lwazo, bakugqiba babanike iziqwengana zemihlaba eziphantsi kolawulo lukarulumente." credit reports display both positive and negative information based on the actions you have taken with regards to your credit. the following information may be present on your credit report: credit report information: credit reports display both positive and negative information based on the actions you have taken with regards to your credit. the following information may be present on your credit report: 1. defaults: a persistent default will show up on your credit report if you have not paid an account for three or four months or if you are regularly late in paying your accounts. a persistent default will be displayed on your account before a judgement is taken and will show up on your credit record for up to two years. 2. judgements: a judgement is listed on your credit report for the duration of five years. 3. administration orders: administration orders are a form of insolvency. a court will appoint an administrator to distribute a set monthly amount to all of your creditors, on your behalf, in order to ensure that your debt repayments are made. an administration order will appear on a credit record for up to 10 years unless it has been rescinded. 4. sequestrations: sequestration is a legal process whereby you surrender your estate as you are deemed insolvent by court order. 5. debt counselling: if you go under debt counselling, the information related to the debt counselling process will be displayed on your credit record. 6. enquiries: when a credit provider requests to review your credit report in order to establish whether or not to grant you credit, it will be listed on your credit report.