Precautions when selling a caravan. - Forum Topic
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Forums / 2. FAQ & General Chat / Precautions when selling a caravan.
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24 Oct 2018 @ 18:22:38 pm
What is the best way to ensure you are not scammed when selling a caravan or vehicle. I used to go with bank guaranteed cheque, but do not know if that is still the way to go. When someone hands over the cheque you hand over the caravan and transfer papers. Does an eft offer guaranteed payment or can it be stopped.
24 Oct 2018 @ 18:38:30 pm
When I have sold vehicles I have always insisted on an EFT to my bank account, and released the vehicle and papers only once the funds reflected in my account.
24 Oct 2018 @ 18:58:23 pm
I do plenty cars i go with the person to his bank or mine and do a transfer and get the proof, i then transfer the money to wifes account.
24 Oct 2018 @ 19:16:47 pm
If you see the eft is reflected in your bank account (i have internet banking) can this not be reversed in a day or two. Would comprehensive insurance cover you in the evenþ this happened. I am so sceptical because i suspect someone tried to scam me when i wanted to buy a Skipper and they wanted an instant cash deposit. Needless to say i never did the deposit.
24 Oct 2018 @ 19:35:11 pm
I have heard that an EFT can be reversed within a couple of days somehow.
24 Oct 2018 @ 20:03:13 pm
Ek het ook al soos WJ gemaak as ek iets groots verkoop het....transfer die geld oor na n ander rekening. Ek weet nie of dit help nie, maar die rekening waar hulle geld in deponeer het nie oortrokke fasiliteite nie....so behoort nie in die rooi te kan gaan nie.
24 Oct 2018 @ 20:05:03 pm
Many moons ago I sold secondhand vehicles.
Will never forget. The first vehicle I sold was a Nissan Diesel bakkie! A red one!
Was paid with a Nedbank Bank Guaranteed Cheque, that was stolen from Nedbank!
Yep, nothing is safe and foolproof these days!
24 Oct 2018 @ 21:37:58 pm
So apart from what WJ says, go to the bank and get a transfer into your account what other options are there and how do most people do transactions like this these days?
25 Oct 2018 @ 05:34:48 am
With EFT transfers be very careful even if it shows being transferred into your account it can be reversed I think up to 3 working days. I don't know if they changed that
25 Oct 2018 @ 06:19:53 am
Sold my Navara a few years back. ABSA informed me then that EFT can still be reversed within 72 hours. Even if you have moved the funds.
They told me that best way is that you and buyer both go to your bank. They pay the funds whatever means into your account. You ask that the funds be made available imediately. This will cost you about R200 but is a small amount to pay to secure the money.
Been doing it this way ever since. Never had a problem.
25 Oct 2018 @ 12:21:44 pm
Very good advise thanks.
25 Oct 2018 @ 19:19:33 pm
26 Oct 2018 @ 08:04:39 am
More feedback from ABSA was if a large sum of money is paid into your account and the transaction is being reversed soon after, they will contact you before it is reversed.
Problem is that the people doing this usually have contacts inside the bank and the transaction is reversed without following the proper communication channels.
If the funds are made available your bank have contacted your buyers bank and confirmed that the funds are legit and that the transaction is legit. That means your bank will now guarantee the money.
26 Oct 2018 @ 10:40:14 am
Wonder if my comprehensive insurance would cover me.
26 Oct 2018 @ 11:14:12 am
Willie se raad is die beste....gaan saam met hom na jou of sy bank en doen oorplasing. Die skelms daar buite het baie baie vernuftig geraak.
26 Oct 2018 @ 13:21:42 pm
Ek vermoed ons risiko lê binne die banke met korrupte personeel wie deur die scammers omgekoop word.
29 Oct 2018 @ 07:43:53 am
Die skelms werk saam in sindikate met kontakte binne die banke.
Pasop vir mense wat jou vertel hulle bank kan nie geld oorplaas na jou bank toe nie.Truecaller is jou vriend wat mense se sel nommers kan identifiseer. Hou verby as die nommer opkom as geen id. Rica laat dit nie toe nie en wys jy het met skelms te doen. En jy moet weet hoe klink ander Afrika lande se aksente. Wat is die kanse dat ons ander inwoners karavane koop?
Daar is ‘n app op my selfoon wat RSA id nommers kan nagaan om te verifieer of dit geldig is.Ek sal nie met buitelanders besigheid doen nie.
Ek het die persoon aan wie ek my bakkie gesmous het gesê dat die geld vir 3 dae in my rekening moes lê om te bewys dis in - en dit was aan ‘n jong vrou wat saam met my gewerk het. Ek het ook aangedring dat hulle die bakkie moes toetsbestuur. Moet nie vriendskap met besigheid verwar nie.
Ek wou die voertuig terug koop toe hulle emigreer maar dit het die familie s’n geword ;-) En so wen die ander lande ons blink jong mense.