Ndiyavuya ngenxa bhuti. Ndiyazi uya kwenza nantoni na uThixo ayifunayo kuwe. Ke ukuba nithi lo msebenzi yakho yet..I'm nemincili ngokwenene ukuva oko uThixo sele ukubeka intliziyo yakho nge umculo. UThixo anisikelele umntu nemibulelo ngokundifundisa zonke izinto onazo ngawe umculo. While the core FICO® Score is the foundation of our scoring portfolio, we offer a number of other broad-based scores, including several specific FICO® Industry Scores. We also develop various custom scores for our financial services clients. The FICO® Score XD expands the scorable population using alternative credit data. FICO® Score XD looks at public records and property data, and a consumer’s history with mobile, landline phone and cable payments, to generate scores on the same 300-850 scale as standard FICO® Scores. FICO® Score XD is available to lenders from LexisNexis Risk Solutions and Equifax. We also continue to innovate with respect to scores that consider consumer permissioned data from accounts such as checking, savings, or money market accounts. Incorporating consumer contributed data is a unique approach to helping empower consumers to establish or improve their creditworthiness by using data that reflects sound financial activity but that is not part of a traditional credit report. This can help consumers qualify for the credit they seek under more competitive terms. This approach is particularly helpful for consumers who may have very sparse or inactive credit files and are seeking a path toward greater financial inclusion in mainstream banking.