Hamba kahle baba uMaphalala uyibekile induku ebandla sohlala sikukhumbula Mr brown Nkanyamba yokhozi. RIP WE LOVE U. We have very wide product range to serve the customer for various packaging bags from the bulk goods to be stock, transport and sale. Our packaging bags can carry goods from 5kgs up to 2000kgs with lots of types available in different specifications according to their final use. R3,98 billion (2,40%) for the quarter ended December 2017 and by R5,16 billion (3,13%) yearon-year. Credit bureaus held records for 25,31 million credit-active consumers, which showed an increase of 0,91% when compared to the 25,08 million in the previous quarter.Consumers classified in good standing increased by 406 220 to 15,62 million consumers. This amounts to 60,74% of the total number of credit-active consumers, an increase of 1,06% quarter-on-quarter and 1,84% year-on-year.The number of credit active accounts increased from 78,43 million to 79,49 million in the quarter ended December 2017. The number of impaired accounts has decreased from 20,19 million (25,74%) to 19,84 million (24,96%) when compared to September 2017, a decrease of 345 000 quarter-onquarter and 167 000 year-on-year. The number of inquiries made on consumer credit records was 530,11 million, this was an increase of 38,67% quarter-on-quarter but an increase of 18,74% year-on-year. Consumer initiated inquiries accounted for 23,98 million of all inquiries, an increase of 9,38% quarter-on-quarter and 22,01% year-on-year. The number of credit reports issued to consumers increased from 125 555 in the previous quarter to 152 690. A total 105 083 (68,82%) credit reports were issued without charge, and the remaining 47 607 (31,18%) were issued with charge. There were 32 509 disputes lodged on information held on consumer credit records for the quarter ended December 2017, an increase of 2,49% quarter-on-quarter but a decrease of 8,87% year-on-year. Nomsa Motshegare, the Chief Executive Officer (CEO) of the NCR has noted the seasonal uptick in credit extension. Motshegare is advising consumers to live within their means and only take credit when there is an absolute need.She further stressed the fact that consumers should only take credit from registered credit providers. Consumers must disclose all their financial obligations to credit providers when they apply for credit so that credit providers are able to conduct a proper affordability assessment. — Supplied.