Universal Merchant Bank
The Universal Merchant Bank was formally called "Merchant Bank Ghana Limited" and it has a head office in Accra, the capital City of Ghana. Overview. Universal Merchant Bank was opened to the Ghanaian public in 15 March 1972 as a merchant bank. UMB as it is referred to introduced Retail Banking with the acquisition of a Universal Banking License in 2005. Branch Network. Universal Merchant Bank has its headquarters in Accra, the capital city of Ghana. The branches of the bank and its subsidiary companies include the following locations: