United Commercial Bank (Bangladesh)
United Commercial Bank PLC (UCB) is one of the largest private sector commercial bank in Bangladesh that is not a foreign bank (FCB) and is listed in Dhaka's stock exchange, as well as the Chittagong Stock Exchange. It was established in 1983, twelve years after independence. History. The Bank was incorporated on 26 June 1983. The government owns shares in the bank. The bank is listed in both Dhaka Stock exchange and Chittagong stock exchange. In 2016 foreign hackers used skimmers to steal personal data from the banks ATM and used that data to clone  cards. UCB Fintech Company Limited. UCB has come up with their own MFS called উপায় (UCB Fintech Company Limited). With upay, you can cash out and send money to other upay users as well. upay is a digital financial service brand owned by UCB Fintech Company Limited, a United Commercial Bank affiliate. Upay began its journey in early 2021 after acquiring a license from Bangladesh Bank, delivering a wide range of mobile financial services to consumers from all walks of life. upay has recently had successful acquisitions with companies like Grameenphone, Robi and Banglalink to ensure that their users will  not need an active internet line to use the application. This makes it easier for users to use upay, as now they will not have to buy additional mobile data to have access to their upay account unlike many of its competitors.