P&amp;N BankP&amp;N Bank P&N Bank P&N Bank is a division of Police & Nurses Limited and an Australian owned bank managed in Western Australia. Operating under a mutual model, P&N Bank provides retail banking services such as savings and lending products, insurance and financial planning services. With a branch network of 15 branches in Western Australia, P&N Bank also has a Perth based Contact centre, online banking facilities and is partnered with Cuscal, and is a provider of access to the New Payments Platform (NPP). As a mutual bank there are no third party shareholders, as distinct from a listed company, members who bank  with P&N Bank and hold a share in Police & Nurses Limited are the owners of the Bank. P&N Bank is a member of COBA, the industry body that represents the credit unions, building societies and mutual banks in Australia and BCCM (Bureau of Credit Unions, Co-operatives and Mutuals). P&N Bank is one of the majors sponsors of the Perth Wildcats. History. Police & Nurses Credit Society originated in Western Australia in 1990 from the merger of the Police Credit Society of Western Australia Ltd and Western Australia Nurses Credit Society Ltd. In 2001, the organisation merged with Energy Credit Union  Ltd, which was the amalgamation of a number of smaller WA credit unions, the oldest of which was established in 1949. Around 15 credit unions make up P&N Bank’s history. In March 2013, after obtaining regulator approval, Police & Nurses Credit Society became a mutual bank trading as P&N Bank. Corporate governance. The P&N Bank Board of Directors is responsible for the Corporate Governance of P&N and its controlled entities. The Board manages the business in accordance with its policies, legislation, APRA prudential requirements and the Constitution of P&N. To ensure the Board can fulfil its responsibilities and comply with  policies and ethical standards, a Code of Conduct and Board Charter are in place. P&N Bank P&N Bank is a division of Police & Nurses Limited and an Australian owned bank managed in Western Australia. Operating under a mutual model, P&N Bank provides retail banking services such as savings and lending products, insurance and financial planning services. With a branch network of 15 branches in Western Australia, P&N Bank also has a Perth based Contact centre, online banking facilities and is partnered with Cuscal, and is a provider of access to the New Payments Platform (NPP). As a mutual bank there