The rate of heat transfer is determined by the temperature difference between the two objects, the surface area exposed to the cold surface and the effectiveness of the insulation between the body and the cold surface.
(The rate of heat transfer; is determined; by the temperature difference between the two objects) (the surface area; exposed; to the cold surface and the effectiveness of the insulation between the body and the cold surface)
The rate of heat transfer the surface area
is determined exposed
by the temperature difference between the two objects
to the cold surface and the effectiveness of the insulation between the body and the cold surface