Yet the average rate change for auto insurance coverage in New York State was a decrease of 0.6 percent in 1997, the first time in over a decade that there has been an overall decline in auto insurance rates state-wide.
(the average rate change for auto insurance coverage in New York State; was; a decrease of 0.6 percent in 1997)
the average rate change for auto insurance coverage in New York State
was
a decrease of 0.6 percent in 1997