(b) If a concern's size has increased other than by natural growth, the concern and its affiliates must be small at the time the application for refinancing is accepted for processing by SBA.
(a concern's size; has increased; other than by natural growth, the concern and its affiliates) (the application for refinancing; is accepted; for processing by SBA; T:the time)
a concern's size the application for refinancing
has increased is accepted
other than by natural growth, the concern and its affiliates
for processing by SBA T:the time