Assertion: ripple's goal | /r/CapableOf | facilitate direct peer-to-peer transfers
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text: Perhaps the biggest difference is a philosophical one, as while Ripple is focusing on banks and the corporate end of town, Stellar's goal is to provide low-cost financial services to people in the world's developing countries, and to facilitate direct peer-to-peer transfers rather than to facilitate the transferring of people's money by remittance companies and banks.