Assertion: defaulter's right | /r/CapableOf | issue legal notice
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text: If you have kept any collateral security with the bank for any loan and if repayment EMI cheque bounces, the banks are well within their right to issue a legal notice or deduct money from your account."Other than insufficient funds, cheque dishonors can happen in case of signature mismatch of the drawer on the cheque as per the bank’s records.