Assertion: mortgage debt | /r/HasProperty | about $188,500
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text: Further assuming that you can get a 30-year fixed-rate mortgage at an interest rate of 4% and that your monthly mortgage payments are a maximum of $900 (leaving $267, or $1,167 less $900, monthly towards insurance, property taxes, and other housing expenses), the maximum mortgage debt you can take on is about $188,500.