Assertion: credit card | /r/CapableOf | offer lower apr
Facets:
value: by using a lower rate premium
type: MANNER
Source sentences:
text: Credit cards or loans that offer a lower APR and no risk of deferred interest may be a more financially prudent choice.
text: And other credit cards may offer lower APRs overall by using a lower rate premium, even if they use the same base interest rate.