Assertion: original creditor | /r/CapableOf | report late payment
Facets:
value: to the credit bureaus
type: TRANSITIVE-OBJECT
value: by law
type: OTHER
Source sentences:
text: By law, your original creditor can’t report a late payment to the credit bureaus until it’s 31 days past due, so you have a built-in 30-day grace period to make your payment before your credit score is affected.