Assertion: credit card's balance | /r/CapableOf | sit with the cardholder
Facets:
value: for a year
type: TEMPORAL
Source sentences:
text: If the card issuer charges 15% on money lent to users, and it costs 5% to borrow the money to lend, and the balance sits with the cardholder for a year, the issuer earns 10% on the loan.