  We explore the impact of Fe80B20 inserted at both
Co$_{20}$Fe$_{80}$B$_{20}$/MgO interfaces of dual-MgO free layers (FLs) in
bottom-pinned magnetic tunnel junctions (MTJs). MTJ stacks are annealed for 30
min at 350 $^\circ$C and 400 $^\circ$C in a vacuum after film deposition.
Current-in-plane tunneling measurements are carried out to characterize
magnetotransport properties of the MTJs. Conventional magnetometry measurements
and ferromagnetic resonance are conducted to estimate the saturation
magnetization, the effective perpendicular anisotropy field and the Gilbert
damping of dual-MgO FLs as a function of the Fe$_{80}$B$_{20}$ thickness and
annealing temperatures. With ultrathin Fe$_{80}$B$_{20}$ (0.2 - 0.4 nm)
inserted, perpendicular magnetic anisotropy (PMA) of FLs increases with similar
tunnel magneto-resistance (TMR) and low damping values. As Fe$_{80}$B$_{20}$
layer thickness further increases (0.6 - 1.2 nm), both TMR and PMA degrade, and
damping increases dramatically. This study demonstrates a novel approach to
tune properties of MTJ stacks with dual-MgO FLs up to 400 $^\circ$C annealing,
which enables MTJ stacks for various applications.
