management 2019s discussion and analysis 130 jpmorgan chase & co./2013 annual report wholesale credit portfolio the wholesale credit environment remained favorable throughout 2013 driving an increase in commercial client activity .
discipline in underwriting across all areas of lending continues to remain a key point of focus , consistent with evolving market conditions and the firm 2019s risk management activities .
the wholesale portfolio is actively managed , in part by conducting ongoing , in-depth reviews of credit quality and of industry , product and client concentrations .
during the year , wholesale criticized assets and nonperforming assets decreased from higher levels experienced in 2012 , including a reduction in nonaccrual loans by 39% ( 39 % ) .
as of december 31 , 2013 , wholesale exposure ( primarily cib , cb and am ) increased by $ 13.7 billion from december 31 , 2012 , primarily driven by increases of $ 11.4 billion in lending-related commitments and $ 8.4 billion in loans reflecting increased client activity primarily in cb and am .
these increases were partially offset by a $ 9.2 billion decrease in derivative receivables .
derivative receivables decreased predominantly due to reductions in interest rate derivatives driven by an increase in interest rates and reductions in commodity derivatives due to market movements .
the decreases were partially offset by an increase in equity derivatives driven by a rise in equity markets .
wholesale credit portfolio december 31 , credit exposure nonperforming ( d ) .

December 31,
Credit exposure
Nonperforming<sup>(d)</sup>
(in millions)
2013
2012
2013
2012
Loans retained
$308,263
$306,222
$821
$1,434
Loans held-for-sale
11,290
4,406
26
18
Loans at fair value<sup>(a)</sup>
2,011
2,555
197
265
Loans – reported
321,564
313,183
1,044
1,717
Derivative receivables
65,759
74,983
415
239
Receivables from customers and other<sup>(b)</sup>
26,744
23,648
—
—
Total wholesale credit-related assets
414,067
411,814
1,459
1,956
Lending-related commitments
446,232
434,814
206
355
Total wholesale credit exposure
$860,299
$846,628
$1,665
$2,311
Credit Portfolio Management derivatives notional, net<sup>(c)</sup>
$(27,996)
$(27,447)
$(5)
$(25)
Liquid securities and other cash collateral held against derivatives
(14,435)
(15,201)
NA
NA

receivables from customers and other ( b ) 26744 23648 2014 2014 total wholesale credit- related assets 414067 411814 1459 1956 lending-related commitments 446232 434814 206 355 total wholesale credit exposure $ 860299 $ 846628 $ 1665 $ 2311 credit portfolio management derivatives notional , net ( c ) $ ( 27996 ) $ ( 27447 ) $ ( 5 ) $ ( 25 ) liquid securities and other cash collateral held against derivatives ( 14435 ) ( 15201 ) na na ( a ) during 2013 , certain loans that resulted from restructurings that were previously classified as performing were reclassified as nonperforming loans .
prior periods were revised to conform with the current presentation .
( b ) receivables from customers and other primarily includes margin loans to prime and retail brokerage customers ; these are classified in accrued interest and accounts receivable on the consolidated balance sheets .
( c ) represents the net notional amount of protection purchased and sold through credit derivatives used to manage both performing and nonperforming wholesale credit exposures ; these derivatives do not qualify for hedge accounting under u.s .
gaap .
excludes the synthetic credit portfolio .
for additional information , see credit derivatives on pages 137 2013138 , and note 6 on pages 220 2013233 of this annual report .
( d ) excludes assets acquired in loan satisfactions. .

Question: Analyse this data from a financial earnings document. what was the percentage change in loans reported from 2012 to 2013?
Choices:
1.026
8381
1.01938
0.04247
0.02676
Correct choice index: 4