management 2019s discussion and analysis 122 jpmorgan chase & co./2015 annual report wholesale credit portfolio the firm 2019s wholesale businesses are exposed to credit risk through underwriting , lending , market-making , and hedging activities with and for clients and counterparties , as well as through various operating services such as cash management and clearing activities .
a portion of the loans originated or acquired by the firm 2019s wholesale businesses is generally retained on the balance sheet .
the firm distributes a significant percentage of the loans it originates into the market as part of its syndicated loan business and to manage portfolio concentrations and credit risk .
the wholesale credit portfolio , excluding oil & gas , continued to be generally stable throughout 2015 , characterized by low levels of criticized exposure , nonaccrual loans and charge-offs .
growth in loans retained was driven by increased client activity , notably in commercial real estate .
discipline in underwriting across all areas of lending continues to remain a key point of focus .
the wholesale portfolio is actively managed , in part by conducting ongoing , in-depth reviews of client credit quality and transaction structure , inclusive of collateral where applicable ; and of industry , product and client concentrations .
wholesale credit portfolio december 31 , credit exposure nonperforming ( c ) .

December 31,
Credit exposure
Nonperforming<sup>(c)</sup>
(in millions)
2015
2014
2015
2014
Loans retained
$357,050
$324,502
$988
$599
Loans held-for-sale
1,104
3,801
3
4
Loans at fair value
2,861
2,611
25
21
Loans – reported
361,015
330,914
1,016
624
Derivative receivables
59,677
78,975
204
275
Receivables from customers and other<sup>(a)</sup>
13,372
28,972
—
—
Total wholesale credit-related assets
434,064
438,861
1,220
899
Lending-related commitments
366,399
366,881
193
103
Total wholesale credit exposure
$800,463
$805,742
$1,413
$1,002
Credit derivatives usedin credit portfolio management activities<sup>(b)</sup>
$(20,681)
$(26,703)
$(9)
$—
Liquid securities and other cash collateral held against derivatives
(16,580)
(19,604)
NA
NA

receivables from customers and other ( a ) 13372 28972 2014 2014 total wholesale credit- related assets 434064 438861 1220 899 lending-related commitments 366399 366881 193 103 total wholesale credit exposure $ 800463 $ 805742 $ 1413 $ 1002 credit derivatives used in credit portfolio management activities ( b ) $ ( 20681 ) $ ( 26703 ) $ ( 9 ) $ 2014 liquid securities and other cash collateral held against derivatives ( 16580 ) ( 19604 ) na na ( a ) receivables from customers and other include $ 13.3 billion and $ 28.8 billion of margin loans at december 31 , 2015 and 2014 , respectively , to prime and retail brokerage customers ; these are classified in accrued interest and accounts receivable on the consolidated balance sheets .
( b ) represents the net notional amount of protection purchased and sold through credit derivatives used to manage both performing and nonperforming wholesale credit exposures ; these derivatives do not qualify for hedge accounting under u.s .
gaap .
for additional information , see credit derivatives on page 129 , and note 6 .
( c ) excludes assets acquired in loan satisfactions. .

Question: Analyse this data from a financial earnings document. what was the percentage change in loans retained from 2014 to 2015?
Choices:
0.1003
252.3101
1.0997
1
100.3014
Correct choice index: 0