basel iii ( full implementation ) citigroup 2019s capital resources under basel iii ( full implementation ) citi currently estimates that its effective minimum common equity tier 1 capital , tier 1 capital and total capital ratio requirements under the u.s .
basel iii rules , on a fully implemented basis and assuming a 3% ( 3 % ) gsib surcharge , may be 10% ( 10 % ) , 11.5% ( 11.5 % ) and 13.5% ( 13.5 % ) , respectively .
further , under the u.s .
basel iii rules , citi must also comply with a 4% ( 4 % ) minimum tier 1 leverage ratio requirement and an effective 5% ( 5 % ) minimum supplementary leverage ratio requirement .
the following tables set forth the capital tiers , total risk-weighted assets , risk-based capital ratios , quarterly adjusted average total assets , total leverage exposure and leverage ratios , assuming full implementation under the u.s .
basel iii rules , for citi as of december 31 , 2015 and december 31 , 2014 .
citigroup capital components and ratios under basel iii ( full implementation ) december 31 , 2015 december 31 , 2014 ( 1 ) in millions of dollars , except ratios advanced approaches standardized approach advanced approaches standardized approach .

December 31, 2015
December 31, 2014<sup>(1)</sup>
In millions of dollars, except ratios
Advanced Approaches
Standardized Approach
Advanced Approaches
Standardized Approach
Common Equity Tier 1 Capital
$146,865
$146,865
$136,597
$136,597
Tier 1 Capital
164,036
164,036
148,066
148,066
Total Capital (Tier 1 Capital + Tier 2 Capital)<sup>(2)</sup>
186,097
198,655
165,454
178,413
Total Risk-Weighted Assets
1,216,277
1,162,884
1,292,605
1,228,488
Common Equity Tier 1 Capital ratio<sup>(3)(4)</sup>
12.07%
12.63%
10.57%
11.12%
Tier 1 Capital ratio<sup>(3)(4)</sup>
13.49
14.11
11.45
12.05
Total Capital ratio<sup>(3)(4)</sup>
15.30
17.08
12.80
14.52

common equity tier 1 capital ratio ( 3 ) ( 4 ) 12.07% ( 12.07 % ) 12.63% ( 12.63 % ) 10.57% ( 10.57 % ) 11.12% ( 11.12 % ) tier 1 capital ratio ( 3 ) ( 4 ) 13.49 14.11 11.45 12.05 total capital ratio ( 3 ) ( 4 ) 15.30 17.08 12.80 14.52 in millions of dollars , except ratios december 31 , 2015 december 31 , 2014 ( 1 ) quarterly adjusted average total assets ( 5 ) $ 1724710 $ 1835637 total leverage exposure ( 6 ) 2317849 2492636 tier 1 leverage ratio ( 4 ) 9.51% ( 9.51 % ) 8.07% ( 8.07 % ) supplementary leverage ratio ( 4 ) 7.08 5.94 ( 1 ) restated to reflect the retrospective adoption of asu 2014-01 for lihtc investments , consistent with current period presentation .
( 2 ) under the advanced approaches framework eligible credit reserves that exceed expected credit losses are eligible for inclusion in tier 2 capital to the extent the excess reserves do not exceed 0.6% ( 0.6 % ) of credit risk-weighted assets , which differs from the standardized approach in which the allowance for credit losses is eligible for inclusion in tier 2 capital up to 1.25% ( 1.25 % ) of credit risk-weighted assets , with any excess allowance for credit losses being deducted in arriving at credit risk-weighted assets .
( 3 ) as of december 31 , 2015 and december 31 , 2014 , citi 2019s common equity tier 1 capital , tier 1 capital , and total capital ratios were the lower derived under the basel iii advanced approaches framework .
( 4 ) citi 2019s basel iii capital ratios and related components , on a fully implemented basis , are non-gaap financial measures .
citi believes these ratios and the related components provide useful information to investors and others by measuring citi 2019s progress against future regulatory capital standards .
( 5 ) tier 1 leverage ratio denominator .
( 6 ) supplementary leverage ratio denominator. .

Question: Analyse this data from a financial earnings document. what is the difference in the tier 1 capital ratio between the advanced approaches and the standardized approach at december 31 , 2015?
Choices:
-0.62
0.62
-1.03
-14
-8.36
Correct choice index: 0