based on payments volume , total volume , number of transactions and number of cards in circulation , visa is the largest retail electronic payments network in the world .
the following chart compares our network with those of our major general-purpose payment network competitors for calendar year 2009 : company payments volume volume transactions cards ( billions ) ( billions ) ( billions ) ( millions ) visa inc. ( 1 ) .
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$ 2793 $ 4423 62.2 1808 .

Company
Payments Volume  (billions)
Total Volume  (billions)
Total Transactions  (billions)
Cards  (millions)
VisaInc.<sup>(1)</sup>
$2,793
$4,423
62.2
1,808
MasterCard
1,852
2,454
32.1
966
American Express
613
620
5.1
88
Discover
100
109
1.7
54
JCB
75
83
0.8
61
Diners Club
25
26
0.2
7

( 1 ) visa inc .
figures as reported on form 8-k filed with the sec on february 3 and april 28 , 2010 , respectively .
visa figures represent total volume , payments volume and cash volume , and the number of payments transactions , cash transactions , accounts and cards for products carrying the visa , visa electron and interlink brands .
card counts include plus proprietary cards .
payments volume represents the aggregate dollar amount of purchases made with cards carrying the visa , visa electron and interlink brands for the relevant period .
total volume represents payments volume plus cash volume .
the data presented is reported quarterly by visa 2019s clients on their operating certificates and is subject to verification by visa .
on occasion , clients may update previously submitted information .
sources : mastercard , american express , jcb and diners club data sourced from the nilson report issue 946 ( april 2010 ) .
includes all consumer and commercial credit , debit and prepaid cards .
currency figures are in u.s .
dollars .
mastercard excludes maestro and cirrus figures .
american express includes figures for third party issuers .
jcb figures are for april 2008 through march 2009 and include third party issuers .
transactions are estimates .
diners club figures are for the 12 months ended november 30 , 2009 .
discover data sourced from the nilson report issue 942 ( february 2010 ) 2014u.s .
data only and includes business from third party issuers .
for more information on the concentration of our operating revenues and other financial information , see note 15 2014enterprise-wide disclosures and concentration of business to our consolidated financial statements included in item 8 of this report .
working capital requirements payments settlement due from and due to issuing and acquiring clients generally represents our most consistent and substantial liquidity requirement , arising primarily from the payments settlement of certain credit and debit transactions and the timing of payments settlement between financial institution clients with settlement currencies other than the u.s .
dollar .
these settlement receivables and payables generally remain outstanding for one to two business days , consistent with standard market conventions for domestic transactions and foreign currency transactions .
we maintain working capital sufficient to enable uninterrupted daily settlement .
during fiscal 2010 , we funded average daily net settlement receivable balances of $ 129 million , with the highest daily balance being $ 386 million .
seasonality we do not expect to experience any pronounced seasonality in our business .
no individual quarter of fiscal 2010 or fiscal 2009 accounted for more than 30% ( 30 % ) of our fiscal 2010 or fiscal 2009 operating revenues. .

Question: Analyse this data from a financial earnings document. what is the average payment volume per transaction for visa inc?
Choices:
0.44904
2793
39.45338
9.85531
44.90354
Correct choice index: 4