on october 21 , 2004 , the hartford declared a dividend on its common stock of $ 0.29 per share payable on january 3 , 2005 to shareholders of record as of december 1 , 2004 .
the hartford declared $ 331 and paid $ 325 in dividends to shareholders in 2004 , declared $ 300 and paid $ 291 in dividends to shareholders in 2003 , declared $ 262 and paid $ 257 in 2002 .
aoci - aoci increased by $ 179 as of december 31 , 2004 compared with december 31 , 2003 .
the increase in aoci is primarily the result of life 2019s adoption of sop 03-1 , which resulted in a $ 292 cumulative effect for unrealized gains on securities in the first quarter of 2004 related to the reclassification of investments from separate account assets to general account assets , partially offset by net unrealized losses on cash-flow hedging instruments .
the funded status of the company 2019s pension and postretirement plans is dependent upon many factors , including returns on invested assets and the level of market interest rates .
declines in the value of securities traded in equity markets coupled with declines in long- term interest rates have had a negative impact on the funded status of the plans .
as a result , the company recorded a minimum pension liability as of december 31 , 2004 , and 2003 , which resulted in an after-tax reduction of stockholders 2019 equity of $ 480 and $ 375 respectively .
this minimum pension liability did not affect the company 2019s results of operations .
for additional information on stockholders 2019 equity and aoci see notes 15 and 16 , respectively , of notes to consolidated financial statements .
cash flow 2004 2003 2002 .

<i>Cash Flow</i>
2004
2003
2002
Net cash provided by operating activities
$2,634
$3,896
$2,577
Net cash used for investing activities
$(2,401)
$(8,387)
$(6,600)
Net cash provided by financing activities
$477
$4,608
$4,037
Cash — end of year
$1,148
$462
$377

2004 compared to 2003 2014 cash from operating activities primarily reflects premium cash flows in excess of claim payments .
the decrease in cash provided by operating activities was due primarily to the $ 1.15 billion settlement of the macarthur litigation in 2004 .
cash provided by financing activities decreased primarily due to lower proceeds from investment and universal life-type contracts as a result of the adoption of sop 03-1 , decreased capital raising activities , repayment of commercial paper and early retirement of junior subordinated debentures in 2004 .
the decrease in cash from financing activities and operating cash flows invested long-term accounted for the majority of the change in cash used for investing activities .
2003 compared to 2002 2014 the increase in cash provided by operating activities was primarily the result of strong premium cash flows .
financing activities increased primarily due to capital raising activities related to the 2003 asbestos reserve addition and decreased due to repayments on long-term debt and lower proceeds from investment and universal life-type contracts .
the increase in cash from financing activities accounted for the majority of the change in cash used for investing activities .
operating cash flows in each of the last three years have been adequate to meet liquidity requirements .
equity markets for a discussion of the potential impact of the equity markets on capital and liquidity , see the capital markets risk management section under 201cmarket risk 201d .
ratings ratings are an important factor in establishing the competitive position in the insurance and financial services marketplace .
there can be no assurance that the company's ratings will continue for any given period of time or that they will not be changed .
in the event the company's ratings are downgraded , the level of revenues or the persistency of the company's business may be adversely impacted .
on august 4 , 2004 , moody 2019s affirmed the company 2019s and hartford life , inc . 2019s a3 senior debt ratings as well as the aa3 insurance financial strength ratings of both its property-casualty and life insurance operating subsidiaries .
in addition , moody 2019s changed the outlook for all of these ratings from negative to stable .
since the announcement of the suit filed by the new york attorney general 2019s office against marsh & mclennan companies , inc. , and marsh , inc .
on october 14 , 2004 , the major independent ratings agencies have indicated that they continue to monitor developments relating to the suit .
on october 22 , 2004 , standard & poor 2019s revised its outlook on the u.s .
property/casualty commercial lines sector to negative from stable .
on november 23 , 2004 , standard & poor 2019s revised its outlook on the financial strength and credit ratings of the property-casualty insurance subsidiaries to negative from stable .
the outlook on the life insurance subsidiaries and corporate debt was unaffected. .

Question: Analyse this data from a financial earnings document. what is the net chance in cash in 2004?
Choices:
0
686.0
18
0.7
-2889
Correct choice index: 1