trismik/FinRAG huggingface dataset:
jpmorgan chase & co./2018 form 10-k 41 five-year stock performance the following table and graph compare the five-year cumulative total return for jpmorgan chase & co .
( 201cjpmorgan chase 201d or the 201cfirm 201d ) common stock with the cumulative return of the s&p 500 index , the kbw bank index and the s&p financial index .
the s&p 500 index is a commonly referenced equity benchmark in the united states of america ( 201cu.s . 201d ) , consisting of leading companies from different economic sectors .
the kbw bank index seeks to reflect the performance of banks and thrifts that are publicly traded in the u.s .
and is composed of leading national money center and regional banks and thrifts .
the s&p financial index is an index of financial companies , all of which are components of the s&p 500 .
the firm is a component of all three industry indices .
the following table and graph assume simultaneous investments of $ 100 on december 31 , 2013 , in jpmorgan chase common stock and in each of the above indices .
the comparison assumes that all dividends are reinvested .
december 31 , ( in dollars ) 2013 2014 2015 2016 2017 2018 .

December 31,(in dollars)
2013
2014
2015
2016
2017
2018
JPMorgan Chase
$100.00
$109.88
$119.07
$160.23
$203.07
$189.57
KBW Bank Index
100.00
109.36
109.90
141.23
167.49
137.82
S&P Financial Index
100.00
115.18
113.38
139.17
169.98
147.82
S&P 500 Index
100.00
113.68
115.24
129.02
157.17
150.27

december 31 , ( in dollars ) .

Question: Analyse this data from a financial earnings document. based on the review of the stock perfomance what was the ratio of the jpmorgan chase in 2017 to 3 kbw bank index
Choices:
1.19467
-1.21243
0.82479
0.00724
1.21243
Correct choice index: 4
Our net sales by offering category for APAC for 2019 and 2018, were as follows (dollars in thousands):
Net sales in APAC decreased 4% (increased 2% excluding the effects of fluctuating foreign currency rates), or $6.7 million, in 2019 compared to 2018. In APAC, increases in hardware and services net sales year over year were offset by a decrease in software net sales during 2019 compared to 2018. The changes were the result of the following:
• Continued expansion of hardware offerings in the APAC market resulted in higher net sales in this category.
• Continued trend toward higher sales of cloud solution offerings that are recorded on a net sales recognition basis in the services net sales category resulted in declines in the software net sales category.
• Higher volume of net sales of cloud solution offerings and software referral fees that are recorded on a net sales recognition basis positively impacted services net sales. Additionally, there were contributions from Insight delivered services from increased net sales of our digital innovation solutions offering.

APAC
Sales Mix
2019
2018
%Change
Hardware
$34,965
$29,496
19%
Software
92,988
107,363
(13%)
Services
52,288
50,055
4%
$180,241
$186,914
(4%)


Question: Analyse this data from a financial earnings document. What is the change in Sales Mix of Software between 2018 and 2019?
Choices:
-107363
-14375
-1543343125
-14
200351
Correct choice index: 1
Changes in the amounts of unrecognized tax benefits were as follows:
We had gross unrecognized tax benefits of $20.6 million and $19.8 million as of December 31, 2019 and 2018, respectively. If the current gross unrecognized tax benefits were recognized, the result would be an increase in our income tax benefit of $20.7 million and $19.6 million, respectively. These amounts are net of accrued interest and penalties relating to unrecognized tax benefits of $0.4 million and $0.2 million, respectively.
We believe that it is reasonably possible that $0.2 million of our currently remaining unrecognized tax benefits may be recognized by the end of 2020, as a result of a lapse of the applicable statute of limitations.

Year Ended December 31,
(In thousands)
2019
2018
2017
Beginning balance as of January 1
$ 19,821
$ 10,939
$ 10,616
Increases for tax positions related to the current year
1,240
8,977
640
Decreases for tax positions related to prior years
0
0
(146)
Increases for tax positions related to prior years
95
367
153
Decreases relating to settlements with taxing authorities
0
0
0
Increases acquired in business acquisitions
0
540
0
Foreign currency translation
3
(5)
10
Reductions due to lapsed statute of limitations
(555)
(997)
(334)
Ending balance as of December 31
$ 20,604
$ 19,821
$ 10,939


Question: Analyse this data from a financial earnings document. What is the change in Increases for tax positions related to the current year between 2019 and 2018?
Choices:
0
-8956
-7737
1230
10217
Correct choice index: 2
UK OPERATING COSTS
UK operating costs decreased 1.2%. Store closures more than offset the cost of new space and channel shift. Cost savings across the business outweighed inflation related increases.
Store staffing costs reduced, as savings from store management restructuring, closures and other efficiencies more than offset pay inflation. Other store costs reduced driven by lower depreciation, due to our closure programme and as a number of assets have reached the end of their useful life, which more than offset rent and rates inflation in the year.
The growth in distribution and warehousing costs was largely driven by inflation and the costs of channel shift, as well as costs associated with the closure of an equipment warehouse, with some offset achieved from improved efficiencies at Castle Donington.
The increase in marketing costs reflected investments in our Food brand and the planned increase in costs in the second half of the year due to the timing of campaigns.
Central costs reduced as lower incentive costs year-on-year, the benefits of technology transformation programmes and other cost efficiencies more than offset system investment write offs and expenditure on the Fuse programme.

52 weeks ended
30 Mar 2019
31 Mar 2018
Change
£m
£m
%
Store staffing
1,044.7
1,070.6
-2.4
Other store costs
950.4
992.1
-4.2
Distribution & warehousing
564.6
538.0
4.9
Marketing
155.1
151.6
2.3
Central costs
694.8
698.0
-0.5
Total
3,409.6
3,450.3
-1.2


Question: Analyse this data from a financial earnings document. What is the average marketing costs for 2018 and 2019?
Choices:
306.7
0.44
1.75
79.65
153.35
Correct choice index: 4
24. Government grants
The following government grants are included within trade and other payables:
Government grants have been received to accelerate and support research and development in the vulnerability of global navigation satellite systems and other high technology projects.

2019
2018
$ million
$ million
At 1 January
2.3
2.6
Received during the year
0.3
0.1
Released to the income statement
(0.6)
(0.4)
At 31 December
2.0
2.3


Question: Analyse this data from a financial earnings document. What was the percentage change in the amount at 31 December?
Choices:
-13.04
-1.25
-100
-15
943.48
Correct choice index: 0
AMERICAN TOWER CORPORATION AND SUBSIDIARIES SCHEDULE III—SCHEDULE OF REAL ESTATE AND ACCUMULATED DEPRECIATION (dollars in millions)
(7) Primarily includes foreign currency exchange rate fluctuations and other deductions.

2019
2018
2017
Gross amount of accumulated depreciation at beginning
$(5,724.7)
$(5,181.2)
$(4,548.1)
Additions during period:
Depreciation
(768.4)
(751.4)
(718.7)
Other
—
—
—
Total additions
(768.4)
(751.4)
(718.7)
Deductions during period:
Amount of accumulated depreciation for assets sold or disposed
121.4
129.3
100.7
Other (7)
(10.5)
78.6
(15.1)
Total deductions
110.9
207.9
85.6
Balance at end
$(6,382.2)
$(5,724.7)
$(5,181.2)


Question: Analyse this data from a financial earnings document. What was the change in Gross amount of accumulated depreciation at beginning between 2017 and 2018?
Choices:
-4412.8
23564615.7
-633.1
-0.6
633.1
Correct choice index: 2
Inventories and Inventory Valuation
Inventories are stated at the lower of first-in, first-out (FIFO) cost or market value. Market value is based upon an estimated average selling price reduced by estimated costs of disposal. Should actual market conditions differ from the Company’s estimates, the Company’s future results of operations could be materially affected. Reductions in inventory valuation are included in Cost of revenue in the accompanying Consolidated Statements of Operations. The Company reviews inventory for excess quantities and obsolescence based on its best estimates of future demand, product lifecycle status and product development plans. The Company uses historical information along with these future estimates to reduce the inventory cost basis. Subsequent changes in facts and circumstances do not result in the restoration or increase in that newly established cost basis. Prices anticipated for future inventory demand are compared to current and committed inventory values.
The components of inventories are as follows:

March 31,
(in thousands)
2019
2018
Raw materials
$3,445
$2,969
Finished goods
6,356
6,253
Total inventories
$9,801
$9,222


Question: Analyse this data from a financial earnings document. What is the proportion of the value of finished goods over total inventories in 2019?
Choices:
648505.25
-0.65
1.02
0.65
0.64
Correct choice index: 3
Interest expense, net includes the stated interest rate on our outstanding debt, as well as the net impact of capitalized interest, interest income, the effects of terminated interest rate swaps and the amortization of capitalized senior debt issuance costs and credit facility fees, bond discounts, and terminated treasury locks.
Interest expense, net for the years ended December 31, was as follows:
(1) We repaid the notes upon maturity in July 2017.
(2) On August 1, 2019, Sealed Air Corporation, on behalf of itself and certain of its subsidiaries, and Sealed Air Corporation (US) entered into an amendment to its existing senior secured credit facility with Bank of America, N.A., as agent, and the other financial institutions party thereto. The amendment provided for a new incremental term facility in an aggregate principal amount of up to $475 million, to be used, in part, to finance the acquisition of Automated. See Note 14, "Debt and Credit Facilities," of the Notes to Consolidated Financial Statements for further details.
(3) On July 12, 2018, the Company and certain of its subsidiaries entered into a third amended and restated credit agreement with respect to its existing senior secured credit facility. See Note 14, “Debt and Credit Facilities,” of the Notes to Consolidated Financial Statements for further details.
(4) In November 2019, the Company issued $425 million of 4.00% Senior Notes due 2027 and used the proceeds to retire the existing $425 million of 6.50% Senior Notes due 2020. See Note 14, "Debt and Credit Facilities," of the Notes to Consolidated Financial Statements for further details.

Year Ended December 31,
2019 vs. 2018
2018 vs. 2017
(In millions)
2019
2018
2017
Change
Change
Interest expense on our various debt instruments:
Term Loan A due July 2017(1)
$ —
$ —
$ 3.6
$ —
$ (3.6)
Term Loan A due July 2022(2)
6.8
—
—
6.8
—
Term Loan A due July 2023(3)
8.5
8.9
18.6
(0.4)
(9.7)
Revolving credit facility due July 2023(3)
1.4
1.9
2.4
(0.5)
(0.5)
6.50% Senior Notes due December 2020(4)
25.4
28.1
28.1
(2.7)
—
4.875% Senior Notes due December 2022
21.5
21.5
21.5
—
—
5.25% Senior Notes due April 2023
23.1
23.1
23.0
—
0.1
4.50% Senior Notes due September 2023
20.7
21.8
21.0
(1.1)
0.8
5.125% Senior Notes due December 2024
22.4
22.4
22.3
—
0.1
5.50% Senior Notes due September 2025
22.4
22.4
22.3
—
0.1
4.00% Senior Notes due December 2027(4)
1.7
—
—
1.7
—
6.875% Senior Notes due July 2033
31.1
31.0
31.0
0.1
—
Other interest expense
19.4
18.2
18.3
1.2
(0.1)
Less: capitalized interest
(8.4)
(6.3)
(10.3)
(2.1)
4.0
Less: interest income
(11.9)
(15.1)
(17.6)
3.2
2.5
Total
$ 184.1
$ 177.9
$ 184.2
$ 6.2
$ (6.3)


Question: Analyse this data from a financial earnings document. For the year 2019, what is the interest expense for Senior Notes due from 2020-2023 inclusive?
Choices:
49.3
90.7
0.9
69.3
68.9
Correct choice index: 1
7. ACCOUNTS RECEIVABLES ALLOWANCES
Summarized below is the activity in our accounts receivable allowances including compensation credits and doubtful accounts as follows (in thousands):
The balances at the end of fiscal years 2019, 2018 and 2017 are comprised primarily of compensation credits of $4.5 million, $6.3 million and $8.9 million, respectively.

Fiscal Year
2019
2018
2017
Balance - beginning of year
$6,795
$9,410
$3,279
Provision, net
11,989
15,465
29,512
Charge-offs
(13,737)
(18,080)
(23,381)
Balance - end of year
$5,047
6,795
9,410


Question: Analyse this data from a financial earnings document. What was the average Provision, net for 2017-2019?
Choices:
18988.67
0.02
12659.11
27454
14306.33
Correct choice index: 0
performance graph the performance graph below shows the five-year cumulative total stockholder return on applied common stock during the period from october 28 , 2012 through october 29 , 2017 .
this is compared with the cumulative total return of the standard & poor 2019s 500 stock index and the rdg semiconductor composite index over the same period .
the comparison assumes $ 100 was invested on october 28 , 2012 in applied common stock and in each of the foregoing indices and assumes reinvestment of dividends , if any .
dollar amounts in the graph are rounded to the nearest whole dollar .
the performance shown in the graph represents past performance and should not be considered an indication of future performance .
comparison of 5 year cumulative total return* among applied materials , inc. , the s&p 500 index and the rdg semiconductor composite index *assumes $ 100 invested on 10/28/12 in stock or 10/31/12 in index , including reinvestment of dividends .
indexes calculated on month-end basis .
copyright a9 2017 standard & poor 2019s , a division of s&p global .
all rights reserved. .

10/28/2012
10/27/2013
10/26/2014
10/25/2015
10/30/2016
10/29/2017
Applied Materials
100.00
171.03
207.01
165.34
293.64
586.91
S&P 500 Index
100.00
127.18
149.14
156.89
163.97
202.72
RDG Semiconductor Composite Index
100.00
131.94
167.25
160.80
193.36
288.96

dividends during each of fiscal 2017 , 2016 and 2015 , applied 2019s board of directors declared four quarterly cash dividends in the amount of $ 0.10 per share .
applied currently anticipates that cash dividends will continue to be paid on a quarterly basis , although the declaration of any future cash dividend is at the discretion of the board of directors and will depend on applied 2019s financial condition , results of operations , capital requirements , business conditions and other factors , as well as a determination by the board of directors that cash dividends are in the best interests of applied 2019s stockholders .
10/28/12 10/27/13 10/26/14 10/25/15 10/30/16 10/29/17 applied materials , inc .
s&p 500 rdg semiconductor composite .

Question: Analyse this data from a financial earnings document. what is the roi in s&p500 if the investment was made in 2012 and sold in 2015?
Choices:
568.9
0
0.5689
56.89
2.5689
Correct choice index: 2
The following direct customers accounted for 10% or more of our net revenues in one or more of the following periods:
Nokia was our largest customer in fiscal 2019, 2018 and 2017. Nokia purchases products directly from us and through contract manufacturers and distributors. Based on information provided to us by its contract manufacturers and our distributors, purchases by Nokia represented approximately 45%, 36% and 41% of our net revenues in fiscal 2019, 2018 and 2017, respectively. To our knowledge, none of our other OEM customers accounted for more than 10% of our net revenues in any of these periods.

Fiscal Year Ended
March 31,
2019
2018
2017
Contract manufacturers and consignment warehouses:       
Flextronics Technology
21.8%
14.0%
10.4%
Sanmina
17.7
16.0
20.4
Distributors:       
Avnet Logistics
31.3
35.3
25.5
Nexcomm 
14.8
16.1
19.7


Question: Analyse this data from a financial earnings document. What was the change in net revenue from Sanmina from 2018 to 2019?
Choices:
-1.7
3.7
1.7
-17.6
0.1
Correct choice index: 2
Note 3 – Inventories, net
Inventories consisted of the following:

December 31,
2019
2018
Ingredients
$ 1,942
$ 1,580
Packaging
2,230
2,072
Finished goods
2,220
2,165
Total inventories, net
$ 6,392
$ 5,817


Question: Analyse this data from a financial earnings document. What is the change in finished goods between 2018 and 2019?
Choices:
55
-4172
0
-55
4385
Correct choice index: 0
The movements below in foreign currency translation reserve and cashflow hedge reserve relating to the NSPT Group are presented within non-controlling interest in the Group’s consolidated statement of changes in equity.
Taxation impact on revaluation applies only to cash flow hedges held in NSNZPT, a sub-trust of NSPT, which is subject to New Zealand tax legislation. Deferred tax does not apply to any other cash flow hedges held in the NSPT Group under current Australian tax legislation.
The hedging reserve is used to record gains or losses on derivatives that are designated as cash flow hedges and recognised in other comprehensive income, as described in note 2(m). Amounts are reclassified to profit or loss in the period when the associated hedged transaction takes place.
On 24 June 2019, the Group reset the interest rates associated with AUD denominated interest rate swaps designated as cash flow hedges. This resulted in a cash outflow of $22.9m which reduced the Group’s financial liability as presented in note 9.8. In accordance with AASB 9 Financial instruments, as the nature of the underlying hedged instrument is unchanged the fair value of this outflow remains in the cash flow hedge reserve and will be amortised to the statement of profit or loss in future periods.
The cash flow hedge is included in non-controlling interest in the Consolidated Group and is not classified within other reserves.

NSPT Group
2019
2018
$'000
$'000
Foreign currency translation reserve
Opening balance at 1 July
(115)
232
Net investment hedge
(1,591)
1,007
Foreign exchange translation differences
2,464
(1,354)
Closing balance at 30 June
758
(115)
Cash flow hedge reserve
Opening balance at 1 July
(2,073)
(45)
Revaluation of derivatives
(22,098)
(2,112)
Taxation impact on revaluation
290
84
Closing balance at 30 June
(23,881)
(2,073)
Other reserves
(23,123)
(2,188)


Question: Analyse this data from a financial earnings document. What is the change in the Taxation impact on revaluation from 2018 to 2019?
Choices:
260
-206
280
-2157
206
Correct choice index: 4
OPERATING COSTS AND ADJUSTED EBITDA
Bell Wireline operating costs were essentially stable year over year, decreasing by 0.1% in 2019, compared to 2018, resulting from: • The favourable impact from the adoption of IFRS 16 in 2019 • Continued effective cost containment • Lower pension expenses reflecting reduced DB costs
These factors were partly offset by: • Higher cost of goods sold related to the growth in product sales • Increased costs from the acquisition of Axia • Greater payments to other carriers from increased sales of international wholesale long distance minutes
Bell Wireline adjusted EBITDA grew by 1.7% in 2019, compared to last year, reflecting the growth in revenues as operating expenses were relatively stable year over year. Adjusted EBITDA margin increased to 43.8% in 2019, compared to the 43.4% achieved last year, resulting from the favourable impact of the adoption of IFRS 16 in 2019 and the flow-through of the service revenue growth, offset in part by higher low-margin product sales in our total revenue base.

2019
2018
$ CHANGE
% CHANGE
Operating costs
(6,942)
(6,946)
4
0.1%
Adjusted EBITDA
5,414
5,321
93
1.7%
Adjusted EBITDA margin
43.8%
43.4%
0.4 pts


Question: Analyse this data from a financial earnings document. What is the sum of the adjusted EBITDA in 2018 and 2019?
Choices:
10735
10642
-10735
107
93
Correct choice index: 0
net unfunded credit commitments .

December 31 - in millions
2007
2006
Commercial
$39,171
$31,009
Consumer
10,875
10,495
Commercial real estate
2,734
2,752
Other
567
579
Total
$53,347
$44,835

commitments to extend credit represent arrangements to lend funds subject to specified contractual conditions .
at december 31 , 2007 , commercial commitments are reported net of $ 8.9 billion of participations , assignments and syndications , primarily to financial services companies .
the comparable amount at december 31 , 2006 was $ 8.3 billion .
commitments generally have fixed expiration dates , may require payment of a fee , and contain termination clauses in the event the customer 2019s credit quality deteriorates .
based on our historical experience , most commitments expire unfunded , and therefore cash requirements are substantially less than the total commitment .
consumer home equity lines of credit accounted for 80% ( 80 % ) of consumer unfunded credit commitments .
unfunded credit commitments related to market street totaled $ 8.8 billion at december 31 , 2007 and $ 5.6 billion at december 31 , 2006 and are included in the preceding table primarily within the 201ccommercial 201d and 201cconsumer 201d categories .
note 24 commitments and guarantees includes information regarding standby letters of credit and bankers 2019 acceptances .
at december 31 , 2007 , the largest industry concentration was for general medical and surgical hospitals , which accounted for approximately 5% ( 5 % ) of the total letters of credit and bankers 2019 acceptances .
at december 31 , 2007 , we pledged $ 1.6 billion of loans to the federal reserve bank ( 201cfrb 201d ) and $ 33.5 billion of loans to the federal home loan bank ( 201cfhlb 201d ) as collateral for the contingent ability to borrow , if necessary .
certain directors and executive officers of pnc and its subsidiaries , as well as certain affiliated companies of these directors and officers , were customers of and had loans with subsidiary banks in the ordinary course of business .
all such loans were on substantially the same terms , including interest rates and collateral , as those prevailing at the time for comparable transactions with other customers and did not involve more than a normal risk of collectibility or present other unfavorable features .
the aggregate principal amounts of these loans were $ 13 million at december 31 , 2007 and $ 18 million at december 31 , 2006 .
during 2007 , new loans of $ 48 million were funded and repayments totaled $ 53 million. .

Question: Analyse this data from a financial earnings document. consumer home equity lines of credit accounted for 80% ( 80 % ) of consumer unfunded credit commitments . what is this amount in 2007 in millions of dollars?
Choices:
0.6
60900
31336.8
-8700
8700.0
Correct choice index: 4
The Company’s unused short-term lines of credit amounted to NT$77,658 million and NT$64,169 million as of December 31, 2018 and 2019, respectively.
(10) Short-Term Loans

As of December 31,
2018
2019
NT$(In Thousands)
NT$(In Thousands)
Unsecured bank loans
$7,780,552
$8,080,200
Unsecured other loans
5,323,256
3,935,006
Total
$13,103,808
$12,015,206


Question: Analyse this data from a financial earnings document. What is the average Unsecured other loans?
Choices:
4629131
9258260
1999588
-925826
24642049370536
Correct choice index: 0
measurement point december 31 the priceline group nasdaq composite index s&p 500 rdg internet composite .

Measurement PointDecember 31
The Priceline Group Inc.
NASDAQComposite Index
S&P 500Index
RDG InternetComposite
2010
100.00
100.00
100.00
100.00
2011
117.06
100.53
102.11
102.11
2012
155.27
116.92
118.45
122.23
2013
290.93
166.19
156.82
199.42
2014
285.37
188.78
178.29
195.42
2015
319.10
199.95
180.75
267.25

.

Question: Analyse this data from a financial earnings document. what was the difference in percentage change between the priceline group inc . and the nasdaq composite index for the five years ended 2015?
Choices:
0.9995
0.0024
3.1915
1.1915
1.191
Correct choice index: 3