trismik/FinRAG huggingface dataset:
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS (United States Dollars in thousands, except per share data and unless otherwise indicated)
Fair value change in FCR liability
The following table reconciles the beginning and ending measurements of our FCR liability and highlights the activity that drove the fair value change in FCR liability included in our cost of revenue.
(1) Includes: (i) incentive payments from Bank Partners, which is the surplus of finance charges billed to borrowers over an agreedupon portfolio yield, a fixed servicing fee and realized net credit losses, (ii) cash received from recoveries on previously charged-off Bank Partner loans, and (iii) the proceeds received from transferring our rights to Charged-Off Receivables (as defined below) attributable to previously charged-off Bank Partner loans. We consider all monthly incentive payments from Bank Partners during the period to be related to billed finance charges on deferred interest products until monthly incentive payments exceed total billed finance charges on deferred products, which did not occur during any of the periods presented.
(2) Represents the reversal of previously billed finance charges associated with deferred payment loan principal balances that were repaid within the promotional period.
(3) A fair value adjustment is made based on the expected reversal percentage of billed finance charges (expected settlements), which is estimated at each reporting date. The fair value adjustment is recognized in cost of revenue in the Consolidated Statements of Operations.

Year Ended December 31,
2019
2018
2017
Beginning balance
$138,589
$94,148
$68,064
Receipts(1)
159,527
129,153
109,818
Settlements(2)
(262,449)
(181,590)
(127,029)
Fair value changes recognized in cost of revenue(3)
170,368
96,878
43,295
Ending balance
$206,035
$138,589
$94,148


Question: Analyse this data from a financial earnings document. What was the change in the amount of Settlements between 2017 and 2019?
Choices:
-262446
-135420
135420
-359327
33338634021
Correct choice index: 1
NAVIOS MARITIME HOLDINGS INC. NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Expressed in thousands of U.S. dollars — except share data)
Revenue by Geographic Region
Vessels operate on a worldwide basis and are not restricted to specific locations. Accordingly, it is not possible to allocate the assets of these operations to specific countries. The total net book value of long-lived assets for dry bulk vessels amounted to $741,347 and $933,784 at December 31, 2019 and 2018, respectively. For the Logistics Business, all long-lived assets are located in South America. The total net book value of long-lived assets for the Logistics Business amounted to $536,342 (including constructions in progress of $4,046, referred to in Note 7) and $556,713 at December 31, 2019 and 2018, respectively. The total net book value of long-lived assets for the Containers Business amounted to at December 31, 2018 $399,979.

Year ended December 31, 2019
Year ended December 31, 2018
Year ended December 31, 2017
North America
$2,259
$4,248
$5,513
Europe
179,009
142,688
124,857
Asia
67,468
135,614
91,552
South America
232,394
208,751
212,616
Other
1,319
26,438
28,511
Total
$482,449
$517,739
$463,049


Question: Analyse this data from a financial earnings document. What was the percentage change in the revenue from Other regions between 2018 and 2019?
Choices:
-95.01
-874.03
-5.21
131900
-384414.38
Correct choice index: 0
measurement point december 31 booking holdings nasdaq composite index s&p 500 rdg internet composite .

Measurement PointDecember 31
Booking Holdings Inc.
NASDAQComposite Index
S&P 500Index
RDG InternetComposite
2012
100.00
100.00
100.00
100.00
2013
187.37
141.63
132.39
163.02
2014
183.79
162.09
150.51
158.81
2015
205.51
173.33
152.59
224.05
2016
236.31
187.19
170.84
235.33
2017
280.10
242.29
208.14
338.52

sales of unregistered securities between october 1 , 2017 and december 31 , 2017 , we issued 103343 shares of our common stock in connection with the conversion of $ 196.1 million principal amount of our 1.0% ( 1.0 % ) convertible senior notes due 2018 .
the conversions were effected in accordance with the indenture , which provides that the principal amount of converted notes be paid in cash and the conversion premium be paid in cash and/or shares of common stock at our election .
in each case , we chose to pay the conversion premium in shares of common stock ( fractional shares are paid in cash ) .
the issuances of the shares were not registered under the securities act of 1933 , as amended ( the "act" ) pursuant to section 3 ( a ) ( 9 ) of the act. .

Question: Analyse this data from a financial earnings document. what was the percent of the growth in meausurement of the booking holdings inc.2016 to 2017
Choices:
44.77
43.79
102.21
516.41
117.08
Correct choice index: 1
5. Receivables, net
The allowance for doubtful accounts includes all specific accounts receivable which we believe are likely not collectable based on known information. The reduction for the unpaid portion of deferred revenue represents future customer service or maintenance obligations which have been billed to customers, but remain unpaid as of the respective balance sheet dates. Deferred revenue on our consolidated balance sheets represents future customer service or maintenance obligations which have been billed and collected as of the respective balance sheet dates.
The note receivable represents the remaining outstanding balance of an original note related to the sale of a product line in 2005 in the amount of $540 thousand. This was fully reserved at the time of the sale as the note’s collectability was not assured. The note receivable is fully reserved at December 31, 2019 and 2018.

(In thousands)
December 31,
2019
2018
Gross accounts receivables
$ 21,193
$ 14,135
Allowance for returns and doubtful accounts
(265 )
(277 )
Unpaid portion of deferred revenue
(10,847 )
(10,670 )
Note receivable
458
458
Allowance for note receivable
(458 )
(458 )
Receivables, net
$ 10,081
$ 3,188


Question: Analyse this data from a financial earnings document. What is the change in net Receivables between 2018 and 2019?
Choices:
-6893
6893
9804
7482
13269
Correct choice index: 1
The Monte Carlo simulation assumptions used for the periods presented were as follows:
As of January 3, 2020, there was $12 million of unrecognized compensation cost, net of estimated forfeitures, which is expected to be recognized over a weighted average period of 1.7 years. The fair value of performance-based stock awards that vested in fiscal 2019, 2018 and 2017 was $9 million, $13 million, and $4 million, respectively.

Year Ended
January 3, 2020
December 28, 2018
December 29, 2017
Expected volatility
22.02%
25.37%
27.19%
Risk free rate of return
2.39%
2.35%
1.53%
Weighted average grant date stock price
$62.66
$65.00
$53.73


Question: Analyse this data from a financial earnings document. What was the change in Weighted average grant date stock price from 2017 to 2018?
Choices:
11270000
11.27
64.98
0
-44.73
Correct choice index: 1
AMERICAN TOWER CORPORATION AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
20. SUPPLEMENTAL CASH FLOW INFORMATION
Supplemental cash flow information and non-cash investing and financing activities are as follows for the years ended December 31,:
(1) Related to the note extinguishment with TV Azteca, S.A. de C.V. in 2018.

2019
2018
2017
Supplemental cash flow information:
Cash paid for interest
$750.2
$789.7
$712.1
Cash paid for income taxes (net of refunds of $11.2, $25.0 and $20.7, respectively)
147.5
163.9
136.5
Non-cash investing and financing activities:
(Decrease) increase in accounts payable and accrued expenses for purchases of property and equipment and construction activities
(21.0)
8.3
34.0
Purchases of property and equipment under finance leases, perpetual easements and capital leases
81.3
57.8
54.8
Fair value of debt assumed through acquisitions
329.8
—
—
Acquisition of Commercialization Rights (1)
—
24.8
—
Conversion of third-party debt to equity
—
—
48.2
Debt financed acquisition of communication sites
—
54.2
—


Question: Analyse this data from a financial earnings document. What was the percentage change in Purchases of property and equipment under finance leases, perpetual easements and capital leases between 2018 and 2019?
Choices:
40.66
19.6
-40.66
33.05
126.3
Correct choice index: 0
the graph below compares expeditors international of washington , inc.'s cumulative 5-year total shareholder return on common stock with the cumulative total returns of the s&p 500 index and the nasdaq industrial transportation index ( nqusb2770t ) .
the graph assumes that the value of the investment in our common stock and in each of the indexes ( including reinvestment of dividends ) was $ 100 on 12/31/2013 and tracks it through 12/31/2018 .
total return assumes reinvestment of dividends in each of the indices indicated .
comparison of 5-year cumulative total return among expeditors international of washington , inc. , the s&p 500 index and the nasdaq industrial transportation index. .

12/13
12/14
12/15
12/16
12/17
12/18
Expeditors International of Washington, Inc.
$100.00
$100.81
$101.92
$119.68
$146.19
$153.88
Standard and Poor's 500 Index
100.00
111.39
110.58
121.13
144.65
135.63
NASDAQ Industrial Transportation (NQUSB2770T)
100.00
121.41
93.55
120.89
154.19
140.25

the stock price performance included in this graph is not necessarily indicative of future stock price performance. .

Question: Analyse this data from a financial earnings document. what is the difference in percentage of cumulative total return between expeditors international of washington inc . and the standard and poor's 500 index for the 5 year period ending 12/18?
Choices:
-53.88
44.65
0
53.88
32.75
Correct choice index: 3
five-year performance comparison 2013 the following graph provides an indicator of cumulative total shareholder returns for the corporation as compared to the peer group index ( described above ) , the dj trans , and the s&p 500 .
the graph assumes that $ 100 was invested in the common stock of union pacific corporation and each index on december 31 , 2011 and that all dividends were reinvested .
the information below is historical in nature and is not necessarily indicative of future performance .
purchases of equity securities 2013 during 2016 , we repurchased 35686529 shares of our common stock at an average price of $ 88.36 .
the following table presents common stock repurchases during each month for the fourth quarter of 2016 : period total number of shares purchased [a] average price paid per share total number of shares purchased as part of a publicly announced plan or program [b] maximum number of shares remaining under the plan or program [b] .

Period
Total Number of Shares Purchased [a]
Average Price Paid Per Share
Total Number of Shares Purchased as Part of a Publicly AnnouncedPlan or Program [b]
Maximum Number of Shares Remaining Under the Plan or Program [b]
Oct. 1 through Oct. 31
3,501,308
$92.89
3,452,500
23,769,426
Nov. 1 through Nov. 30
2,901,167
95.68
2,876,067
20,893,359
Dec. 1 through Dec. 31
3,296,652
104.30
3,296,100
17,597,259
Total
9,699,127
$97.60
9,624,667
N/A

[a] total number of shares purchased during the quarter includes approximately 74460 shares delivered or attested to upc by employees to pay stock option exercise prices , satisfy excess tax withholding obligations for stock option exercises or vesting of retention units , and pay withholding obligations for vesting of retention shares .
[b] effective january 1 , 2014 , our board of directors authorized the repurchase of up to 120 million shares of our common stock by december 31 , 2017 .
these repurchases may be made on the open market or through other transactions .
our management has sole discretion with respect to determining the timing and amount of these transactions .
on november 17 , 2016 , our board of directors approved the early renewal of the share repurchase program , authorizing the repurchase of up to 120 million shares of our common stock by december 31 , 2020 .
the new authorization was effective january 1 , 2017 , and replaces the previous authorization , which expired on december 31 , 2016. .

Question: Analyse this data from a financial earnings document. what percentage of the total number of shares purchased were purchased in november?
Choices:
0.0003
0.29912
0.29653
1
0.30143
Correct choice index: 1
Note 9: Long-Term Debt
The Company's long-term debt consists of the following (annualized interest rates, dollars in millions):
(1) Interest is payable on June 1 and December 1 of each year at 1.00% annually. (2) Interest is payable on April 15 and October 15 of each year at 1.625% annually. (3) Consists of U.S. real estate mortgages, term loans, revolving lines of credit, notes payable and other facilities at certain international locations where interest is payable weekly, monthly or quarterly, with interest rates between 1.00% and 4.00% and maturity dates between 2019 and 2022.
(4) Debt discount of $20.4 million and $41.6 million for the 1.00% Notes, $71.8 million and $88.5 million for the 1.625% Notes and $10.5 million and $9.3 million for the Term Loan "B" Facility, in each case as of December 31, 2019 and December 31, 2018, respectively. (5) Debt issuance costs of $2.8 million and $5.8 million for the 1.00% Notes, $6.9 million and $8.5 million for the 1.625% Notes and $24.3 million and $19.2 million for the Term Loan "B" Facility, in each case as of December 31, 2019 and December 31, 2018, respectively.

As of
December 31, 2019
December 31, 2018
Amended Credit Agreement:  
Revolving Credit Facility due 2024, interest payable monthly at3 .30% and 3.77%, respectively
$800.0
$400.0
Term Loan “B” Facility due 2026, interest payable monthly at3 .80% and 4.27%, respectively
1,630.9
1,134.5
1.00% Notes due 2020 (1)
690.0
690.0
1.625% Notes due 2023 (2)
575.0
575.0
Other long-term debt (3)
53.3
139.5
Gross long-term debt, including current maturities
3,749.2
2,939.0
Less: Debt discount (4)
(102.7)
(139.4)
Less: Debt issuance costs (5)
(34.0)
(33.5)
Net long-term debt, including current maturities
3,612.5
2,766.1
Less: Current maturities
(736.0)
(138.5)
 Net long-term debt
$2,876.5
$2,627.6


Question: Analyse this data from a financial earnings document. What is the change in Net long-term debt, including current maturities from year ended December 31, 2018 to 2019?
Choices:
110.4
3646
-2799.6
846.4
0
Correct choice index: 3
the fair value of the psu award at the date of grant is amortized to expense over the performance period , which is typically three years after the date of the award , or upon death , disability or reaching the age of 58 .
as of december 31 , 2017 , pmi had $ 34 million of total unrecognized compensation cost related to non-vested psu awards .
this cost is recognized over a weighted-average performance cycle period of two years , or upon death , disability or reaching the age of 58 .
during the years ended december 31 , 2017 , and 2016 , there were no psu awards that vested .
pmi did not grant any psu awards during note 10 .
earnings per share : unvested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents are participating securities and therefore are included in pmi 2019s earnings per share calculation pursuant to the two-class method .
basic and diluted earnings per share ( 201ceps 201d ) were calculated using the following: .

For the Years Ended December 31,
(in millions)
2017
2016
2015
Net earnings attributable to PMI
$6,035
$6,967
$6,873
Less distributed and undistributed earnings attributable to share-based payment awards
14
19
24
Net earnings for basic and diluted EPS
$6,021
$6,948
$6,849
Weighted-average shares for basic EPS
1,552
1,551
1,549
Plus contingently issuable performance stock units (PSUs)
1
—
—
Weighted-average shares for diluted EPS
1,553
1,551
1,549

for the 2017 , 2016 and 2015 computations , there were no antidilutive stock options. .

Question: Analyse this data from a financial earnings document. what is the growth rate of the net earnings for basic and diluted eps?
Choices:
6021
-927
-0.1314
-0.13342
6948.13342
Correct choice index: 3
2017 Restructuring Plan
On September 15, 2016, the Company’s Board of Directors formally approved a restructuring plan to better align the Company’s global capacity and administrative support infrastructure to further optimize organizational effectiveness. This action includes headcount reductions across the Company’s selling, general and administrative cost base and capacity realignment in higher cost locations (the “2017 Restructuring Plan”).
The 2017 Restructuring Plan, totaling $195.0 million in restructuring and other related costs, is complete as of August 31, 2019.
The tables below summarize the Company’s liability activity, primarily associated with the 2017 Restructuring Plan (in thousands):

Employee Severance and Benefit Costs
Lease Costs
Asset Write-off Costs
Other Related Costs
Total
Balance as of August 31, 2017
$ 33,580
$1,665
$ —
$ 3,143
$38,388
Restructuring related charges
16,269
1,596
16,264
2,773
36,902
Asset write-off charge and other non-cash activity
(127)
525
(16,264)
25
(15,841)
Cash payments
(31,591)
(1,102)
—
(5,419)
(38,112)
Balance as of August 31, 2018
18,131
2,684
—
522
21,337
Restructuring related charges
16,029
(41)
(3,566)
2,071
14,493
Asset write-off charge and other non-cash activity
(494)
—
3,566
(18)
3,054
Cash payments
(30,504)
(663)
—
(1,786)
(32,953)
Balance as of August 31, 2019
$3,162
$1,980
$—
$789
$5,931


Question: Analyse this data from a financial earnings document. What is the change in the balance as of August in Employee Severance and Benefit Costs between 2017 and 2018?
Choices:
15449
-31509
0
-15449
-280105819
Correct choice index: 3
stock performance graph the following performance graph compares the cumulative total return ( including dividends ) to the holders of our common stock from december 31 , 2002 through december 31 , 2007 , with the cumulative total returns of the nyse composite index , the ftse nareit composite reit index ( the 201call reit index 201d ) , the ftse nareit healthcare equity reit index ( the 201chealthcare reit index 201d ) and the russell 1000 index over the same period .
the comparison assumes $ 100 was invested on december 31 , 2002 in our common stock and in each of the foregoing indices and assumes reinvestment of dividends , as applicable .
we have included the nyse composite index in the performance graph because our common stock is listed on the nyse .
we have included the other indices because we believe that they are either most representative of the industry in which we compete , or otherwise provide a fair basis for comparison with ventas , and are therefore particularly relevant to an assessment of our performance .
the figures in the table below are rounded to the nearest dollar. .

12/31/2002
12/31/2003
12/31/2004
12/31/2005
12/31/2006
12/31/2007
Ventas
$100
$206
$270
$331
$457
$512
NYSE Composite Index
$100
$132
$151
$166
$200
$217
All REIT Index
$100
$138
$181
$196
$262
$215
Healthcare REIT Index
$100
$154
$186
$189
$273
$279
Russell 1000 Index
$100
$130
$145
$154
$178
$188

ventas nyse composite index all reit index healthcare reit index russell 1000 index .

Question: Analyse this data from a financial earnings document. what was the 5 year return on the nyse composite index?
Choices:
0.87
0.54
-1.17
-98.83
1.17
Correct choice index: 4
DEBT DERIVATIVES
We use cross-currency interest rate agreements (debt derivatives) to manage risks from fluctuations in foreign exchange rates associated with our US dollar-denominated senior notes and debentures, lease liabilities, credit facility borrowings, and US CP borrowings. We designate the debt derivatives related to our senior notes and debentures and lease liabilities as hedges for accounting purposes against the foreign exchange risk associated with specific debt instruments. Debt derivatives related to our credit facility and US CP borrowings have not been designated as hedges for accounting purposes.
1 Converting from a fixed US$ coupon rate to a weighted average Cdn$ fixed rate.
Settlement of debt derivatives related to senior notes We did not settle any debt derivatives related to senior notes during 2019.
In April 2018, we settled the debt derivatives related to the repayment of the entire outstanding principal amount of our US$1.4 billion ($1.8 billion) 6.8% senior notes otherwise due in August 2018. See “Sources and Uses of Cash” for more information.

US$
Hedging effect
(In millions of dollars, except interest rates) Effective date
Principal/ Notional amount (US$)
Maturity date
Coupon rate
Fixed hedged (Cdn$) interest rate 1
Equivalent (Cdn$)
2019 issuances
April 30, 2019
1,250
2049
4.350%
4.173%
1,676
November 12, 2019
1,000
2049
3.700%
3.996%
1,308
2018 issuances
February 8, 2018
750
2048
4.300%
4.193%
938


Question: Analyse this data from a financial earnings document. What was the increase / (decrease) in the Equivalent (Cdn$) between 2018 and November 2019?
Choices:
370000
-937
16
0
370
Correct choice index: 4
A.4.2 Income
As a result of the development described for the segments, Income from continuing operations before income taxes declined 7 %. Severance charges for continuing operations were € 619 million, of which € 492 million were in Industrial Businesses. Accordingly, Adjusted EBITA margin Industrial Businesses excluding severance charges was 11.5 % in fiscal 2019. In fiscal 2018, severance charges for continuing operations were € 923 million, of which € 669 million were in Industrial Businesses.
The tax rate of 25% for fiscal 2019 was below the tax rate of 26% for the prior year, benefiting mainly from the reversal of income tax provisions outside Germany. As a result, Income from continuing operations declined 6%.
Income from discontinued operations, net of income taxes in the prior year included positive effects from the release of a provision related to former Communications activities.
The decline in basic earnings per share reflects the decrease of Net income attributable to Shareholders of Siemens AG, which was € 5,174 million in fiscal 2019 compared to € 5,807 million in fiscal 2018, partially offset by a lower number of weighted average shares outstanding. Basic earnings per share excluding severance charges was € 6.93.
As expected, ROCE at 11.1 % was below the target range set in our Siemens Financial Framework, reflecting in particular the effects from portfolio transactions in recent years, including the acquisitions of Mentor and Mendix at Digital Industries and the merger of Siemens’ wind power business with Gamesa Corporación Tecnológica, S. A. that created SGRE. The decline year-over-year was due both to lower income before interest after tax and to higher average capital employed.

Fiscal year
(in millions of €, earnings per share in €)
2019
2018
% Change
Digital Industries
2,880
2,898
(1) %
Smart Infrastructure
1,500
1,574
(5) %
Gas and Power
679
722
(6) %
Mobility
983
958
3 %
Siemens Healthineers
2,461
2,221
11 %
Siemens Gamesa Renewable Energy
482
483
0 %
Industrial Businesses
8,986
8,857
1 %
Adjusted EBITA margin Industrial Businesses
10.9 %
11.1 %
Financial Services
632
633
0 %
Portfolio Companies
(71)
(305)
77 %
Reconciliation to Consolidated Financial Statements
(2,028)
(1,135)
(79) %
Income from continuing operations before income taxes
7,518
8,050
(7) %
Income tax expenses
(1,872)
(2,054)
9 %
Income from continuing operations
5,646
5,996
(6) %
Income from discontinued operations, net of income taxes
3
124
(98) %
Net income
5,648
6,120
(8) %
Basic earnings per share
6.41
7.12
(10) %
ROCE
11.1 %
12.6 %


Question: Analyse this data from a financial earnings document. What is the increase / (decrease) in the Gas and Power from 2018 to 2019?
Choices:
-728
1401
-1782
-43
-723
Correct choice index: 3