Question: what is the difference between an hmo and an epo?
Answer: An EPO (or “exclusive provider organization”) is a bit like a hybrid of an HMO and a PPO. EPOs generally offer a little more flexibility than an HMO and are generally a bit less pricey than a PPO. ... But like an HMO, you are responsible for paying out-of-pocket if you seek care from a doctor outside your plan's network.