Question: can you contribute to an ira if you make too much money?
Answer: His advice: So you make too much money to qualify for a Roth individual retirement account. ... If your adjusted gross income exceeds $131,000 (for single filers) or $193,000 (for couples), you cannot contribute to a Roth IRA directly. To get around this, you fund a traditional IRA, and then convert the money into a Roth.