Question: what is the best current account to switch to?
Answer: Top with free switching perks. Halifax: Free £100 + £5/mth reward. ... 
Top for ongoing cashback. Santander 123 Lite: 1-3% bills cashback.
Top for savers (pays interest) Virgin Money: 2.02% on £1,000. ... 
Top if you're overdrawn. M&S Bank: £250 0% overdraft.
Top if you want insurance.