Question: are there different roth iras?
Answer: As a subcategory of Traditional IRAs, you can have a non-deductible (taxable) IRA, spousal IRA contributions, SEP IRAs and SIMPLE IRAs. As a subcategory of Roth IRAs, you can have Roth spousal IRA contributions. There is also a Roth 401(k) option called a Designated Roth account.