Question: what are the ltv bands?
Answer: Mortgage and remortgage rates are priced in LTV bands – and the bigger deposit/equity you have, the lower the interest rate will be. Mortgage lenders have different prices for loan-to-value bands at 60%, 70%, 75%, 80%, 85%, 90% and 95%. The impact of a lower LTV can save you a huge amount of cash (see table).