Question: who can contribute to a roth ira?
Answer: Only earned income can be contributed to a Roth IRA. You can contribute to a Roth IRA only if your income is less than a certain amount. The maximum contribution for 2020 is $6,000; if you're age 50 or over, it is $7,000. You can withdraw contributions tax-free at any time, for any reason, from a Roth IRA.