Question: why pfms credit in sbi?
Answer: The amount is credited​ to your account by Public Financial Management System (PFMS) using Direct Benefit System (DBT). This kind of transaction is done for paying Scholarship, Pension, MGNREGA wages, Govt. Housing Schemes (Pradhan Mantri Aavas yojana), LPG Subsidy (May be), Etc. directly to beneficiary account.