Question: how much money should you have before buying house?
Answer: Here's a range of closing costs when buying with less than 20% down: For a home purchase between $500,000-$600,000, you'll need at least $10,000 for closing costs. Between $300,000-$500,000, at least $8,000-$10,000 for closing costs. Between $150,000 $300,000, at least $7,200 for closing costs.