Question: what are the credit requirements for a grad plus loan?
Answer: The borrower of a Grad PLUS Loan must not have an adverse credit history. What causes an adverse credit history: A current delinquency of 90 or more days on more than $2,085 in total debt; or. More than $2,085 in total debt in collections or charged off in the past two years (before the date of the credit report); or.