Question: are there atms in koh phangan?
Answer: On Phangan Island there is 9 different banks and about 70 ATM cash machines. Only part where is not any of ATM cash machines are Haad Yuan, Haad Tien, Than Sadet and Haad Khuad (Bottle Beach). Bank at Koh Phangan are generally open from 8.30 am to 3.30 pm and money exchangers are open till 6.00 pm.