Question: what is the income limit to deduct traditional ira?
Answer: Married Filing Jointly 2﻿ If one spouse participates in a plan, then these income restrictions apply: A full deduction is available if your modified AGI is $196,000 or less. A partial deduction is available for incomes between $196,000 and $206,000. No deduction is available for incomes greater than $206,000.