Question: what are the main risks faced by banks?
Answer: Credit Risks. Credit risk is the risk that arises from the possibility of non-payment of loans by the borrowers. ... 
Market Risks. Apart from making loans, banks also hold a significant portion of securities. ... 
Operational Risks. ... 
Moral Hazard. ... 
Liquidity Risk. ... 
Business Risk. ... 
Reputational Risk. ... 
Systemic Risk.