Question: what is the difference between crossed and uncrossed cheque?
Answer: A crossed cheque cannot be encashed at the cash counter of a bank but it can only be credited to the payee's account. When a cheque is not crossed, it is known as an "Open Cheque" or an "Uncrossed Cheque". The payment of such a cheque can be obtained at the counter of the bank who presents it to the bank for payment.