Question: what are the requirements to open a roth ira?
Answer: You can open a Roth IRA at any age, as long as you have earned income (you can't contribute more than your earned income). No RMDs. Roth IRAs aren't subject to the required minimum distributions required from a traditional IRA or 401(k) starting at age 72 (in 2019 and earlier years, that age was 70½).