Question: what is the minimum credit score to buy a house in texas?
Answer: Conventional financing offers a 95 percent financing with a credit score of 680 or above. A 620 credit score is acceptable for FHA Loans in Texas. If you ever filed a Chapter 7 bankruptcy, you must have a credit score of 640 or above for a financing with FHA, two years after the bankruptcy. Financing is 96.5 percent.