Question: what is the difference between paypal balance and paypal credit?
Answer: PayPal Credit is a line of credit issued by Synchrony Bank. ... Approved PayPal users can use PayPal Credit as a payment option whenever they check out using PayPal, either from a website or at a brick-and-mortar store that accepts PayPal. Note that PayPal Credit is not the same thing as a PayPal debit or credit card.