Question: what credit score is needed to get a parent plus loan?
Answer: Eligibility for a Parent PLUS Loan does not depend on the borrower's credit scores or debt-to-income ratios. However, the borrower of a Parent PLUS Loan must not have an adverse credit history. What is considered an adverse credit history: A current delinquency of 90 or more days on more than $2,085 in total debt; or.