Question: can i contribute to a roth ira if i have a roth 401k?
Answer: That's because current law allows you to have both. That is, you can have a 401(k) plan with a Roth 401(k) provision and still fund a Roth IRA. You can do that as long as your income does not exceed the limits to making a Roth IRA contribution. In fact, if you can have both plans then you absolutely should.