Question: what do you do if you owe money to the irs?
Answer: Set up an installment agreement with the IRS. Taxpayers can set up IRS payment plans, called installment agreements. ... 
Request a short-term extension to pay the full balance. ... 
Apply for a hardship extension to pay taxes. ... 
Get a personal loan. ... 
Borrow from your 401(k). ... 
Use a debit/credit card.