Question: questions to ask when buying renters insurance?
Answer: What's covered and what's not? ... 
What is liability coverage? ... 
When am I covered? ... 
Are items stolen from my car protected under my policy? ... 
Will I need additional coverage? ... 
Does my policy cover my roommate(s) too? ... 
Is my dog covered under my plan? ... 
What's the difference between replacement cost and actual cash value coverage?