tokens: Each Holder acknowledges that , subject to the terms of this Agreement , ( i ) each Holder may exercise or refrain from exercising any rights that such Holder may have hereunder in a manner that may be adverse to the interests of the other Holder , so long as such actions are in accordance with the terms of this Agreement , ( ii ) a Holder shall have no liability whatsoever to the other Holder as a result of such Holder ' s exercise of such rights or any omission by such Holder to exercise such rights , except as expressly provided herein or for acts or omissions that are taken or omitted to be taken by such Holder that constitute the gross negligence or willful misconduct of such Holder or a breach of this Agreement , and ( iii ) the Servicer shall service and administer the Loan on behalf of the Holders in accordance with the terms of this Agreement , taking into account the interests of the Holders and in accordance with Accepted Loan Servicing Practices .