Spreadsheet: b5edeaae-0f18-44a3-92e4-e54ffc74219d
Sheet: Sheet1

Unnamed: 0 | Unnamed: 1 | Unnamed: 2 | Unnamed: 3 | Unnamed: 4 | Unnamed: 5 | Unnamed: 6 | Unnamed: 7 | Unnamed: 8 | Unnamed: 9 | Unnamed: 10 | Unnamed: 11 | Unnamed: 12 | Unnamed: 13 | Unnamed: 14 | Unnamed: 15 | Unnamed: 16 | Unnamed: 17
 | Estimated 1st-Year Increases in Member Business Lending at Credit Unions
 | By Congressional District of CU Main Office
 | Data source: NCUA and CUNA E&S.  Data as of March 2013
 | Asumptions:  1. Grandfathered CUs, Non-Federally Insured and/or Low Income Designated do not increase lending;
 | 2. Non-MBL lenders lend in amount equal to 1% of assets on average under the new authority;
 | 3. All other MBL CUs lend in amount equal to their current use rate;
 | 4. Estimates produced using assumptions 1-3 are further adjusted as follows:
 | * CUs with net worth/assets <=6% are assumed to have no MBL growth
 | * CUs with net worth/assets between 6% and 7% remain at the current 12.25% cap.
 | * CUs with MBL/assets >= 10% are limited to a 30% increase in MBLs in the 1st year.
 | 5. First year increases: baseline estimate = 50% of new use rate; adjusted/conservative estimate = 40% of new use rate.
 | 6. Employment increase is based on Council of Economic Advisors 5/09 ARRA job creation estimates ($92,000 in spending creates 1 job)
 |  | All Oklahoma CU's |  | All US CU's
 | Current total CU MBLs outstanding = | 244771027 |  | 43925044787
 | Proposed new authority (% of assets) = | 0.275 |  | 0.275
 | Estimated 1st year increases in CU MBL loans:
 | Baseline estimate (50% Use): | 151811078.9920001 |  | 16603552292.94519
 | Adjusted/conservative estimate (40% Use): | 121448863.433 |  | 13612389402.6238
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Adjusted/
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Conservative
 | Estimated increase in employment |  |  |  |  |  |  |  |  |  |  |  |  |  | Estimate | Estimate
 | (Based on adjusted/conservative estimate of 1st year increase in CU MBLs) | 1320.096341 |  | 147960.7540950003 |  |  |  |  |  |  |  |  |  |  | First Year | First Year
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Change | Change
 |  |  |  |  |  |  |  |  |  |  | Current | Percent | New | New | in MBLs | in MBLs | Estimated
 |  |  |  |  |  |  |  |  |  |  | Authority @ | "Used" | Authority @ | Assumed | Outstanding | Outstanding | Additional
CUID | Name of CU Headquartered in Dist. | City | State | District | CEO | Net Worth | Assets | Members | MBLs Outstanding | MBLs / Assets | 0.1225 | @ 12.25% | 0.275 | Use | (use @ 50%) | (use @ 40%) | Employment
26673 | Tulsa Federal Credit Union | Tulsa | OK | 01 | [NAME] | 0.0923 | 640069640 | 57182 | 44351858 | 0.069292 | 78408528 | 0.565651 | 176019151 | 99565392 | 27606768 | 22085416 | 240.058859
26655 | 66 FCU | Bartlesville | OK | 01 | [NAME] | 0.0728 | 698073914 | 62547 | 40045786 | 0.057366 | 85514056 | 0.468295 | 191970320 | 89898704 | 24926458 | 19941166 | 216.751814
26537 | Oklahoma Central CU | Tulsa | OK | 01 | [NAME] | 0.1253 | 491320449 | 34972 | 25669334 | 0.052246 | 60186756 | 0.426495 | 135113120 | 57625036 | 15977851 | 12782281 | 138.937833
26524 | Energy One FCU | Tulsa | OK | 01 | Curtis Coffman | 0.0796 | 251059430 | 19472 | 16523291 | 0.065814 | 30754780 | 0.537259 | 69041344 | 37093104 | 10284906 | 8227924.5 | 89.433962
26642 | Red Crown FCU | Tulsa | OK | 01 | [NAME] | 0.0708 | 146729045 | 19238 | 5425392 | 0.036976 | 17974308 | 0.301841 | 40350488 | 12179451 | 3377029.8 | 2701623.8 | 29.365476
26678 | TTCU The Credit Union | Tulsa | OK | 01 | [NAME] | 0.1237 | 1304105747 | 100531 | 1054581 | 0.000809 | 159752960 | 0.006601 | 358629088 | 2367426.8 | 656422.9 | 525138.3 | 5.708025
26674 | Employees FCU | Tulsa | OK | 01 | [NAME] | 0.0917 | 23650515 | 3125 | 154721 | 0.006542 | 2897188 | 0.053404 | 6503891.5 | 347332.84 | 0 | 0 | 0
33548 | Sand Springs Community FCU | Sand Springs | OK | 01 | [NAME] | 0.0878 | 47318555 | 8251 | 141933 | 0.003 | 5796523 | 0.024486 | 13012603 | 318625.1 | 88346.055 | 70676.84 | 0.768227
35480 | First Tulsa FCU | Tulsa | OK | 01 | [NAME] | 0.128 | 11210107 | 1728 | 55619 | 0.004962 | 1373238.1 | 0.040502 | 3082779.5 | 124858.98 | 34619.99 | 27695.992 | 0.301043
26650 | Encentus FCU | Tulsa | OK | 01 | [NAME] | 0.1153 | 28612714 | 4992 | 50025 | 0.001748 | 3505057.5 | 0.014272 | 7868496.5 | 112301.02 | 31138.01 | 24910.408 | 0.270765
26523 | OK Federal Credit Union | Bartlesville | OK | 01 | [NAME] | 0.0816 | 19733667 | 3637 | 0 | 0 | 2417374.2 | 0 | 5426758.5 | 197336.67 | 98668.336 | 78934.67 | 0.857986
26552 | Golden Eagle FCU | Tulsa | OK | 01 | [NAME] | 0.1752 | 16250816 | 3158 | 0 | 0 | 1990725 | 0 | 4468974.5 | 162508.16 | 0 | 0 | 0
26553 | Dowell FCU | Tulsa | OK | 01 | [NAME] | 0.1016 | 31860564 | 6503 | 0 | 0 | 3902919 | 0 | 8761655 | 318605.62 | 159302.81 | 127442.26 | 1.385242
26570 | Fire Fighters CU | Tulsa | OK | 01 | Frances Reed | 0.1544 | 34473710 | 4934 | 0 | 0 | 4223029.5 | 0 | 9480270 | 344737.1 | 172368.55 | 137894.84 | 1.498857
26571 | Fraternal Order of Police CU | Tulsa | OK | 01 | [NAME] | 0.0774 | 35898096 | 3677 | 0 | 0 | 4397517 | 0 | 9871976 | 358980.97 | 179490.48 | 143592.39 | 1.560787
26579 | Group Service EFCU | Tulsa | OK | 01 | [NAME] | 0.1499 | 11833596 | 1740 | 0 | 0 | 1449615.5 | 0 | 3254239 | 118335.96 | 59167.98 | 47334.383 | 0.514504
26582 | Hillcrest FCU | Tulsa | OK | 01 | [NAME] | 0.1544 | 14955465 | 1924 | 0 | 0 | 1832044.5 | 0 | 4112753 | 149554.66 | 74777.33 | 59821.86 | 0.650238
26608 | Morning Star FCU | Tulsa | OK | 01 | [NAME] | 0.0961 | 549993 | 497 | 0 | 0 | 67374.14 | 0 | 151248.08 | 5499.93 | 0 | 0 | 0
26647 | OK Members First FCU | Tulsa | OK | 01 | [NAME] | 0.1331 | 22779280 | 3843 | 0 | 0 | 2790461.8 | 0 | 6264302 | 227792.8 | 113896.4 | 91117.12 | 0.990403
26649 | [NAME] EFCU | Tulsa | OK | 01 | [NAME] | 0.0616 | 39419247 | 8378 | 0 | 0 | 4828858 | 0 | 10840293 | 394192.47 | 197096.23 | 157676.98 | 1.71388
26662 | Space Age Tulsa FCU | Tulsa | OK | 01 | [NAME] | 0.1636 | 16424121 | 1956 | 0 | 0 | 2011954.9 | 0 | 4516633.5 | 164241.2 | 82120.6 | 65696.484 | 0.714092
26663 | United Members FCU | Tulsa | OK | 01 | [NAME] | 0.1366 | 13179079 | 1374 | 0 | 0 | 1614437.1 | 0 | 3624246.8 | 131790.8 | 65895.4 | 52716.316 | 0.573003
26676 | First Oklahoma FCU | Tulsa | OK | 01 | [NAME] | 0.0898 | 27752690 | 3690 | 0 | 0 | 3399704.5 | 0 | 7631990 | 277526.9 | 0 | 0 | 0
26692 | Western Sun FCU | [NAME] | OK | 01 | [NAME] | 0.1105 | 125042609 | 22613 | 0 | 0 | 15317720 | 0 | 34386716 | 1250426.1 | 625213.06 | 500170.44 | 5.436635
26702 | My Choice FCU | Tulsa | OK | 01 | [NAME] | 0.0898 | 2598631 | 667 | 0 | 0 | 318332.3 | 0 | 714623.5 | 25986.31 | 0 | 0 | 0
39575 | Covenant Federal Credit Union | [NAME] | OK | 01 | [NAME] | 0.0579 | 5284226 | 874 | 0 | 0 | 647317.7 | 0 | 1453162.1 | 0 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 4060185906 | 381503 | 133472540 | 0.03287350458577746 | 497372779.74 | 0.2683551361008786 | 1116551122.48 | 303759747.3900002 | 84811536.93100002 | 67849230.58299999 | 737.491631
26526 | NEO FCU | Miami | OK | 02 | [NAME] | 0.0484 | 40649511 | 5145 | 0 | 0 | 4979565 | 0 | 11178616 | 0 | 0 | 0 | 0
26581 | First Family FCU | Henryetta | OK | 02 | [NAME] | 0.1009 | 47501345 | 10471 | 0 | 0 | 5818915 | 0 | 13062870 | 475013.44 | 0 | 0 | 0
26598 | McAlester CU | Mcalester | OK | 02 | [NAME] | 0.2054 | 3421505 | 582 | 0 | 0 | 419134.38 | 0 | 940913.9 | 34215.05 | 17107.525 | 13686.02 | 0.148761
26599 | McAlester AAP FCU | Mcalester | OK | 02 | [NAME] | 0.2088 | 14050318 | 1892 | 0 | 0 | 1721164 | 0 | 3863837.5 | 140503.19 | 70251.59 | 56201.273 | 0.610883
26611 | Muskogee FCU | Muskogee | OK | 02 | [NAME] | 0.0606 | 68836126 | 10982 | 0 | 0 | 8432425 | 0 | 18929934 | 688361.25 | 0 | 0 | 0
26627 | OSU Institute of Technology FCU | Okmulgee | OK | 02 | [NAME] | 0.0911 | 4763295 | 667 | 0 | 0 | 583503.6 | 0 | 1309906.1 | 47632.95 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 179222100 | 29739 | 0 | 0 | 21954706.98 | 0 | 49286077.5 | 1385725.88 | 87359.11499999999 | 69887.293 | 0.759644
39665 | Central Oklahoma FCU | Davenport | OK | 03 | [NAME] | 0.1426 | 35753403 | 2914 | 3841399 | 0.107441 | 4379792 | 0.877073 | 9832186 | 8623549 | 0 | 0 | 0
26626 | University & Community FCU | Stillwater | OK | 03 | [NAME] | 0.0911 | 95887150 | 12837 | 2757415 | 0.028757 | 11746176 | 0.23475 | 26368966 | 6190115.5 | 0 | 0 | 0
26559 | El Reno RIL CU | El Reno | OK | 03 | [NAME] | 0.0766 | 42207923 | 3873 | 479927 | 0.011371 | 5170470.5 | 0.092821 | 11607179 | 1077387.1 | 298730.06 | 238984.06 | 2.597653
26643 | Red River FCU | Altus | OK | 03 | [NAME] | 0.1003 | 88033771 | 10546 | 25136 | 0.000286 | 10784137 | 0.002331 | 24209288 | 56427.754 | 15645.878 | 12516.702 | 0.136051
26543 | [NAME] | Ponca City | OK | 03 | [NAME] | 0.0878 | 89578940 | 10028 | 0 | 0 | 10973420 | 0 | 24634208 | 895789.4 | 447894.7 | 358315.75 | 3.894737
26544 | Cooperative ECU | Anadarko | OK | 03 | [NAME] | 0.1211 | 7103412 | 858 | 0 | 0 | 870168 | 0 | 1953438.2 | 71034.12 | 35517.06 | 28413.648 | 0.308844
26558 | Correctional Workers FCU | El Reno | OK | 03 | [NAME] | 0.111 | 10729872 | 1901 | 0 | 0 | 1314409.4 | 0 | 2950714.8 | 107298.72 | 0 | 0 | 0
26588 | Langston FCU | Langston | OK | 03 | Jerryme Mitchell | 0.0873 | 143891 | 251 | 0 | 0 | 17626.648 | 0 | 39570.023 | 1438.91 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 369438362 | 43208 | 7103877 | 0.01922885582737615 | 45256199.548 | 0.1569702509479486 | 101595550.023 | 17023040.504 | 797787.6980000001 | 638230.16 | 6.937285
26567 | FAA Credit Union | Oklahoma City | OK | 04 | [NAME] | 0.0748 | 548269277 | 47139 | 16899692 | 0.030824 | 67162984 | 0.251622 | 150774048 | 37938084 | 10519196 | 8415357 | 91.47127
26591 | Southwest Oklahoma FCU | [NAME] | OK | 04 | [NAME] | 0.0831 | 86656590 | 7043 | 2112974 | 0.024383 | 10615432 | 0.199047 | 23830562 | 4743411 | 1315218.5 | 1052174.8 | 11.436683
26573 | Fort Sill FCU | Fort Sill | OK | 04 | [NAME] | 0.0948 | 250552653 | 29312 | 877841 | 0.003504 | 30692700 | 0.028601 | 68901976 | 1970663.5 | 546411.25 | 437129 | 4.751402
26580 | Halliburton EFCU | [NAME] | OK | 04 | [NAME] | 0.0922 | 130119240 | 15339 | 79238 | 0.000609 | 15939607 | 0.004971 | 35782791 | 177881.22 | 49321.613 | 39457.29 | 0.428884
26510 | Arbuckle FCU | [NAME] | OK | 04 | [NAME] | 0.072 | 10218439 | 1211 | 0 | 0 | 1251758.8 | 0 | 2810070.8 | 102184.39 | 0 | 0 | 0
26542 | Comanche County FCU | [NAME] | OK | 04 | [NAME] | 0.1461 | 21879427 | 4214 | 0 | 0 | 2680229.8 | 0 | 6016842.5 | 218794.27 | 0 | 0 | 0
26547 | Friends FCU | [NAME] | OK | 04 | [NAME] | 0.1519 | 8042389 | 1593 | 0 | 0 | 985192.6 | 0 | 2211657 | 80423.89 | 40211.945 | 32169.557 | 0.349669
26577 | Gilt Edge EFCU | [NAME] | OK | 04 | [NAME] | 0.1029 | 2247846 | 335 | 0 | 0 | 275361.12 | 0 | 618157.6 | 22478.46 | 11239.23 | 8991.384 | 0.097732
26602 | Midwest City CU | Midwest City | OK | 04 | [NAME] | 0.0498 | 9866004 | 1622 | 0 | 0 | 1208585.5 | 0 | 2713151 | 0 | 0 | 0 | 0
26629 | OU Federal Credit Union | [NAME] | OK | 04 | [NAME] | 0.0637 | 54342366 | 6974 | 0 | 0 | 6656940 | 0 | 14944151 | 543423.7 | 0 | 0 | 0
26656 | Velma FCU | Velma | OK | 04 | [NAME] | 0.0953 | 2327116 | 623 | 0 | 0 | 285071.72 | 0 | 639956.9 | 23271.16 | 11635.58 | 9308.464 | 0.101179
District Totals |  |  |  |  |  |  | 1124521347 | 115405 | 19969745 | 0.01775844011612169 | 137753862.54 | 0.1449668606874913 | 309243363.8 | 45820615.59 | 12493234.118 | 9994587.495 | 108.636819
26691 | [NAME] | Oklahoma City | OK | 05 | [NAME] | 0.1019 | 892951996 | 51447 | 48057442 | 0.053819 | 109386616 | 0.439336 | 245561792 | 107884056 | 29913306 | 23930644 | 260.115702
26568 | Allegiance CU | Oklahoma City | OK | 05 | [NAME] | 0.0727 | 241682760 | 27742 | 13852809 | 0.057318 | 29606138 | 0.467903 | 66462760 | 31098142 | 8622667 | 6898133.5 | 74.979712
26621 | Oklahoma Employees CU | Oklahoma City | OK | 05 | [NAME] | 0.1167 | 407185993 | 41890 | 13083730 | 0.032132 | 49880284 | 0.262303 | 111976152 | 29371638 | 8143954.5 | 6515163.5 | 70.816995
26635 | Communication FCU | Oklahoma City | OK | 05 | [NAME] | 0.147 | 877444417 | 56012 | 5253322 | 0.005987 | 107486944 | 0.048874 | 241297216 | 11793172 | 3269925 | 2615940 | 28.43413
26609 | Municipal ECU of Oklahoma City | Oklahoma City | OK | 05 | Agnes Berkenbile | 0.0802 | 129017014 | 12475 | 2824268 | 0.021891 | 15804584 | 0.178699 | 35479680 | 6340193.5 | 1757962.8 | 1406370.2 | 15.286632
26646 | Oklahoma FCU | Oklahoma City | OK | 05 | [NAME] | 0.1045 | 94160954 | 9527 | 570002 | 0.006053 | 11534717 | 0.049416 | 25894262 | 1279596.4 | 354797.16 | 283837.72 | 3.085193
26669 | Tinker FCU | Oklahoma City | OK | 05 | [NAME] | 0.0926 | 3041279161 | 273397 | 209134 | 6.9e-05 | 372556704 | 0.000561 | 836351740 | 469484.5 | 0 | 0 | 0
26527 | Bison FCU | Shawnee | OK | 05 | [NAME] | 0.0831 | 34262213 | 4643 | 198868 | 0.005804 | 4197121 | 0.047382 | 9422109 | 446438.38 | 0 | 0 | 0
26554 | Credit Union One of Oklahoma | Oklahoma City | OK | 05 | [NAME] | 0.1181 | 41275892 | 11263 | 175290 | 0.004247 | 5056297 | 0.034668 | 11350870 | 393508.16 | 109109.08 | 87287.266 | 0.948775
26521 | Integris FCU | Oklahoma City | OK | 05 | [NAME] | 0.1177 | 13041980 | 2269 | 0 | 0 | 1597642.5 | 0 | 3586544.5 | 130419.8 | 65209.9 | 52167.92 | 0.567043
26549 | Department of Public Safety FCU | Oklahoma City | OK | 05 | [NAME] | 0.2029 | 27179755 | 3324 | 0 | 0 | 3329520 | 0 | 7474432.5 | 271797.56 | 0 | 0 | 0
26616 | Oklahoma Educators CU | Oklahoma City | OK | 05 | [NAME] | 0.0771 | 106479356 | 9917 | 0 | 0 | 13043721 | 0 | 29281822 | 1064793.5 | 532396.75 | 425917.44 | 4.629537
26618 | Teachers CU | Oklahoma City | OK | 05 | [NAME] | 0.3589 | 6645810 | 2800 | 0 | 0 | 814111.75 | 0 | 1827597.8 | 66458.1 | 33229.05 | 26583.24 | 0.288948
26623 | Oklahoma RE & T ECU | Oklahoma City | OK | 05 | [NAME] | 0.1065 | 26288128 | 3541 | 0 | 0 | 3220295.8 | 0 | 7229235 | 262881.28 | 131440.64 | 105152.516 | 1.142962
26648 | SSMOK Employees FCU | Oklahoma City | OK | 05 | [NAME] | 0.1935 | 7741502 | 1536 | 0 | 0 | 948334 | 0 | 2128913 | 77415.02 | 0 | 0 | 0
26670 | Tri County FCU | Shawnee | OK | 05 | [NAME] | 0.0889 | 3399710 | 881 | 0 | 0 | 416464.47 | 0 | 934920.25 | 33997.1 | 0 | 0 | 0
26683 | The FOCUS FCU | Oklahoma City | OK | 05 | Kyle Roush | 0.0752 | 93786098 | 10283 | 0 | 0 | 11488797 | 0 | 25791176 | 937861 | 0 | 0 | 0
26685 | US Employees OC FCU | Oklahoma City | OK | 05 | [NAME] | 0.1086 | 137432655 | 15257 | 0 | 0 | 16835500 | 0 | 37793980 | 1374326.5 | 687163.25 | 549730.6 | 5.975333
District Totals |  |  |  |  |  |  | 6181255394 | 538204 | 84224865 | 0.01362585100136052 | 757203791.52 | 0.1112314359004043 | 1699845202.05 | 193296178.8 | 53621161.12999999 | 42896927.90200001 | 466.2709620000001
State Totals |  |  |  |  |  |  | 11914623109 | 1108059 | 244771027 | 0.02054374903517563 | 1459541340.328 | 0.1677040726677828 | 3276521315.853 | 561285308.1640002 | 151811078.992 | 121448863.433 | 1320.096341