Spreadsheet: 0281bfe8-a500-4a9f-81f3-99ea91b24007
Sheet: Frame

SOUTH CAROLINA DEPARTMENT OF INSURANCE
COMPARISON OF ANNUAL PREMIUMS - HO FRAME
1.  Premiums shown are for a single family, owner occupied home with $150,000 amount of insurance written on |  |  |  |  |  |  |  |  |  | 5a.  For coastal counties highlighted - use a 2% deductible, rather than flat $500.00
Form HO-3 or equivalent with full replacement costs.  If coverage form is substantially different, please footnote. |  |  |  |  |  |  |  |  |  | 6.  For the territories that are subdivided, enter the highest applicable premiums on the attached form.
2.  Protection class = 5. |  |  |  |  |  |  |  |  |  | 7.  Credit Score between 650-700 or equivalent.
3.  The loss history is 5 years claim-free. |  |  |  |  |  |  |  |  |  | 8.  *Include a Hurricane Deductible of 2 percent (2%) for coastal counties only
4.  Liability coverage = $100,000 and Medical Payments = $1000. |  |  |  |  |  |  |  |  |  | 9.  Year Built 2005
5.  Deductible amount = $500.  If the company does not offer a deductible of $500 for all perils, quote the closest to |  |  |  |  |  |  |  |  |  | 10.  No mitigation
$500 for % deductible and footnote the actual deductible used for rating.
Effective Date: |  | 2013-01-01 00:00:00
Territory | Allstate Vehicle and Property Insurance Company |  | Allied P&C Insurance Company |  | American Strategic Insurance Corp |  | Automobile Insurance Company of Hartford, Connecticut |  | Auto-Owners Insurance Company |  | Chartis Casualty Company |  | Federal Insurance Company |  | Foremost Insurance Company |  | Owners Insurance Company |  | Pacific Indemnity Company |  | Privilege Underwriters Reciprocal Exchange |  | Safeco Insurance Company of America |  | South Carolina Farm Bureau Mutual Insurance Company |  | State Farm Fire & Casualty Company |  | Travelers Home and Marine Insurance Company |  | Trumbull Insurance Company |  | Universal Insurance Company of North America |  | Universal North America |  | USAA |  | USAA Casualty Insurance Company |  | Average Premium
 | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind
Abbeville | 837 |  | 453 |  | 473.019721906924 |  | 886 |  | 1797.43 |  | 1075.073875 |  | 679 |  | 1178 |  | 1364.83 |  | 524 |  | 635.914665152 |  | 688.6136960939073 |  | 891.59 |  | 1485 |  | 744 |  | 906 |  | 377 |  | 645 |  | 921.3570000000001 |  | 958.302
Aiken | 713 |  | 600 |  | 503.2688734030198 |  | 1083 |  | 1835.12 |  | 1075.073875 |  | 631 |  | 1178 |  | 1393.37 |  | 488 |  | 755.6158610432001 |  | 682.5305362344205 |  | 917.04 |  | 1302 |  | 1285 |  | 955 |  | 411 |  | 584 |  | 903.3570000000001 |  | 939.5730000000001
Allendale | 736 |  | 681 |  | 870.939523995318 |  | 1233 |  | 1923.61 |  | 1075.073875 |  | 631 |  | 1178 |  | 1460.63 |  | 488 |  | 755.6158610432001 |  | 846.1675364546159 |  | 1046.82 |  | 1690 |  | 1070 |  | 1069 |  | 494 |  | 769 |  | 1166.256 |  | 1205.712
[NAME] | 708 |  | 486 |  | 471.0985511029892 |  | 886 |  | 2118.99 |  | 634.8508 |  | 679 |  | 1178 |  | 1608.71 |  | 524 |  | 635.914665152 |  | 633.2569413725772 |  | 792.34 |  | 1485 |  | 788 |  | 751 |  | 377 |  | 645 |  | 921.3570000000001 |  | 958.302
Bamberg | 736 |  | 687 |  | 864.1777263374486 |  | 1233 |  | 1923.61 |  | 1075.073875 |  | 631 |  | 1178 |  | 1460.63 |  | 488 |  | 755.6158610432001 |  | 846.1675364546159 |  | 1046.82 |  | 1690 |  | 1034 |  | 1090 |  | 503 |  | 719 |  | 1166.256 |  | 1205.712
Barnwell | 763 |  | 667 |  | 820.5149301825993 |  | 1233 |  | 2024.7 |  | 1075.073875 |  | 631 |  | 1178 |  | 1536.94 |  | 488 |  | 755.6158610432001 |  | 846.1675364546159 |  | 1046.82 |  | 1690 |  | 1161 |  | 1040 |  | 503 |  | 769 |  | 1042.731 |  | 1080.981
Beaufort* | 2501 | 274 | 2089 | 310 | 1444.904541930482 | 283.6943080501357 | 1663 | 1468 | 4313.1 | 1940.9 | 1443.61 | 1025.32 | 1839 | 1261 | 2077 | 1015 | 3274.67 | 1473.6 | 1425 | 978 | 3087.072838246401 | 638.1309434624002 | 3216.492675079146 | 1652.307881033808 | 3306.92 | 626.7 | 2188 | 897 | 3323 | 1088 | 2016 | 946 | 1627 | 463 | 1819 | 655 | 1871.451 | 582.741 | 1909.683 | 626.0760000000001
Berkeley* | 831 | 290 | 1193 | 361 | 822.3643551017514 | 289.8754520314827 | 1663 | 1468 | 2312.81 | 1272.05 | 1443.61 | 1025.32 | 1014 | 633 | 1361 |  | 1755.82 | 965.7 | 788 | 493 | 2644.6117156352 | 619.9182559232001 | 2014.30455795215 | 1034.745492098707 | 1255.06 |  | 1893 |  | 2160 |  | 1723 |  | 1565 | 440 | 926 | 926 | 2016.387 | 652.068 | 2056.905 | 696.474
[NAME] | 787 |  | 696 |  | 805.2667853509664 |  | 1233 |  | 1911.56 |  | 1075.073875 |  | 631 |  | 1178 |  | 1451.34 |  | 488 |  | 755.6158610432001 |  | 846.1675364546159 |  | 970.48 |  | 1690 |  | 979 |  | 976 |  | 494 |  | 534 |  | 1204.695 |  | 1253.034
Charleston* | 2452 | 277 | 2089 | 310 | 1350.123777182008 | 256.7953172475425 | 2252 | 1468 | 4313.1 | 1940.9 | 2835.865 | 953.5600000000001 | 1839 | 1261 | 2077 | 1015 | 3274.67 | 1473.6 | 1425 | 978 | 5760.419975014401 | 621.5186357503997 | 3216.492675079146 | 1652.307881033808 | 3306.92 | 626.7 | 2646 | 772 | 4007 | 1461 | 2552 | 778 | 1569 | 445 | 2315 | 555 | 2057.598 | 665.4060000000001 | 2098.935 | 710.7210000000001
Cherokee | 666 |  | 477 |  | 477.2065225751865 |  | 843 |  | 1891.71 |  | 1075.073875 |  | 679 |  | 868 |  | 1436.62 |  | 524 |  | 635.914665152 |  | 577.2918706652986 |  | 792.34 |  | 1327 |  | 719 |  | 761 |  | 415 |  | 528 |  | 770.373 |  | 796.779
Chester | 634 |  | 621 |  | 480.6924927815207 |  | 1001 |  | 1891.71 |  | 1075.073875 |  | 631 |  | 868 |  | 1436.62 |  | 488 |  | 635.914665152 |  | 688.6136960939073 |  | 792.34 |  | 1517 |  | 1073 |  | 1243 |  | 415 |  | 450 |  | 1000.773 |  | 1037.934
Chesterfield | 847 |  | 744 |  | 693.340458573125 |  | 1238 |  | 1986.99 |  | 1075.073875 |  | 631 |  | 1178 |  | 1508.41 |  | 488 |  | 755.6158610432001 |  | 710.5130715880598 |  | 917.04 |  | 1413 |  | 1181 |  | 1066 |  | 494 |  | 619 |  | 1216.629 |  | 1264.968
[NAME] | 1217 |  | 738 |  | 684.0581411797991 |  | 1233 |  | 2054.65 |  | 1075.073875 |  | 631 |  | 1178 |  | 1559.63 |  | 488 |  | 832.8309278336001 |  | 846.1675364546159 |  | 1046.82 |  | 1728 |  | 1461 |  | 1151 |  | 494 |  | 719 |  | 1379.61 |  | 1419.264
Colleton* | 1538 | 280 | 2067 | 287 | 747.0091976279801 | 293.0548227036185 | 1663 | 1468 | 4313.1 | 1940.9 | 2835.865 | 953.5600000000001 | 1839 | 1261 | 1361 |  | 3274.67 | 1473.6 | 1425 | 978 | 3024.8796962816 | 626.5875193856001 | 741.2427619342435 | 380.7753914045771 | 3306.92 | 626.7 | 1670 |  | 3211 | 1955 | 1999 | 883 | 1569 | 445 | 1373 | 371 | 1800.252 | 538.3710000000001 | 1834.236 | 576.954
Darlington | 1206 |  | 744 |  | 742.2525595044017 |  | 1238 |  | 2213.28 |  | 1075.073875 |  | 631 |  | 1365 |  | 1680.49 |  | 488 |  | 755.6158610432001 |  | 960.530941812968 |  | 1269.49 |  | 1872 |  | 1195 |  | 1065 |  | 503 |  | 594 |  | 1251.999 |  | 1301.319
Dillon | 1336 |  | 1367 |  | 834.8497860635697 |  | 1233 |  | 2108.99 |  | 1075.073875 |  | 631 |  | 1365 |  | 1601.04 |  | 488 |  | 801.1567075328 |  | 1208.72386408003 |  | 1275.85 |  | 2106 |  | 1463 |  | 1030 |  | 589 |  | 594 |  | 1477.458 |  | 1522.125
Dorchester* | 782 | 241 | 1189 | 359 | 773.8705231779496 | 292.5238259817687 | 1663 | 1468 | 2369.09 | 1303 | 1075.073875 | 801.277 | 1014 | 633 | 1361 |  | 1798.11 | 988.96 | 788 | 493 | 892.5556947200002 | 623.0186115200001 | 1482.485523868487 | 761.5507828091543 | 1255.06 |  | 1670 |  | 1176 |  | 1244 |  | 734 | 479 | 926 | 926 | 1377.072 | 669.7440000000001 | 1418.652 | 715.374
Edgefield | 713 |  | 600 |  | 652.7222741724331 |  | 1001 |  | 2024.7 |  | 1075.073875 |  | 631 |  | 1178 |  | 1536.94 |  | 488 |  | 635.914665152 |  | 682.5305362344205 |  | 891.59 |  | 1302 |  | 1015 |  | 982 |  | 377 |  | 645 |  | 921.3570000000001 |  | 958.302
Fairfield | 841 |  | 612 |  | 604.2417798135122 |  | 1238 |  | 1891.71 |  | 1075.073875 |  | 631 |  | 868 |  | 1436.62 |  | 488 |  | 635.914665152 |  | 688.6136960939073 |  | 792.34 |  | 1517 |  | 1041 |  | 893 |  | 415 |  | 450 |  | 2050.236 |  | 2099.88
Florence | 1224 |  | 1367 |  | 656.2437336200525 |  | 1233 |  | 2293.4 |  | 1075.073875 |  | 631 |  | 1365 |  | 1741.43 |  | 488 |  | 833.4124889984 |  | 960.530941812968 |  | 1252.95 |  | 1905 |  | 1475 |  | 1155 |  | 494 |  | 718 |  | 1507.653 |  | 1553.238
Georgetown* | 2555 | 328 | 2138 | 359 | 1526.83557465687 | 299.8531817551643 | 1495 | 1468 | 4313.1 | 1940.9 | 2835.865 | 953.5600000000001 | 1839 | 1261 | 2077 | 1015 | 3274.67 | 1473.6 | 1425 | 978 | 6040.799392486401 | 648.2474129023997 | 3612.426084221594 | 1855.69833093575 | 3306.92 | 626.7 | 3109 | 693 | 3903 | 1210 | 2192 | 812 | 1627 | 463 | 1832 | 661 | 2034.351 | 472.806 | 2064.384 | 506.799
Greenville | 708 |  | 486 |  | 466.356815817869 |  | 732 |  | 1777.56 |  | 634.8508 |  | 679 |  | 868 |  | 1350.1 |  | 524 |  | 635.914665152 |  | 608.3159859486814 |  | 792.34 |  | 1110 |  | 743 |  | 659 |  | 411 |  | 498 |  | 738.4050000000001 |  | 764.6310000000001
[NAME] | 823 |  | 556 |  | 485.7830156569095 |  | 886 |  | 1797.43 |  | 1075.073875 |  | 679 |  | 1178 |  | 1364.83 |  | 524 |  | 635.914665152 |  | 688.6136960939073 |  | 964.12 |  | 1302 |  | 820 |  | 920 |  | 415 |  | 534 |  | 921.3570000000001 |  | 958.302
Hampton | 736 |  | 1290 |  | 944.9735663082437 |  | 1549 |  | 2611.27 |  | 1075.073875 |  | 1014 |  | 1392 |  | 1982.37 |  | 788 |  | 985.0030567424001 |  | 1294.377188165548 |  | 1046.82 |  | 1690 |  | 4344 |  | 1533 |  | 712 |  | 769 |  | 1318.419 |  | 1360.503
Horry* | 2494 | 290 | 2108 | 319 | 1510.921676239098 | 275.2641991065731 | 1663 | 1468 | 4313.1 | 1940.9 | 2835.865 | 953.5600000000001 | 1839 | 1261 | 2077 | 1015 | 3274.67 | 1473.6 | 1425 | 978 | 3778.4864736512 | 625.5621809792 | 3612.426084221594 | 1855.69833093575 | 3306.92 | 626.7 | 3109 | 693 | 3945 | 1150 | 1677 | 783 | 1627 | 463 | 2109 | 760 | 2016.387 | 652.068 | 2056.905 | 696.474
Jasper* | 882 | 280 | 1158 | 329 | 740.8792941176471 | 327.1750588235294 | 1663 | 1468 | 2478.76 | 1363.32 | 1443.61 | 1025.32 | 1039 | 734 | 1361 |  | 1881.82 | 1035 | 808 | 572 | 2241.6306854912 | 614.3808200192 | 3216.492675079146 | 1652.307881033808 | 1046.82 |  | 1670 |  | 2538 | 1088 | 1619 |  | 1104 | 674 | 1035 | 755 | 1599.21 | 521.298 | 1634.094 | 560.475
[NAME] | 823 |  | 711 |  | 545.1139001959898 |  | 1238 |  | 1797.43 |  | 1075.073875 |  | 631 |  | 1178 |  | 1364.83 |  | 488 |  | 755.6158610432001 |  | 710.5130715880598 |  | 880.14 |  | 1413 |  | 1211 |  | 1011 |  | 503 |  | 534 |  | 1216.629 |  | 1264.968
Lancaster | 823 |  | 621 |  | 661.3893029083954 |  | 1238 |  | 1986.99 |  | 1075.073875 |  | 631 |  | 1178 |  | 1508.41 |  | 488 |  | 635.914665152 |  | 710.5130715880598 |  | 1046.82 |  | 1517 |  | 1081 |  | 803 |  | 415 |  | 450 |  | 1000.773 |  | 1037.934
[NAME] | 828 |  | 455 |  | 471.9893533123029 |  | 886 |  | 1665.42 |  | 1075.073875 |  | 679 |  | 1178 |  | 1264.53 |  | 524 |  | 635.914665152 |  | 688.6136960939073 |  | 792.34 |  | 1302 |  | 802 |  | 969 |  | 415 |  | 603 |  | 785.7450000000001 |  | 812.682
[NAME] | 847 |  | 738 |  | 695.3432404540764 |  | 1238 |  | 1929.41 |  | 1075.073875 |  | 631 |  | 1365 |  | 1465.16 |  | 488 |  | 755.6158610432001 |  | 960.530941812968 |  | 1275.85 |  | 1872 |  | 1267 |  | 1009 |  | 494 |  | 594 |  | 1216.629 |  | 1264.968
Lexington | 689 |  | 575 |  | 535.4476822395928 |  | 960 |  | 1645.56 |  | 634.8508 |  | 631 |  | 1178 |  | 1249.79 |  | 488 |  | 635.914665152 |  | 674.0141124311391 |  | 901.77 |  | 1280 |  | 915 |  | 885 |  | 423 |  | 534 |  | 1204.695 |  | 1253.034
Marion | 1336 |  | 1367 |  | 916.7603709126403 |  | 1549 |  | 2349.69 |  | 1075.073875 |  | 1014 |  | 1365 |  | 1783.71 |  | 788 |  | 935.442570752 |  | 1603.450374306354 |  | 1244.04 |  | 2106 |  | 2218 |  | 1351 |  | 712 |  | 1213 |  | 1507.653 |  | 1553.238
Marlboro | 1336 |  | 744 |  | 749.6859300130681 |  | 1238 |  | 2213.28 |  | 1075.073875 |  | 631 |  | 1365 |  | 1680.49 |  | 488 |  | 755.6158610432001 |  | 710.5130715880598 |  | 1275.85 |  | 1872 |  | 1246 |  | 1012 |  | 503 |  | 594 |  | 1251.999 |  | 1301.319
[NAME] | 837 |  | 600 |  | 477.2509144111193 |  | 886 |  | 1797.43 |  | 1075.073875 |  | 631 |  | 1178 |  | 1364.83 |  | 488 |  | 635.914665152 |  | 688.6136960939073 |  | 891.59 |  | 1302 |  | 913 |  | 954 |  | 415 |  | 645 |  | 921.3570000000001 |  | 958.302
[NAME] | 823 |  | 575 |  | 493.6495726495726 |  | 1001 |  | 1551.28 |  | 1075.073875 |  | 631 |  | 868 |  | 1178 |  | 488 |  | 635.914665152 |  | 688.6136960939073 |  | 792.34 |  | 1517 |  | 1061 |  | 858 |  | 415 |  | 450 |  | 785.7450000000001 |  | 812.682
Oconee | 738 |  | 432 |  | 455.121320249777 |  | 886 |  | 1381.57 |  | 1075.073875 |  | 631 |  | 868 |  | 1049.16 |  | 488 |  | 635.914665152 |  | 633.2569413725772 |  | 792.34 |  | 1264 |  | 699 |  | 607 |  | 415 |  | 559 |  | 921.3570000000001 |  | 958.302
Orangeburg | 1275 |  | 1337 |  | 853.3967900133749 |  | 1233 |  | 2015.83 |  | 1075.073875 |  | 631 |  | 1178 |  | 1530.83 |  | 488 |  | 784.553962112 |  | 1615.687258679698 |  | 1026.46 |  | 1690 |  | 1448 |  | 1194 |  | 503 |  | 719 |  | 1291.923 |  | 1333.161
Pickens | 738 |  | 486 |  | 478.5854678515421 |  | 732 |  | 1665.42 |  | 634.8508 |  | 631 |  | 868 |  | 1264.53 |  | 488 |  | 635.914665152 |  | 608.3159859486814 |  | 792.34 |  | 1264 |  | 744 |  | 705 |  | 411 |  | 553 |  | 921.3570000000001 |  | 958.302
Richland | 807 |  | 612 |  | 515.6659616050665 |  | 977 |  | 1759.71 |  | 634.8508 |  | 631 |  | 1178 |  | 1336.3 |  | 488 |  | 635.914665152 |  | 747.0120307449808 |  | 880.14 |  | 1481 |  | 1121 |  | 948 |  | 406 |  | 534 |  | 1216.629 |  | 1264.968
[NAME] | 837 |  | 600 |  | 514.5970473295702 |  | 1001 |  | 1911.56 |  | 1075.073875 |  | 631 |  | 1178 |  | 1451.34 |  | 488 |  | 635.914665152 |  | 688.6136960939073 |  | 792.34 |  | 1302 |  | 1128 |  | 943 |  | 415 |  | 450 |  | 812.907 |  | 844.659
Spartanburg | 651 |  | 486 |  | 472.358700218755 |  | 732 |  | 1777.56 |  | 634.8508 |  | 679 |  | 868 |  | 1350.1 |  | 524 |  | 635.914665152 |  | 608.3159859486814 |  | 792.34 |  | 1327 |  | 780 |  | 705 |  | 411 |  | 528 |  | 738.4050000000001 |  | 764.6310000000001
Sumter | 1336 |  | 711 |  | 603.5437278057643 |  | 1233 |  | 1911.56 |  | 1075.073875 |  | 631 |  | 1178 |  | 1451.34 |  | 488 |  | 755.6158610432001 |  | 960.530941812968 |  | 1046.82 |  | 1728 |  | 1204 |  | 1028 |  | 494 |  | 719 |  | 1216.629 |  | 1264.968
Union | 823 |  | 464 |  | 491.6554972573336 |  | 1001 |  | 1627.7 |  | 1075.073875 |  | 679 |  | 868 |  | 1235.99 |  | 524 |  | 635.914665152 |  | 688.6136960939073 |  | 792.34 |  | 1517 |  | 892 |  | 933 |  | 415 |  | 450 |  | 785.7450000000001 |  | 812.682
Williamsburg | 1336 |  | 1348 |  | 943.4937672221494 |  | 1549 |  | 2256.52 |  | 1075.073875 |  | 1014 |  | 1365 |  | 1713.52 |  | 788 |  | 1026.8441658368 |  | 1557.089396385233 |  | 1431.08 |  | 2106 |  | 1924 |  | 1382 |  | 712 |  | 719 |  | 1379.61 |  | 1419.264
York | 729 |  | 621 |  | 459.4468955374787 |  | 843 |  | 1665.42 |  | 634.8508 |  | 631 |  | 868 |  | 1264.53 |  | 488 |  | 635.914665152 |  | 577.2918706652986 |  | 797.43 |  | 1143 |  | 748 |  | 792 |  | 415 |  | 450 |  | 785.7450000000001 |  | 812.682