Spreadsheet: 90320d1290069287-how-can-i-capture-different-instalments-correctly-for-revenue-cash-flow-student_payments
Sheet: Sheet1

 |  |  |  |  |  |  |  | Main factors
 | Calculating instalments | 1 instal. | 2 instal. | 4 instal. | 8 Instal. | 12 instal. |  | student price | 10000
 | Principle sum | 10000 | 10000 | 10000 | 10000 | 10000 |  | Retention rate | 0.9
 | Nr of payments per year | 1 | 2 | 4 | 12 | 12 |  | Partners model | 0.22
 | How many years | 2 | 2 | 2 | 2 | 2
 | Nr of Instalments total | 1 | 2 | 4 | 8 | 12
 | Interest rate | 0 | 0.05 | 0.1 | 0.2 | 0.4
 | APR | 0 | 0.025 | 0.025 | 0.01666666666666667 | 0.03333333333333333
 | Each instalment | 10004 | -5188.271604938271 | -2658.17877717197 | -1345.557357512859 | -1024.714828617094
 | Total Payment | 10004 | -10376.54320987654 | -10632.71510868788 | -10764.45886010287 | -12296.57794340513
 |  | Programme nr One |  | 2010-01-01 00:00:00 | 2010-02-01 00:00:00 | 2010-03-01 00:00:00 | 2010-04-01 00:00:00 | 2010-05-01 00:00:00 | 2010-06-01 00:00:00 | 2010-07-01 00:00:00 | 2010-08-01 00:00:00 | 2010-09-01 00:00:00 | 2010-10-01 00:00:00 | 2010-11-01 00:00:00 | 2010-12-01 00:00:00 |  |  | 2011-01-01 00:00:00 | 2011-02-01 00:00:00 | 2011-03-01 00:00:00 | 2011-04-01 00:00:00 | 2011-05-01 00:00:00 | 2011-06-01 00:00:00 | 2011-07-01 00:00:00 | 2011-08-01 00:00:00 | 2011-09-01 00:00:00 | 2011-10-01 00:00:00 | 2011-11-01 00:00:00 | 2011-12-01 00:00:00 |  |  | 2012-01-01 00:00:00 | 2012-02-01 00:00:00 | 2012-03-01 00:00:00 | 2012-04-01 00:00:00 | 2012-05-01 00:00:00 | 2012-06-01 00:00:00 | 2012-07-01 00:00:00 | 2012-08-01 00:00:00 | 2012-09-01 00:00:00 | 2012-10-01 00:00:00 | 2012-11-01 00:00:00 | 2012-12-01 00:00:00 |  |  | 2013-01-01 00:00:00 | 2013-02-01 00:00:00 | 2013-03-01 00:00:00 | 2013-04-01 00:00:00 | 2013-05-01 00:00:00 | 2013-06-01 00:00:00 | 2013-07-01 00:00:00 | 2013-08-01 00:00:00 | 2013-09-01 00:00:00 | 2013-10-01 00:00:00 | 2013-11-01 00:00:00 | 2013-12-01 00:00:00 |  |  | 2014-01-01 00:00:00 | 2014-02-01 00:00:00 | 2014-03-01 00:00:00 | 2014-04-01 00:00:00 | 2014-05-01 00:00:00 | 2014-06-01 00:00:00 | 2014-07-01 00:00:00 | 2014-08-01 00:00:00 | 2014-09-01 00:00:00 | 2014-10-01 00:00:00 | 2014-11-01 00:00:00 | 2014-12-01 00:00:00 |  |  | 2015-01-01 00:00:00 | 2015-02-01 00:00:00 | 2015-03-01 00:00:00 | 2015-04-01 00:00:00 | 2015-05-01 00:00:00 | 2015-06-01 00:00:00 | 2015-07-01 00:00:00 | 2015-08-01 00:00:00 | 2015-09-01 00:00:00 | 2015-10-01 00:00:00 | 2015-11-01 00:00:00 | 2015-12-01 00:00:00
 |  |  | Students starting in these intakes |  | 10 |  | 10 |  |  |  |  |  | 10 |  |  | 30 |  | 10 |  | 10 |  | 10 |  | 10 |  |  | 10 |  | 10 | 60 |  |  | 30 |  | 30 |  |  | 10 |  |  | 30 |  |  | 100 |  |  | 10 |  | 10 |  |  | 10 |  |  | 10 |  |  | 40 |  |  | 10 |  | 10 |  |  | 10 |  |  | 10 |  |  | 40 |  |  | 10 |  | 10 |  |  | 10 |  |  | 10 |  |  | 40
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0
 |  |  | Students choice of payment options % |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0
 |  | 1 instal. | 0.1 |  |  |  |  |  |  | 0 | 0 | 0 | 2200 | 0 | 0 | 2200 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0
 |  | 2 instal. | 0.35 |  |  |  |  |  |  | 3850 | 0 | 1925 | 1925 | 0 | 0 | 7700 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0
 |  | 4 instal. | 0.25 |  |  |  |  |  |  | 3850 | 0 | 1925 | 1925 | 0 | 0 | 7700 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0
 |  | 8 Instal. | 0.25 |  |  |  |  |  |  | 0 | 0 | 0 | 0
 |  | 12 instal. | 0.05
 |  |  | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 7700 | 0 | 3850 | 6050 | 0 | 0 | 17600 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0
 |  | Programme nr Two |  | 2010-01-01 00:00:00 | 2010-02-01 00:00:00 | 2010-03-01 00:00:00 | 2010-04-01 00:00:00 | 2010-05-01 00:00:00 | 2010-06-01 00:00:00 | 2010-07-01 00:00:00 | 2010-08-01 00:00:00 | 2010-09-01 00:00:00 | 2010-10-01 00:00:00 | 2010-11-01 00:00:00 | 2010-12-01 00:00:00 |  |  | 2011-01-01 00:00:00 | 2011-02-01 00:00:00 | 2011-03-01 00:00:00 | 2011-04-01 00:00:00 | 2011-05-01 00:00:00 | 2011-06-01 00:00:00 | 2011-07-01 00:00:00 | 2011-08-01 00:00:00 | 2011-09-01 00:00:00 | 2011-10-01 00:00:00 | 2011-11-01 00:00:00 | 2011-12-01 00:00:00 |  |  | 2012-01-01 00:00:00 | 2012-02-01 00:00:00 | 2012-03-01 00:00:00 | 2012-04-01 00:00:00 | 2012-05-01 00:00:00 | 2012-06-01 00:00:00 | 2012-07-01 00:00:00 | 2012-08-01 00:00:00 | 2012-09-01 00:00:00 | 2012-10-01 00:00:00 | 2012-11-01 00:00:00 | 2012-12-01 00:00:00 |  |  | 2013-01-01 00:00:00 | 2013-02-01 00:00:00 | 2013-03-01 00:00:00 | 2013-04-01 00:00:00 | 2013-05-01 00:00:00 | 2013-06-01 00:00:00 | 2013-07-01 00:00:00 | 2013-08-01 00:00:00 | 2013-09-01 00:00:00 | 2013-10-01 00:00:00 | 2013-11-01 00:00:00 | 2013-12-01 00:00:00 |  |  | 2014-01-01 00:00:00 | 2014-02-01 00:00:00 | 2014-03-01 00:00:00 | 2014-04-01 00:00:00 | 2014-05-01 00:00:00 | 2014-06-01 00:00:00 | 2014-07-01 00:00:00 | 2014-08-01 00:00:00 | 2014-09-01 00:00:00 | 2014-10-01 00:00:00 | 2014-11-01 00:00:00 | 2014-12-01 00:00:00 |  |  | 2015-01-01 00:00:00 | 2015-02-01 00:00:00 | 2015-03-01 00:00:00 | 2015-04-01 00:00:00 | 2015-05-01 00:00:00 | 2015-06-01 00:00:00 | 2015-07-01 00:00:00 | 2015-08-01 00:00:00 | 2015-09-01 00:00:00 | 2015-10-01 00:00:00 | 2015-11-01 00:00:00 | 2015-12-01 00:00:00
 |  |  | Students starting in these intakes | 10 |  | 10 |  | 10 |  | 10 |  |  | 10 |  | 10 | 60 |  | 10 |  | 10 |  | 10 |  | 10 |  |  | 10 |  | 10 | 60 |  | 10 |  | 10 |  | 10 |  | 10 |  |  | 10 |  | 10 | 60 |  | 10 |  | 10 |  | 10 |  | 10 |  |  | 10 |  | 10 | 60 |  | 10 |  | 10 |  | 10 |  | 10 |  |  | 10 |  | 10 | 60 |  | 10 |  | 10 |  | 10 |  | 10 |  |  | 10 |  | 10 | 60
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0
 |  | 1 instal. | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0
 |  | 2 instal. | 0.35 |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0
 |  | 4 instal. | 0.25 |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | 0
 |  | 8 Instal. | 0.25
 |  | 12 instal. | 0.05
 |  |  | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0