Spreadsheet: ce4eae5c-c4d0-461d-b814-3c66b581dc45
Sheet: Sheet1

Unnamed: 0 | Unnamed: 1 | Unnamed: 2 | Unnamed: 3 | Unnamed: 4 | Unnamed: 5 | Unnamed: 6 | Unnamed: 7 | Unnamed: 8 | Unnamed: 9 | Unnamed: 10 | Unnamed: 11 | Unnamed: 12 | Unnamed: 13 | Unnamed: 14 | Unnamed: 15 | Unnamed: 16 | Unnamed: 17
 | Estimated 1st-Year Increases in Member Business Lending at Credit Unions
 | By Congressional District of CU Main Office
 | Data source: NCUA and CUNA E&S.  Data as of March 2013
 | Asumptions:  1. Grandfathered CUs, Non-Federally Insured and/or Low Income Designated do not increase lending;
 | 2. Non-MBL lenders lend in amount equal to 1% of assets on average under the new authority;
 | 3. All other MBL CUs lend in amount equal to their current use rate;
 | 4. Estimates produced using assumptions 1-3 are further adjusted as follows:
 | * CUs with net worth/assets <=6% are assumed to have no MBL growth
 | * CUs with net worth/assets between 6% and 7% remain at the current 12.25% cap.
 | * CUs with MBL/assets >= 10% are limited to a 30% increase in MBLs in the 1st year.
 | 5. First year increases: baseline estimate = 50% of new use rate; adjusted/conservative estimate = 40% of new use rate.
 | 6. Employment increase is based on Council of Economic Advisors 5/09 ARRA job creation estimates ($92,000 in spending creates 1 job)
 |  | All Mississippi CU's |  | All US CU's
 | Current total CU MBLs outstanding = | 59086815 |  | 43925044787
 | Proposed new authority (% of assets) = | 0.275 |  | 0.275
 | Estimated 1st year increases in CU MBL loans:
 | Baseline estimate (50% Use): | 3435428.113 |  | 16603552292.94519
 | Adjusted/conservative estimate (40% Use): | 2748342.438 |  | 13612389402.6238
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Adjusted/
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Conservative
 | Estimated increase in employment |  |  |  |  |  |  |  |  |  |  |  |  |  | Estimate | Estimate
 | (Based on adjusted/conservative estimate of 1st year increase in CU MBLs) | 29.873289 |  | 147960.7540950003 |  |  |  |  |  |  |  |  |  |  | First Year | First Year
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Change | Change
 |  |  |  |  |  |  |  |  |  |  | Current | Percent | New | New | in MBLs | in MBLs | Estimated
 |  |  |  |  |  |  |  |  |  |  | Authority @ | "Used" | Authority @ | Assumed | Outstanding | Outstanding | Additional
CUID | Name of CU Headquartered in Dist. | City | State | District | CEO | Net Worth | Assets | Members | MBLs Outstanding | MBLs / Assets | 0.1225 | @ 12.25% | 0.275 | Use | (use @ 50%) | (use @ 40%) | Employment
21564 | Members 1st Community FCU | Columbus | MS | 01 | [NAME] | 0.0935 | 2787399 | 1339 | 0 | 0 | 341456.38 | 0 | 766534.75 | 27873.99 | 0 | 0 | 0
21566 | Ampot FCU | [NAME] | MS | 01 | [NAME] | 0.1894 | 7184530 | 779 | 0 | 0 | 880104.94 | 0 | 1975745.8 | 71845.3 | 0 | 0 | 0
21585 | Triangle FCU | Columbus | MS | 01 | [NAME] | 0.0924 | 66739761 | 15072 | 0 | 0 | 8175620.5 | 0 | 18353434 | 667397.6 | 333698.8 | 266959.03 | 2.901729
21588 | Columbus Municipal CU | Columbus | MS | 01 | [NAME] | 0.1751 | 11018648 | 1981 | 0 | 0 | 1349784.4 | 0 | 3030128.2 | 110186.48 | 55093.24 | 44074.594 | 0.479072
21594 | Elevator CU | Olive Branch | MS | 01 | [NAME] | 0.1536 | 12186109 | 1605 | 0 | 0 | 1492798.4 | 0 | 3351180 | 121861.09 | 60930.547 | 48744.438 | 0.529831
21606 | Twin States FCU | Columbus | MS | 01 | [NAME] | 0.0722 | 4611426 | 1061 | 0 | 0 | 564899.7 | 0 | 1268142.1 | 46114.26 | 0 | 0 | 0
21702 | MUW EFCU | Columbus | MS | 01 | [NAME] | 0.1982 | 3237616 | 619 | 0 | 0 | 396607.97 | 0 | 890344.4 | 32376.16 | 0 | 0 | 0
21712 | United Methodist of Mississippi FCU | Booneville | MS | 01 | [NAME] | 0.0853 | 1113558 | 323 | 0 | 0 | 136410.86 | 0 | 306228.44 | 11135.58 | 0 | 0 | 0
21722 | New Horizons CU | West Point | MS | 01 | [NAME] | 0.217 | 7925490 | 3036 | 0 | 0 | 970872.5 | 0 | 2179509.8 | 79254.9 | 0 | 0 | 0
21748 | Tombigbee FCU | Amory | MS | 01 | [NAME] | 0.1384 | 6017282 | 841 | 0 | 0 | 737117.06 | 0 | 1654752.5 | 60172.82 | 0 | 0 | 0
21759 | Northeast Mississippi FCU | Amory | MS | 01 | [NAME] | 0.1252 | 4740986 | 868 | 0 | 0 | 580770.8 | 0 | 1303771.1 | 47409.86 | 0 | 0 | 0
35219 | B&W Miss EFCU | West Point | MS | 01 | [NAME] | 0.1966 | 8172411 | 931 | 0 | 0 | 1001120.4 | 0 | 2247413 | 81724.11 | 0 | 0 | 0
36743 | TPC EFCU | [NAME] | MS | 01 | Twyla Ezell | 0.2455 | 573700 | 394 | 0 | 0 | 70278.25 | 0 | 157767.5 | 5737 | 0 | 0 | 0
38909 | North Miss Health Services EFCU | Tupelo | MS | 01 | [NAME] | 0.1187 | 12402296 | 3350 | 0 | 0 | 1519281.2 | 0 | 3410631.5 | 124022.96 | 62011.48 | 49609.184 | 0.53923
District Totals |  |  |  |  |  |  | 148711212 | 32199 | 0 | 0 | 18217123.36 | 0 | 40895583.09 | 1487112.11 | 511734.067 | 409387.246 | 4.449862
21577 | Central MS FCU | Winona | MS | 02 | [NAME] | 0.332 | 425989 | 260 | 0 | 0 | 52183.652 | 0 | 117146.98 | 4259.89 | 0 | 0 | 0
21580 | Jackson Area FCU | [NAME] | MS | 02 | [NAME] | 0.1257 | 60060023 | 13397 | 0 | 0 | 7357353 | 0 | 16516506 | 600600.25 | 0 | 0 | 0
21611 | Delta Credit Union | Greenville | MS | 02 | [NAME] | 0.2273 | 5210260 | 1657 | 0 | 0 | 638256.9 | 0 | 1432821.5 | 52102.6 | 0 | 0 | 0
21633 | Issaquena County FCU | Mayerville | MS | 02 | Clarence Hall | 0.1199 | 1175526 | 446 | 0 | 0 | 144001.94 | 0 | 323269.66 | 11755.26 | 0 | 0 | 0
21643 | Magnolia FCU | [NAME] | MS | 02 | [NAME] | 0.1352 | 131591081 | 19315 | 0 | 0 | 16119907 | 0 | 36187548 | 1315910.8 | 0 | 0 | 0
21652 | JPFCE FCU | [NAME] | MS | 02 | [NAME] | 0.1756 | 1252829 | 198 | 0 | 0 | 153471.55 | 0 | 344527.97 | 12528.29 | 0 | 0 | 0
21658 | Mid Delta CU | Indianola | MS | 02 | [NAME] | 0.3136 | 1649543 | 2045 | 0 | 0 | 202069.02 | 0 | 453624.3 | 16495.43 | 0 | 0 | 0
21666 | BenchSmart FCU | Yazoo City | MS | 02 | [NAME] | 0.1114 | 11244804 | 1539 | 0 | 0 | 1377488.5 | 0 | 3092321 | 112448.04 | 0 | 0 | 0
21683 | Miller Transporters FCU | [NAME] | MS | 02 | [NAME] | 0.1643 | 3620605 | 420 | 0 | 0 | 443524.12 | 0 | 995666.4 | 36206.05 | 0 | 0 | 0
21688 | Mississippi College ECU | [NAME] | MS | 02 | [NAME] | 0.0956 | 2718963 | 276 | 0 | 0 | 333072.97 | 0 | 747714.8 | 27189.63 | 13594.815 | 10875.852 | 0.118216
21691 | Mississippi Farm Bureau ECU | [NAME] | MS | 02 | [NAME] | 0.1401 | 12905598 | 1446 | 0 | 0 | 1580935.8 | 0 | 3549039.5 | 129055.98 | 64527.99 | 51622.39 | 0.561113
21698 | HealthPlus FCU | [NAME] | MS | 02 | [NAME] | 0.1333 | 6584382 | 1937 | 0 | 0 | 806586.8 | 0 | 1810705 | 65843.82 | 0 | 0 | 0
21703 | MSTC FCU | [NAME] | MS | 02 | [NAME] | 0.1324 | 3493238 | 941 | 0 | 0 | 427921.66 | 0 | 960640.44 | 34932.38 | 17466.19 | 13972.952 | 0.15188
21705 | Mutual CU | Vicksburg | MS | 02 | [NAME] | 0.1083 | 177376209 | 19830 | 0 | 0 | 21728586 | 0 | 48778456 | 1773762.1 | 886881.06 | 709504.8 | 7.712009
21740 | [NAME] FCU | Boyle | MS | 02 | [NAME] | 0.1833 | 2366528 | 1875 | 0 | 0 | 289899.7 | 0 | 650795.2 | 23665.28 | 0 | 0 | 0
21743 | [NAME] | Clarksdale | MS | 02 | Sid Schuh | 0.3785 | 134213 | 55 | 0 | 0 | 16441.092 | 0 | 36908.574 | 1342.13 | 671.065 | 536.852 | 0.005835
21754 | Valley Gas ECU | [NAME] | MS | 02 | Guylean Cooper | 0.2011 | 7401546 | 605 | 0 | 0 | 906689.4 | 0 | 2035425.1 | 74015.46 | 37007.73 | 29606.184 | 0.321806
21756 | Vicksburg Railroad CU | Vicksburg | MS | 02 | [NAME] | 0.3161 | 12504606 | 1282 | 0 | 0 | 1531814.2 | 0 | 3438766.8 | 125046.06 | 62523.03 | 50018.426 | 0.543679
21757 | Vickswood CU | Vicksburg | MS | 02 | [NAME] | 0.236 | 10394357 | 1837 | 0 | 0 | 1273308.8 | 0 | 2858448.2 | 103943.57 | 51971.785 | 41577.43 | 0.451929
36970 | Grenada Lake Medical CTR EFCU | Grenada | MS | 02 | [NAME] | 0.1307 | 244109 | 206 | 0 | 0 | 29903.352 | 0 | 67129.98 | 2441.09 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 452354409 | 69567 | 0 | 0 | 55413415.456 | 0 | 124397461.404 | 4523544.109999999 | 1134643.665 | 907714.886 | 9.866467
39781 | Hope FCU | [NAME] | MS | 03 | [NAME] | 0.105 | 168457411 | 27933 | 40119829 | 0.23816 | 20636032 | 1.944164 | 46325788 | 90064920 | 0 | 0 | 0
21596 | EPA CU | Ridgeland | MS | 03 | [NAME] | 0.1192 | 18549796 | 2043 | 1630500 | 0.087899 | 2272350 | 0.717539 | 5101194 | 3660306 | 1014903.06 | 811922.44 | 8.825244
34762 | 1st Mississippi FCU | Meridian | MS | 03 | [NAME] | 0.2529 | 55514721 | 8797 | 637049 | 0.011475 | 6800553.5 | 0.093676 | 15266548 | 1430110 | 0 | 0 | 0
21597 | Ferguson FCU | Monticello | MS | 03 | [NAME] | 0.1451 | 57374380 | 3209 | 0 | 0 | 7028361.5 | 0 | 15777955 | 573743.8 | 0 | 0 | 0
21634 | Jackson Acco CU | [NAME] | MS | 03 | [NAME] | 0.1723 | 2753103 | 461 | 0 | 0 | 337255.12 | 0 | 757103.3 | 27531.03 | 13765.515 | 11012.412 | 0.1197
21637 | Mississippi National Guard FCU | [NAME] | MS | 03 | [NAME] | 0.0692 | 14943181 | 1848 | 0 | 0 | 1830539.6 | 0 | 4109374.8 | 149431.81 | 0 | 0 | 0
21642 | Statewide FCU | Flowood | MS | 03 | [NAME] | 0.0772 | 97358850 | 15359 | 0 | 0 | 11926459 | 0 | 26773684 | 973588.5 | 0 | 0 | 0
21665 | MBHS FCU | [NAME] | MS | 03 | [NAME] | 0.1309 | 8447764 | 2244 | 0 | 0 | 1034851.06 | 0 | 2323135 | 84477.64 | 0 | 0 | 0
21667 | McComb FCU | [NAME] | MS | 03 | [NAME] | 0.1163 | 11366488 | 3254 | 0 | 0 | 1392394.8 | 0 | 3125784.2 | 113664.88 | 0 | 0 | 0
21670 | Meridian MS ANG FCU | Meridian | MS | 03 | [NAME] | 0.105 | 15761203 | 1359 | 0 | 0 | 1930747.4 | 0 | 4334331 | 157612.03 | 0 | 0 | 0
21671 | Meridian Mutual FCU | Meridian | MS | 03 | [NAME] | 0.1266 | 32595685 | 7288 | 0 | 0 | 3992971.5 | 0 | 8963813 | 325956.84 | 0 | 0 | 0
21672 | MUNA Federal Credit Union | Meridian | MS | 03 | Bo Pittman | 0.1115 | 29097740 | 4860 | 0 | 0 | 3564473.2 | 0 | 8001878.5 | 290977.4 | 0 | 0 | 0
21675 | Brightview FCU | Ridgeland | MS | 03 | [NAME] | 0.1364 | 29861935 | 5284 | 0 | 0 | 3658087 | 0 | 8212032 | 298619.34 | 149309.67 | 119447.74 | 1.298345
21689 | Mississippi DHS FCU | [NAME] | MS | 03 | [NAME] | 0.1535 | 7173733 | 2653 | 0 | 0 | 878782.3 | 0 | 1972776.6 | 71737.33 | 0 | 0 | 0
21692 | Mississippi Dept of Trnsprtn FCU | [NAME] | MS | 03 | Tawanna Tatum | 0.1297 | 4887387 | 1389 | 0 | 0 | 598704.94 | 0 | 1344031.4 | 48873.87 | 0 | 0 | 0
21693 | MS Highway Safety Patrol FCU | [NAME] | MS | 03 | [NAME] | 0.198 | 11146008 | 2244 | 0 | 0 | 1365386 | 0 | 3065152.2 | 111460.08 | 0 | 0 | 0
21697 | Mississippi Postal EFCU | [NAME] | MS | 03 | [NAME] | 0.1928 | 60097807 | 4087 | 0 | 0 | 7361981.5 | 0 | 16526897 | 600978.06 | 0 | 0 | 0
21699 | Mississippi Telco FCU | [NAME] | MS | 03 | [NAME] | 0.1215 | 169016464 | 8066 | 0 | 0 | 20704516 | 0 | 46479528 | 1690164.6 | 0 | 0 | 0
21707 | Natchez Adams Educators CU | Natchez | MS | 03 | [NAME] | 0.3009 | 1809319 | 564 | 0 | 0 | 221641.58 | 0 | 497562.72 | 18093.19 | 0 | 0 | 0
21708 | Citizens Choice FCU | Natchez | MS | 03 | Permelia Murphy | 0.3585 | 1091298 | 484 | 0 | 0 | 133684 | 0 | 300106.94 | 10912.98 | 0 | 0 | 0
21715 | Old South FCU | Natchez | MS | 03 | [NAME] | 0.1298 | 21202517 | 3289 | 0 | 0 | 2597308.2 | 0 | 5830692 | 212025.17 | 0 | 0 | 0
21728 | Postal CU | Meridian | MS | 03 | Amyrlus Campbell | 0.1433 | 6395928 | 620 | 0 | 0 | 783501.2 | 0 | 1758880.2 | 63959.28 | 31979.64 | 25583.713 | 0.278084
21730 | Members Exchange CU | Ridgeland | MS | 03 | [NAME] | 0.1445 | 84478141 | 15837 | 0 | 0 | 10348572 | 0 | 23231488 | 844781.44 | 0 | 0 | 0
21742 | Mississippi Public ECU | [NAME] | MS | 03 | [NAME] | 0.1692 | 20747853 | 6866 | 0 | 0 | 2541612 | 0 | 5705659.5 | 207478.53 | 0 | 0 | 0
21747 | Treasury EFCU | [NAME] | MS | 03 | [NAME] | 0.1013 | 8885338 | 556 | 0 | 0 | 1088453.9 | 0 | 2443468 | 88853.38 | 44426.69 | 35541.35 | 0.386319
21750 | Mississippi FCU | [NAME] | MS | 03 | [NAME] | 0.1155 | 92983891 | 13589 | 0 | 0 | 11390527 | 0 | 25570570 | 929838.94 | 0 | 0 | 0
21752 | First Neshoba FCU | Philadelphia | MS | 03 | [NAME] | 0.1806 | 14521968 | 4500 | 0 | 0 | 1778941.1 | 0 | 3993541.2 | 145219.69 | 0 | 0 | 0
34087 | East Central Mississippi CU | Newton | MS | 03 | [NAME] Little | 0.1247 | 4850616 | 2083 | 0 | 0 | 594200.44 | 0 | 1333919.4 | 48506.16 | 0 | 0 | 0
36683 | Choctaw FCU | Choctaw | MS | 03 | [NAME] | 0.2109 | 1937934 | 1990 | 0 | 0 | 237396.92 | 0 | 532931.9 | 19379.34 | 0 | 0 | 0
38586 | Pearl Municipal CU | [NAME] | MS | 03 | [NAME] | 0.1231 | 1015549 | 485 | 0 | 0 | 124404.75 | 0 | 279275.97 | 10155.49 | 0 | 0 | 0
39589 | Mississippi Central FCU | [NAME] | MS | 03 | [NAME] | 0.1956 | 2832124 | 1174 | 0 | 0 | 346935.2 | 0 | 778834.1 | 28321.24 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 1057156132 | 154415 | 42387378 | 0.04009566488519408 | 129501624.71 | 0.327311553773324 | 290717935.93 | 103301678.04 | 1254384.575 | 1003507.655 | 10.907692
21741 | Singing River FCU | Moss Point | MS | 04 | [NAME] | 0.0781 | 182329567 | 22854 | 14477321 | 0.079402 | 22335372 | 0.648179 | 50140632 | 32500108 | 0 | 0 | 0
21664 | Central Sunbelt FCU | Laurel | MS | 04 | [NAME] | 0.1189 | 198248610 | 27200 | 1542188 | 0.007779 | 24285454 | 0.063503 | 54518368 | 3462054.8 | 0 | 0 | 0
21632 | Navigator CU | [NAME] | MS | 04 | [NAME] | 0.1324 | 268297648 | 42068 | 369982 | 0.001379 | 32866462 | 0.011257 | 73781856 | 830571.8 | 230294.92 | 184235.94 | 2.002565
21616 | Gulf Coast Community FCU | Gulfport | MS | 04 | [NAME] | 0.1319 | 77384946 | 10543 | 309946 | 0.004005 | 9479656 | 0.032696 | 21280860 | 695797.1 | 0 | 0 | 0
21573 | Camp Shelby FCU | Hattiesburg | MS | 04 | [NAME] | 0.165 | 17240609 | 2439 | 0 | 0 | 2111974.5 | 0 | 4741167.5 | 172406.1 | 0 | 0 | 0
35340 | Ellisville State School ECU | Ellisville | MS | 04 | [NAME] | 0.2512 | 2372578 | 676 | 0 | 0 | 290640.8 | 0 | 652458.94 | 23725.78 | 11862.89 | 9490.312 | 0.103156
21568 | Biloxi Teachers FCU | [NAME] | MS | 04 | [NAME] | 0.1048 | 9429804 | 1579 | 0 | 0 | 1155151 | 0 | 2593196 | 94298.04 | 47149.02 | 37719.215 | 0.409991
21569 | Credit Union South | [NAME] | MS | 04 | [NAME] | 0.1556 | 8211579 | 2044 | 0 | 0 | 1005918.44 | 0 | 2258184.2 | 82115.79 | 41057.895 | 32846.316 | 0.357025
21599 | Forrest-Petal Educational FCU | Hattiesburg | MS | 04 | [NAME] | 0.0786 | 1151679 | 599 | 0 | 0 | 141080.67 | 0 | 316711.72 | 11516.79 | 0 | 0 | 0
21600 | Forrest County Teachers FCU | Hattiesburg | MS | 04 | [NAME] | 0.2549 | 271481 | 511 | 0 | 0 | 33256.42 | 0 | 74657.27 | 2714.81 | 0 | 0 | 0
21621 | Harrison County Poe FCU | Gulfport | MS | 04 | [NAME] | 0.2151 | 5733147 | 3315 | 0 | 0 | 702310.5 | 0 | 1576615.4 | 57331.47 | 28665.734 | 22932.588 | 0.249267
21622 | Hattiesburg-Laurel FCU | Hattiesburg | MS | 04 | [NAME] | 0.0911 | 9074225 | 1106 | 0 | 0 | 1111592.5 | 0 | 2495412 | 90742.25 | 0 | 0 | 0
21624 | Pine Belt FCU | Hattiesburg | MS | 04 | [NAME] | 0.3326 | 8925151 | 1785 | 0 | 0 | 1093331 | 0 | 2454416.5 | 89251.51 | 0 | 0 | 0
21653 | Junior College FCU | Perkinston | MS | 04 | [NAME] | 0.2164 | 1752595 | 617 | 0 | 0 | 214692.89 | 0 | 481963.62 | 17525.95 | 0 | 0 | 0
21654 | Keesler FCU | [NAME] | MS | 04 | [NAME] | 0.1233 | 2115516042 | 194463 | 0 | 0 | 259150720 | 0 | 581766910 | 21155160 | 0 | 0 | 0
21668 | Memorial FCU | Gulfport | MS | 04 | [NAME] | 0.2006 | 9336595 | 1759 | 0 | 0 | 1143732.9 | 0 | 2567563.5 | 93365.95 | 46682.977 | 37346.38 | 0.405939
21678 | Wesley Health Systems FCU | Hattiesburg | MS | 04 | [NAME] | 0.1341 | 2786651 | 1601 | 0 | 0 | 341364.75 | 0 | 766329 | 27866.51 | 0 | 0 | 0
21751 | University of Southern Mississippi FCU | Hattiesburg | MS | 04 | [NAME] | 0.0735 | 26399691 | 5964 | 0 | 0 | 3233962.2 | 0 | 7259915 | 263996.9 | 0 | 0 | 0
34761 | Hospital System CU | [NAME] | MS | 04 | Acting CEO | 0.13 | 25790474 | 4811 | 0 | 0 | 3159333 | 0 | 7092380.5 | 257904.73 | 128952.37 | 103161.9 | 1.121325
35311 | Coastal CU | [NAME] | MS | 04 | [NAME] | 0.1713 | 8192363 | 1203 | 0 | 0 | 1003564.44 | 0 | 2252899.8 | 81923.63 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 2978445435 | 327137 | 16699437 | 0.005606762777576283 | 364859570.01 | 0.04576949153215936 | 819072496.9499999 | 60010377.91 | 534665.8060000001 | 427732.651 | 4.649268
State Totals |  |  |  |  |  |  | 4636667188 | 583318 | 59086815 | 0.01274338066638049 | 567991733.536 | 0.104027596726027 | 1275083477.374 | 169322712.17 | 3435428.113 | 2748342.438 | 29.873289