Spreadsheet: 9332c60d-6343-4bb0-9a71-ca33e6c7d5f7
Sheet: Sheet1

Unnamed: 0 | Unnamed: 1 | Unnamed: 2 | Unnamed: 3 | Unnamed: 4 | Unnamed: 5 | Unnamed: 6 | Unnamed: 7 | Unnamed: 8 | Unnamed: 9 | Unnamed: 10 | Unnamed: 11 | Unnamed: 12 | Unnamed: 13 | Unnamed: 14 | Unnamed: 15 | Unnamed: 16 | Unnamed: 17
 | Estimated 1st-Year Increases in Member Business Lending at Credit Unions
 | By Congressional District of CU Main Office
 | Data source: NCUA and CUNA E&S.  Data as of March 2013
 | Asumptions:  1. Grandfathered CUs, Non-Federally Insured and/or Low Income Designated do not increase lending;
 | 2. Non-MBL lenders lend in amount equal to 1% of assets on average under the new authority;
 | 3. All other MBL CUs lend in amount equal to their current use rate;
 | 4. Estimates produced using assumptions 1-3 are further adjusted as follows:
 | * CUs with net worth/assets <=6% are assumed to have no MBL growth
 | * CUs with net worth/assets between 6% and 7% remain at the current 12.25% cap.
 | * CUs with MBL/assets >= 10% are limited to a 30% increase in MBLs in the 1st year.
 | 5. First year increases: baseline estimate = 50% of new use rate; adjusted/conservative estimate = 40% of new use rate.
 | 6. Employment increase is based on Council of Economic Advisors 5/09 ARRA job creation estimates ($92,000 in spending creates 1 job)
 |  | All Oregon CU's |  | All US CU's
 | Current total CU MBLs outstanding = | 935710170 |  | 43925044787
 | Proposed new authority (% of assets) = | 0.275 |  | 0.275
 | Estimated 1st year increases in CU MBL loans:
 | Baseline estimate (50% Use): | 215476208.347 |  | 16603552292.94519
 | Adjusted/conservative estimate (40% Use): | 175906161.861 |  | 13612389402.6238
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Adjusted/
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Conservative
 | Estimated increase in employment |  |  |  |  |  |  |  |  |  |  |  |  |  | Estimate | Estimate
 | (Based on adjusted/conservative estimate of 1st year increase in CU MBLs) | 1912.02348 |  | 147960.7540950003 |  |  |  |  |  |  |  |  |  |  | First Year | First Year
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Change | Change
 |  |  |  |  |  |  |  |  |  |  | Current | Percent | New | New | in MBLs | in MBLs | Estimated
 |  |  |  |  |  |  |  |  |  |  | Authority @ | "Used" | Authority @ | Assumed | Outstanding | Outstanding | Additional
CUID | Name of CU Headquartered in Dist. | City | State | District | CEO | Net Worth | Assets | Members | MBLs Outstanding | MBLs / Assets | 0.1225 | @ 12.25% | 0.275 | Use | (use @ 50%) | (use @ 40%) | Employment
26905 | St Helens Community FCU | [NAME] | OR | 01 | [NAME] | 0.0916 | 170266204 | 15216 | 55245272 | 0.324464 | 20857610 | 2.648687 | 46823208 | 124020000 | 0 | 0 | 0
26886 | OnPoint Community CU | Portland | OR | 01 | [NAME] | 0.1006 | 3315757763 | 251386 | 51020397 | 0.015387 | 406180320 | 0.12561 | 911833410 | 114535584 | 31757594 | 25406076 | 276.152992
26878 | NW Preferred FCU | Tigard | OR | 01 | [NAME] | 0.0729 | 117587470 | 8984 | 25714495 | 0.218684 | 14404465 | 1.785175 | 32336554 | 57726416 | 0 | 0 | 0
26756 | Wauna FCU | Clatskanie | OR | 01 | [NAME] | 0.0876 | 154331142 | 17597 | 15837225 | 0.102618 | 18905564 | 0.837702 | 42441064 | 35552956 | 4751167.5 | 4751167.5 | 51.643125
26904 | Rivermark Community CU | Beaverton | OR | 01 | [NAME] | 0.0827 | 569896910 | 64681 | 15706753 | 0.027561 | 69812368 | 0.224985 | 156721648 | 35260056 | 9776652 | 7821322 | 85.014369
26771 | Sunset Science Park FCU | Portland | OR | 01 | [NAME] | 0.098 | 35449792 | 2141 | 640910 | 0.018079 | 4342599.5 | 0.147587 | 9748693 | 1438777.5 | 398933.78 | 319147.03 | 3.468989
26881 | Portland Local No 8 FCU | Portland | OR | 01 | Gayla Dreith | 0.0743 | 35407174 | 2686 | 50066 | 0.001414 | 4337379 | 0.011543 | 9736973 | 112393.06 | 31163.531 | 24930.824 | 0.270987
26895 | Radio Cab CU | Portland | OR | 01 | [NAME] | 0.1652 | 4215605 | 386 | 0 | 0 | 516411.62 | 0 | 1159291.4 | 42156.05 | 21078.025 | 16862.42 | 0.183287
33551 | Legacy FCU | Portland | OR | 01 | [NAME] | 0.1108 | 43551438 | 3992 | 0 | 0 | 5335051 | 0 | 11976645 | 435514.38 | 217757.19 | 174205.75 | 1.893541
District Totals |  |  |  |  |  |  | 4446463498 | 367069 | 164215118 | 0.0369316239914852 | 544691768.12 | 0.3014826505764671 | 1222777486.4 | 369123852.99 | 46954346.026 | 38513711.524 | 418.62729
26802 | Rogue FCU | Medford | OR | 02 | [NAME] | 0.1032 | 830114647 | 72817 | 117664000 | 0.141744 | 101689048 | 1.157096 | 228281520 | 264143680 | 0 | 0 | 0
26787 | Old West FCU | [NAME] | OR | 02 | [NAME] | 0.1057 | 121255423 | 9705 | 41236167 | 0.340077 | 14853789 | 2.776138 | 33345242 | 92570984 | 0 | 0 | 0
26835 | Mid Oregon FCU | Bend | OR | 02 | [NAME] | 0.0834 | 173917122 | 22157 | 18106260 | 0.104109 | 21304848 | 0.849866 | 47827208 | 40646708 | 5431878 | 5431878 | 59.042152
26823 | Malheur FCU | Ontario | OR | 02 | [NAME] | 0.0857 | 84740060 | 10322 | 7803165 | 0.092084 | 10380657 | 0.751702 | 23303516 | 17517310 | 0 | 0 | 0
26966 | Pacific Crest FCU | [NAME] | OR | 02 | [NAME] | 0.0857 | 143991163 | 14618 | 5726389 | 0.039769 | 17638918 | 0.324645 | 39597568 | 12855159 | 0 | 0 | 0
26791 | Greater Oregon FCU | Burns | OR | 02 | [NAME] | 0.0184 | 34041859 | 3262 | 4217690 | 0.123897 | 4170127.8 | 1.011405 | 9361511 | 0 | 0 | 0 | 0
26869 | Cascade Central CU | Hood River | OR | 02 | [NAME] | 0.1194 | 46691516 | 3624 | 760834 | 0.016295 | 5719710.5 | 0.13302 | 12840167 | 1707994.8 | 473580.34 | 378864.28 | 4.11809
26807 | Klamath Public EFCU | [NAME] | OR | 02 | [NAME] | 0.1044 | 33035216 | 4724 | 0 | 0 | 4046814 | 0 | 9084684 | 330352.16 | 165176.08 | 132140.86 | 1.436314
26809 | Pine Creek FCU | Weston | OR | 02 | [NAME] | 0.138 | 4389373 | 1006 | 0 | 0 | 537698.2 | 0 | 1207077.6 | 43893.73 | 0 | 0 | 0
26947 | Umatilla County FCU | Pendleton | OR | 02 | [NAME] | 0.1079 | 41627105 | 2996 | 0 | 0 | 5099320.5 | 0 | 11447454 | 416271.06 | 0 | 0 | 0
26949 | Union Wallowa [NAME] FCU | La Grande | OR | 02 | [NAME] | 0.0801 | 26211700 | 2850 | 0 | 0 | 3210933.2 | 0 | 7208217.5 | 262117 | 0 | 0 | 0
34510 | OPC FCU | Durkee | OR | 02 | [NAME] | 0.1514 | 2485332 | 334 | 0 | 0 | 304453.16 | 0 | 683466.3 | 24853.32 | 12426.66 | 9941.328 | 0.108058
35403 | Americas Best Community FCU | Hermiston | OR | 02 | [NAME] | 0.099 | 5572975 | 1978 | 0 | 0 | 682689.44 | 0 | 1532568.1 | 55729.75 | 0 | 0 | 0
37915 | Northeast Oregon FCU | Elgin | OR | 02 | [NAME] | 0.1999 | 282224 | 251 | 0 | 0 | 34572.44 | 0 | 77611.6 | 2822.24 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 1548355715 | 150644 | 195514505 | 0.1262723436907391 | 189673579.24 | 1.030794619806322 | 425797811.1000001 | 430577875.0600001 | 6083061.08 | 5952824.468 | 64.704614
26863 | Unitus Community CU | Portland | OR | 03 | [NAME] | 0.0906 | 947260984 | 80797 | 40401168 | 0.042651 | 116039472 | 0.348167 | 260496768 | 90696496 | 25147666 | 20118132 | 218.675355
26749 | Consolidated FCU | Portland | OR | 03 | [NAME] | 0.1301 | 183479139 | 13257 | 24809727 | 0.135218 | 22476194 | 1.103822 | 50456764 | 55695304 | 7442918 | 7442918 | 80.901284
26723 | Pacific NW FCU | Portland | OR | 03 | [NAME] | 0.0753 | 129938940 | 15887 | 6851378 | 0.052728 | 15917520 | 0.43043 | 35733208 | 15380644 | 4264633 | 3411706.5 | 37.083767
26851 | Northwest Resource FCU | Portland | OR | 03 | [NAME] | 0.0815 | 93758817 | 5993 | 3196049 | 0.034088 | 11485455 | 0.278269 | 25783674 | 7174804 | 1989377.5 | 1591502 | 17.298934
26930 | United Advantage NW FCU | Portland | OR | 03 | Evie Rasmussen | 0.0806 | 34971215 | 7826 | 2020889 | 0.057787 | 4283974 | 0.471732 | 9617084 | 4536689.5 | 1257900.2 | 1006320.25 | 10.938263
26843 | Point West CU | Portland | OR | 03 | [NAME] | 0.0637 | 92029484 | 9537 | 1991199 | 0.021637 | 11273612 | 0.176625 | 25308108 | 4470038.5 | 1239419.8 | 991535.8 | 10.777563
26768 | IBEW & United Workers FCU | Portland | OR | 03 | [NAME] | 0.0717 | 73442653 | 13042 | 1020934 | 0.013901 | 8996725 | 0.113478 | 20196730 | 2291892.8 | 635479.3 | 508383.47 | 5.525907
26778 | Fred Meyer EFCU | Portland | OR | 03 | [NAME] | 0.067 | 49110220 | 7279 | 0 | 0 | 6016002 | 0 | 13505311 | 491102.2 | 245551.1 | 196440.88 | 2.135227
26799 | Pacific Northwest Ironworkers FCU | Portland | OR | 03 | [NAME] | 0.0837 | 9389427 | 4657 | 0 | 0 | 1150204.8 | 0 | 2582092.5 | 93894.27 | 0 | 0 | 0
26812 | Northwest Adventist FCU | Portland | OR | 03 | [NAME] | 0.0789 | 28673274 | 4371 | 0 | 0 | 3512476 | 0 | 7885150.5 | 286732.75 | 143366.38 | 114693.09 | 1.246664
26853 | OAPA FCU | Portland | OR | 03 | [NAME] | 0.2204 | 218876 | 78 | 0 | 0 | 26812.31 | 0 | 60190.9 | 2188.76 | 1094.38 | 875.504 | 0.009516
26862 | Rivergate FCU | Portland | OR | 03 | [NAME] | 0.0693 | 3953024 | 736 | 0 | 0 | 484245.44 | 0 | 1087081.6 | 39530.24 | 19765.12 | 15812.096 | 0.171871
26879 | USAgencies CU | Portland | OR | 03 | [NAME] | 0.1004 | 71836916 | 6865 | 0 | 0 | 8800022 | 0 | 19755152 | 718369.2 | 359184.6 | 287347.66 | 3.123344
26885 | NW Priority CU | Portland | OR | 03 | [NAME] | 0.115 | 232566973 | 16850 | 0 | 0 | 28489454 | 0 | 63955916 | 2325669.8 | 1162834.9 | 930267.9 | 10.111608
26933 | Teamsters Council 37 FCU | Portland | OR | 03 | [NAME] | 0.1235 | 54672362 | 8027 | 0 | 0 | 6697364.5 | 0 | 15034900 | 546723.6 | 0 | 0 | 0
33987 | KaiPerm Northwest FCU | Portland | OR | 03 | [NAME] | 0.0876 | 66436305 | 5064 | 0 | 0 | 8138447.5 | 0 | 18269984 | 664363.06 | 332181.53 | 265745.22 | 2.888535
District Totals |  |  |  |  |  |  | 2071738609 | 200266 | 80291344 | 0.03875553781311994 | 253787980.55 | 0.3163717360688065 | 569728114.5 | 185414442.68 | 44241371.81 | 36881680.37 | 400.887838
26912 | SELCO Community CU | [NAME] | OR | 04 | [NAME] | 0.0912 | 1074791613 | 89677 | 95833313 | 0.089165 | 131661976 | 0.727874 | 295567680 | 215136016 | 0 | 0 | 0
26965 | Northwest Community CU | Springfield | OR | 04 | [NAME] | 0.0934 | 796876392 | 84396 | 74442724 | 0.093418 | 97617360 | 0.762597 | 219141008 | 167116320 | 0 | 0 | 0
26866 | OSU Federal Credit Union | [NAME] | OR | 04 | [NAME] | 0.1055 | 810901855 | 74685 | 71644247 | 0.088351 | 99335480 | 0.721235 | 222998016 | 160834016 | 0 | 0 | 0
26752 | First Community CU | Coquille | OR | 04 | [NAME] | 0.0925 | 766565921 | 72344 | 56441806 | 0.073629 | 93904328 | 0.601057 | 210805632 | 126706096 | 35132144 | 28105716 | 305.496909
26775 | Central Willamette Community CU | Albany | OR | 04 | [NAME] | 0.0793 | 226771708 | 23759 | 18157069 | 0.080068 | 27779534 | 0.653613 | 62362220 | 40760768 | 11301849 | 9041479 | 98.276948
26944 | Oregon Community CU | [NAME] | OR | 04 | Amanda Jones | 0.0854 | 1131995093 | 105967 | 7382033 | 0.006521 | 138669392 | 0.053235 | 311298656 | 16571911 | 0 | 0 | 0
26762 | Cascade Community FCU | [NAME] | OR | 04 | [NAME] | 0.1304 | 155400496 | 12889 | 2514200 | 0.016179 | 19036560 | 0.132072 | 42735136 | 5644122.5 | 0 | 0 | 0
26897 | Register-Guard FCU | Springfield | OR | 04 | [NAME] | 0.1391 | 20332432 | 2452 | 2399109 | 0.117994 | 2490723 | 0.963218 | 5591419 | 5385755 | 0 | 0 | 0
26815 | Linn-Co FCU | Lebanon | OR | 04 | [NAME] | 0.0957 | 74804485 | 12404 | 807376 | 0.010793 | 9163549 | 0.088107 | 20571234 | 1812476.8 | 502550.38 | 402040.28 | 4.370003
26827 | Food Industries CU | Springfield | OR | 04 | [NAME] | 0.1953 | 25097363 | 3421 | 682653 | 0.0272 | 3074427 | 0.222042 | 6901775 | 1532486.4 | 424916.66 | 339933.34 | 3.694928
26774 | EWEB EFCU | [NAME] | OR | 04 | [NAME] | 0.0788 | 21284582 | 1709 | 304229 | 0.014293 | 2607361.2 | 0.116681 | 5853260 | 682963.06 | 0 | 0 | 0
26797 | South Coast ILWU FCU | North Bend | OR | 04 | [NAME] | 0.139 | 15133120 | 1258 | 138811 | 0.009173 | 1853807.2 | 0.074879 | 4161608 | 311616.53 | 86402.766 | 69122.21 | 0.751328
26715 | [NAME] | [NAME] | OR | 04 | [NAME] | 0.0862 | 39034501 | 2279 | 0 | 0 | 4781726.5 | 0 | 10734488 | 390345 | 195172.5 | 156138 | 1.697152
26716 | Bi-Mart FCU | [NAME] | OR | 04 | [NAME] | 0.0989 | 6759135 | 2212 | 0 | 0 | 827994.06 | 0 | 1858762.1 | 67591.35 | 0 | 0 | 0
26773 | Pacific Cascade FCU | [NAME] | OR | 04 | [NAME] | 0.0705 | 99763903 | 10733 | 0 | 0 | 12221078 | 0 | 27435074 | 997639 | 0 | 0 | 0
26786 | McKenzie Valley FCU | Springfield | OR | 04 | [NAME] | 0.0762 | 3474089 | 972 | 0 | 0 | 425575.9 | 0 | 955374.5 | 34740.89 | 0 | 0 | 0
26811 | Laneco FCU | [NAME] | OR | 04 | [NAME] | 0.0776 | 17495083 | 2305 | 0 | 0 | 2143147.8 | 0 | 4811148 | 174950.83 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 5286481771 | 503462 | 330747570 | 0.0625647801935833 | 647594019.66 | 0.5107328974002094 | 1453782490.6 | 744159814.3599999 | 47643035.306 | 38114428.83000001 | 414.287268
26767 | [NAME] | [NAME] | OR | 05 | [NAME] | 0.0985 | 1019457588 | 50132 | 91542873 | 0.089796 | 124883552 | 0.733026 | 280350848 | 205504416 | 56980768 | 45584616 | 495.484938
26826 | Maps CU | Salem | OR | 05 | [NAME] | 0.0672 | 460217320 | 44435 | 43317638 | 0.094124 | 56376620 | 0.768362 | 126559760 | 56376620 | 0 | 0 | 0
26741 | Clackamas FCU | [NAME] | OR | 05 | [NAME] | 0.0882 | 250436974 | 28605 | 13481497 | 0.053832 | 30678530 | 0.439444 | 68870168 | 30264586 | 8391544 | 6713235 | 72.969948
26742 | TLC Federal Credit Union | Tillamook | OR | 05 | [NAME] | 0.0711 | 125791737 | 16025 | 8896082 | 0.070721 | 15409488 | 0.577312 | 34592728 | 19970796 | 0 | 0 | 0
26859 | Oregonians FCU | [NAME] | OR | 05 | [NAME] | 0.112 | 300693451 | 22780 | 5303863 | 0.017639 | 36834948 | 0.14399 | 82690696 | 11906631 | 3301384 | 2641107.2 | 28.707688
26860 | Oregon EFCU | Salem | OR | 05 | [NAME] | 0.0771 | 98622057 | 8628 | 1292103 | 0.013102 | 12081202 | 0.106952 | 27121066 | 2900639.5 | 0 | 0 | 0
26857 | Cutting Edge FCU | [NAME] | OR | 05 | [NAME] | 0.1065 | 39259043 | 3914 | 925863 | 0.023583 | 4809233 | 0.192518 | 10796237 | 2078468 | 576302.5 | 461041.97 | 5.011326
26848 | Oregon Pioneer FCU | Portland | OR | 05 | [NAME] | 0.0797 | 24075042 | 2676 | 181714 | 0.007548 | 2949192.8 | 0.061615 | 6620636.5 | 407929.38 | 113107.695 | 90486.16 | 0.983545
26733 | Castparts EFCU | Portland | OR | 05 | [NAME] | 0.1312 | 45007406 | 4529 | 0 | 0 | 5513407 | 0 | 12377037 | 450074.06 | 225037.03 | 180029.62 | 1.956844
26783 | Pacific Spruce FCU | Toledo | OR | 05 | [NAME] | 0.1084 | 3545886 | 924 | 0 | 0 | 434371.03 | 0 | 975118.6 | 35458.86 | 17729.43 | 14183.544 | 0.154169
26795 | IBEW/SJ Cascade FCU | Salem | OR | 05 | [NAME] | 0.1139 | 10684995 | 2811 | 0 | 0 | 1308911.9 | 0 | 2938373.8 | 106849.95 | 0 | 0 | 0
26821 | Machinists-Boilermakers FCU | Gladstone | OR | 05 | [NAME] | 0.0869 | 4721654 | 764 | 0 | 0 | 578402.6 | 0 | 1298454.9 | 47216.54 | 23608.27 | 18886.615 | 0.205289
26892 | Providence FCU | [NAME] | OR | 05 | [NAME] | 0.1094 | 126444804 | 13703 | 0 | 0 | 15489488 | 0 | 34772320 | 1264448 | 632224 | 505779.22 | 5.4976
26908 | Valley CU | Salem | OR | 05 | [NAME] | 0.0956 | 58537836 | 4398 | 0 | 0 | 7170885 | 0 | 16097905 | 585378.4 | 292689.2 | 234151.34 | 2.545123
District Totals |  |  |  |  |  |  | 2567495793 | 204324 | 164941633 | 0.0642422213308764 | 314518231.33 | 0.5244263021018306 | 706061348.8 | 331899511.69 | 70554394.125 | 56443516.669 | 613.5164700000001
State Totals |  |  |  |  |  |  | 15920535386 | 1425765 | 935710170 | 0.05877378789803973 | 1950265578.9 | 0.4797860251052395 | 4378147251.4 | 2061175496.78 | 215476208.347 | 175906161.861 | 1912.02348