Spreadsheet: 07296c68-386c-439e-ae6d-c17a93d8cce3
Sheet: 29

THE ALLSTATE CORPORATION
HOMEOWNERS SUPPLEMENTAL INFORMATION
($ in millions)
 |  | Twelve months ended December 31, 2012
 |  |  |  |  |  |  |  |  |  |  |  |  |  | Premium rate changes (3)
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Annual impact of
 |  |  |  |  |  |  |  |  |  | Effect of |  |  |  |  |  | rate changes
 |  | Earned |  | Incurred |  |  |  | Catastrophe |  | catastrophes |  | Number of |  | Number of |  | on state specific
Primary Exposure Groupings (1) |  | premiums |  | losses |  | Loss ratios |  | losses |  | on loss ratio |  | catastrophes |  | states |  | premiums written
Florida | $ | 116 | $ | 67 |  | 0.5775862068965517 | $ | -11 |  | -0.09482758620689655
Other hurricane exposure states |  | 3261 |  | 2148 |  | 0.6586936522539099 |  | 928 |  | 0.2845752836553205
Total hurricane exposure states  (2) |  | 3377 |  | 2215 |  | 0.6559076103050044 |  | 917 |  | 0.2715427894580989 |  |  |  | 20 |  | 0.086
Other catastrophe exposure states |  | 2982 |  | 1909 |  | 0.6401743796109993 |  | 577 |  | 0.193494299128102 |  |  |  | 30 |  | 0.08
Total | $ | 6359 | $ | 4124 |  | 0.648529643025633 | $ | 1494 |  | 0.234942601037899 |  | 84 |  | 50 |  | 0.084
 |  | 2003 to 2012 Historical Information
 |  |  |  |  |  |  |  |  |  | Effect of
 |  | Earned |  | Incurred |  |  |  | Catastrophe |  | catastrophes
Primary Exposure Groupings (1) |  | premiums |  | losses |  | Loss ratios |  | losses |  | on loss ratio
Florida | $ | 1665 | $ | 2383 |  | 1.431231231231231 | $ | 1499 |  | 0.9003003003003003
Other hurricane exposure states |  | 30970 |  | 25311 |  | 0.8172747820471424 |  | 11670 |  | 0.3768162738133678
Total hurricane exposure states  (2) |  | 32635 |  | 27694 |  | 0.8485981308411215 |  | 13169 |  | 0.4035238241152137
Other catastrophe exposure states |  | 28643 |  | 19760 |  | 0.6898718709632371 |  | 6701 |  | 0.2339489578605593
Total | $ | 61278 | $ | 47454 |  | 0.7744051698815235 | $ | 19870 |  | 0.3242599301543784
(1) Basis of Presentation
This homeowners supplemental information schedule displays financial results for the homeowners business (defined to include standard homeowners, scheduled personal property and other than primary residence lines).  Each state in which the Company writes business has been categorized into one of two exposure groupings (Hurricane or Other).   Hurricane exposure states are comprised of those states in which hurricanes are the primary catastrophe exposure. However, the catastrophe losses for these states include losses due to other kinds of catastrophes.  A catastrophe is defined by Allstate as an event that produces pre-tax losses before reinsurance in excess of $1 million, and involves multiple first party policyholders, or an event that produces a number of claims in excess of a preset per-event threshold of average claims in a specific area, occurring within a certain amount of time following the event.
(2) Hurricane Exposure States
Hurricane exposure states include the following coastal locations:  Alabama, Connecticut, Delaware, Florida, Georgia, Louisiana, Maine, Maryland, Massachusetts, Mississippi, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia and Washington, D.C.
(3) Premium Rate Changes
Represents the impact in the states where rate changes were approved during the year as a percentage of total prior year-end premiums written in those states.