Spreadsheet: 0485e3c8-8c10-41de-9935-170579a3b61b
Sheet: Sheet1

Table 2.8b: Bank Supervsion indicators, US million dollars | Unnamed: 1 | Unnamed: 2 | Unnamed: 3 | Unnamed: 4 | Unnamed: 5 | Unnamed: 6 | Unnamed: 7 | Unnamed: 8 | Unnamed: 9 | Unnamed: 10
 | 2003 |  |  |  |  | 2004
Indicator | Burundi | Tanzania | Uganda | Kenya | Rwanda | Burundi | Tanzania | Uganda | Kenya | Rwanda
Capital adequacy | 20.95658944814328 | 14.4 | 16.2 | 14.6 | 15.1 | 15.6 | 21.21460893934593 | 18.8 | 15.5 | 18.3
Asset Quality | 4.46807006657945 | 7.2 | 11.2 | 0 | 21.4 | 20.1 | 3.49749057783583 | 2.2 | 11.4 | 0
Profitability ratio
Return on Assets | 2.05272060203503 | 4.5 | 2.2 | 1.4 | 1.4 | 1 | 2.90237063023588 | 4.3 | 2.1 | 2.2
Return on Equity | 20.6740652057046 | 43.2 | 0 | 31.1 | 14.8 | 9.9 | 28.4385600154885 | 37.8 | 0 | 21.6
Net Interest Margin | 51.5446956791777 | 10 | 0 | 0 | 0 | 0 | 54.8220118247047 | 10.1 | 0 | 0
Yield on Advances | 13.83263937219571 | 9.9 | 0 | 0 | 0 | 0 | 14.79645102090241 | 7.9 | 0 | 0
Cost of deposits | 3.868311204216368 | 0 | 0 | 0 | 0 | 0 | 4.394011665491389 | 0 | 0 | 0
Cost to income ratio | 67.0808924557388 | 62.7 | 0 | 0 | 0 | 0 | 61.6309655924814 | 61.7 | 0 | 0
Overheads to Total income | 0 | 28.5 | 0 | 0 | 0 | 0 | 0 | 35.6 | 0 | 0
Sensitivity to Market Ratios
Forex Exposure/Core Capital (Net Forex Open Position/Core Capital) | -55.6437300299674 | 23 | 0 | -4.5 | 0 | 0 | -38.776934264313 | -2 | 0 | 6.1
Forex Loans/Forex Deposits | 34.64264255358383 | 28.4 | 0 | 0 | 0 | 0 | 40.28447159300894 | 32.6 | 0 | 0
Forex Assets/Forex Liabilities | 0 | 99.4 | 0 | 0 | 0 | 0 | 0 | 103.2 | 0 | 0
Short term gap ratio (Short term gap/Total Assets) | 41.2 | -24.3 | 0 | 0 | 0 | 0 | 44.4 | -26 | 0 | 0
Liquid Assets/Total Deposits | 62.7913348707275 | 59.5 | 48.2 | 0 | 34 | 41.3 | 61.9624574855294 | 63.1 | 45.5 | 0
Table 2.8b cont'd: Bank Supervsion indicators, US million dollars
 | 2005 |  |  |  |  | 2006
Indicator | Burundi | Tanzania | Uganda | Kenya | Rwanda | Burundi | Tanzania | Uganda | Kenya | Rwanda
Capital adequacy | 16.6 | 22.02325908743225 | 16.8 | 15.4 | 14.7 | 8 | 16.26 | 16.4 | 18 | 13.7
Asset Quality | 20.4 | 4.90645316899974 | 2.3 | 9.3 | 0 | 18.5 | 7.25 | 3 | 5.3 | 25
Profitability ratio
Return on Assets | 1.8 | 3.30020712957441 | 3.4 | 2.4 | 1.5 | 1.5 | 3.85 | 3.1 | 2.8 | 2.4
Return on Equity | 18.5 | 33.1063699703952 | 29.6 | 0 | 16.5 | 15.8 | 37.03 | 28.3 | 28.2 | 27
Net Interest Margin | 0 | 60.9299205546958 | 10.2 | 0 | 0 | 0 | 74.85 | 15.1 | 7.9 | 1.8
Yield on Advances | 0 | 14.98298917313394 | 10.2 | 0 | 0 | 0 | 16.35800837414079 | 10.3 | 10.4 | 3.4
Cost of deposits | 0 | 5.278894786028073 | 0 | 0 | 0 | 0 | 7.173671335399901 | 0 | 3.3 | 0.5
Cost to income ratio | 0 | 56.942315074912 | 65.6 | 0 | 0 | 0 | 43.8 | 68.3 | 0 | 76.7
Overheads to Total income | 0 | 0 | 32.9 | 0 | 0 | 0 | 0 | 30.6 | 52.5 | 102.7
Sensitivity to Market Ratios
Forex Exposure/Core Capital (Net Forex Open Position/Core Capital) | 0 | -49.8681424937381 | -2.7 | 0 | 7 | 0 | -51.3 | -7.4 | 0 | 8.99
Forex Loans/Forex Deposits | 0 | 42.64659446248484 | 48.8 | 0 | 0 | 0 | 41.65122472119834 | 48.8 | 0 | 0
Forex Assets/Forex Liabilities | 0 | 0 | 102 | 0 | 0 | 0 | 0 | 109.5 | 0 | 0
Short term gap ratio (Short term gap/Total Assets) | 0 | 42.4 | -21.6 | 0 | 0 | 0 | 50.11 | -17 |  | 0
Liquid Assets/Total Deposits | 53.2 | 62.3894990745091 | 60 | 41.7 | 0 | 51.2 | 55.53 | 50.7 | 41.8 | 0
Table 2.8b cont'd: Bank Supervsion indicators, US million dollars
 | 2007
Indicator | Burundi | Tanzania | Uganda | Kenya | Rwanda
Capital adequacy | 10.9 |  | 17.7 | 16.5 | 16.6
Asset Quality | 18.1 |  | 4.1 | 3.9 | 18.1
Profitability ratio
Return on Assets | 2.3 | 4.7 | 3.9 | 3 | 1.5
Return on Equity | 26.4 | 29 |  | 27.5 | 15.1
Net Interest Margin | 0 | 73.7 |  | 8.1
Yield on Advances | 0 | 15.9 |  | 10.8 | 2.9
Cost of deposits | 0 | 0 |  | 3.3 | 0.025793669
Cost to income ratio | 0 | 42.8 |  |  | 80.2
Overheads to Total income | 0 | 0 |  | 50.6 | 44.2
Sensitivity to Market Ratios
Forex Exposure/Core Capital (Net Forex Open Position/Core Capital) | 0 | -57.3 | -8.4 |  | 0.4
Forex Loans/Forex Deposits | 0 | 0 | 56.6 |  | 1
Forex Assets/Forex Liabilities | 0 | 0 |  |  | 112
Short term gap ratio (Short term gap/Total Assets) | 0 | 0 |  |  | 21.5
Liquid Assets/Total Deposits | 41.6 | 53 | 46.7 | 44.8 | 76.4
Source: EAC Partner States