Spreadsheet: 97c5b97f-efab-46ae-a22c-98240bb0811e
Sheet: Sheet1

Unnamed: 0 | Unnamed: 1 | Unnamed: 2 | Unnamed: 3 | Unnamed: 4 | Unnamed: 5 | Unnamed: 6 | Unnamed: 7 | Unnamed: 8 | Unnamed: 9 | Unnamed: 10 | Unnamed: 11 | Unnamed: 12 | Unnamed: 13 | Unnamed: 14 | Unnamed: 15 | Unnamed: 16 | Unnamed: 17
 | Estimated 1st-Year Increases in Member Business Lending at Credit Unions
 | By Congressional District of CU Main Office
 | Data source: NCUA and CUNA E&S.  Data as of March 2013
 | Asumptions:  1. Grandfathered CUs, Non-Federally Insured and/or Low Income Designated do not increase lending;
 | 2. Non-MBL lenders lend in amount equal to 1% of assets on average under the new authority;
 | 3. All other MBL CUs lend in amount equal to their current use rate;
 | 4. Estimates produced using assumptions 1-3 are further adjusted as follows:
 | * CUs with net worth/assets <=6% are assumed to have no MBL growth
 | * CUs with net worth/assets between 6% and 7% remain at the current 12.25% cap.
 | * CUs with MBL/assets >= 10% are limited to a 30% increase in MBLs in the 1st year.
 | 5. First year increases: baseline estimate = 50% of new use rate; adjusted/conservative estimate = 40% of new use rate.
 | 6. Employment increase is based on Council of Economic Advisors 5/09 ARRA job creation estimates ($92,000 in spending creates 1 job)
 |  | All New Mexico CU's |  | All US CU's
 | Current total CU MBLs outstanding = | 434338637 |  | 43925044787
 | Proposed new authority (% of assets) = | 0.275 |  | 0.275
 | Estimated 1st year increases in CU MBL loans:
 | Baseline estimate (50% Use): | 156446797.11 |  | 16603552292.94519
 | Adjusted/conservative estimate (40% Use): | 125157439.227 |  | 13612389402.6238
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Adjusted/
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Conservative
 | Estimated increase in employment |  |  |  |  |  |  |  |  |  |  |  |  |  | Estimate | Estimate
 | (Based on adjusted/conservative estimate of 1st year increase in CU MBLs) | 1360.406955 |  | 147960.7540950003 |  |  |  |  |  |  |  |  |  |  | First Year | First Year
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Change | Change
 |  |  |  |  |  |  |  |  |  |  | Current | Percent | New | New | in MBLs | in MBLs | Estimated
 |  |  |  |  |  |  |  |  |  |  | Authority @ | "Used" | Authority @ | Assumed | Outstanding | Outstanding | Additional
CUID | Name of CU Headquartered in Dist. | City | State | District | CEO | Net Worth | Assets | Members | MBLs Outstanding | MBLs / Assets | 0.1225 | @ 12.25% | 0.275 | Use | (use @ 50%) | (use @ 40%) | Employment
23314 | New Mexico Educators FCU | Albuquerque | NM | 01 | [NAME] | 0.1053 | 1340360901 | 132936 | 147218658 | 0.109835 | 164194208 | 0.896613 | 368599232 | 330490880 | 0 | 0 | 0
23413 | Sandia Laboratory FCU | Albuquerque | NM | 01 | [NAME] | 0.0942 | 1968485938 | 68883 | 138981982 | 0.070603 | 241139520 | 0.576355 | 541333630 | 312000352 | 86509192 | 69207352 | 752.253851
23316 | U S New Mexico FCU | Albuquerque | NM | 01 | Marsha Majors | 0.1006 | 761103328 | 68110 | 68510511 | 0.090015 | 93235160 | 0.734814 | 209303408 | 153799104 | 42644296 | 34115440 | 370.81998
23312 | First Financial CU | Albuquerque | NM | 01 | [NAME] | 0.0903 | 417902866 | 55132 | 27853790 | 0.066651 | 51193100 | 0.544093 | 114923288 | 62528916 | 0 | 0 | 0
23412 | Sandia Area FCU | Albuquerque | NM | 01 | Scott Connely | 0.1062 | 435408316 | 58806 | 20109293 | 0.046185 | 53337520 | 0.37702 | 119737288 | 45143312 | 12517009 | 10013607 | 108.843556
23313 | Rio Grande Credit Union | Albuquerque | NM | 01 | [NAME] | 0.1134 | 236015076 | 24778 | 6030536 | 0.025551 | 28911846 | 0.208584 | 64904144 | 13537938 | 3753701 | 3002960.8 | 32.640878
23374 | [NAME] FCU | Albuquerque | NM | 01 | [NAME] Seely | 0.1184 | 643034785 | 41327 | 2988366 | 0.004647 | 78771760 | 0.037937 | 176834560 | 6708576.5 | 1860105.4 | 1488084.2 | 16.174829
23311 | New Mexico Energy FCU | [NAME] | NM | 01 | [NAME] | 0.1025 | 48799835 | 2821 | 0 | 0 | 5977980 | 0 | 13419955 | 487998.34 | 243999.17 | 195199.34 | 2.121732
23398 | Southwest FCU | Albuquerque | NM | 01 | [NAME] | 0.0861 | 53189734 | 4796 | 0 | 0 | 6515742.5 | 0 | 14627177 | 531897.3 | 265948.66 | 212758.94 | 2.312597
District Totals |  |  |  |  |  |  | 5904300779 | 457589 | 411693136 | 0.06972766994938352 | 723276836.5 | 0.5692054760003364 | 1623682682 | 925228974.14 | 147794251.23 | 118235402.28 | 1285.167423
23323 | [NAME] ECU | Belen | NM | 02 | [NAME] | 0.12 | 24302748 | 1904 | 1490034 | 0.061311 | 2977086.8 | 0.500501 | 6683255.5 | 3344974.2 | 927470.1 | 741976.1 | 8.064958
23363 | Roswell Community FCU | Roswell | NM | 02 | [NAME] | 0.0856 | 23366384 | 2183 | 432601 | 0.018514 | 2862382 | 0.151133 | 6425755.5 | 971145.1 | 0 | 0 | 0
23344 | U-1st Community FCU | Carlsbad | NM | 02 | Theresa Quinonez | 0.103 | 7378780 | 1157 | 272350 | 0.03691 | 903900.56 | 0.301305 | 2029164.5 | 611397.94 | 0 | 0 | 0
23331 | Chino FCU | Silver City | NM | 02 | Gregory Shaver | 0.0649 | 26639715 | 5742 | 241312 | 0.009058 | 3263365 | 0.073946 | 7325921.5 | 541720.8 | 0 | 0 | 0
23444 | The Florist FCU | Roswell | NM | 02 | [NAME] | 0.1502 | 7201882 | 901 | 229794 | 0.031907 | 882230.56 | 0.260469 | 1980517.5 | 515864.1 | 0 | 0 | 0
23321 | Artesia CU | Artesia | NM | 02 | [NAME] | 0.1022 | 88635561 | 6908 | 0 | 0 | 10857856 | 0 | 24374780 | 886355.6 | 0 | 0 | 0
23327 | Financial Security CU | Carlsbad | NM | 02 | [NAME] | 0.1252 | 30840705 | 3319 | 0 | 0 | 3777986.2 | 0 | 8481194 | 308407.06 | 0 | 0 | 0
23330 | Chaves County School ECU | Roswell | NM | 02 | [NAME] | 0.1761 | 22363212 | 2609 | 0 | 0 | 2739493.5 | 0 | 6149883.5 | 223632.12 | 0 | 0 | 0
23342 | Deming School ECU | Deming | NM | 02 | [NAME] | 0.1679 | 4481009 | 671 | 0 | 0 | 548923.6 | 0 | 1232277.5 | 44810.09 | 22405.045 | 17924.035 | 0.194826
23346 | Eddy FCU | Carlsbad | NM | 02 | [NAME] | 0.1153 | 62562514 | 6503 | 0 | 0 | 7663908 | 0 | 17204692 | 625625.1 | 312812.56 | 250250.06 | 2.720109
23353 | Estacado CU | Lovington | NM | 02 | [NAME] | 0.122 | 12131075 | 2183 | 0 | 0 | 1486056.8 | 0 | 3336045.8 | 121310.75 | 60655.375 | 48524.3 | 0.527438
23355 | Ft Bayard FCU | Arenas Valley | NM | 02 | Lupe Barraza | 0.2372 | 4764486 | 1263 | 0 | 0 | 583649.56 | 0 | 1310233.6 | 47644.86 | 0 | 0 | 0
23368 | Lea Community FCU | Hobbs | NM | 02 | [NAME] | 0.0976 | 41786496 | 5608 | 0 | 0 | 5118846 | 0 | 11491286 | 417864.97 | 0 | 0 | 0
23371 | Internationalites FCU | Carlsbad | NM | 02 | [NAME] | 0.1661 | 8516900 | 1160 | 0 | 0 | 1043320.25 | 0 | 2342147.5 | 85169 | 0 | 0 | 0
23378 | LOCO Credit Union | Alamogordo | NM | 02 | [NAME] | 0.1133 | 36284771 | 4467 | 0 | 0 | 4444884.5 | 0 | 9978312 | 362847.72 | 0 | 0 | 0
23383 | [NAME] FCU | Grants | NM | 02 | [NAME] | 0.1689 | 2049145 | 390 | 0 | 0 | 251020.27 | 0 | 563514.9 | 20491.45 | 0 | 0 | 0
23390 | Otero FCU | Alamogordo | NM | 02 | [NAME] | 0.1282 | 268859509 | 33095 | 0 | 0 | 32935290 | 0 | 73936368 | 2688595 | 0 | 0 | 0
23429 | [NAME] FCU | Roswell | NM | 02 | [NAME] | 0.1872 | 6341575 | 1036 | 0 | 0 | 776842.94 | 0 | 1743933.1 | 63415.75 | 0 | 0 | 0
23441 | White Sands FCU | Las Cruces | NM | 02 | [NAME] | 0.0811 | 259981142 | 27160 | 0 | 0 | 31847690 | 0 | 71494816 | 2599811.5 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 938487609 | 108259 | 2666091 | 0.002840837720639527 | 114964732.54 | 0.0231905119169688 | 258084098.4 | 14481083.11 | 1323343.08 | 1058674.495 | 11.507331
23319 | Animas Credit Union | Farmington | NM | 03 | [NAME] | 0.079 | 126109700 | 15022 | 8580910 | 0.068043 | 15448438 | 0.555455 | 34680168 | 19263268 | 0 | 0 | 0
23422 | State Employees Credit Union | Santa Fe | NM | 03 | [NAME] | 0.1094 | 337835476 | 34987 | 7765942 | 0.022987 | 41384844 | 0.187652 | 92904752 | 17433748 | 4833902.5 | 3867122.2 | 42.033936
23419 | Everyone's FCU | Tucumcari | NM | 03 | [NAME] | 0.1428 | 24609691 | 4942 | 2288382 | 0.092987 | 3014687.2 | 0.759078 | 6767665 | 5137184 | 0 | 0 | 0
23361 | Guadalupe CU | Santa Fe | NM | 03 | [NAME] | 0.0888 | 129776230 | 13636 | 1219914 | 0.0094 | 15897588 | 0.076736 | 35688464 | 2738582.5 | 0 | 0 | 0
00713 | Permaculture CU | Santa Fe | NM | 03 | [NAME] | 0.0616 | 5534952 | 1065 | 106185 | 0.019184 | 678031.6 | 0.156608 | 1522111.8 | 238374.48 | 66094.74 | 52875.797 | 0.574737
23445 | ZIA CU | Los Alamos | NM | 03 | [NAME] | 0.0843 | 133109087 | 12856 | 18077 | 0.000136 | 16305863 | 0.001109 | 36605000 | 40581.02 | 11252.01 | 9001.608 | 0.097844
23322 | BAB CU | Aztec | NM | 03 | [NAME] | 0.1156 | 6695250 | 1432 | 0 | 0 | 820168.1 | 0 | 1841193.8 | 66952.5 | 0 | 0 | 0
23326 | Cannon FCU | Clovis | NM | 03 | [NAME] | 0.1064 | 58543674 | 12102 | 0 | 0 | 7171600 | 0 | 16099510 | 585436.75 | 0 | 0 | 0
23335 | High Plains FCU | Clovis | NM | 03 | [NAME] | 0.0853 | 43736073 | 7830 | 0 | 0 | 5357669 | 0 | 12027420 | 437360.72 | 0 | 0 | 0
23336 | Colfax School ECU | Raton | NM | 03 | [NAME] | 0.1176 | 447182 | 170 | 0 | 0 | 54779.797 | 0 | 122975.05 | 4471.82 | 0 | 0 | 0
23372 | Jemez Valley CU | [NAME] | NM | 03 | [NAME] | 0.1339 | 17620380 | 1668 | 0 | 0 | 2158496.5 | 0 | 4845604.5 | 176203.8 | 0 | 0 | 0
23377 | Del Norte CU | Santa Fe | NM | 03 | [NAME] | 0.1116 | 449049819 | 37767 | 0 | 0 | 55008604 | 0 | 123488704 | 4490498 | 2245249 | 1796199.2 | 19.523905
23380 | Los Alamos Schools CU | Los Alamos | NM | 03 | [NAME] | 0.1195 | 15847507 | 1682 | 0 | 0 | 1941319.6 | 0 | 4358064.5 | 158475.06 | 79237.53 | 63390.027 | 0.689022
23385 | Four Corners FCU | [NAME] | NM | 03 | [NAME] | 0.1789 | 22470813 | 4668 | 0 | 0 | 2752674.5 | 0 | 6179473.5 | 224708.12 | 0 | 0 | 0
23387 | New Mexico Correctional EFCU | Santa Fe | NM | 03 | [NAME] | 0.1215 | 1368213 | 400 | 0 | 0 | 167606.1 | 0 | 376258.56 | 13682.13 | 0 | 0 | 0
23404 | Rincones Presbyterian CU | Chacon | NM | 03 | Teresa Vigil | 0.0919 | 3554749 | 646 | 0 | 0 | 435456.75 | 0 | 977556 | 35547.49 | 0 | 0 | 0
23408 | St Gertrudes CU | [NAME] | NM | 03 | [NAME] | 0.0762 | 1803083 | 633 | 0 | 0 | 220877.67 | 0 | 495847.8 | 18030.83 | 0 | 0 | 0
23416 | Northern New Mexico School EFCU | Santa Fe | NM | 03 | [NAME] | 0.0897 | 18693404 | 1844 | 0 | 0 | 2289942 | 0 | 5140686 | 186934.05 | 93467.02 | 74773.62 | 0.812757
23434 | Quay Schools FCU | Tucumcari | NM | 03 | [NAME] | 0.1278 | 6365362 | 971 | 0 | 0 | 779756.9 | 0 | 1750474.5 | 63653.62 | 0 | 0 | 0
23438 | [NAME] | [NAME] | NM | 03 | [NAME] | 0.2691 | 6565108 | 885 | 0 | 0 | 804225.75 | 0 | 1805404.8 | 65651.08 | 0 | 0 | 0
34769 | Cuba Credit Union | Cuba | NM | 03 | [NAME] | 0.1557 | 11461059 | 1975 | 0 | 0 | 1403979.8 | 0 | 3151791.2 | 114610.59 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 1421196812 | 157181 | 19979410 | 0.01405815846989108 | 174096608.267 | 0.1147604780982232 | 390829125.0100001 | 51493954.55999999 | 1421196812 | 5863362.452 | 63.732201
State Totals |  |  |  |  |  |  | 8263985200 | 723029 | 434338637 | 0.0525580124465857 | 1012338177.307 | 0.4290450036720123 | 2272595905.41 | 991204011.81 | 1570314406.31 | 125157439.227 | 1360.406955