Spreadsheet: 6e537e52-4565-4f41-b421-b1893255d7e7
Sheet: Introduction

 | FabulesslyFrugal.com - Budget Model 2012 |  |  |  |  |  | Budget Model Directions
 | Personal Budget Prepared for: |  |  |  |  |  | 1.   Enter your  Name - it will  appear on throughout the model .
 | Budget for Year | 2012 |  |  |  |  | 2.  Enter your Income Categories (Net Payroll, [NAME] from Parents, etc. in green cells in Box Titled Income Categories in Left Column.
 | Applied to Worksheets Start |  |  |  |  |  | 3.  Enter your Expense Categories (Rent, Auto, Cell Phone, Water, Gas, Electric, Cable, etc. in yellow in Box Titled Expense Categories
 | Applied to Worksheets End |  |  |  |  |  | in Center Column (Orange).  (Note:  your income and expense categories will be captured in your bank ledger entries and reporting.
 | Budget Comparison Month for Reports | Jan |  |  |  |  | 4.  Enter your Current IRA Balance.  The model is designed with an IRA Budget category for your convenience.
 | Income Categories |  | 0 | Expense Categories |  |  | (Note:  your income and expense categories will be made available to you in your bank ledger and reporting results.
1 | Income 1 | Income  1 | 1 | Expense 1 | Expense 1 | Jan
2 | Income 2 | Income 2 | 2 | Expense 2 | Expense 2 | Feb | Once you have set up your income and expense categories, enter your Beginning Cash balance in [NAME], bottom.  If you have, a IRA
3 | Income 3 | Income 3 | 3 | Expense 3 | Expense 3 | Mar | balance, enter it in Center Box above the Beginning Cash Balance.  You are now ready to begin budgeting.  Simply open the BUDGET tab
4 | Income 4 | Income 4 | 4 | Expense 4 | Expense 4 | Apr
5 | Income 5 | Income 5 | 5 | Expense 5 | Expense 5 | May
6 | Income 6 | Income 6 | 6 | Expense 6 | Expense 6 | Jun | Now it is time to capture your actual results.  This is simple too -- go to the LEDGER tab and update your banking ledger for all checks, debit
7 | Income 7 | Income 7 | 7 | Expense 7 | Expense 7 | Jul | charges, withdrawals, etc.  Also, enter check deposits, cash deposits, or other sources of funding entering the account.  The model will
8 | Income 8 | Income 8 | 8 | Expense 8 | Expense 8 | Aug | do all the math for you and provide you a statement against your budget by month, quarter to date, and year-to-date.
 |  |  | 9 | Expense 9 | Expense 9 | Sep
 | Fabulessly Frugal Budget Model |  | 10 | Expense 10 | Expense 10 | Oct | As you receive a new bank statement, go to the ledger tab and put number  "1" in the bank reconciliation field to balance your bank account.
 | This simple budget model has been prepared as an expression of my love for my children, in hopes that in some small way I can teach them to organize their financial affairs in a fun and meaningful way.  While simple, this model is quite powerful, and it can be used by beginners and experts alike.  I give special acknowledgment to my daughter [NAME],  who has worked diligently with her partner [NAME] and the rest of the Fabulessly Frugal team to provide you this wonderful web site that gives you practical advice on  cost effectively providing for your family in a  --  Fabulessly Frugal way.                                                                                                                                                                                I hope you find this budget tool to be helpful, [NAME] January 2012. |  | 11 | Expense 11 | Expense 11 | Nov | Note the  example below,  employee Payroll receipt cleared the bank, as did the rent, electric, and gas payments so "1" is entered.  The Auto
 |  |  | 12 | Expense 12 | Expense 12 | Dec | payment has not cleared the bank.  You can track your actual cash balance, anticipating all payments clearing the bank.  No more overdrafts.
 |  |  | 13 | Expense 13 | Expense 13
 |  |  | 14 | Expense 14 | Expense 14
 |  |  | 15 | Expense 15 | Expense 15
 |  |  | 16 | Expense 16 | Expense 16
 |  |  | 17 | Expense 17 | Expense 17
 |  |  | 18 | Expense 18 | Expense 18
 |  |  | 19 | Expense 19 | Expense 19
 |  |  | 20 | Expense  20 | IRA Contribution
 |  |  |  | IRA Beginning Balance | 0
 |  |  |  | Beginning Cash Balance | 0
 |  |  |  |  | Income
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 |  |  |  | Click to go to website
 |  |  |  |  |  |  | category.  That's it -- the model does all the math.  [NAME] is ….