Spreadsheet: 7f9c81cf-2793-4942-95cd-8e59b76a543e
Sheet: Sheet1

Unnamed: 0 | Unnamed: 1 | Unnamed: 2 | IRFHLMCFW | IRFHLMCFPW | Unnamed: 5 | IRFHLMCF15W | IRFHLMCF15PW | Unnamed: 8 | IRFHLMCA5W | [NAME] | Unnamed: 11 | IRFHLMCAW | IRFHLMCAPW | Unnamed: 14 | Unnamed: 15 | Unnamed: 16
 |  | Table 25 Weekly Mortgage Rates
 |  |  | Freddie Mac: PRIMARY MORTGAGE MARKET SURVEY
 |  |  | FIXED-RATE (30 year) |  |  | FIXED-RATE (15 year) |  |  |  | 5/1-YR ARM |  | ADJ  RATE MORTGAGES |  |  | SPREAD/FIXED-ARM
 |  |  | COMM. |  | EFF | COMM. |  | EFF | COMM. |  | EFF | COMM. |  | EFF | COMM. | EFF
 | Week Ending |  | RATE | POINTS | RATE* | RATE | POINTS | RATE* | RATE | POINTS | RATE* | RATE | POINTS | RATE* | RATE | RATE
 | 2013-09-06 00:00:00 | 2013-09-06 00:00:00 | 4.57 | 0.7 | 4.665648487099835 | 3.59 | 0.7 | 3.703899288706364 | 3.28 | 0.5 | 3.345605876391412 | 2.71 | 0.5 | 2.774525665639228 | 1.86 | 1.891122821460607
 |  | 2013-09-13 00:00:00 | 4.57 | 0.8 | 4.679379550292166 | 3.59 | 0.7 | 3.703899288706364 | 3.22 | 0.5 | 3.285489796629889 | 2.67 | 0.4 | 2.721530948664765 | 1.9 | 1.957848601627401
 |  | 2013-09-20 00:00:00 | 4.5 | 0.7 | 4.595438940951944 | 3.54 | 0.7 | 3.653765072447373 | 3.11 | 0.5 | 3.175278435138344 | 2.65 | 0.4 | 2.701501485051786 | 1.85 | 1.893937455900158
 |  | 2013-09-27 00:00:00 | 4.32 | 0.7 | 4.414904996263449 | 3.37 | 0.7 | 3.483311040782745 | 3.07 | 0.5 | 3.135202041963764 | 2.63 | 0.4 | 2.681472070872917 | 1.69 | 1.733432925390532
 | 2013-10-04 00:00:00 | 2013-10-04 00:00:00 | 4.22 | 0.7 | 4.314611404533643 | 3.29 | 0.7 | 3.403098608400622 | 3.03 | 0.6 | 3.108197589601825 | 2.63 | 0.4 | 2.681472070872917 | 1.59 | 1.633139333660726
 |  | 2013-10-11 00:00:00 | 4.23 | 0.7 | 4.324640665799009 | 3.31 | 0.7 | 3.423151642828385 | 3.05 | 0.4 | 3.102100160972416 | 2.64 | 0.4 | 2.691486771783709 | 1.59 | 1.633153894015301
 |  | 2013-10-18 00:00:00 | 4.28 | 0.7 | 4.374787298510858 | 3.33 | 0.7 | 3.443204726355223 | 3.07 | 0.4 | 3.12213061495854 | 2.63 | 0.4 | 2.681472070872917 | 1.65 | 1.693315227637941
 |  | 2013-10-25 00:00:00 | 4.13 | 0.8 | 4.237893024050805 | 3.24 | 0.6 | 3.336764482280354 | 3 | 0.4 | 3.052024242919849 | 2.6 | 0.5 | 2.664322997672648 | 1.53 | 1.573570026378156
 | 2013-11-01 00:00:00 | 2013-11-01 00:00:00 | 4.1 | 0.7 | 4.19426196712265 | 3.2 | 0.7 | 3.312860560578741 | 2.96 | 0.4 | 3.011963731540091 | 2.64 | 0.4 | 2.691486771783709 | 1.46 | 1.502775195338941
 |  | 2013-11-08 00:00:00 | 4.16 | 0.8 | 4.267992847484414 | 3.27 | 0.7 | 3.38304562305356 | 2.96 | 0.5 | 3.024993240424625 | 2.61 | 0.5 | 2.674341344715705 | 1.55 | 1.593651502768709
 |  | 2013-11-15 00:00:00 | 4.35 | 0.7 | 4.444993497942932 | 3.35 | 0.7 | 3.463257859000579 | 3.01 | 0.4 | 3.062039401743279 | 2.61 | 0.4 | 2.661442706118624 | 1.74 | 1.783550791824308
 |  | 2013-11-22 00:00:00 | 4.22 | 0.7 | 4.314611404533643 | 3.27 | 0.7 | 3.38304562305356 | 2.95 | 0.5 | 3.014974351506244 | 2.61 | 0.4 | 2.661442706118624 | 1.61 | 1.653168698415019
 |  | 2013-11-29 00:00:00 | 4.29 | 0.7 | 4.384816690321205 | 3.3 | 0.7 | 3.413125119478165 | 2.94 | 0.5 | 3.004955478090185 | 2.6 | 0.4 | 2.651428042272368 | 1.69 | 1.733388648048838
 | 2013-12-06 00:00:00 | 2013-12-06 00:00:00 | 4.46 | 0.5 | 4.52800239410485 | 3.47 | 0.4 | 3.534773252789075 | 2.99 | 0.4 | 3.04200909648869 | 2.59 | 0.4 | 2.641413390778534 | 1.87 | 1.886589003326316
 |  | 2013-12-13 00:00:00 | 4.42 | 0.7 | 4.515200762835694 | 3.43 | 0.7 | 3.543470881135593 | 2.94 | 0.4 | 2.991933550187996 | 2.51 | 0.5 | 2.574158569693778 | 1.91 | 1.941042193141917
 |  | 2013-12-20 00:00:00 | 4.47 | 0.7 | 4.565349461214303 | 3.51 | 0.6 | 3.607379679701323 | 2.96 | 0.4 | 3.011963731540091 | 2.57 | 0.5 | 2.634268049282142 | 1.9 | 1.93108141193216
 |  | 2013-12-27 00:00:00 | 4.48 | 0.7 | 4.575379266071165 | 3.52 | 0.7 | 3.633711472255404 | 3 | 0.4 | 3.052024242919849 | 2.56 | 0.5 | 2.624249764059536 | 1.92 | 1.951129502011629
 | 2014-01-03 00:00:00 | 2014-01-03 00:00:00 | 4.53 | 0.8 | 4.639242422162379 | 3.55 | 0.7 | 3.663791891034347 | 3.05 | 0.4 | 3.102100160972416 | 2.56 | 0.5 | 2.624249764059536 | 1.97 | 2.014992658102843
 |  | 2014-01-10 00:00:00 | 4.51 | 0.7 | 4.605468810972178 | 3.56 | 0.6 | 3.657494447841922 | 3.15 | 0.4 | 3.202252926833929 | 2.56 | 0.5 | 2.624249764059536 | 1.95 | 1.981219046912642
 |  | 2014-01-17 00:00:00 | 4.41 | 0.7 | 4.505171088352903 | 3.45 | 0.7 | 3.563524259650612 | 3.1 | 0.5 | 3.165259313571574 | 2.56 | 0.5 | 2.624249764059536 | 1.85 | 1.880921324293367
 |  | 2014-01-24 00:00:00 | 4.39 | 0.7 | 4.485111804593266 | 3.44 | 0.7 | 3.553497564240483 | 3.15 | 0.5 | 3.215355076578821 | 2.54 | 0.5 | 2.604213239965921 | 1.85 | 1.880898564627345
 |  | 2014-01-31 00:00:00 | 4.32 | 0.7 | 4.414904996263449 | 3.4 | 0.6 | 3.497128117679979 | 3.12 | 0.5 | 3.185297572221607 | 2.55 | 0.4 | 2.601354908303557 | 1.77 | 1.813550087959893
 | 2014-02-07 00:00:00 | 2014-02-07 00:00:00 | 4.23 | 0.7 | 4.324640665799009 | 3.33 | 0.7 | 3.443204726355223 | 3.08 | 0.5 | 3.145221116985087 | 2.51 | 0.5 | 2.574158569693778 | 1.720000000000001 | 1.750482096105232
 |  | 2014-02-14 00:00:00 | 4.28 | 0.7 | 4.374787298510858 | 3.33 | 0.7 | 3.443204726355223 | 3.05 | 0.5 | 3.115163938460402 | 2.55 | 0.4 | 2.601354908303557 | 1.73 | 1.773432390207302
 |  | 2014-02-21 00:00:00 | 4.33 | 0.7 | 4.424934475076574 | 3.35 | 0.7 | 3.463257859000579 | 3.08 | 0.5 | 3.145221116985087 | 2.57 | 0.3 | 2.608515392453322 | 1.76 | 1.816419082623252
 |  | 2014-02-28 00:00:00 | 4.37 | 0.7 | 4.465052607786068 | 3.39 | 0.7 | 3.503364271720241 | 3.05 | 0.5 | 3.115163938460402 | 2.52 | 0.4 | 2.571311176098931 | 1.85 | 1.893741431687137
 | 2014-03-07 00:00:00 | 2014-03-07 00:00:00 | 4.28 | 0.7 | 4.374787298510858 | 3.32 | 0.6 | 3.416945963643082 | 3.03 | 0.4 | 3.08206975656953 | 2.52 | 0.3 | 2.558460732197752 | 1.76 | 1.816326566313106
 |  | 2014-03-14 00:00:00 | 4.37 | 0.6 | 4.451423991388796 | 3.38 | 0.6 | 3.477082516051857 | 3.09 | 0.4 | 3.142161118532219 | 2.48 | 0.4 | 2.531253039261225 | 1.89 | 1.920170952127571
 |  | 2014-03-21 00:00:00 | 4.32 | 0.6 | 4.401297589252725 | 3.32 | 0.6 | 3.416945963643082 | 3.02 | 0.4 | 3.072054572959711 | 2.49 | 0.4 | 2.541267554962335 | 1.83 | 1.86003003429039
 |  | 2014-03-28 00:00:00 | 4.4 | 0.6 | 4.481500056047161 | 3.42 | 0.6 | 3.517173761414166 | 3.1 | 0.5 | 3.165259313571574 | 2.44 | 0.4 | 2.491195099810733 | 1.96 | 1.990304956236428
 | 2014-04-04 00:00:00 | 2014-04-04 00:00:00 | 4.41 | 0.7 | 4.505171088352903 | 3.47 | 0.6 | 3.56728805506643 | 3.12 | 0.5 | 3.185297572221607 | 2.45 | 0.4 | 2.501209566173251 | 1.96 | 2.003961522179653
 |  | 2014-04-11 00:00:00 | 4.34 | 0.7 | 4.434963975636845 | 3.38 | 0.6 | 3.477082516051857 | 3.09 | 0.5 | 3.155240207520769 | 2.41 | 0.5 | 2.473977338937808 | 1.93 | 1.960986636699037
 |  | 2014-04-18 00:00:00 | 4.27 | 0.7 | 4.364757928454941 | 3.33 | 0.6 | 3.426968696089874 | 3.03 | 0.5 | 3.095125897004469 | 2.44 | 0.5 | 2.504031546118255 | 1.83 | 1.860726382336687
 |  | 2014-04-25 00:00:00 | 4.33 | 0.6 | 4.411322832444549 | 3.39 | 0.6 | 3.487105311603793 | 3.03 | 0.5 | 3.095125897004469 | 2.44 | 0.5 | 2.504031546118255 | 1.89 | 1.907291286326295
 | 2014-05-02 00:00:00 | 2014-05-02 00:00:00 | 4.29 | 0.7 | 4.384816690321205 | 3.38 | 0.6 | 3.477082516051857 | 3.05 | 0.4 | 3.102100160972416 | 2.45 | 0.5 | 2.514049646037209 | 1.84 | 1.870767044283996
 |  | 2014-05-09 00:00:00 | 4.21 | 0.6 | 4.291021143346105 | 3.32 | 0.6 | 3.416945963643082 | 3.05 | 0.5 | 3.115163938460402 | 2.43 | 0.4 | 2.48118064577956 | 1.78 | 1.809840497566545
 |  | 2014-05-16 00:00:00 | 4.2 | 0.6 | 4.280996123675155 | 3.29 | 0.6 | 3.386877829357942 | 3.01 | 0.4 | 3.062039401743279 | 2.43 | 0.5 | 2.494013461629997 | 1.77 | 1.786982662045158
 |  | 2014-05-23 00:00:00 | 4.14 | 0.6 | 4.220846396998135 | 3.25 | 0.5 | 3.330602910864607 | 2.96 | 0.4 | 3.011963731540091 | 2.43 | 0.4 | 2.48118064577956 | 1.71 | 1.739665751218575
 |  | 2014-05-30 00:00:00 | 4.12 | 0.6 | 4.200796637214 | 3.21 | 0.5 | 3.290527544364376 | 2.96 | 0.3 | 2.998949688635227 | 2.41 | 0.4 | 2.461151774704008 | 1.71 | 1.739644862509993
 | 2014-06-06 00:00:00 | 2014-06-06 00:00:00 | 4.14 | 0.5 | 4.207331132031668 | 3.23 | 0.5 | 3.310565210148279 | 2.93 | 0.4 | 2.981918478093019 | 2.4 | 0.4 | 2.451137357657349 | 1.74 | 1.756193774374319
 |  | 2014-06-13 00:00:00 | 4.2 | 0.6 | 4.280996123675155 | 3.31 | 0.5 | 3.390716222743517 | 3.05 | 0.4 | 3.102100160972416 | 2.4 | 0.4 | 2.451137357657349 | 1.8 | 1.829858766017806
 |  | 2014-06-20 00:00:00 | 4.17 | 0.6 | 4.250921176470479 | 3.3 | 0.5 | 3.380697315573849 | 3 | 0.4 | 3.052024242919849 | 2.41 | 0.4 | 2.461151774704008 | 1.76 | 1.789769401766471
 |  | 2014-06-27 00:00:00 | 4.14 | 0.5 | 4.207331132031668 | 3.22 | 0.5 | 3.300546372890504 | 2.98 | 0.3 | 3.018972340432465 | 2.4 | 0.4 | 2.451137357657349 | 1.74 | 1.756193774374319
 | 2014-07-04 00:00:00 | 2014-07-04 00:00:00 | 4.12 | 0.5 | 4.18728970537461 | 3.22 | 0.5 | 3.300546372890504 | 2.98 | 0.4 | 3.031993962449087 | 2.38 | 0.4 | 2.431108560537491 | 1.74 | 1.756181144837119
 |  | 2014-07-11 00:00:00 | 4.15 | 0.7 | 4.24440718508016 | 3.24 | 0.6 | 3.336764482280354 | 2.99 | 0.4 | 3.04200909648869 | 2.4 | 0.4 | 2.451137357657349 | 1.75 | 1.793269827422811
 |  | 2014-07-18 00:00:00 | 4.13 | 0.6 | 4.210821507785722 | 3.23 | 0.5 | 3.310565210148279 | 2.97 | 0.4 | 3.021978840799616 | 2.39 | 0.4 | 2.441122952935598 | 1.74 | 1.769698554850124
 |  | 2014-07-25 00:00:00 | 4.13 | 0.6 | 4.210821507785722 | 3.26 | 0.6 | 3.35680978961381 | 2.99 | 0.5 | 3.055050000204349 | 2.39 | 0.4 | 2.441122952935598 | 1.74 | 1.769698554850124
 | 2014-08-01 00:00:00 | 2014-08-01 00:00:00 | 4.12 | 0.6 | 4.200796637214 | 3.23 | 0.7 | 3.342939799527017 | 3.01 | 0.5 | 3.075087917587917 | 2.38 | 0.4 | 2.431108560537491 | 1.74 | 1.76968807667651
 |  | 2014-08-08 00:00:00 | 4.14 | 0.7 | 4.234378097943998 | 3.27 | 0.6 | 3.366832459027391 | 2.98 | 0.5 | 3.045031064773056 | 2.35 | 0.5 | 2.413869341005276 | 1.79 | 1.820508756938723
 |  | 2014-08-15 00:00:00 | 4.12 | 0.6 | 4.200796637214 | 3.24 | 0.6 | 3.336764482280354 | 2.97 | 0.5 | 3.035012144846711 | 2.36 | 0.5 | 2.423887302115245 | 1.76 | 1.776909335098755
 |  | 2014-08-22 00:00:00 | 4.1 | 0.5 | 4.167248340785606 | 3.23 | 0.6 | 3.326741844356443 | 2.95 | 0.5 | 3.014974351506244 | 2.38 | 0.5 | 2.443923270583653 | 1.72 | 1.723325070201953
 |  | 2014-08-29 00:00:00 | 4.1 | 0.5 | 4.167248340785606 | 3.25 | 0.6 | 3.346787130698708 | 2.97 | 0.5 | 3.035012144846711 | 2.39 | 0.5 | 2.453941277946566 | 1.71 | 1.71330706283904
 | 2014-09-05 00:00:00 | 2014-09-05 00:00:00 | 4.1 | 0.5 | 4.167248340785606 | 3.24 | 0.5 | 3.320584056139013 | 2.97 | 0.5 | 3.035012144846711 | 2.4 | 0.4 | 2.451137357657349 | 1.7 | 1.716110983128257
 |  | 2014-09-12 00:00:00 | 4.12 | 0.5 | 4.18728970537461 | 3.26 | 0.5 | 3.34062177432694 | 2.99 | 0.5 | 3.055050000204349 | 2.45 | 0.4 | 2.501209566173251 | 1.67 | 1.686080139201359
 |  | 2014-09-19 00:00:00 | 4.23 | 0.5 | 4.297518319910531 | 3.37 | 0.5 | 3.450829849496094 | 3.06 | 0.5 | 3.12518298245578 | 2.43 | 0.4 | 2.48118064577956 | 1.8 | 1.816337674130971
 |  | 2014-09-26 00:00:00 | 4.2 | 0.5 | 4.267455784348687 | 3.36 | 0.5 | 3.440810889822624 | 3.08 | 0.4 | 3.132145860546424 | 2.43 | 0.4 | 2.48118064577956 | 1.77 | 1.786275138569128
 | 2014-10-03 00:00:00 | 2014-10-03 00:00:00 | 4.19 | 0.4 | 4.243915255203907 | 3.36 | 0.5 | 3.440810889822624 | 3.06 | 0.5 | 3.12518298245578 | 2.42 | 0.4 | 2.471166204077491 | 1.77 | 1.772749051126417
 |  | 2014-10-10 00:00:00 | 4.12 | 0.5 | 4.18728970537461 | 3.3 | 0.5 | 3.380697315573849 | 3.05 | 0.5 | 3.115163938460402 | 2.42 | 0.4 | 2.471166204077491 | 1.7 | 1.716123501297119
 |  | 2014-10-17 00:00:00 | 3.97 | 0.5 | 4.036980984245075 | 3.18 | 0.5 | 3.26047111115739 | 2.92 | 0.5 | 2.984917777760799 | 2.38 | 0.4 | 2.431108560537491 | 1.59 | 1.605872423707585
 |  | 2014-10-24 00:00:00 | 3.92 | 0.5 | 3.986878853431266 | 3.08 | 0.5 | 3.160283567317505 | 2.91 | 0.5 | 2.974898950845729 | 2.41 | 0.4 | 2.461151774704008 | 1.51 | 1.525727078727259
 |  | 2014-10-31 00:00:00 | 3.98 | 0.5 | 4.047001456989742 | 3.13 | 0.5 | 3.210377230284246 | 2.94 | 0.5 | 3.004955478090185 | 2.43 | 0.4 | 2.48118064577956 | 1.55 | 1.565820811210182
 | *Assumes a ten-year average life of the mortgage; calculation by NAHB; nd = no data
 | Source: Federal Home Loan Mortgage Corporation, Primary Market Mortgage Survey (PMMS)
 | Prepared by Economics Department, NAHB. Available at www.HousingEconomics.com