Spreadsheet: 55503d1255617211-vlookup-on-a-matrix-vertical-and-horizontal-book1
Sheet: Sample

 | Months
Years | 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11
20 | 1.82031 | 1.82796 | 1.8356 | 1.84325 | 1.85089 | 1.85854 | 1.86619 | 1.87383 | 1.88148 | 1.88912 | 1.89677 | 1.90441
21 | 1.91206 | 1.92009 | 1.92813 | 1.93616 | 1.94419 | 1.95222 | 1.96026 | 1.96829 | 1.97632 | 1.98435 | 1.99239 | 2.00042
22 | 2.00845 | 2.01689 | 2.02533 | 2.03377 | 2.04221 | 2.05065 | 2.0591 | 2.06754 | 2.07598 | 2.08442 | 2.09286 | 2.1013
23 | 2.10974 | 2.11861 | 2.12748 | 2.13635 | 2.14521 | 2.15408 | 2.16295 | 2.17182 | 2.18069 | 2.18956 | 2.19842 | 2.20729
24 | 2.21616 | 2.22548 | 2.2348 | 2.24412 | 2.25344 | 2.26276 | 2.27208 | 2.28139 | 2.29071 | 2.30003 | 2.30935 | 2.31867
25 | 2.32799 | 2.33778 | 2.34758 | 2.35737 | 2.36716 | 2.37696 | 2.38675 | 2.39654 | 2.40634 | 2.41613 | 2.42592 | 2.43572
26 | 2.44551 | 2.4558 | 2.46609 | 2.47639 | 2.48668 | 2.49697 | 2.50726 | 2.51755 | 2.52784 | 2.53814 | 2.54843 | 2.55872
27 | 2.56901 | 2.57983 | 2.59064 | 2.60146 | 2.61227 | 2.62309 | 2.63391 | 2.64472 | 2.65554 | 2.66635 | 2.67717 | 2.68798
28 | 2.6988 | 2.71017 | 2.72153 | 2.7329 | 2.74426 | 2.75563 | 2.767 | 2.77836 | 2.78973 | 2.80109 | 2.81246 | 2.82382
29 | 2.83519 | 2.84714 | 2.85908 | 2.87103 | 2.88297 | 2.89492 | 2.90687 | 2.91881 | 2.93076 | 2.9427 | 2.95465 | 2.96659
30 | 2.97854 | 2.9911 | 3.00365 | 3.01621 | 3.02876 | 3.04132 | 3.05388 | 3.06643 | 3.07899 | 3.09154 | 3.1041 | 3.11665
31 | 3.12921 | 3.14241 | 3.1556 | 3.1688 | 3.18199 | 3.19519 | 3.20839 | 3.22158 | 3.23478 | 3.24797 | 3.26117 | 3.27436
32 | 3.28756 | 3.30143 | 3.3153 | 3.32917 | 3.34304 | 3.35691 | 3.37078 | 3.38465 | 3.39852 | 3.41239 | 3.42626 | 3.44013
33 | 3.454 | 3.46858 | 3.48316 | 3.49774 | 3.51232 | 3.5269 | 3.54148 | 3.55605 | 3.57063 | 3.58521 | 3.59979 | 3.61437
34 | 3.62895 | 3.64427 | 3.65959 | 3.67492 | 3.69024 | 3.70556 | 3.72088 | 3.7362 | 3.75152 | 3.76685 | 3.78217 | 3.79749
35 | 3.81281 | 3.82891 | 3.84502 | 3.86112 | 3.87722 | 3.89333 | 3.90943 | 3.92553 | 3.94164 | 3.95774 | 3.97384 | 3.98995
36 | 4.00605 | 4.02298 | 4.0399 | 4.05683 | 4.07375 | 4.09068 | 4.1076 | 4.12453 | 4.14145 | 4.15838 | 4.1753 | 4.19223
37 | 4.20915 | 4.22694 | 4.24473 | 4.26253 | 4.28032 | 4.29811 | 4.3159 | 4.33369 | 4.35148 | 4.36928 | 4.38707 | 4.40486
38 | 4.42265 | 4.44136 | 4.46006 | 4.47877 | 4.49748 | 4.51618 | 4.53489 | 4.5536 | 4.5723 | 4.59101 | 4.60972 | 4.62842
39 | 4.64713 | 4.66681 | 4.68648 | 4.70616 | 4.72583 | 4.74551 | 4.76519 | 4.78486 | 4.80454 | 4.82421 | 4.84389 | 4.86356
40 | 4.88324 | 4.90394 | 4.92464 | 4.94534 | 4.96604 | 4.98674 | 5.00744 | 5.02814 | 5.04884 | 5.06954 | 5.09024 | 5.11094
41 | 5.13164 | 5.15342 | 5.17521 | 5.19699 | 5.21877 | 5.24055 | 5.26234 | 5.28412 | 5.3059 | 5.32768 | 5.34947 | 5.37125
42 | 5.39303 | 5.41596 | 5.43888 | 5.46181 | 5.48473 | 5.50766 | 5.53058 | 5.55351 | 5.57643 | 5.59936 | 5.62228 | 5.64521
43 | 5.66813 | 5.69226 | 5.7164 | 5.74053 | 5.76466 | 5.78879 | 5.81293 | 5.83706 | 5.86119 | 5.88532 | 5.90946 | 5.93359
44 | 5.95772 | 5.98313 | 6.00853 | 6.03394 | 6.05934 | 6.08475 | 6.11016 | 6.13556 | 6.16097 | 6.18637 | 6.21178 | 6.23718
45 | 6.26259 | 6.28934 | 6.31609 | 6.34283 | 6.36958 | 6.39633 | 6.42308 | 6.44982 | 6.47657 | 6.50332 | 6.53007 | 6.55681
46 | 6.58356 | 6.61173 | 6.63989 | 6.66806 | 6.69623 | 6.72439 | 6.75256 | 6.78073 | 6.80889 | 6.83706 | 6.86523 | 6.89339
47 | 6.92156 | 6.95124 | 6.98091 | 7.01059 | 7.04026 | 7.06994 | 7.09962 | 7.12929 | 7.15897 | 7.18864 | 7.21832 | 7.24799
48 | 7.27767 | 7.30895 | 7.34024 | 7.37152 | 7.4028 | 7.43409 | 7.46537 | 7.49665 | 7.52794 | 7.55922 | 7.5905 | 7.62179
49 | 7.65307 | 7.68607 | 7.71907 | 7.75206 | 7.78506 | 7.81806 | 7.85106 | 7.88405 | 7.91705 | 7.95005 | 7.98305 | 8.01604
50 | 8.04904 | 8.08386 | 8.11868 | 8.1535 | 8.18832 | 8.22314 | 8.25796 | 8.29278 | 8.3276 | 8.36242 | 8.39724 | 8.43206
51 | 8.46688 | 8.50365 | 8.54041 | 8.57718 | 8.61394 | 8.65071 | 8.68748 | 8.72424 | 8.76101 | 8.79777 | 8.83454 | 8.8713
52 | 8.90807 | 8.94692 | 8.98577 | 9.02463 | 9.06348 | 9.10233 | 9.14118 | 9.18003 | 9.21888 | 9.25774 | 9.29659 | 9.33544
53 | 9.37429 | 9.41538 | 9.45648 | 9.49757 | 9.53866 | 9.57976 | 9.62085 | 9.66194 | 9.70304 | 9.74413 | 9.78522 | 9.82632
54 | 9.86741 | 9.9109 | 9.95439 | 9.99788 | 10.04137 | 10.08486 | 10.12836 | 10.17185 | 10.21534 | 10.25883 | 10.30232 | 10.34581
55 | 10.3893 | 10.43535 | 10.48141 | 10.52746 | 10.57351 | 10.61957 | 10.66562 | 10.71167 | 10.75773 | 10.80378 | 10.84983 | 10.89589
56 | 10.94194 | 10.99076 | 11.03958 | 11.0884 | 11.13721 | 11.18603 | 11.23485 | 11.28367 | 11.33249 | 11.38131 | 11.43012 | 11.47894
57 | 11.52776 | 11.5796 | 11.63143 | 11.68327 | 11.7351 | 11.78694 | 11.83878 | 11.89061 | 11.94245 | 11.99428 | 12.04612 | 12.09795
58 | 12.14979 | 12.20495 | 12.26011 | 12.31528 | 12.37044 | 12.4256 | 12.48076 | 12.53592 | 12.59108 | 12.64625 | 12.70141 | 12.75657
59 | 12.81173 | 12.87055 | 12.92938 | 12.9882 | 13.04702 | 13.10584 | 13.16467 | 13.22349 | 13.28231 | 13.34113 | 13.39996 | 13.45878
60 | 13.5176