Spreadsheet: bb4971e3-e86a-4d66-8f8d-c17d414fd9dc
Sheet: Sheet1

Unnamed: 0 | Unnamed: 1 | Unnamed: 2 | Unnamed: 3 | Unnamed: 4 | Unnamed: 5 | Unnamed: 6 | Unnamed: 7 | Unnamed: 8 | Unnamed: 9 | Unnamed: 10 | Unnamed: 11 | Unnamed: 12 | Unnamed: 13 | Unnamed: 14 | Unnamed: 15 | Unnamed: 16 | Unnamed: 17
 | Estimated 1st-Year Increases in Member Business Lending at Credit Unions
 | By Congressional District of CU Main Office
 | Data source: NCUA and CUNA E&S.  Data as of March 2013
 | Asumptions:  1. Grandfathered CUs, Non-Federally Insured and/or Low Income Designated do not increase lending;
 | 2. Non-MBL lenders lend in amount equal to 1% of assets on average under the new authority;
 | 3. All other MBL CUs lend in amount equal to their current use rate;
 | 4. Estimates produced using assumptions 1-3 are further adjusted as follows:
 | * CUs with net worth/assets <=6% are assumed to have no MBL growth
 | * CUs with net worth/assets between 6% and 7% remain at the current 12.25% cap.
 | * CUs with MBL/assets >= 10% are limited to a 30% increase in MBLs in the 1st year.
 | 5. First year increases: baseline estimate = 50% of new use rate; adjusted/conservative estimate = 40% of new use rate.
 | 6. Employment increase is based on Council of Economic Advisors 5/09 ARRA job creation estimates ($92,000 in spending creates 1 job)
 |  | All Arkansas CU's |  | All US CU's
 | Current total CU MBLs outstanding = | 5811960 |  | 43925044787
 | Proposed new authority (% of assets) = | 0.275 |  | 0.275
 | Estimated 1st year increases in CU MBL loans:
 | Baseline estimate (50% Use): | 3903061.733 |  | 16603552292.94519
 | Adjusted/conservative estimate (40% Use): | 3122449.454 |  | 13612389402.6238
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Adjusted/
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Conservative
 | Estimated increase in employment |  |  |  |  |  |  |  |  |  |  |  |  |  | Estimate | Estimate
 | (Based on adjusted/conservative estimate of 1st year increase in CU MBLs) | 33.939668 |  | 147960.7540950003 |  |  |  |  |  |  |  |  |  |  | First Year | First Year
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Change | Change
 |  |  |  |  |  |  |  |  |  |  | Current | Percent | New | New | in MBLs | in MBLs | Estimated
 |  |  |  |  |  |  |  |  |  |  | Authority @ | "Used" | Authority @ | Assumed | Outstanding | Outstanding | Additional
CUID | Name of CU Headquartered in Dist. | City | State | District | CEO | Net Worth | Assets | Members | MBLs Outstanding | MBLs / Assets | 0.1225 | @ 12.25% | 0.275 | Use | (use @ 50%) | (use @ 40%) | Employment
10428 | Northeast Arkansas FCU | Blytheville | AR | 01 | [NAME] | 0.077 | 104602337 | 22062 | 115216 | 0.001101 | 12813786 | 0.008992 | 28765642 | 258648.16 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 104602337 | 22062 | 115216 | 0.001101466786540343 | 12813786 | 0.008991565802644121 | 28765642 | 258648.16 | 0 | 0 | 0
10539 | Telcoe FCU | Little Rock | AR | 02 | [NAME] | 0.1913 | 320356163 | 25678 | 1549448 | 0.004837 | 39243628 | 0.039483 | 88097944 | 3478352.8 | 964452.3 | 771561.9 | 8.386542
10448 | Arkansas EFCU | Little Rock | AR | 02 | [NAME] | 0.0858 | 41056836 | 6027 | 554895 | 0.013515 | 5029462.5 | 0.110329 | 11290630 | 1245682.6 | 0 | 0 | 0
10489 | Arkansas FCU | Jacksonville | AR | 02 | [NAME] | 0.0991 | 880171399 | 89085 | 208099 | 0.000236 | 107821000 | 0.00193 | 242047136 | 467161.03 | 129531.01 | 103624.805 | 1.126357
10491 | TruService Community FCU | Little Rock | AR | 02 | [NAME] | 0.083 | 37215283 | 5893 | 205433 | 0.00552 | 4558872 | 0.045062 | 10234203 | 461176.12 | 127871.56 | 102297.25 | 1.111927
10449 | Dillard's FCU | Little Rock | AR | 02 | [NAME] | 0.1016 | 29355671 | 7409 | 136342 | 0.004644 | 3596069.8 | 0.037914 | 8072809.5 | 306073.88 | 0 | 0 | 0
10403 | Cooperative Extension Service FCU | Little Rock | AR | 02 | Kimberly Wiedower | 0.2496 | 4909885 | 1281 | 0 | 0 | 601460.94 | 0 | 1350218.4 | 49098.85 | 0 | 0 | 0
10411 | Arkansas Democrat-Gazette FCU | Little Rock | AR | 02 | [NAME] | 0.1903 | 5502112 | 640 | 0 | 0 | 674008.75 | 0 | 1513080.8 | 55021.12 | 27510.56 | 22008.447 | 0.239222
10413 | Arkansas Kraft EFCU | [NAME] | AR | 02 | [NAME] | 0.2079 | 4069622 | 630 | 0 | 0 | 498528.7 | 0 | 1119146 | 40696.22 | 0 | 0 | 0
10416 | Arkansas Teachers FCU | Little Rock | AR | 02 | [NAME] | 0.1868 | 1096168 | 492 | 0 | 0 | 134280.58 | 0 | 301446.2 | 10961.68 | 0 | 0 | 0
10418 | Southern Gas FCU | Little Rock | AR | 02 | [NAME] | 0.2486 | 6317230 | 786 | 0 | 0 | 773860.7 | 0 | 1737238.2 | 63172.3 | 31586.15 | 25268.92 | 0.274662
10427 | Alcoa Community FCU | [NAME] | AR | 02 | [NAME] | 0.1382 | 40494589 | 6463 | 0 | 0 | 4960587 | 0 | 11136012 | 404945.88 | 202472.94 | 161978.36 | 1.760634
10429 | Baptist Health FCU | Little Rock | AR | 02 | [NAME] | 0.1383 | 28149772 | 6878 | 0 | 0 | 3448347 | 0 | 7741187.5 | 281497.72 | 140748.86 | 112599.086 | 1.223903
10431 | Arkansas Health Center FCU | [NAME] | AR | 02 | [NAME] | 0.0867 | 7769587 | 1494 | 0 | 0 | 951774.44 | 0 | 2136636.5 | 77695.87 | 0 | 0 | 0
10447 | Democrat P & L FCU | Little Rock | AR | 02 | [NAME] | 0.1673 | 1990393 | 318 | 0 | 0 | 243823.14 | 0 | 547358.06 | 19903.93 | 0 | 0 | 0
10452 | Electric Cooperatives FCU | Little Rock | AR | 02 | [NAME] | 0.0952 | 11342547 | 2353 | 0 | 0 | 1389462 | 0 | 3119200.5 | 113425.47 | 0 | 0 | 0
10453 | Engineers FCU | Little Rock | AR | 02 | [NAME] | 0.0834 | 4108070 | 441 | 0 | 0 | 503238.56 | 0 | 1129719.2 | 41080.7 | 20540.35 | 16432.28 | 0.178612
10457 | Arkansas Farm Bureau FCU | Little Rock | AR | 02 | [NAME] | 0.1565 | 10024655 | 782 | 0 | 0 | 1228020.2 | 0 | 2756780 | 100246.55 | 50123.273 | 40098.62 | 0.435855
10462 | Fort Roots FCU | N Little Rock | AR | 02 | [NAME] | 0.1573 | 4173752 | 1192 | 0 | 0 | 511284.62 | 0 | 1147781.8 | 41737.52 | 0 | 0 | 0
10466 | Natural State Federal Credit Union | Searcy | AR | 02 | [NAME] | 0.1421 | 5840112 | 1412 | 0 | 0 | 715413.75 | 0 | 1606030.8 | 58401.12 | 0 | 0 | 0
10477 | Hurricane Creek FCU | [NAME] | AR | 02 | [NAME] | 0.1203 | 26576855 | 3857 | 0 | 0 | 3255664.8 | 0 | 7308635 | 265768.56 | 0 | 0 | 0
10494 | LRFD FCU | Little Rock | AR | 02 | [NAME] | 0.1614 | 10062425 | 705 | 0 | 0 | 1232647 | 0 | 2767167 | 100624.25 | 50312.125 | 40249.7 | 0.437497
10505 | North Little Rock Educators FCU | N Little Rock | AR | 02 | [NAME] | 0.1505 | 1312349 | 504 | 0 | 0 | 160762.75 | 0 | 360895.97 | 13123.49 | 6561.745 | 5249.396 | 0.057059
10506 | Union Pacific of Arkansas FCU | N Little Rock | AR | 02 | [NAME] | 0.1667 | 24363541 | 3114 | 0 | 0 | 2984533.8 | 0 | 6699974 | 243635.4 | 0 | 0 | 0
10543 | UP Employees FCU | N Little Rock | AR | 02 | [NAME] | 0.2259 | 4281637 | 1260 | 0 | 0 | 524500.56 | 0 | 1177450.1 | 42816.37 | 0 | 0 | 0
10548 | VA Hospital FCU | Little Rock | AR | 02 | [NAME] | 0.0985 | 8921648 | 2488 | 0 | 0 | 1092901.9 | 0 | 2453453.2 | 89216.48 | 0 | 0 | 0
10557 | White County FCU | Searcy | AR | 02 | [NAME] | 0.0971 | 12490028 | 2393 | 0 | 0 | 1530028.4 | 0 | 3434757.8 | 124900.28 | 62450.14 | 49960.113 | 0.543045
37685 | Arkansas Education Assn FCU | Little Rock | AR | 02 | [NAME] | 0.1402 | 6386929 | 2737 | 0 | 0 | 782398.8 | 0 | 1756405.5 | 63869.29 | 0 | 0 | 0
39027 | United Arkansas FCU | Little Rock | AR | 02 | [NAME] | 0.1391 | 27745447 | 5010 | 0 | 0 | 3398817.2 | 0 | 7629998 | 277454.47 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 1566084705 | 181322 | 2654217 | 0.001694810626478853 | 191845377.89 | 0.01383518867742475 | 430673295.03 | 8537739.95 | 1566084705 | 1451328.877 | 15.775315
10410 | Arkansas Best FCU | Fort Smith | AR | 03 | Norma Meares | 0.1363 | 112760632 | 13182 | 0 | 0 | 13813177 | 0 | 31009174 | 1127606.4 | 563803.2 | 451042.53 | 4.902636
10463 | Fort Smith Dixie Cup FCU | Fort Smith | AR | 03 | [NAME] | 0.2326 | 12755913 | 1214 | 0 | 0 | 1562599.4 | 0 | 3507876 | 127559.13 | 0 | 0 | 0
10464 | Fort Smith Municipal EFCU | Fort Smith | AR | 03 | [NAME] | 0.0947 | 2560230 | 532 | 0 | 0 | 313628.2 | 0 | 704063.25 | 25602.3 | 12801.15 | 10240.92 | 0.111314
10465 | Fort Smith Teachers FCU | Fort Smith | AR | 03 | [NAME] | 0.2013 | 10864861 | 1650 | 0 | 0 | 1330945.5 | 0 | 2987836.8 | 108648.61 | 54324.305 | 43459.445 | 0.472385
10518 | Priority FCU | Russellville | AR | 03 | [NAME] | 0.0867 | 8357243 | 2054 | 0 | 0 | 1023762.25 | 0 | 2298241.8 | 83572.43 | 0 | 0 | 0
10525 | St Edward Mercy Hospital FCU | Fort Smith | AR | 03 | [NAME] | 0.1473 | 2900075 | 997 | 0 | 0 | 355259.2 | 0 | 797520.6 | 29000.75 | 0 | 0 | 0
10534 | River Town FCU | Fort Smith | AR | 03 | [NAME] | 0.1022 | 14485363 | 3343 | 0 | 0 | 1774457 | 0 | 3983474.8 | 144853.62 | 0 | 0 | 0
10542 | UARK FCU | Fayetteville | AR | 03 | [NAME] | 0.0947 | 45750953 | 9668 | 0 | 0 | 5604491.5 | 0 | 12581512 | 457509.53 | 0 | 0 | 0
10547 | Northwest Arkansas FCU | Fayetteville | AR | 03 | [NAME] | 0.0551 | 10517995 | 2501 | 0 | 0 | 1288454.4 | 0 | 2892448.8 | 0 | 0 | 0 | 0
34022 | Rheem Arkansas FCU | Fort Smith | AR | 03 | [NAME] | 0.1499 | 5356378 | 1111 | 0 | 0 | 656156.3 | 0 | 1473004 | 53563.78 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 226309643 | 36252 | 0 | 0 | 27722930.75 | 0 | 62235152.04999999 | 2157916.549999999 | 630928.655 | 504742.895 | 5.486335
10443 | Timberline FCU | [NAME] | AR | 04 | [NAME] | 0.1959 | 81454858 | 8765 | 2026311 | 0.024876 | 9978220 | 0.203073 | 22400086 | 4548861.5 | 1261275.2 | 1009020.2 | 10.967611
10516 | Pine Bluff Cotton Belt FCU | Pine Bluff | AR | 04 | [NAME] | 0.1292 | 63568558 | 6204 | 357309 | 0.005621 | 7787148.5 | 0.045884 | 17481354 | 802122.25 | 0 | 0 | 0
10483 | Diamond Lakes FCU | Malvern | AR | 04 | [NAME] | 0.111 | 60271337 | 10240 | 257916 | 0.004279 | 7383239 | 0.034933 | 16574618 | 578995.1 | 0 | 0 | 0
10537 | Subiaco FCU | Subiaco | AR | 04 | [NAME] | 0.1249 | 27882587 | 2853 | 225280 | 0.00808 | 3415617 | 0.065956 | 7667711.5 | 505730.62 | 140225.31 | 112180.24 | 1.21935
10522 | [NAME] FCU | [NAME] | AR | 04 | [NAME] Karber | 0.0929 | 14868803 | 2584 | 143920 | 0.009679 | 1821428.4 | 0.079015 | 4088920.8 | 323085.72 | 0 | 0 | 0
10512 | Paris FCU | Paris | AR | 04 | [NAME] | 0.119 | 872882 | 275 | 31791 | 0.036421 | 106928.05 | 0.297312 | 240042.55 | 71367.555 | 0 | 0 | 0
10409 | Arkansas AM & N College FCU | Pine Bluff | AR | 04 | [NAME] | 0.1076 | 2253888 | 950 | 0 | 0 | 276101.28 | 0 | 619819.2 | 22538.88 | 0 | 0 | 0
10419 | Arlington Hotel FCU | Hot Springs | AR | 04 | [NAME] | 0.1789 | 291808 | 228 | 0 | 0 | 35746.48 | 0 | 80247.2 | 2918.08 | 0 | 0 | 0
10445 | River Valley Community FCU | Camden | AR | 04 | [NAME] | 0.1298 | 39624472 | 6520 | 0 | 0 | 4853998 | 0 | 10896730 | 396244.72 | 0 | 0 | 0
10456 | Fairfield FCU | Pine Bluff | AR | 04 | [NAME] | 0.2113 | 82331853 | 9901 | 0 | 0 | 10085652 | 0 | 22641260 | 823318.5 | 0 | 0 | 0
10467 | Garland County Educators FCU | Hot Springs | AR | 04 | [NAME] | 0.0945 | 3837934 | 788 | 0 | 0 | 470146.9 | 0 | 1055431.9 | 38379.34 | 0 | 0 | 0
10472 | Henderson State University FCU | [NAME] | AR | 04 | [NAME] | 0.1109 | 9423160 | 1291 | 0 | 0 | 1154337.1 | 0 | 2591369 | 94231.6 | 0 | 0 | 0
10488 | Lion FCU | El Dorado | AR | 04 | [NAME] | 0.1525 | 12330194 | 2350 | 0 | 0 | 1510448.8 | 0 | 3390803.2 | 123301.94 | 0 | 0 | 0
10498 | [NAME] FCU | Texarkana | AR | 04 | [NAME] | 0.0962 | 109287688 | 10526 | 0 | 0 | 13387742 | 0 | 30054114 | 1092876.9 | 0 | 0 | 0
10499 | Miller County Teachers FCU | Texarkana | AR | 04 | [NAME] | 0.1055 | 3372595 | 1520 | 0 | 0 | 413142.88 | 0 | 927463.6 | 33725.95 | 0 | 0 | 0
10508 | Combined FCU | Hot Springs | AR | 04 | [NAME] | 0.1649 | 7391084 | 2195 | 0 | 0 | 905407.8 | 0 | 2032548.1 | 73910.84 | 0 | 0 | 0
10510 | Ouachita Valley Health System FCU | Camden | AR | 04 | [NAME] | 0.2509 | 456195 | 171 | 0 | 0 | 55883.887 | 0 | 125453.625 | 4561.95 | 0 | 0 | 0
10513 | PBA FCU | Pine Bluff | AR | 04 | [NAME] | 0.2891 | 11294311 | 1257 | 0 | 0 | 1383553.1 | 0 | 3105935.5 | 112943.11 | 56471.555 | 45177.242 | 0.491057
10515 | Arkansas Superior FCU | [NAME] | AR | 04 | [NAME] | 0.1547 | 68211201 | 10151 | 0 | 0 | 8355872 | 0 | 18758080 | 682112 | 0 | 0 | 0
10517 | Pine FCU | Pine Bluff | AR | 04 | [NAME] | 0.2264 | 35532640 | 4906 | 0 | 0 | 4352748.5 | 0 | 9771476 | 355326.4 | 0 | 0 | 0
10546 | [NAME] | Mena | AR | 04 | Regina Lawry | 0.1237 | 2535981 | 499 | 0 | 0 | 310657.7 | 0 | 697394.75 | 25359.81 | 0 | 0 | 0
34236 | Pine Bluff Postal FCU | Pine Bluff | AR | 04 | [NAME] | 0.2188 | 835147 | 153 | 0 | 0 | 102305.51 | 0 | 229665.42 | 8351.47 | 0 | 0 | 0
38732 | Village Peoples FCU | Hot Springs | AR | 04 | [NAME] | 0.1787 | 1410625 | 281 | 0 | 0 | 172801.56 | 0 | 387921.88 | 14106.25 | 0 | 0 | 0
District Totals |  |  |  |  |  |  | 639339801 | 84608 | 3042527 | 0.004758857488992774 | 78319126.44700001 | 0.0388478158277076 | 175818446.225 | 10734370.485 | 1457972.065 | 1166377.682 | 12.678018
State Totals |  |  |  |  |  |  | 2536336486 | 324244 | 5811960 | 0.002291478292442937 | 310701221.087 | 0.01870594515099309 | 697492535.3050001 | 21688675.145 | 1568173605.72 | 3122449.454 | 33.939668