Spreadsheet: 118170d1313502829-conditional-statement-krish
Sheet: Sheet3

Characteristic Category | Criteria | Score | [NAME]. Score | Actual Score | [NAME] of information | Remarks What is to be measured
1. Regularity of | a) 100% meetings held as per schedule | 9 | 9 | 9 | a) Minutes of meetings | There are two components to be verified in  this case; a) Whether number of meetings  scheduled are held or not ? b) Whether the meeting are held on the day it  was scheduled.
Group Meetings | b) 75% meetings held as per schedule | 5 |  |  | (Meeting Register)
 | c) Less than 75% meetings held as per | 3
 | schedule
2. Attendance in the | a) More than 90% | 9 | 9 | 5 | a) Meeting attendance register | Here, it is important to check that how many members are attending the meetings.  This will be average of the attendance for six months
Meeting | b) Between 70% to 90% | 5 |  |  | b) Direct observation
 | c) Less than 70% | 3 |  |  | (For cross checking)
3. Group Norms | a) Group has framed norms and are written | 9 | 9 | 9 | a) Through the documents | The group norms refer to the rules and regulations related to each and every activities of the group.  For example-norms for the disbursal of loan.
 |  |  |  |  | maintained by the group
 | b) Group has framed norms but not | 5
 | written |  |  |  | b) Through interview with
 | c) Group does not have framed norms | 3 |  |  | the members at the time of
 | and are not written |  |  |  | groups meetings
4. Rotation of Leadership | a) Representatives of the group are | 9 | 9 | 3 | a) Records of the SHG | If the SHG assessed is less than 2 years of age then this criterion is not to be measures. Please put N.A. Instead of giving any grade under this category
 | rotated annually.
 | b) Representatives of the group changed | 5
 | after every two years |  |  |  | b) Information from the members
 | c) Representatives of the group not changed | 3 |  |  | regarding the rotation of
 | since initiation (applicable for 3 year old |  |  |  | representative
 | groups)
5. Regularity of Savings | a) 100% members- Savings regularly | 9 | 9 | 3 | 5000 | Regularly denotes the members providing their savings on time as per the schedule set by group.
 | b) > 90% members - Saving regularly | 5 |  |  | register
 | c) Less than 90% members saving | 3
 | regularly
6. Rotation of the | a) >90% of the common fund is in | 9 | 9 | 9 | Through records of common | The rotation of the common fund should be  calculated not at one point of time/end of the  year.  It is the average percentage of rotation of common fund for the period of six months
common fund | rotation for internal lending |  |  |  | fund utilization
 | b) >75% of the common fund is in | 5 |  |  | Farmer with land of 5 acre and above
 | rotation for internal lending
 | c) <75% of the common fund is in | 3
 | rotation for internal lending
7. Repayment of Loans | a) 100% on time repayment of loans | 9 | 9 | 9 | Through records related to
 | b) >90% on time repayment of loans | 5 |  |  | loan norms
 | c) <90% on time repayment of loans | 3
8. External Financial | a) Availed repeat loans | 9 | 9 | 5 | Records of the group related to | External financial resource refers to the linkage for loaning with banks,  (This is applicable only for those groups which  have completed one year)
Resource Mobilization | b) Availed single loan | 5 |  |  | the composition of common fund
 | c) Linked but not availed loan | 3
9. Group record keeping | a) Minutes book, Savings register, Loan | 9 | 9 | 9 | a) Member wise record of | Update' means that each day's transaction should be written on the same day
 | ledger and Cash book updated |  |  |  | savings and credit records
 | b) Minutes book, savings register, loan | 5
 | register and cash book are existing but not |  |  |  | b) Book of accounts
 | updated
 | c) Minutes book, savings register, loan | 3
 | register and cash book not existing
10. Transperancy | a) >90% of members are made aware of | 9 | 9 | 9 | Through interview with the | Meeting minutes, savings and credit records, income statement of the group are shown and communicated to the  members and accessible on demand by members
 | group proceedings/activities and financial |  |  |  | members
 | status
 | b) 75% of members are made aware of | 5
 | group proceedings/activities and financial
 | status
 | c) <75% of members are made aware of | 3
 | group proceedings/activities and financial
 | status
11.Linkage Type | Income Generation/livelihood promotion | 10 | 10 | 10
 | Consumption end use | 0
 | Total |  |  | 80