Spreadsheet: 1df8a494-8a0c-40b2-9df0-d38e182e1a5f
Sheet: Sheet1

Average Interest Rates for FHA-Insured 30-yr Fixed Rate One Living Unit Home Mortgages* | Unnamed: 1 | Unnamed: 2 | Unnamed: 3 | Unnamed: 4 | Unnamed: 5 | Unnamed: 6 | Unnamed: 7 | Unnamed: 8 | Unnamed: 9 | Unnamed: 10 | Unnamed: 11 | Unnamed: 12 | Unnamed: 13
*The cases are calculated without the Hecm Loan numbers.
Endorsement Fiscal Year
 |  |  |  |  | Endorsement Month
 | 10 | 11 | 12 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | Total
1992
Average Interest Rate | 8.276170731707317 | 8.101343065693433 | 8.132261904761904 | 8.122191999999998 | 7.787837209302324 | 7.836768595041321 | 7.654609022556389 | 7.749314960629919 | 7.708828358208953 | 7.656124087591238 | 7.527722627737223 | 7.711656488549615 | 7.845828574870997
Number of Cases | 44819 | 41425 | 38132 | 40618 | 36013 | 38684 | 38034 | 39444 | 48433 | 51855 | 49362 | 47151 | 513970
1993
Average Interest Rate | 7.556470588235293 | 7.841115702479338 | 7.588101694915253 | 7.597313043478259 | 7.494246031746033 | 7.48170769230769 | 7.325777777777779 | 7.328471153846154 | 7.391305785123966 | 7.366887931034483 | 7.330307692307692 | 7.40375 | 7.452807014714105
Number of Cases | 33332 | 40614 | 48296 | 51967 | 52614 | 66912 | 52340 | 52324 | 66427 | 69109 | 83837 | 80240 | 698012
1994
Average Interest Rate | 7.098510204081632 | 6.963495412844037 | 7.002298076923077 | 6.911018181818181 | 6.773128440366974 | 6.827186991869919 | 6.74187931034483 | 6.929409836065574 | 6.9418984375 | 7.018756578947369 | 7.105356687898089 | 7.151006993006993 | 6.93259750045693
Number of Cases | 59140 | 72328 | 78746 | 82590 | 91574 | 109927 | 90146 | 87695 | 82254 | 62892 | 63330 | 49379 | 930001
1995
Average Interest Rate | 7.186362416107383 | 7.27204605263158 | 7.357435897435896 | 7.523783950617283 | 7.556302469135803 | 7.505417142857143 | 7.441440789473686 | 7.50898780487805 | 7.526828947368421 | 7.456077922077923 | 7.454442424242423 | 7.436079999999999 | 7.424693716545156
Number of Cases | 41368 | 37669 | 30691 | 32175 | 26228 | 28422 | 23939 | 30824 | 30164 | 31124 | 41475 | 39396 | 393475
1996
Average Interest Rate | 7.362561728395061 | 7.30284516129032 | 7.356369230769229 | 7.256764705882352 | 7.184099337748343 | 7.222828571428572 | 7.138952054794519 | 7.110132450331125 | 7.120162337662339 | 7.114726708074536 | 7.138693251533743 | 7.148227777777778 | 7.193790090345206
Number of Cases | 43227 | 38446 | 25157 | 52815 | 49983 | 48260 | 51859 | 51050 | 48495 | 52840 | 51188 | 46927 | 560247
1997
Average Interest Rate | 7.074621468926554 | 7.203453987730063 | 7.082678362573099 | 7.109715976331362 | 7.109829545454546 | 7.130420731707318 | 7.053223602484472 | 7.10346625766871 | 7.110024242424243 | 7.046777142857145 | 6.94589696969697 | 6.892372222222222 | 7.069243428322586
Number of Cases | 48676 | 40800 | 41893 | 47088 | 40239 | 41303 | 40137 | 39541 | 41205 | 44257 | 41288 | 49017 | 515444
1998
Average Interest Rate | 6.86171264367816 | 6.874768750000001 | 6.917005988023951 | 6.917005988023951 | 6.778892655367233 | 6.756325714285713 | 6.650089171974521 | 6.687380681818182 | 6.611676136363636 | 6.647666666666667 | 6.613657458563536 | 6.582396825396826 | 6.709757136806562
Number of Cases | 44273 | 42378 | 53836 | 60939 | 51709 | 62043 | 44735 | 63105 | 88939 | 98883 | 95777 | 95002 | 801619
1999
Average Interest Rate | 6.587638888888888 | 6.471104651162792 | 6.476608187134501 | 6.477865497076022 | 6.428438202247192 | 6.435938202247188 | 6.484169590643275 | 6.414597765363128 | 6.443586206896551 | 6.651445054945052 | 6.652905940594058 | 6.702514619883037 | 6.515791594522562
Number of Cases | 93486 | 82199 | 88532 | 94076 | 95645 | 109237 | 101170 | 98719 | 103016 | 96810 | 98251 | 80838 | 1141979
2000
Average Interest Rate | 6.667497297297294 | 6.894086294416242 | 6.809733333333334 | 6.97068041237113 | 7.058225641025642 | 7.113669856459327 | 7.130129353233827 | 7.214674999999999 | 7.241049773755653 | 7.305454545454544 | 7.258471962616818 | 7.364222222222222 | 7.079363350294392
Number of Cases | 75820 | 70485 | 65692 | 68493 | 53879 | 54723 | 50246 | 61226 | 68364 | 64467 | 77109 | 64698 | 775202
2001
Average Interest Rate | 7.268732394366197 | 7.256584541062801 | 7.38612195121951 | 7.306038043478262 | 7.24279057591623 | 7.137291666666667 | 7.027239795918368 | 7.035121693121694 | 6.917843243243246 | 6.948231578947368 | 6.857471153846154 | 6.873157068062829 | 7.08254734258205
Number of Cases | 79677 | 68475 | 63734 | 75026 | 69685 | 78806 | 76147 | 87165 | 96753 | 94839 | 102884 | 86786 | 979977
2002
Average Interest Rate | 6.819220000000001 | 6.70847619047619 | 6.674924623115579 | 6.661966183574878 | 6.690334801762117 | 6.669536036036039 | 6.684176470588236 | 6.695502369668244 | 6.681800995024875 | 6.695929999999999 | 6.583771144278605 | 6.553654999999999 | 6.68227452743579
Number of Cases | 115476 | 98823 | 92879 | 107870 | 94774 | 99789 | 95935 | 87690 | 76533 | 80529 | 77983 | 75781 | 1104062
2003
Average Interest Rate | 6.506203045685277 | 6.350889473684208 | 6.21595238095238 | 6.153524064171124 | 6.088090425531911 | 6.074152046783625 | 6.049454545454545 | 5.958821621621623 | 6.0094043715847 | 5.739033707865169 | 5.617032085561498 | 5.651572139303483 | 6.014207419029223
Number of Cases | 86602 | 71017 | 85186 | 109797 | 84487 | 85757 | 99772 | 98908 | 95871 | 94939 | 103938 | 111834 | 1128108
2004
Average Interest Rate | 5.651293838862559 | 5.6638009478673 | 5.755372641509434 | 5.747425531914894 | 5.791114754098363 | 5.620549738219895 | 5.642629032258064 | 5.646124999999999 | 5.631122448979593 | 5.696940860215055 | 5.7518 | 5.725282485875708 | 5.690684715517891
Number of Cases | 102157 | 86358 | 78973 | 65919 | 60958 | 63204 | 62378 | 58712 | 59404 | 50387 | 51168 | 43854 | 783472
2005
Average Interest Rate | 5.762417647058824 | 5.691511494252872 | 5.590148809523809 | 5.644325301204819 | 5.721144827586206 | 5.605913043478261 | 5.610592105263159 | 5.53997385620915 | 5.602232704402516 | 5.615688405797101 | 5.666496774193549 | 5.501962962962963 | 5.630957124084119
Number of Cases | 40611 | 37808 | 37522 | 35157 | 29562 | 36999 | 34832 | 34468 | 33009 | 34763 | 41219 | 34475 | 430425
2006
Average Interest Rate | 5.592172185430465 | 5.616838028169014 | 5.563131578947369 | 5.643506666666666 | 5.701929577464789 | 5.777163120567375 | 5.731715231788078 | 5.720107594936707 | 5.855704142011835 | 5.985156424581008 | 5.945933333333334 | 6.04852840909091 | 5.770160720701179
Number of Cases | 34464 | 32079 | 29978 | 31605 | 23845 | 34231 | 32449 | 38657 | 36687 | 32810 | 37609 | 32434 | 396848
2007
Average Interest Rate | 5.966220858895705 | 5.88288961038961 | 5.960822695035461 | 5.880059210526317 | 5.932753623188407 | 5.945348993288591 | 5.869309352517988 | 5.856657342657342 | 5.890927631578947 | 5.962756410256412 | 6.061069148936169 | 6.095576923076925 | 5.946518243867031
Number of Cases | 34265 | 31096 | 26299 | 33053 | 25690 | 28855 | 31541 | 35957 | 38136 | 39100 | 42625 | 38777 | 405394
2008
Average Interest Rate | 6.085005434782609 | 6.001509554140128 | 6.126759493670886 | 5.96670987654321 | 5.993439024390245 | 5.863496894409938 | 5.899262857142857 | 5.944021857923497 | 5.986038888888889 | 6.004548717948716 | 6.084729166666666 | 6.129219999999999 | 6.008977569456001
Number of Cases | 47942 | 46523 | 44185 | 61609 | 61262 | 75948 | 89614 | 101297 | 115704 | 128007 | 130240 | 131985 | 1034316
2009
Average Interest Rate | 6.111926267281104 | 6.217712820512818 | 6.110106481481477 | 6.000169724770641 | 5.827390374331552 | 5.613135416666665 | 5.548027472527476 | 5.381797619047619 | 5.329455555555556 | 5.247507317073172 | 5.289466063348419 | 5.361044334975372 | 5.630703404314929
Number of Cases | 148769 | 114667 | 123763 | 128181 | 120967 | 132974 | 143120 | 146657 | 176809 | 176790 | 164553 | 154093 | 1731343
2010
Average Interest Rate | 5.474877450980395 | 5.374393442622956 | 5.336515463917529 | 5.230201005025128 | 5.230324468085106 | 5.259059633027525 | 5.215420731707319 | 5.198599999999999 | 5.213093567251464 | 5.13098984771574 | 5.04132142857143 | 4.88928484848485 | 5.228899160179314
Number of Cases | 153113 | 137169 | 156632 | 137187 | 111464 | 113613 | 108752 | 107906 | 132338 | 125462 | 117941 | 108965 | 1510542
2011
Average Interest Rate | 4.732737804878048 | 4.663565476190477 | 4.531800000000003 | 4.515022598870057 | 4.589075144508673 | 4.717478260869565 | 4.811878378378378 | 4.816722222222221 | 4.811323008849559 | 4.721712499999999 | 4.604967213114756 | 4.514005576208173 | 4.664047162958407
Number of Cases | 110050 | 113382 | 112273 | 96219 | 67160 | 75673 | 72394 | 76467 | 82610 | 75330 | 83027 | 75366 | 1039951
2012
Average Interest Rate | 4.318828467153281 | 4.188143835616438 | 4.127265017667844 | 4.12086403508772 | 4.048589130434785 | 3.993696078431372 | 3.94809651474531 | 3.949666666666666 | 3.946659142212189 | 3.880494923857871 | 3.770823960880199 | 3.63531880733945 | 3.973691127223515
Number of Cases | 72624 | 73212 | 78178 | 83991 | 73411 | 83231 | 88798 | 94168 | 88924 | 96877 | 112981 | 98734 | 1045129
2013
Average Interest Rate | 3.598250521920668 | 3.532468750000002 | 3.503600467289721 | 3.481256097560977 | 3.459292576419216 | 3.524473684210526 | 3.562159235668788 | 3.590853846153847 |  |  |  |  | 3.532842132664339
Number of Cases | 118460 | 108973 | 102740 | 120689 | 101944 | 103052 | 111498 | 114013 |  |  |  |  | 881369