Spreadsheet: 743ec93e-034c-46a8-9d74-b192f006be91
Sheet: Sheet1

Unnamed: 0 | Unnamed: 1 | Unnamed: 2 | Unnamed: 3 | Unnamed: 4 | Unnamed: 5 | Unnamed: 6 | Unnamed: 7 | Unnamed: 8 | Unnamed: 9 | Unnamed: 10 | Unnamed: 11 | Unnamed: 12 | Unnamed: 13 | Unnamed: 14 | Unnamed: 15 | Unnamed: 16 | Unnamed: 17
 | Estimated 1st-Year Increases in Member Business Lending at Credit Unions
 | By Congressional District of CU Main Office
 | Data source: NCUA and CUNA E&S.  Data as of March 2013
 | Asumptions:  1. Grandfathered CUs, Non-Federally Insured and/or Low Income Designated do not increase lending;
 | 2. Non-MBL lenders lend in amount equal to 1% of assets on average under the new authority;
 | 3. All other MBL CUs lend in amount equal to their current use rate;
 | 4. Estimates produced using assumptions 1-3 are further adjusted as follows:
 | * CUs with net worth/assets <=6% are assumed to have no MBL growth
 | * CUs with net worth/assets between 6% and 7% remain at the current 12.25% cap.
 | * CUs with MBL/assets >= 10% are limited to a 30% increase in MBLs in the 1st year.
 | 5. First year increases: baseline estimate = 50% of new use rate; adjusted/conservative estimate = 40% of new use rate.
 | 6. Employment increase is based on Council of Economic Advisors 5/09 ARRA job creation estimates ($92,000 in spending creates 1 job)
 |  | All New Hampshire CU's |  | All US CU's
 | Current total CU MBLs outstanding = | 205539169 |  | 43925044787
 | Proposed new authority (% of assets) = | 0.275 |  | 0.275
 | Estimated 1st year increases in CU MBL loans:
 | Baseline estimate (50% Use): | 83172140.528 |  | 16603552292.94519
 | Adjusted/conservative estimate (40% Use): | 75364353.75899996 |  | 13612389402.6238
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Adjusted/
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Conservative
 | Estimated increase in employment |  |  |  |  |  |  |  |  |  |  |  |  |  | Estimate | Estimate
 | (Based on adjusted/conservative estimate of 1st year increase in CU MBLs) | 819.177745 |  | 147960.7540950003 |  |  |  |  |  |  |  |  |  |  | First Year | First Year
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Change | Change
 |  |  |  |  |  |  |  |  |  |  | Current | Percent | New | New | in MBLs | in MBLs | Estimated
 |  |  |  |  |  |  |  |  |  |  | Authority @ | "Used" | Authority @ | Assumed | Outstanding | Outstanding | Additional
CUID | Name of CU Headquartered in Dist. | City | State | District | CEO | Net Worth | Assets | Members | MBLs Outstanding | MBLs / Assets | 0.1225 | @ 12.25% | 0.275 | Use | (use @ 50%) | (use @ 40%) | Employment
33975 | [NAME] Bank CU | [NAME] | NH | 01 | [NAME] | 0.0848 | 760088247 | 85063 | 91525791 | 0.120415 | 93110808 | 0.982977 | 209024272 | 205466064 | 27457738 | 27457738 | 298.453666
22714 | Granite State CU | [NAME] | NH | 01 | [NAME] | 0.0761 | 320131958 | 29142 | 31376533 | 0.098011 | 39216164 | 0.800092 | 88036288 | 70437112 | 19530290 | 15624233 | 169.828617
22692 | Service Credit Union | Portsmouth | NH | 01 | [NAME] | 0.1232 | 2301557538 | 176613 | 11533477 | 0.005011 | 281940800 | 0.040907 | 632928320 | 25891478 | 7179001 | 5743201 | 62.426096
22666 | Holy Rosary CU | Rochester | NH | 01 | [NAME] | 0.0831 | 194805987 | 17995 | 6016955 | 0.030887 | 23863734 | 0.252138 | 53571648 | 13507450 | 3745247.5 | 2996198 | 32.56737
22694 | Northeast CU | Portsmouth | NH | 01 | [NAME] | 0.1177 | 878742240 | 93820 | 5067615 | 0.005767 | 107645928 | 0.047077 | 241654112 | 11376279 | 3154331.8 | 2523465.5 | 27.428972
22709 | Bellwether Community CU | [NAME] | NH | 01 | [NAME] | 0.1138 | 384598955 | 30262 | 4433927 | 0.011529 | 47113372 | 0.094112 | 105764712 | 9953714 | 2759893.2 | 2207914.8 | 23.999072
22679 | Members First CU of NH | [NAME] | NH | 01 | Acting CEO | 0.0912 | 145485618 | 12999 | 0 | 0 | 17821988 | 0 | 40008544 | 1454856.1 | 727428.06 | 581942.5 | 6.325462
22695 | New Hampshire Postal CU | [NAME] | NH | 01 | [NAME] | 0.2121 | 38486910 | 4260 | 0 | 0 | 4714646.5 | 0 | 10583900 | 384869.1 | 192434.55 | 153947.64 | 1.673344
District Totals |  |  |  |  |  |  | 5023897453 | 450154 | 149954298 | 0.02984820040672912 | 615427440.5 | 0.2436587778376775 | 1381571796 | 338471822.2 | 64746364.11 | 57288640.44 | 622.7025990000001
22710 | Triangle CU | [NAME] | NH | 02 | [NAME] | 0.0772 | 497838497 | 41280 | 55584871 | 0.111652 | 60985216 | 0.911448 | 136905584 | 124782360 | 16675461 | 16675461 | 181.255014
22658 | Cheshire Health FCU | [NAME] | NH | 02 | [NAME] | 0.0754 | 3814283 | 1163 | 0 | 0 | 467249.66 | 0 | 1048927.9 | 38142.83 | 19071.414 | 15257.132 | 0.165838
22662 | Gropaco FCU | Groveton | NH | 02 | [NAME] | 0.1823 | 866802 | 462 | 0 | 0 | 106183.24 | 0 | 238370.55 | 8668.02 | 0 | 0 | 0
22669 | [NAME] | Bristol | NH | 02 | [NAME] | 0.3073 | 2131832 | 985 | 0 | 0 | 261149.42 | 0 | 586253.8 | 21318.32 | 10659.16 | 8527.328 | 0.092688
22672 | NH Community FCU | Claremont | NH | 02 | [NAME] | 0.074 | 8468490 | 2195 | 0 | 0 | 1037390 | 0 | 2328834.8 | 84684.9 | 42342.45 | 33873.96 | 0.368195
22673 | Cheshire County FCU | [NAME] | NH | 02 | [NAME] | 0.1004 | 14416799 | 3275 | 0 | 0 | 1766057.9 | 0 | 3964619.8 | 144167.98 | 72083.99 | 57667.195 | 0.626817
22675 | [NAME] | Berlin | NH | 02 | [NAME] | 0.1951 | 41308052 | 4539 | 0 | 0 | 5060236.5 | 0 | 11359714 | 413080.53 | 206540.27 | 165232.2 | 1.796002
22682 | Precision FCU | [NAME] | NH | 02 | [NAME] | 0.1187 | 17150706 | 2318 | 0 | 0 | 2100961.5 | 0 | 4716444 | 171507.06 | 85753.53 | 68602.82 | 0.745683
22686 | New Hampshire FCU | Concord | NH | 02 | [NAME] | 0.1229 | 244125362 | 17591 | 0 | 0 | 29905356 | 0 | 67134472 | 2441253.5 | 1220626.8 | 976501.44 | 10.614146
22689 | NGM EFCU | [NAME] | NH | 02 | [NAME] | 0.117 | 4656231 | 1430 | 0 | 0 | 570388.3 | 0 | 1280463.5 | 46562.31 | 23281.154 | 18624.924 | 0.202445
22699 | [NAME] ECU | [NAME] | NH | 02 | [NAME] | 0.1002 | 6528099 | 1099 | 0 | 0 | 799692.1 | 0 | 1795227.2 | 65280.99 | 32640.494 | 26112.396 | 0.28383
22701 | Timken Aerospace FCU | Lebanon | NH | 02 | [NAME] | 0.1136 | 7463231 | 936 | 0 | 0 | 914245.8 | 0 | 2052388.5 | 74632.31 | 37316.156 | 29852.924 | 0.324488
District Totals |  |  |  |  |  |  | 848768384 | 77273 | 55584871 | 0.06548885661603532 | 103974126.42 | 0.5346029143391576 | 233411300.05 | 128291658.75 | 18425776.418 | 18075713.319 | 196.475146
State Totals |  |  |  |  |  |  | 5872665837 | 527427 | 205539169 | 0.03499929584023427 | 719401566.92 | 0.2857085367216843 | 1614983096.05 | 466763480.95 | 83172140.528 | 75364353.759 | 819.1777450000001