Spreadsheet: 105736d1303006725-formula-for-ss-benefits-ss62vs66
Sheet: Sheet1

Age | Date | Early | Late
62.04109589041096 | 2011-01-01 00:00:00 | 1200
62.12602739726027 | 2011-02-01 00:00:00 | 2400
62.2027397260274 | 2011-03-01 00:00:00 | 3600
62.28767123287671 | 2011-04-01 00:00:00 | 4800
62.36986301369863 | 2011-05-01 00:00:00 | 6000
62.45479452054794 | 2011-06-01 00:00:00 | 7200
62.53698630136986 | 2011-07-01 00:00:00 | 8400
62.62191780821918 | 2011-08-01 00:00:00 | 9600
62.7068493150685 | 2011-09-01 00:00:00 | 10800
62.78904109589041 | 2011-10-01 00:00:00 | 12000
62.87397260273973 | 2011-11-01 00:00:00 | 13200
62.95616438356164 | 2011-12-01 00:00:00 | 14400 |  | Change the yellow numbers
63.04109589041096 | 2012-01-01 00:00:00 | 15600 |  | To compare monthly SS checks
63.12602739726027 | 2012-02-01 00:00:00 | 16800
63.2054794520548 | 2012-03-01 00:00:00 | 18000
63.29041095890411 | 2012-04-01 00:00:00 | 19200
63.37260273972603 | 2012-05-01 00:00:00 | 20400
63.45753424657534 | 2012-06-01 00:00:00 | 21600
63.53972602739726 | 2012-07-01 00:00:00 | 22800
63.62465753424657 | 2012-08-01 00:00:00 | 24000
63.70958904109589 | 2012-09-01 00:00:00 | 25200
63.79178082191781 | 2012-10-01 00:00:00 | 26400
63.87671232876713 | 2012-11-01 00:00:00 | 27600
63.95890410958904 | 2012-12-01 00:00:00 | 28800
64.04383561643836 | 2013-01-01 00:00:00 | 30000
64.12876712328767 | 2013-02-01 00:00:00 | 31200
64.20547945205479 | 2013-03-01 00:00:00 | 32400
64.2904109589041 | 2013-04-01 00:00:00 | 33600
64.37260273972603 | 2013-05-01 00:00:00 | 34800
64.45753424657535 | 2013-06-01 00:00:00 | 36000
64.53972602739726 | 2013-07-01 00:00:00 | 37200
64.62465753424658 | 2013-08-01 00:00:00 | 38400
64.7095890410959 | 2013-09-01 00:00:00 | 39600
64.79178082191781 | 2013-10-01 00:00:00 | 40800
64.87671232876713 | 2013-11-01 00:00:00 | 42000
64.95890410958904 | 2013-12-01 00:00:00 | 43200
65.04383561643836 | 2014-01-01 00:00:00 | 44400
65.12876712328767 | 2014-02-01 00:00:00 | 45600
65.20547945205479 | 2014-03-01 00:00:00 | 46800
65.2904109589041 | 2014-04-01 00:00:00 | 48000
65.37260273972603 | 2014-05-01 00:00:00 | 49200
65.45753424657535 | 2014-06-01 00:00:00 | 50400
65.53972602739726 | 2014-07-01 00:00:00 | 51600 | 1500 | 50100
65.62465753424658 | 2014-08-01 00:00:00 | 52800 | 3000 | 49800
65.7095890410959 | 2014-09-01 00:00:00 | 54000 | 4500 | 49500
65.79178082191781 | 2014-10-01 00:00:00 | 55200 | 6000 | 49200
65.87671232876713 | 2014-11-01 00:00:00 | 56400 | 7500 | 48900
65.95890410958904 | 2014-12-01 00:00:00 | 57600 | 9000 | 48600
66.04383561643836 | 2015-01-01 00:00:00 | 58800 | 10500 | 48300
66.12876712328767 | 2015-02-01 00:00:00 | 60000 | 12000 | 48000
66.20547945205479 | 2015-03-01 00:00:00 | 61200 | 13500 | 47700
66.2904109589041 | 2015-04-01 00:00:00 | 62400 | 15000 | 47400
66.37260273972603 | 2015-05-01 00:00:00 | 63600 | 16500 | 47100
66.45753424657535 | 2015-06-01 00:00:00 | 64800 | 18000 | 46800
66.53972602739726 | 2015-07-01 00:00:00 | 66000 | 19500 | 46500
66.62465753424658 | 2015-08-01 00:00:00 | 67200 | 21000 | 46200
66.7095890410959 | 2015-09-01 00:00:00 | 68400 | 22500 | 45900
66.79178082191781 | 2015-10-01 00:00:00 | 69600 | 24000 | 45600
66.87671232876713 | 2015-11-01 00:00:00 | 70800 | 25500 | 45300
66.95890410958904 | 2015-12-01 00:00:00 | 72000 | 27000 | 45000
67.04383561643836 | 2016-01-01 00:00:00 | 73200 | 28500 | 44700
67.12876712328767 | 2016-02-01 00:00:00 | 74400 | 30000 | 44400
67.20821917808219 | 2016-03-01 00:00:00 | 75600 | 31500 | 44100
67.2931506849315 | 2016-04-01 00:00:00 | 76800 | 33000 | 43800
67.37534246575342 | 2016-05-01 00:00:00 | 78000 | 34500 | 43500
67.46027397260274 | 2016-06-01 00:00:00 | 79200 | 36000 | 43200
67.54246575342465 | 2016-07-01 00:00:00 | 80400 | 37500 | 42900
67.62739726027397 | 2016-08-01 00:00:00 | 81600 | 39000 | 42600
67.71232876712328 | 2016-09-01 00:00:00 | 82800 | 40500 | 42300
67.79452054794521 | 2016-10-01 00:00:00 | 84000 | 42000 | 42000
67.87945205479453 | 2016-11-01 00:00:00 | 85200 | 43500 | 41700
67.96164383561644 | 2016-12-01 00:00:00 | 86400 | 45000 | 41400
68.04657534246576 | 2017-01-01 00:00:00 | 87600 | 46500 | 41100
68.13150684931507 | 2017-02-01 00:00:00 | 88800 | 48000 | 40800
68.20821917808219 | 2017-03-01 00:00:00 | 90000 | 49500 | 40500
68.2931506849315 | 2017-04-01 00:00:00 | 91200 | 51000 | 40200
68.37534246575342 | 2017-05-01 00:00:00 | 92400 | 52500 | 39900
68.46027397260274 | 2017-06-01 00:00:00 | 93600 | 54000 | 39600
68.54246575342465 | 2017-07-01 00:00:00 | 94800 | 55500 | 39300
68.62739726027397 | 2017-08-01 00:00:00 | 96000 | 57000 | 39000
68.71232876712328 | 2017-09-01 00:00:00 | 97200 | 58500 | 38700
68.79452054794521 | 2017-10-01 00:00:00 | 98400 | 60000 | 38400
68.87945205479453 | 2017-11-01 00:00:00 | 99600 | 61500 | 38100
68.96164383561644 | 2017-12-01 00:00:00 | 100800 | 63000 | 37800
69.04657534246576 | 2018-01-01 00:00:00 | 102000 | 64500 | 37500
69.13150684931507 | 2018-02-01 00:00:00 | 103200 | 66000 | 37200
69.20821917808219 | 2018-03-01 00:00:00 | 104400 | 67500 | 36900
69.2931506849315 | 2018-04-01 00:00:00 | 105600 | 69000 | 36600
69.37534246575342 | 2018-05-01 00:00:00 | 106800 | 70500 | 36300
69.46027397260274 | 2018-06-01 00:00:00 | 108000 | 72000 | 36000
69.54246575342465 | 2018-07-01 00:00:00 | 109200 | 73500 | 35700
69.62739726027397 | 2018-08-01 00:00:00 | 110400 | 75000 | 35400
69.71232876712328 | 2018-09-01 00:00:00 | 111600 | 76500 | 35100
69.79452054794521 | 2018-10-01 00:00:00 | 112800 | 78000 | 34800
69.87945205479453 | 2018-11-01 00:00:00 | 114000 | 79500 | 34500
69.96164383561644 | 2018-12-01 00:00:00 | 115200 | 81000 | 34200
70.04657534246576 | 2019-01-01 00:00:00 | 116400 | 82500 | 33900
70.13150684931507 | 2019-02-01 00:00:00 | 117600 | 84000 | 33600
70.20821917808219 | 2019-03-01 00:00:00 | 118800 | 85500 | 33300
70.2931506849315 | 2019-04-01 00:00:00 | 120000 | 87000 | 33000
70.37534246575342 | 2019-05-01 00:00:00 | 121200 | 88500 | 32700
70.46027397260274 | 2019-06-01 00:00:00 | 122400 | 90000 | 32400
70.54246575342465 | 2019-07-01 00:00:00 | 123600 | 91500 | 32100
70.62739726027397 | 2019-08-01 00:00:00 | 124800 | 93000 | 31800
70.71232876712328 | 2019-09-01 00:00:00 | 126000 | 94500 | 31500
70.79452054794521 | 2019-10-01 00:00:00 | 127200 | 96000 | 31200
70.87945205479453 | 2019-11-01 00:00:00 | 128400 | 97500 | 30900
70.96164383561644 | 2019-12-01 00:00:00 | 129600 | 99000 | 30600
71.04657534246576 | 2020-01-01 00:00:00 | 130800 | 100500 | 30300
71.13150684931507 | 2020-02-01 00:00:00 | 132000 | 102000 | 30000
71.21095890410959 | 2020-03-01 00:00:00 | 133200 | 103500 | 29700
71.2958904109589 | 2020-04-01 00:00:00 | 134400 | 105000 | 29400
71.37808219178082 | 2020-05-01 00:00:00 | 135600 | 106500 | 29100
71.46301369863014 | 2020-06-01 00:00:00 | 136800 | 108000 | 28800
71.54520547945205 | 2020-07-01 00:00:00 | 138000 | 109500 | 28500
71.63013698630137 | 2020-08-01 00:00:00 | 139200 | 111000 | 28200
71.71506849315068 | 2020-09-01 00:00:00 | 140400 | 112500 | 27900
71.7972602739726 | 2020-10-01 00:00:00 | 141600 | 114000 | 27600
71.88219178082191 | 2020-11-01 00:00:00 | 142800 | 115500 | 27300
71.96438356164384 | 2020-12-01 00:00:00 | 144000 | 117000 | 27000
72.04931506849314 | 2021-01-01 00:00:00 | 145200 | 118500 | 26700
72.13424657534246 | 2021-02-01 00:00:00 | 146400 | 120000 | 26400
72.21095890410959 | 2021-03-01 00:00:00 | 147600 | 121500 | 26100
72.2958904109589 | 2021-04-01 00:00:00 | 148800 | 123000 | 25800
72.37808219178082 | 2021-05-01 00:00:00 | 150000 | 124500 | 25500
72.46301369863014 | 2021-06-01 00:00:00 | 151200 | 126000 | 25200
72.54520547945205 | 2021-07-01 00:00:00 | 152400 | 127500 | 24900
72.63013698630137 | 2021-08-01 00:00:00 | 153600 | 129000 | 24600
72.71506849315068 | 2021-09-01 00:00:00 | 154800 | 130500 | 24300
72.7972602739726 | 2021-10-01 00:00:00 | 156000 | 132000 | 24000
72.88219178082191 | 2021-11-01 00:00:00 | 157200 | 133500 | 23700
72.96438356164384 | 2021-12-01 00:00:00 | 158400 | 135000 | 23400
73.04931506849314 | 2022-01-01 00:00:00 | 159600 | 136500 | 23100
73.13424657534246 | 2022-02-01 00:00:00 | 160800 | 138000 | 22800
73.21095890410959 | 2022-03-01 00:00:00 | 162000 | 139500 | 22500
73.2958904109589 | 2022-04-01 00:00:00 | 163200 | 141000 | 22200
73.37808219178082 | 2022-05-01 00:00:00 | 164400 | 142500 | 21900
73.46301369863014 | 2022-06-01 00:00:00 | 165600 | 144000 | 21600
73.54520547945205 | 2022-07-01 00:00:00 | 166800 | 145500 | 21300
73.63013698630137 | 2022-08-01 00:00:00 | 168000 | 147000 | 21000
73.71506849315068 | 2022-09-01 00:00:00 | 169200 | 148500 | 20700
73.7972602739726 | 2022-10-01 00:00:00 | 170400 | 150000 | 20400
73.88219178082191 | 2022-11-01 00:00:00 | 171600 | 151500 | 20100
73.96438356164384 | 2022-12-01 00:00:00 | 172800 | 153000 | 19800
74.04931506849314 | 2023-01-01 00:00:00 | 174000 | 154500 | 19500
74.13424657534246 | 2023-02-01 00:00:00 | 175200 | 156000 | 19200
74.21095890410959 | 2023-03-01 00:00:00 | 176400 | 157500 | 18900
74.2958904109589 | 2023-04-01 00:00:00 | 177600 | 159000 | 18600
74.37808219178082 | 2023-05-01 00:00:00 | 178800 | 160500 | 18300
74.46301369863014 | 2023-06-01 00:00:00 | 180000 | 162000 | 18000
74.54520547945205 | 2023-07-01 00:00:00 | 181200 | 163500 | 17700
74.63013698630137 | 2023-08-01 00:00:00 | 182400 | 165000 | 17400
74.71506849315068 | 2023-09-01 00:00:00 | 183600 | 166500 | 17100
74.7972602739726 | 2023-10-01 00:00:00 | 184800 | 168000 | 16800
74.88219178082191 | 2023-11-01 00:00:00 | 186000 | 169500 | 16500
74.96438356164384 | 2023-12-01 00:00:00 | 187200 | 171000 | 16200
75.04931506849314 | 2024-01-01 00:00:00 | 188400 | 172500 | 15900
75.13424657534246 | 2024-02-01 00:00:00 | 189600 | 174000 | 15600
75.21369863013699 | 2024-03-01 00:00:00 | 190800 | 175500 | 15300
75.2986301369863 | 2024-04-01 00:00:00 | 192000 | 177000 | 15000
75.38082191780822 | 2024-05-01 00:00:00 | 193200 | 178500 | 14700
75.46575342465754 | 2024-06-01 00:00:00 | 194400 | 180000 | 14400
75.54794520547945 | 2024-07-01 00:00:00 | 195600 | 181500 | 14100
75.63287671232877 | 2024-08-01 00:00:00 | 196800 | 183000 | 13800
75.71780821917808 | 2024-09-01 00:00:00 | 198000 | 184500 | 13500
75.8 | 2024-10-01 00:00:00 | 199200 | 186000 | 13200
75.88493150684931 | 2024-11-01 00:00:00 | 200400 | 187500 | 12900
75.96712328767123 | 2024-12-01 00:00:00 | 201600 | 189000 | 12600
76.05205479452054 | 2025-01-01 00:00:00 | 202800 | 190500 | 12300
76.13698630136986 | 2025-02-01 00:00:00 | 204000 | 192000 | 12000
76.21369863013699 | 2025-03-01 00:00:00 | 205200 | 193500 | 11700
76.2986301369863 | 2025-04-01 00:00:00 | 206400 | 195000 | 11400
76.38082191780822 | 2025-05-01 00:00:00 | 207600 | 196500 | 11100
76.46575342465754 | 2025-06-01 00:00:00 | 208800 | 198000 | 10800
76.54794520547945 | 2025-07-01 00:00:00 | 210000 | 199500 | 10500
76.63287671232877 | 2025-08-01 00:00:00 | 211200 | 201000 | 10200
76.71780821917808 | 2025-09-01 00:00:00 | 212400 | 202500 | 9900
76.8 | 2025-10-01 00:00:00 | 213600 | 204000 | 9600
76.88493150684931 | 2025-11-01 00:00:00 | 214800 | 205500 | 9300
76.96712328767123 | 2025-12-01 00:00:00 | 216000 | 207000 | 9000
77.05205479452054 | 2026-01-01 00:00:00 | 217200 | 208500 | 8700
77.13698630136986 | 2026-02-01 00:00:00 | 218400 | 210000 | 8400
77.21369863013699 | 2026-03-01 00:00:00 | 219600 | 211500 | 8100
77.2986301369863 | 2026-04-01 00:00:00 | 220800 | 213000 | 7800
77.38082191780822 | 2026-05-01 00:00:00 | 222000 | 214500 | 7500
77.46575342465754 | 2026-06-01 00:00:00 | 223200 | 216000 | 7200
77.54794520547945 | 2026-07-01 00:00:00 | 224400 | 217500 | 6900
77.63287671232877 | 2026-08-01 00:00:00 | 225600 | 219000 | 6600
77.71780821917808 | 2026-09-01 00:00:00 | 226800 | 220500 | 6300
77.8 | 2026-10-01 00:00:00 | 228000 | 222000 | 6000
77.88493150684931 | 2026-11-01 00:00:00 | 229200 | 223500 | 5700
77.96712328767123 | 2026-12-01 00:00:00 | 230400 | 225000 | 5400
78.05205479452054 | 2027-01-01 00:00:00 | 231600 | 226500 | 5100
78.13698630136986 | 2027-02-01 00:00:00 | 232800 | 228000 | 4800
78.21369863013699 | 2027-03-01 00:00:00 | 234000 | 229500 | 4500
78.2986301369863 | 2027-04-01 00:00:00 | 235200 | 231000 | 4200
78.38082191780822 | 2027-05-01 00:00:00 | 236400 | 232500 | 3900
78.46575342465754 | 2027-06-01 00:00:00 | 237600 | 234000 | 3600
78.54794520547945 | 2027-07-01 00:00:00 | 238800 | 235500 | 3300
78.63287671232877 | 2027-08-01 00:00:00 | 240000 | 237000 | 3000
78.71780821917808 | 2027-09-01 00:00:00 | 241200 | 238500 | 2700
78.8 | 2027-10-01 00:00:00 | 242400 | 240000 | 2400
78.88493150684931 | 2027-11-01 00:00:00 | 243600 | 241500 | 2100
78.96712328767123 | 2027-12-01 00:00:00 | 244800 | 243000 | 1800
79.05205479452054 | 2028-01-01 00:00:00 | 246000 | 244500 | 1500
79.13698630136986 | 2028-02-01 00:00:00 | 247200 | 246000 | 1200
79.21643835616439 | 2028-03-01 00:00:00 | 248400 | 247500 | 900
79.3013698630137 | 2028-04-01 00:00:00 | 249600 | 249000 | 600
79.38356164383562 | 2028-05-01 00:00:00 | 250800 | 250500 | 300
79.46849315068494 | 2028-06-01 00:00:00 | 252000 | 252000 | 0 | <<< Here is where it is even. Age 79
79.55068493150685 | 2028-07-01 00:00:00 | 253200 | 253500 | -300
79.63561643835617 | 2028-08-01 00:00:00 | 254400 | 255000 | -600
79.72054794520548 | 2028-09-01 00:00:00 | 255600 | 256500 | -900
79.8027397260274 | 2028-10-01 00:00:00 | 256800 | 258000 | -1200
79.88767123287671 | 2028-11-01 00:00:00 | 258000 | 259500 | -1500
79.96986301369863 | 2028-12-01 00:00:00 | 259200 | 261000 | -1800
80.05479452054794 | 2029-01-01 00:00:00 | 260400 | 262500 | -2100
80.13972602739726 | 2029-02-01 00:00:00 | 261600 | 264000 | -2400