Spreadsheet: 0281bfe8-a500-4a9f-81f3-99ea91b24007
Sheet: Masonry

SOUTH CAROLINA DEPARTMENT OF INSURANCE
COMPARISON OF ANNUAL PREMIUMS - HO MASONRY
1.  Premiums shown are for a single family, owner occupied home with $150,000 amount of insurance written on |  |  |  |  |  |  |  |  |  | 5a.  For coastal counties highlighted - use a 2% deductible, rather than flat $500.00
Form HO-3 or equivalent with full replacement costs.  If coverage form is substantially different, please footnote. |  |  |  |  |  |  |  |  |  | 6.  For the territories that are subdivided, enter the highest applicable premiums on the attached form.
2.  Protection class = 5. |  |  |  |  |  |  |  |  |  | 7.  Credit Score between 650-700 or equivalent.
3.  The loss history is 5 years claim-free. |  |  |  |  |  |  |  |  |  | 8.  *Include a Hurricane Deductible of 2 percent (2%) for coastal counties only
4.  Liability coverage = $100,000 and Medical Payments = $1000. |  |  |  |  |  |  |  |  |  | 9.  Year Built 2005
5.  Deductible amount = $500.  If the company does not offer a deductible of $500 for all perils, quote the closest to |  |  |  |  |  |  |  |  |  | 10.  No mitigation
$500 for % deductible and footnote the actual deductible used for rating.
Effective Date: |  | 2013-01-01 00:00:00
Territory | Allstate Vehicle and Property Insurance Company |  | Allied P&C Insurance Company |  | American Strategic Insurance Corp |  | Automobile Insurance Company of Hartford, Connecticut |  | Auto-Owners Insurance Company |  | Chartis Casualty Company |  | Federal Insurance Company |  | Foremost Insurance Company |  | Owners Insurance Company |  | Pacific Indemnity Company |  | Privilege Underwriters Reciprocal Exchange |  | Safeco Insurance Company of America |  | South Carolina Farm Bureau Mutual Insurance Company |  | State Farm Fire & Casualty Company |  | Travelers Home and Marine Insurance Company |  | Trumbull Insurance Company |  | Universal Insurance Company of North America |  | Universal North America |  | USAA |  | USAA Casualty Insurance Company |  | Average Premium
 | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind | With Wind | Without Wind
Abbeville | 836 |  | 426 |  | 436.1718217934166 |  | 794 |  | 1611.82 |  | 1008.389125 |  | 679 |  | 1047 |  | 1224.04 |  | 524 |  | 606.6832842656 |  | 654.1830112892119 |  | 775.8 |  | 1303 |  | 686 |  | 902 |  | 359 |  | 587 |  | 841.455 |  | 872.4960000000001
Aiken | 709 |  | 565 |  | 460.9498205046986 |  | 969 |  | 1645.56 |  | 1008.389125 |  | 631 |  | 1047 |  | 1249.79 |  | 488 |  | 708.06328234496 |  | 648.4040094226996 |  | 798.7 |  | 1143 |  | 1191 |  | 947 |  | 391 |  | 531 |  | 825.0210000000001 |  | 855.468
Allendale | 743 |  | 643 |  | 797.8927038626609 |  | 1103 |  | 1725.63 |  | 1008.389125 |  | 631 |  | 1047 |  | 1310.34 |  | 488 |  | 708.06328234496 |  | 803.859159631885 |  | 911.95 |  | 1482 |  | 978 |  | 1058 |  | 469 |  | 699 |  | 1047.384 |  | 1080.36
[NAME] | 705 |  | 455 |  | 434.4130444241396 |  | 794 |  | 1900.64 |  | 600.2248 |  | 679 |  | 1047 |  | 1443.05 |  | 524 |  | 606.6832842656 |  | 601.5940943039484 |  | 690.55 |  | 1303 |  | 727 |  | 749 |  | 359 |  | 587 |  | 841.455 |  | 872.4960000000001
Bamberg | 743 |  | 650 |  | 791.6661522633744 |  | 1103 |  | 1725.63 |  | 1008.389125 |  | 631 |  | 1047 |  | 1310.34 |  | 488 |  | 708.06328234496 |  | 803.859159631885 |  | 911.95 |  | 1482 |  | 939 |  | 1073 |  | 477 |  | 654 |  | 1047.384 |  | 1080.36
Barnwell | 767 |  | 634 |  | 755.8580021482277 |  | 1103 |  | 1815.28 |  | 1008.389125 |  | 631 |  | 1047 |  | 1378.64 |  | 488 |  | 708.06328234496 |  | 803.859159631885 |  | 911.95 |  | 1482 |  | 1063 |  | 1024 |  | 477 |  | 699 |  | 936.981 |  | 968.841
Beaufort* | 2209 | 267 | 1983 | 295 | 1232.157287763277 | 272.2978097945471 | 1488 | 1314 | 3868.45 | 1740.8 | 1328.644 | 1066.513 | 1839 | 1261 | 1833 | 789 | 2936.58 | 1321.46 | 1425 | 978 | 2691.825006855681 | 610.2243962892801 | 3055.668041325189 | 1569.692486982118 | 2877.97 | 546.31 | 1994 | 818 | 2857 | 994 | 1933 | 949 | 1545 | 439 | 1653 | 595 | 1667.376 | 500.4450000000001 | 1698.507 | 536.679
Berkeley* | 765 | 282 | 1127 | 338 | 718.6013259590159 | 278.3053960150323 | 1488 | 1314 | 2073.09 | 1140.2 | 1328.644 | 1066.513 | 1014 | 633 | 1206 |  | 1574.03 | 865.72 | 788 | 493 | 2313.91178388224 | 592.9223431270401 | 1913.589330054542 | 983.0082174937716 | 1092.53 |  | 1660 |  | 1874 |  | 1665 |  | 1488 | 418 | 842 | 842 | 1802.934 | 570.3120000000001 | 1837.188 | 608.454
[NAME] | 791 |  | 658 |  | 737.2761953204476 |  | 1103 |  | 1713.05 |  | 1008.389125 |  | 631 |  | 1047 |  | 1300.41 |  | 488 |  | 708.06328234496 |  | 803.859159631885 |  | 845.78 |  | 1482 |  | 898 |  | 958 |  | 469 |  | 486 |  | 1105.155 |  | 1147.788
Charleston* | 2159 | 270 | 1983 | 295 | 1150.584950848972 | 246.9444027405422 | 2015 | 1314 | 3868.45 | 1740.8 | 2494.537 | 949.834 | 1839 | 1261 | 1833 | 789 | 2936.58 | 1321.46 | 1425 | 978 | 4962.508842337281 | 594.4427039628797 | 3055.668041325189 | 1569.692486982118 | 2877.97 | 546.31 | 2413 | 704 | 3445 | 1336 | 2435 | 766 | 1489 | 422 | 2103 | 504 | 1839.789 | 581.976 | 1874.727 | 620.892
Cherokee | 665 |  | 446 |  | 440.4605030382278 |  | 754 |  | 1696.18 |  | 1008.389125 |  | 679 |  | 772 |  | 1287.53 |  | 524 |  | 606.6832842656 |  | 548.4272771320336 |  | 690.55 |  | 1164 |  | 656 |  | 760 |  | 395 |  | 480 |  | 691.929 |  | 712.809
Chester | 625 |  | 584 |  | 442.1946583253128 |  | 896 |  | 1696.18 |  | 1008.389125 |  | 631 |  | 772 |  | 1287.53 |  | 488 |  | 606.6832842656 |  | 654.1830112892119 |  | 690.55 |  | 1331 |  | 982 |  | 1236 |  | 395 |  | 409 |  | 907.3710000000001 |  | 938.5920000000001
Chesterfield | 845 |  | 701 |  | 636.9785329313968 |  | 1108 |  | 1781.54 |  | 1008.389125 |  | 631 |  | 1047 |  | 1351.95 |  | 488 |  | 708.06328234496 |  | 674.9874180086568 |  | 798.7 |  | 1240 |  | 1074 |  | 1051 |  | 469 |  | 564 |  | 1115.91 |  | 1158.543
[NAME] | 1145 |  | 695 |  | 611.3769981609846 |  | 1103 |  | 1841.13 |  | 1008.389125 |  | 631 |  | 1047 |  | 1397.65 |  | 488 |  | 774.25865609408 |  | 803.859159631885 |  | 911.95 |  | 1514 |  | 1300 |  | 1115 |  | 469 |  | 654 |  | 1230.21 |  | 1263.501
Colleton* | 1371 | 274 | 1965 | 275 | 656.3856952680625 | 281.4167977732059 | 1488 | 1314 | 3868.45 | 1740.8 | 2494.537 | 949.834 | 1839 | 1261 | 1206 |  | 2936.58 | 1321.46 | 1425 | 978 | 2637.80649377792 | 599.2581434163201 | 704.1806238375312 | 361.7366218343482 | 2877.97 | 546.31 | 1464 |  | 2770 | 1770 | 1915 | 869 | 1489 | 422 | 1247 | 337 | 1600.884 | 458.865 | 1628.442 | 491.022
Darlington | 1134 |  | 701 |  | 675.8068470818389 |  | 1108 |  | 1985.01 |  | 1008.389125 |  | 631 |  | 1213 |  | 1507.49 |  | 488 |  | 708.06328234496 |  | 912.5043947223195 |  | 1105.35 |  | 1643 |  | 1086 |  | 1040 |  | 477 |  | 540 |  | 1147.05 |  | 1190.574
Dillon | 1267 |  | 1293 |  | 753.4119804400978 |  | 1103 |  | 1891.59 |  | 1008.389125 |  | 631 |  | 1213 |  | 1436.32 |  | 488 |  | 747.06995446784 |  | 1148.287670876028 |  | 1110.44 |  | 1846 |  | 1297 |  | 1014 |  | 560 |  | 540 |  | 1329.966 |  | 1367.784
Dorchester* | 719 | 236 | 1123 | 336 | 678.7417807923273 | 280.6593079016719 | 1488 | 1314 | 2122.58 | 1167.42 | 1008.389125 | 763.21315 | 1014 | 633 | 1206 |  | 1611.83 | 886.5 | 788 | 493 | 824.9742016640002 | 595.8676809440002 | 1408.361247675062 | 723.4732436686965 | 1092.53 |  | 1464 |  | 1035 |  | 1210 |  | 697 | 455 | 842 | 842 | 1230.966 | 588.213 | 1266.255 | 627.552
Edgefield | 709 |  | 565 |  | 603.6633626332523 |  | 896 |  | 1815.28 |  | 1008.389125 |  | 631 |  | 1047 |  | 1378.64 |  | 488 |  | 606.6832842656 |  | 648.4040094226996 |  | 775.8 |  | 1143 |  | 932 |  | 977 |  | 359 |  | 587 |  | 841.455 |  | 872.4960000000001
Fairfield | 841 |  | 576 |  | 556.9684279404547 |  | 1108 |  | 1696.18 |  | 1008.389125 |  | 631 |  | 772 |  | 1287.53 |  | 488 |  | 606.6832842656 |  | 654.1830112892119 |  | 690.55 |  | 1331 |  | 948 |  | 890 |  | 395 |  | 409 |  | 1845.027 |  | 1887.579
Florence | 1149 |  | 1293 |  | 588.5695853773268 |  | 1103 |  | 2057.55 |  | 1008.389125 |  | 631 |  | 1213 |  | 1562.32 |  | 488 |  | 774.79497023552 |  | 912.5043947223195 |  | 1091.35 |  | 1673 |  | 1061 |  | 1130 |  | 469 |  | 652 |  | 1357.164 |  | 1395.729
Georgetown* | 2260 | 318 | 2024 | 336 | 1301.460141411341 | 287.6660196866769 | 1338 | 1314 | 3868.45 | 1740.8 | 2494.537 | 949.834 | 1839 | 1261 | 1833 | 789 | 2936.58 | 1321.46 | 1425 | 978 | 5203.504224903681 | 619.8350422572797 | 3431.804780010513 | 1762.913414388962 | 2877.97 | 546.31 | 2834 | 632 | 3357 | 1113 | 2099 | 802 | 1545 | 439 | 1665 | 601 | 1815.363 | 405.594 | 1839.888 | 434.0790000000001
Greenville | 705 |  | 455 |  | 430.5848781483606 |  | 655 |  | 1594.95 |  | 600.2248 |  | 679 |  | 772 |  | 1211.15 |  | 524 |  | 606.6832842656 |  | 577.9001866512473 |  | 690.55 |  | 971 |  | 688 |  | 657 |  | 391 |  | 451 |  | 677.601 |  | 699.48
[NAME] | 822 |  | 528 |  | 447.4718062173814 |  | 794 |  | 1611.82 |  | 1008.389125 |  | 679 |  | 1047 |  | 1224.04 |  | 524 |  | 606.6832842656 |  | 654.1830112892119 |  | 839.42 |  | 1143 |  | 756 |  | 918 |  | 395 |  | 486 |  | 841.455 |  | 872.4960000000001
Hampton | 743 |  | 1226 |  | 858.7349910394265 |  | 1387 |  | 2340.31 |  | 1008.389125 |  | 1014 |  | 1237 |  | 1777.14 |  | 788 |  | 903.3320491827201 |  | 1229.65832875727 |  | 911.95 |  | 1482 |  | 3756 |  | 1489 |  | 675 |  | 699 |  | 1179.054 |  | 1214.208
Horry* | 2199 | 282 | 2001 | 304 | 1285.485534992555 | 264.4911295469049 | 1488 | 1314 | 3868.45 | 1740.8 | 2494.537 | 949.834 | 1839 | 1261 | 1833 | 789 | 2936.58 | 1321.46 | 1425 | 978 | 3278.26972070144 | 598.28407193024 | 3431.804780010513 | 1762.913414388962 | 2877.97 | 546.31 | 2834 | 632 | 3391 | 1053 | 1601 | 780 | 1545 | 439 | 1917 | 690 | 1802.934 | 570.3120000000001 | 1837.188 | 608.454
Jasper* | 822 | 274 | 1096 | 311 | 655.1385882352942 | 313.676705882353 | 1488 | 1314 | 2223.52 | 1222.94 | 1328.644 | 1066.513 | 1039 | 734 | 1206 |  | 1688.32 | 928.58 | 808 | 572 | 1970.82416466944 | 587.6617790182399 | 3055.668041325189 | 1569.692486982118 | 911.95 |  | 1464 |  | 2197 | 994 | 1568 |  | 1049 | 640 | 941 | 687 | 1419.903 | 443.916 | 1448.091 | 476.397
[NAME] | 822 |  | 672 |  | 498.7232775516358 |  | 1108 |  | 1611.82 |  | 1008.389125 |  | 631 |  | 1047 |  | 1224.04 |  | 488 |  | 708.06328234496 |  | 674.9874180086568 |  | 766.9 |  | 1240 |  | 1093 |  | 1000 |  | 477 |  | 486 |  | 1115.91 |  | 1158.543
Lancaster | 822 |  | 584 |  | 610.3939194090879 |  | 1108 |  | 1781.54 |  | 1008.389125 |  | 631 |  | 1047 |  | 1351.95 |  | 488 |  | 606.6832842656 |  | 674.9874180086568 |  | 911.95 |  | 1331 |  | 987 |  | 791 |  | 395 |  | 409 |  | 907.3710000000001 |  | 938.5920000000001
[NAME] | 827 |  | 429 |  | 435.1044952681388 |  | 794 |  | 1492.72 |  | 1008.389125 |  | 679 |  | 1047 |  | 1132.91 |  | 524 |  | 606.6832842656 |  | 654.1830112892119 |  | 690.55 |  | 1143 |  | 743 |  | 965 |  | 395 |  | 549 |  | 705.735 |  | 727.038
[NAME] | 845 |  | 695 |  | 634.5199174406605 |  | 1108 |  | 1730.93 |  | 1008.389125 |  | 631 |  | 1213 |  | 1314.21 |  | 488 |  | 708.06328234496 |  | 912.5043947223195 |  | 1110.44 |  | 1643 |  | 1149 |  | 994 |  | 469 |  | 540 |  | 1115.91 |  | 1158.543
Lexington | 689 |  | 545 |  | 491.5915469914561 |  | 858 |  | 1475.84 |  | 600.2248 |  | 631 |  | 1047 |  | 1120.95 |  | 488 |  | 606.6832842656 |  | 640.313406809582 |  | 785.98 |  | 1125 |  | 850 |  | 884 |  | 402 |  | 486 |  | 1105.155 |  | 1147.788
Marion | 1267 |  | 1293 |  | 820.8812835529527 |  | 1387 |  | 2107.06 |  | 1008.389125 |  | 1014 |  | 1213 |  | 1600.13 |  | 788 |  | 861.5634396416001 |  | 1523.277855591036 |  | 1083.72 |  | 1846 |  | 1950 |  | 1329 |  | 675 |  | 1103 |  | 1357.164 |  | 1395.729
Marlboro | 1267 |  | 701 |  | 683.2401626252359 |  | 1108 |  | 1985.01 |  | 1008.389125 |  | 631 |  | 1213 |  | 1507.49 |  | 488 |  | 708.06328234496 |  | 674.9874180086568 |  | 1110.44 |  | 1643 |  | 1118 |  | 997 |  | 477 |  | 540 |  | 1147.05 |  | 1190.574
[NAME] | 836 |  | 565 |  | 439.605705925384 |  | 794 |  | 1611.82 |  | 1008.389125 |  | 631 |  | 1047 |  | 1224.04 |  | 488 |  | 606.6832842656 |  | 654.1830112892119 |  | 775.8 |  | 1143 |  | 838 |  | 949 |  | 395 |  | 587 |  | 841.455 |  | 872.4960000000001
[NAME] | 822 |  | 545 |  | 454.1277023629965 |  | 896 |  | 1391.48 |  | 1008.389125 |  | 631 |  | 772 |  | 1056.51 |  | 488 |  | 606.6832842656 |  | 654.1830112892119 |  | 690.55 |  | 1331 |  | 957 |  | 855 |  | 395 |  | 409 |  | 705.735 |  | 727.038
Oconee | 731 |  | 407 |  | 420.2159344335415 |  | 794 |  | 1237.64 |  | 1008.389125 |  | 631 |  | 772 |  | 939.65 |  | 488 |  | 606.6832842656 |  | 601.5940943039484 |  | 690.55 |  | 1110 |  | 646 |  | 604 |  | 395 |  | 508 |  | 841.455 |  | 872.4960000000001
Orangeburg | 1209 |  | 1264 |  | 777.4586119780056 |  | 1103 |  | 1809.09 |  | 1008.389125 |  | 631 |  | 1047 |  | 1373.34 |  | 488 |  | 733.0190803135999 |  | 1534.902895745713 |  | 894.13 |  | 1482 |  | 1295 |  | 1160 |  | 477 |  | 654 |  | 1155.348 |  | 1189.791
Pickens | 731 |  | 455 |  | 441.1232917631245 |  | 655 |  | 1492.72 |  | 600.2248 |  | 631 |  | 772 |  | 1132.91 |  | 488 |  | 606.6832842656 |  | 577.9001866512473 |  | 690.55 |  | 1110 |  | 691 |  | 704 |  | 391 |  | 502 |  | 841.455 |  | 872.4960000000001
Richland | 812 |  | 576 |  | 471.8732126069962 |  | 874 |  | 1577.09 |  | 600.2248 |  | 631 |  | 1047 |  | 1197.34 |  | 488 |  | 606.6832842656 |  | 709.6614292077318 |  | 766.9 |  | 1300 |  | 1038 |  | 937 |  | 386 |  | 486 |  | 1115.91 |  | 1158.543
[NAME] | 836 |  | 565 |  | 473.9185844550586 |  | 896 |  | 1713.05 |  | 1008.389125 |  | 631 |  | 1047 |  | 1300.41 |  | 488 |  | 606.6832842656 |  | 654.1830112892119 |  | 690.55 |  | 1143 |  | 1036 |  | 935 |  | 395 |  | 409 |  | 728.8560000000001 |  | 755.154
Spartanburg | 644 |  | 455 |  | 436.1512451649355 |  | 655 |  | 1594.95 |  | 600.2248 |  | 679 |  | 772 |  | 1211.15 |  | 524 |  | 606.6832842656 |  | 577.9001866512473 |  | 690.55 |  | 1164 |  | 731 |  | 702 |  | 391 |  | 480 |  | 677.601 |  | 699.48
Sumter | 1267 |  | 672 |  | 545.5489305475267 |  | 1103 |  | 1713.05 |  | 1008.389125 |  | 631 |  | 1047 |  | 1300.41 |  | 488 |  | 708.06328234496 |  | 912.5043947223195 |  | 911.95 |  | 1514 |  | 1090 |  | 1012 |  | 469 |  | 654 |  | 1115.91 |  | 1158.543
Union | 822 |  | 438 |  | 452.7717624612449 |  | 896 |  | 1457.98 |  | 1008.389125 |  | 679 |  | 772 |  | 1107.15 |  | 524 |  | 606.6832842656 |  | 654.1830112892119 |  | 690.55 |  | 1331 |  | 825 |  | 927 |  | 395 |  | 409 |  | 705.735 |  | 727.038
Williamsburg | 1267 |  | 1276 |  | 840.1325285395617 |  | 1387 |  | 2024.55 |  | 1008.389125 |  | 1014 |  | 1213 |  | 1537.13 |  | 788 |  | 938.6122094950401 |  | 1479.234926565971 |  | 1246.59 |  | 1846 |  | 1695 |  | 1346 |  | 675 |  | 654 |  | 1230.21 |  | 1263.501
York | 722 |  | 584 |  | 422.4329013281861 |  | 754 |  | 1492.72 |  | 600.2248 |  | 631 |  | 772 |  | 1132.91 |  | 488 |  | 606.6832842656 |  | 548.4272771320336 |  | 695.64 |  | 1004 |  | 686 |  | 790 |  | 395 |  | 409 |  | 705.735 |  | 727.038