Spreadsheet: d3d6d1d7-f9b9-4649-a76b-effd98a6cf9d
Sheet: Útlán til heimila_Househ. loans

Seðlabanki Íslands / Central Bank of Iceland |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Birtingardagur / Date of publication: 7/6/2012
Gagnasöfnun og upplýsingavinnsla / Statistics
HAGTÖLUR SEÐLABANKANS / CENTRAL BANK STATISTICS
 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Lýsigögn | [NAME]
Útlán1 fjármálafyrirtækja til heimila 2/ Households´ loans from Financial Corporations
M.kr. | 1991-12-31 00:00:00 | 1992-03-31 00:00:00 | 1992-06-30 00:00:00 | 1992-09-30 00:00:00 | 1992-12-31 00:00:00 | 1993-03-31 00:00:00 | 1993-06-30 00:00:00 | 1993-09-30 00:00:00 | 1993-12-31 00:00:00 | 1994-03-31 00:00:00 | 1994-06-30 00:00:00 | 1994-09-30 00:00:00 | 1994-12-31 00:00:00 | 1995-03-31 00:00:00 | 1995-06-30 00:00:00 | 1995-09-30 00:00:00 | 1995-12-31 00:00:00 | 1996-03-31 00:00:00 | 1996-06-30 00:00:00 | 1996-09-30 00:00:00 | 1996-12-31 00:00:00 | 1997-03-31 00:00:00 | 1997-06-30 00:00:00 | 1997-09-30 00:00:00 | 1997-12-31 00:00:00 | 1998-03-31 00:00:00 | 1998-06-30 00:00:00 | 1998-09-30 00:00:00 | 1998-12-31 00:00:00 | 1999-03-31 00:00:00 | 1999-06-30 00:00:00 | 1999-09-30 00:00:00 | 1999-12-31 00:00:00 | 2000-03-31 00:00:00 | 2000-06-30 00:00:00 | 2000-09-30 00:00:00 | 2000-12-31 00:00:00 | 2001-03-31 00:00:00 | 2001-06-30 00:00:00 | 2001-09-30 00:00:00 | 2001-12-31 00:00:00 | 2002-03-31 00:00:00 | 2002-06-30 00:00:00 | 2002-09-30 00:00:00 | 2002-12-31 00:00:00 | 2003-03-31 00:00:00 | 2003-06-30 00:00:00 | 2003-09-30 00:00:00 | 2003-12-31 00:00:00 | 2004-03-31 00:00:00 | 2004-06-30 00:00:00 | 2004-09-30 00:00:00 | 2004-12-31 00:00:00 | 2005-03-31 00:00:00 | 2005-06-30 00:00:00 | 2005-09-30 00:00:00 | 2005-12-31 00:00:00 | 2006-03-31 00:00:00 | 2006-06-30 00:00:00 | 2006-09-30 00:00:00 | 2006-12-31 00:00:00 | 2007-03-31 00:00:00 | 2007-06-30 00:00:00 | 2007-09-30 00:00:00 | 2007-12-31 00:00:00 | 2008-03-31 00:00:00 | 2008-06-30 00:00:00 | 2008-09-30 00:00:00 | 2008-12-31 00:00:00 | 2009-03-31 00:00:00 | 2009-06-30 00:00:00 | 2009-09-30 00:00:00 | 2009-12-31 00:00:00 | 2010-03-31 00:00:00 | 2010-06-30 00:00:00 | 2010-09-30 00:00:00 | 2010-12-31 00:00:00 | 2011-03-31 00:00:00 | 2011-06-30 00:00:00 | 2011-09-30 00:00:00 | 2011-12-31 00:00:00 | 2012-03-31 00:00:00
Útlán fjármálafyrirtækja til heimila 3 / Households´ loans from Financial Corporations | 211270 | 219578 | 225840 | 232774 | 237367 | 245047 | 250638 | 257994 | 262518 | 268977 | 276020 | 282511 | 289054 | 295144 | 299466 | 309086 | 317914 | 327816 | 336206 | 343942 | 350947 | 357377 | 364463 | 372197 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 771893.1479593101 | 785440.75932303 | 813912.5958209699 | 834196.22512347 | 878941.34355888 | 930188.08982486 | 977798.58270153 | 1037008.745459686 | 1083642.41113748 | 1162753.91390837 | 1242486.78674524 | 1270397.78083565 | 1324390.1716958 | 1371379.681830893 | 1407697.749417389 | 1480049.157554116 | 1549305.19507904 | 1696362.554473865 | 1770655.668470702 | 1894675.956731952 | 1496130.658671829 | 1543463.949496085 | 1587619.203232825 | 1605614.053618211 | 1615303.096330883 | 1651833.84383031 | 1665601.413648886 | 1642452.343931544 | 1608629.071664094 | 1557915.515525949 | 1556996.420482084 | 1545871.591651642 | 1671570.737199906 | 1685662.935525334
Bankakerfi / Banking Sector | 44558 | 47046 | 47941 | 48853 | 50015 | 50857 | 51612 | 52241 | 53577 | 54102 | 55326 | 54997 | 56679 | 58084 | 58977 | 59684 | 60575 | 63191 | 65067 | 65046 | 68898 | 69433 | 71908 | 73006 | 79618 | 85901 | 85665 | 92906 | 106244 | 106719 | 115388 | 123007 | 128927 | 141250 | 151966 | 161699 | 164340 | 167265 | 170254 | 177279 | 180025 | 189540 | 196566 | 192724 | 194425 | 198470 | 201038 | 174604 | 187886.249656 | 188647.9699201 | 192589.7469043 | 219865.142936 | 305839.824928 | 369033.7783184 | 426144.1146372 | 489705.4165101999 | 544418.0937144 | 598850.2820162001 | 657182.5686470999 | 669733.789806 | 707531.3853812 | 744351.0047820999 | 754827.2369471 | 799376.4185099959 | 836671.6635936899 | 930156.1696394751 | 956661.0112913894 | 1032025.837918735 | 593788.7237364181 | 509412.3272921489 | 523227.347659138 | 507234.3176613197 | 517183.1641172346 | 541746.5630785885 | 548780.2375911961 | 533195.7307257098 | 532708.4300186309 | 521770.2060989889 | 503451.361622115 | 493166.458197933 | 633673.3367872229 | 639572.836678891
Önnur fjármálafyrirtæki / Other Financial Institutions | 134637 | 140212 | 144860 | 150464 | 152513 | 158356 | 163005 | 169235 | 172319 | 177979 | 183585 | 189994 | 194115 | 198400 | 201556 | 209638 | 215688 | 221450 | 227480 | 234658 | 237228 | 241942 | 246106 | 252311 | 260663 | 261972 | 273557 | 275754 | 284351 | 291575 | 304711 | 316962 | 335943 | 347218 | 353965 | 373692 | 380511.0000000001 | 385741 | 413987 | 424208 | 441969.0000000001 | 442467.9999999999 | 451294 | 458721 | 466746 | 482687 | 488228.9999999999 | 455242 | 478650.09292331 | 492330.65929293 | 513994.21945667 | 507886.11637947 | 472762.3340608801 | 458170.22922646 | 450404.37549433 | 446599.8266004859 | 437830.55385508 | 455138.72444017 | 471754.2392411401 | 486311.44744865 | 500529.0961049 | 506429.647042793 | 529454.043341289 | 547788.71383512 | 578475.48344665 | 622417.7566473894 | 656741.7572203125 | 695796.003697217 | 732214.3324371875 | 855587.4165173224 | 883951.8648397897 | 916074.2099939788 | 915274.0689939011 | 923409.2717055435 | 929911.8768401318 | 925673.155062566 | 897196.3874087567 | 854903.9742382768 | 869158.4754691857 | 862426.8585165928 | 849316.004776709 | 855694.245641243
Lífeyrissjóðir og tryggingarfélög / Pension Funds and Insurance Companies | 32075 | 32320 | 33039 | 33457 | 34839 | 35834 | 36021 | 36518 | 36622 | 36896 | 37109 | 37520 | 38260 | 38660 | 38933 | 39764 | 41652 | 43176 | 43659 | 44238 | 44821 | 46002 | 46449 | 46880 | 45850 | 47808 | 48202 | 48912 | 51900 | 50054 | 51390 | 55028 | 56920 | 58290 | 62709 | 65819 | 68757 | 73806 | 79682 | 83964 | 86440 | 93200 | 92707 | 96766 | 97171 | 99294 | 100640 | 102029 | 105356.80538 | 104462.13011 | 107328.62946 | 106444.965808 | 100339.18457 | 102984.08228 | 101250.09257 | 100703.502349 | 101393.763568 | 108764.907452 | 113549.978857 | 114352.543581 | 116329.6902097 | 120599.030006 | 123416.469129 | 132884.025209 | 134158.0480387 | 143788.628187 | 157252.899959 | 166854.115116 | 170127.6024982234 | 178464.2056866137 | 180439.9907338976 | 182305.5259629126 | 182845.8632197471 | 186678.009046178 | 186909.299217558 | 183583.4581432682 | 178724.254236707 | 181241.3351886837 | 184386.5833907836 | 190278.2749371158 | 188581.3956359745 | 190395.8532052
Heildarútlán heimila eftir útlánategund / Households´ loans by types of loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 386131 | 395681 | 407424 | 417572 | 442495 | 448348 | 471489 | 494998 | 521790 | 546758 | 568640 | 601210 | 613608.0000000001 | 626812 | 663923 | 685451 | 708434.0000000001 | 725207.9999999999 | 740567 | 748211 | 758342 | 780451 | 789906.9999999999 | 731875 | 771892.7589593101 | 785440.75932303 | 813912.5958209699 | 834196.2251234702 | 878941.34355888 | 930188.0898248599 | 977798.58270153 | 1037008.745459686 | 1083642.41113748 | 1162753.91390837 | 1242486.78674524 | 1270397.78083565 | 1324390.1716958 | 1371379.681830893 | 1407697.749417389 | 1480049.157554116 | 1549305.19507904 | 1696362.554473864 | 1770655.668470702 | 1894675.956731952 | 1496130.658671829 | 1543463.949496086 | 1587619.203232826 | 1605614.053618211 | 1615303.096330883 | 1651833.84383031 | 1665601.413648886 | 1642452.343931544 | 1608629.071664094 | 1557915.515525949 | 1556996.420482084 | 1545871.591651642 | 1671570.737199906 | 1685662.935525334
þar af gengisbundin / Thereof foreign currency-linked |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 388 | 518 | 699 | 1434 | 1088 | 2620 | 3278 | 4117 | 4510 | 6198 | 12418 | 12790.10565718087 | 15761.70470013983 | 16724.52078660462 | 17836.42502720972 | 18172.91563723546 | 21295.23074944818 | 18874.08531731031 | 15927.92595703583 | 18173.75247433368 | 17244.86060194317 | 16025.31827628934 | 13670.33610696331 | 8669.910996366274 | 8190.861089537705 | 10387.8420522 | 11489.2738779 | 17299.928624 | 22509.45512 | 23957.008276 | 29511.863869 | 30077.228242 | 33366.3557704 | 44251.86562679999 | 66648.1078059 | 67427.9167525 | 88121.25891660001 | 110332.2373294 | 110545.841551 | 131862.6968133442 | 165792.3026603471 | 242719.0443407398 | 263582.800083814 | 321133.6866445639 | 222336.1454757404 | 189994.8848646555 | 202898.5208219517 | 192774.4163149039 | 183877.5147632784 | 193417.8441552913 | 186179.5018459319 | 172534.381958176 | 153462.1515591661 | 104024.8282527031 | 65886.57912685855 | 38781.53670804555 | 18499.07719172825 | 14826.43100497898
þar af verðtryggð / Thereof indexed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 341629 | 345285 | 358080 | 362419 | 374625 | 385437 | 403255 | 420958 | 444332 | 461551 | 472766 | 499273.3396743163 | 511228.6662963096 | 522926.9177826421 | 558890.4087270829 | 576540.6995089896 | 595565.9105037444 | 602713.2318015422 | 613893.5614220256 | 623778.8448858391 | 633859.0663677983 | 653357.6219664708 | 661697.0067738757 | 627951.1662182052 | 660237.6297300453 | 674385.40497 | 700290.82974 | 705585.2974370001 | 749704.2000700001 | 794889.8300799999 | 829555.97177 | 885244.133024 | 928150.231084 | 963198.1454800001 | 1023163.108707 | 1050578.686811 | 1071608.8353 | 1093703.4167 | 1140396.578 | 1179285.705270389 | 1201716.575937546 | 1235266.688430058 | 1295716.704439788 | 1342539.09921007 | 1096022.487064782 | 1174035.199680633 | 1209729.642870144 | 1243543.771705044 | 1262863.850861983 | 1279566.270738552 | 1307831.466046668 | 1290940.303561137 | 1270752.445840702 | 1260637.514412648 | 1282822.455209902 | 1285810.332109635 | 1401196.843668947 | 1408626.598121103
þar af óverðtryggð / Thereof unindexed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44114 | 49878 | 48645 | 53719 | 66782 | 60291 | 64956 | 69923 | 72948 | 79009 | 83456 | 89146.55466850277 | 86617.6290035506 | 87160.56143075334 | 87196.16624570743 | 90737.38485377493 | 91572.85874680751 | 103620.6828811474 | 110745.5126209385 | 106258.4026398272 | 107238.0730302586 | 111068.0597572398 | 114539.6571191609 | 95253.92278542853 | 103700.5091804169 | 92088.27615783 | 91977.17084307 | 99029.02417446999 | 92242.93448087998 | 100665.37813686 | 104280.95520253 | 103437.513800686 | 100043.83866308 | 119574.42186157 | 118544.79246734 | 116676.26516215 | 118530.0804992 | 120616.553971493 | 106185.623926389 | 109184.9448003831 | 112280.957194147 | 123911.9469125843 | 117143.4459209181 | 123598.8224821301 | 78897.66839180642 | 91134.86268968435 | 91212.86473580229 | 90179.24777133368 | 99047.72149081518 | 115133.3901204423 | 126553.5632531814 | 135330.7933854483 | 134003.7013026183 | 149317.5168240931 | 173461.8996265458 | 188233.8439338621 | 230519.3857732238 | 242051.9736374961
Eignaleigusamningar 4/ Leasing contracts |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 7548.119656 | 8579.236143 | 10155.32136 | 12281.974888 | 14484.753888 | 10675.873332 | 14449.79186 | 18249.870393 | 22081.98562 | 35729.48094 | 34130.777765 | 35714.91211 | 46129.99698 | 46727.47383 | 50569.70594 | 59715.81067 | 69515.359287 | 94464.87479048224 | 94212.71802618218 | 107404.3483951886 | 98874.35773950038 | 88299.00226111262 | 83778.17480492765 | 79116.61782692946 | 69514.0092148062 | 63716.33881602468 | 45036.88250310472 | 43646.86502678247 | 50410.772961608 | 43935.65603650574 | 34825.48651877754 | 33045.87890009864 | 21355.43056600703 | 20157.93276175575
Niðurfærslur / Provisions |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4159.970914672 | 2868.40296295 | 4634.998757426968 | 19763.55605757998 | 15115.52130247941 | 14176.51066720247 | 32585.15409314453 | 35322.95013004941 | 41329.54323132083 | 49212.47697744373 | 50288.3354048329 | 96984.61566400196 | 91060.72140220251 | 62394.5156629858 | 57932.87999507526 | 60320.59288583096 | 59337.61322227221
Útlán fjármálafyrirtækja [NAME], alls / Households´ loans from Financial Corporations, total | 211270 | 219578 | 225840 | 232774 | 237367 | 245047 | 250638 | 257994 | 262518 | 268977 | 276020 | 282511 | 289054 | 295144 | 299466 | 309086 | 317914 | 327816 | 336206 | 343942 | 350947 | 357377 | 364463 | 372197 | 386131 | 395681 | 407424 | 417572 | 442495 | 448348 | 471489 | 494997 | 521790 | 546758 | 568640 | 601210 | 613608.0000000001 | 626812 | 663923 | 685451 | 708434.0000000001 | 725207.9999999999 | 740567 | 748211 | 758342 | 780451 | 789906.9999999999 | 731875 | 771893.1479593101 | 785440.75932303 | 813912.5958209699 | 834196.22512347 | 878941.34355888 | 930188.08982486 | 977798.58270153 | 1037008.745459686 | 1083642.41113748 | 1162753.91390837 | 1242486.78674524 | 1270397.78083565 | 1324390.1716958 | 1371379.681830893 | 1407697.749417389 | 1480049.157554116 | 1549305.19507904 | 1692202.583559192 | 1767787.265507752 | 1890040.957974526 | 1476367.102614249 | 1528348.428193606 | 1573442.692565623 | 1573028.899525067 | 1579980.146200834 | 1610504.300598989 | 1616388.936671442 | 1592164.008526711 | 1511644.456000092 | 1466854.794123747 | 1494601.904819099 | 1487938.711656566 | 1611250.144314076 | 1626325.322303062
1) Nýjustu tölur eru bráðabirgðatölur.  / The latest data is preliminary.
2) Útlán Arion banka hf, Íslandsbanka hf og NBI hf eru í þessum [NAME] á [NAME] því virði sem þessir aðilar [NAME] á af Kaupþing banka hf , [NAME] hf og Landsbanka Íslands hf. Kaupvirðið er það virði sem vænt er að muni innheimtast af útlánunum. / In these figures, the loans of Arion Bank hf., Íslandsbanki hf., and NBI hf. are assessed at purchase value; that is, the price at which these parties purchased the loan portfolio from Kaupthing Bank hf., Glitnir Bank hf., and [NAME] hf. The purchase value is the amount that is expected to be collected on the loans. The value of the loan portfolio therefore does not reflect customers’ debt position.
3) Útlánin í töflunni gefa [NAME] af útlánum [NAME] aðila. Á árinu 2008 voru hluti af lánasöfnum heimila og fyrirtækja flutt yfir í sértæk félög sem svo gáfu út skuldabréf með veði í viðkomandi lánasöfnum - oft kallaðir skuldabréfavafningar. [NAME] útlánavafningar urðu eftir í föllnu bönkunum og bókast sem eignarhlutur í [NAME] en ekki sem útlán. / The loans to businesses and households do not provide a comprehensive view of lending to these entities. In 2008 a portion of the loan portfolios was transferred to special purpose vehicles (SPVs), which then issued bonds secured by the loan portfolios in question. These instruments are often called collateralised debt obligations (CDOs). The CDOs remained in the failed banks and are recognised as holdings in the SPVs, not as loans.
4) Frá árinu 2003 er [NAME] að skipta eignarleigusamningum upp í gengisbundin, verðtryggð eða óverðtryggð útlán en fram að þeim tíma voru þeir undir óverðtryggðum útlánum.  / From 2003 it's not possible to swap leasing contracts for exchange rate-linked, indexed, or non-indexed loans; therefore, they are shown separately but before that they were placed under unindexed loans.
Heimild: Gagnasöfnun og upplýsingavinnsla SÍ / Source: Statistics, Central Bank of Iceland.