NY State of Health - OCHIA

Human Resources Administration-Office of Citywide Health Insurance Access


Insurance OptionsHow to ApplyLow-Cost CareInsurance A-Z

NY State of Health
Open Enrollment Period
Special Enrollment Period
Human Resources Administration
How to Pick a Plan

NY State of Health

Open Enrollment Period

Special Enrollment Period

Human Resources Administration

How to Pick a Plan


NY State of Health

What is NY State of Health?

The NY State of Health Marketplace is a website that offers public and private health insurance options for individuals/families and small businesses. Financial help is available to lower the cost of coverage. The NY State of Health is mainly for:

People who don't have insurance through a job or Medicare

New Yorkers under 65

New York Small Businesses with 100 or fewer employees

New Yorkers can use the NY State of Health regardless of immigration status. Learn more about options for Immigrants.

Five Key Facts about NY State of Health

Financial help is available to help you pay for insurance.
Download What are Premium Tax Credits?
Download Cost-Sharing Reductions Available in NY State of Health

All plans cover 10 "essential health benefits," like hospital and doctor visits, maternity and newborn care, and prescription drugs.

You can compare plans side-by-side. Learn more about How to Pick a Plan

You can Find In-Person Help to enroll. Help is free. You can get help in many languages.

You can apply online, in-person, or over the phone.

How to Enroll

Online

NY State of Health Marketplace for Individuals and Families
NY State of Health Small Business Marketplace

By Phone

Call: 855-355-5777
TTY: 800-662-1220

In-person

Find In-Person Help

When to Enroll

Enroll Anytime

You can apply for Medicaid, Child Health Plus and the Essential Plan any time of year. Small Businesses can enroll in health insurance any time of year.

Open Enrollment

Open enrollment is November 1 – January 31. Private insurance is only available during this time, unless you have a certain life-changing event.

Special Enrollment Periods

If you have a life-changing event, you may qualify for a special enrollment period to sign up for health insurance. For example:

Becoming pregnant or having a baby

Getting married, or entering into a domestic partnership

Losing your health insurance

Losing a job

Moving to New York or from County to County

Changing your immigration status

Download our Special Enrollment Fact Sheet.