DCWP - Student Loans Testimony

Consumer and Worker Protection


Student Loan Testimony

Student Loans Main Page
Public Service Loan Forgiveness
Tips: Before Enrolling in School
Tips: Before Taking Out Loans
Tips: Once You Have Loans
Student Loan Research Reports
Student Loan Testimony
In the News
In-Person Help
Other Resources

Student Loans Main Page

Public Service Loan Forgiveness

Tips: Before Enrolling in School

Tips: Before Taking Out Loans

Tips: Once You Have Loans

Student Loan Research Reports

Student Loan Testimony

In the News

In-Person Help

Other Resources


Student Loan Testimony

The student debt crisis is not just a crisis at the individual level. When individual residents experience high default rates, the financial health of neighborhoods is also likely to suffer. It’s time for the federal, state, and local governments to rethink the student loan system that is failing so many New Yorkers, leaving them with debts they cannot pay and that haunt them for years or even decades. Below are our testimonies on advocating for stronger protections for our student loan borrowers.

Testimony to Federal Agencies

Request for Information Regarding the Public Service Loan Forgiveness Program

Letter to U.S. Department of Education on Proposed rule, Intent to establish negotiated rulemaking committees. Docket ID ED-2021-OPE-0077

Letter to U.S. Department of Education regarding Student Loan Debt

Letter to U.S. Department of Education regarding Docket ID ED-2018-OPE-0042, Program Integrity: Gainful Employment

Letter to U.S. Department of Education regarding Docket ID ED-2018-OPE-0027, Student Assistance General Provisions, Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal Direct Loan Program

Letter to the Consumer Financial Protection Bureau on Request for Information Regarding Bureau Financial Education Programs

Letter to the U.S. Department of Education regarding Docket ID ED-2017-OPE-0085, Request for Information on Evaluating Undue Hardship Claims in Adversary Actions Seeking Student Loan Discharge in Bankruptcy Proceedings

Testimony to New York State Agencies

New York State Assembly Committees on Banks and Consumer Affairs and Protection for the Hearing on Practices of the Student Loan Industry

Testimony of Lorelei Salas Before the Joint Legislative Public Hearing on 2019-2020 Executive Budget Proposal: Economic Development

Testimony of Lorelei Salas Before the New York State Assembly Committees on Banks and Consumer Affairs and Protection for the Hearing on Practices of the Student Loan Industry

Testimony to New York City Agencies

Testimony of Lorelei Salas Before the NYC Council Committee on Consumer Affairs and Business Licensing - Hearing on Introduction 52-2018 Note: Intro. 52 is a bill that would prohibit companies from charging a fee for student debt relief already provided without charge by the federal government unless specific disclosures are made and create a private cause of action for consumers harmed by violations of the law.