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DCA commissioned the Urban Institute, the Washington D.C.-based economic and social policy research organization, to analyze the usage of banks and perception of financial security of New Yorkers on a neighborhood level. The studies analyze household data from the Federal Deposit Insurance Corporation’s (FDIC) 2011 and 2013 National Survey of Unbanked and Underbanked Households, the FINRA Investor Education Foundation’s 2012 National Financial Capability Study, and the United States Census Bureau’s American Community Survey, as well as qualitative interviews conducted for the agency by RTI International.

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