mbf-cobra-faqs

Office of Labor Relations


Employee Asst Pgrm Flex SpendingMgmt Benefits VDC Program

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Basic Life and AD&D Insurance
Group Universal Life Insurance (GUL)
Long Term Disability (LTD) Insurance
Superimposed Major Medical
Dental
Vision
Survivor Benefits
COBRA
Medical Leave and Special Leave of Absence
Health and Fitness Reimbursement
Retiree, Senior Drug Subsidy Benefits
MBF Forms & Downloads
MBF Frequently Asked Questions
Email MBF

MBF Videos

Basic Life and AD&D Insurance

Group Universal Life Insurance (GUL)

Long Term Disability (LTD) Insurance

Superimposed Major Medical

Dental

Vision

Survivor Benefits

COBRA

Medical Leave and Special Leave of Absence

Health and Fitness Reimbursement

Retiree, Senior Drug Subsidy Benefits

MBF Forms & Downloads

MBF Frequently Asked Questions

Email MBF


The Management Benefits Fund

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Frequently Asked Questions - COBRA

What is the Federal Consolidated Omnibus Budget Reconciliation Act of 1985? View the Answer

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COBRA requires that the Management Benefits Fund offer members and their covered dependents the opportunity to continue benefit coverage, in certain instances, when the coverage would otherwise terminate.

Under what circumstances would coverage under the Fund terminate and COBRA coverage be offered? View the Answer

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Fund coverage of a member may terminate due to a reduction in the hours of employment, termination of employment (including unpaid leaves of absence) for reasons other than gross misconduct.

Fund coverage of a dependent spouse, partner, or child may terminate due to:

The death of member

Divorce or termination of the domestic partnership with member

Termination of member's employment (including unpaid leaves of absence) for reasons other than gross misconduct

Deferred retirement of member

Reduction in the hours of member's employment

In the case of a dependent child, the dependent ceases to qualify as a covered dependent child under the terms of the Fund's eligibility requirement.

Can all Fund benefits be continued under COBRA? View the Answer

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No. The Fund benefits that may be continued are Superimposed Major Medical and/or Dental and Vision.

How much does it cost to continue coverage? View the Answer

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To obtain rate information for the extension of individual or family coverage, please download a COBRA application.

For how long can coverage be continued? View the Answer

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The coverage period for the member, member's spouse/domestic partner, and dependent(s) is 36 months from the date of coverage termination.

How do I elect COBRA continuation of Fund benefits?View the Answer

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In order to elect COBRA coverage of Fund Benefits, you will need to complete a Fund COBRA application. You may download a COBRA application or contact the Fund Administrative Office at (212) 306-7290. From outside New York City call (888) 4000MBF (888-400-0623), or if hearing impaired call the TTY number at (212) 306-7629.

Download a COBRA application