man-gul

Office of Labor Relations


Employee Asst Pgrm Flex SpendingMgmt Benefits VDC Program

MBF Videos
Basic Life and AD&D Insurance
Group Universal Life Insurance (GUL)
Long Term Disability (LTD) Insurance
Superimposed Major Medical
Dental
Vision
Survivor Benefits
COBRA
Medical Leave and Special Leave of Absence
Health and Fitness Reimbursement
Retiree, Senior Drug Subsidy Benefits
MBF Forms & Downloads
MBF Frequently Asked Questions
Email MBF

MBF Videos

Basic Life and AD&D Insurance

Group Universal Life Insurance (GUL)

Long Term Disability (LTD) Insurance

Superimposed Major Medical

Dental

Vision

Survivor Benefits

COBRA

Medical Leave and Special Leave of Absence

Health and Fitness Reimbursement

Retiree, Senior Drug Subsidy Benefits

MBF Forms & Downloads

MBF Frequently Asked Questions

Email MBF


The Management Benefits Fund

Group Universal Life Insurance

The Group Universal Life (GUL) Insurance provides life insurance coverage at affordable group rates and offers members an opportunity to set aside sums of money in a Cash Accumulation Fund (CAF), which earns tax-deferred interest*. Active members under age 70 are also eligible for Accidental Death & Dismemberment Insurance coverage.

GUL is optional and is paid for entirely by member contributions.

The insurance is portable so long as the group contract is in force and once you have enrolled as an active member, can be continued at group rates into retirement or when membership in the Fund ends for any reason.

GUL is insured with The Prudential Insurance Company of America (Prudential). Additional information and assistance can be obtained by calling Prudential's customer service center at (800) 562-9874.

Current MBF Members enrolled in GUL can access the GUL self service site at www.prudential.com/mybenefits to obtain information and make changes to beneficiaries and CAF elections. (Login using your previously created User ID and Password. If you have not previously created a User ID and Password, select “Register Now” and enter 24768 in the Control Number field. Follow the instructions to create a personal User ID and password.)

New MBF Members (within 90 days of becoming eligible for GUL) will receive a welcome letter directly from Prudential with instructions on how to enroll in GUL.

View the New MBF member Group Universal Life (GUL) Web Enrollment User Guide

* Prudential Life Insurance Company establishes the CAF interest rate for each calendar year. The rate is guaranteed never to be less than 4%.

Please refer to the Fund Booklet for complete details on the Group Universal Life Insurance Plan.

Calculate your GUL contributions

MBF GUL Retiree Rate Sheet (effective January 1, 2025)

MBF GUL Retiree Rate Sheet (effective January 1, 2024)

MBF GUL Retiree Letter and Rate Sheet (effective January 1, 2023)

MBF GUL Retiree Rate Sheet (effective April 1, 2019)

MBF GUL Active Letter and Rate Sheet (effective April 1, 2018)

Download this section of the Fund Booklet

Login to the Prudential Website

The importance of having life insurance

Still Have Questions? Read the Group Universal Life Insurance FAQs