Project Requirements: Contractor Permit & Insurance - Buildings

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Project Requirements: Contractor Permit & Insurance

Work Permit

Licensed contractors must register first to use the Department’s online permit processing E-Permit system. A permit application must be completed online by the Licensed or Registered Contractor for the issuance of a renovation permit.

Prior to issuing a permit for the approved project, the following are required:

Payment of any unpaid Project Application fees.

Identification of responsible Special Inspection Agencies.

Request for waiver of penalties, stop work or violations (former L2 Form).

Licensee’s license and insurance information must be active and current.

Licensed Contractors and Registrants

The Department issues licenses to contractors qualified to perform construction work. Permits for are only issued to a Licensed General Contractor (GC). The GC must have a place of business in New York City as per AC §28-401.18. All licensees shall include their license number and business information on trucks, business cards and advertisements. See the NYC Administrative Code §28-418.

Insurance Requirements

Licensed Contractors registered with the Department must have the following insurance policies that are active and current. The Licensing & Exam Unit will have records of these, and when a licensee submits a permit application, the insurance status information is automatically checked to display their current record. Make sure to update these records to keep your license/policies current with the Unit.

The following insurance requirements must be met by Licensed Contractors:

General Liability Insurance: Each occurrence must be a minimum of one million dollars.

Workers Compensation Insurance: For the issuance or renewal of a permit, the Contractor shall procure and maintain workers’ compensation insurance as required by law.

Disability Insurance: As a condition for the issuance or renewal of a permit, the Contractor shall procure and maintain disability benefits insurance as required by law.

*Note: Where there are no employees in the company or business of a permittee, the permittee is exempt from these requirements – and must obtain a disability waiver.*

Permit Duration

Permits have a maximum duration of two years from the date of issuance (§28-105.8.1). Permit expiration may coincide with the expiration date of General Liability Insurance or Project-Specific Insurance (§28-105.9).

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Asbestos

Contractor Permit & Insurance

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