(ii)Such loss is covered by the Policies but the amount of such loss exceeds the policy limits specified by Lessor;  
(iii)Such loss consists of expenses incurred in connection with any loss covered in whole or in part by the Policies but such expenses are not fully covered by the Policies; or  
(iv)Such loss is caused by the gross negligence or willful misconduct of the Indemnitee.  
(b)Each party agrees to look to the insurance required to be maintained under Section 9 prior to seeking indemnification from the other party hereunder.