Excel Formulas to Compare Future Values Vs Present Value ~ Easily!!
Tags: excelformula, excelformulas
Published: 2021-06-30 10:46:20

---
title: Excel Formulas to Compare Future Values Vs Present Value ~ Easily!!
published: true
date: 2021-06-24 07:35:26 UTC
tags: ExcelFormula,Excelformulas
canonical_url: https://geekexcel.com/excel-formulas-to-compare-future-values-vs-present-value/
---

Present value and future value are terms that are frequently used in annuity contracts. In this blog post, we are going to see the **comparison of future value Vs present value** with a clear-cut example in Excel. Let’s get into this article!! Get an official version of ** MS Excel**  from the following link: [https://www.microsoft.com/en-in/microsoft-365/excel](https://www.microsoft.com/en-in/microsoft-365/excel)

[![Compare Future Value Vs Present Value](https://geekexcel.com/wp-content/uploads/2021/06/Compare-Future-Value-Vs-Present-Value.png)](https://geekexcel.com/excel-formulas-to-compare-future-values-vs-present-value/compare-future-value-vs-present-value/#main)<figcaption id="caption-attachment-47884">Compare Future Value Vs Present Value</figcaption>

## General Formula:

- Use the below formulas to find out the future value and present value in Excel.

**Future Value**

**=FV(rate/periods,years\*period,0,-pv,0)**

**Present Value**

**=PV(rate/periods,years\*period,0,-fv,0)**

## Syntax Explanations:

- **FV** – In Excel, the **FV function** will help to return the future value of an investment.
- **PV** – The PV function helps to return the present value of an investment.
- **Rate** – It represents the interest rate.
- **Periods** – It specifies the time periods.
- **Years** – It represents the total years of the loan amount.
- **Comma symbol (,)** – It is a separator that helps to separate a list of values.
- **Parenthesis ()** – The main purpose of this symbol is to group the elements.

## Practical Example:

Let’s consider the below example image.

- Here, we will enter the input values in **Column B** , **Column C** , and **Column E** , **Column F**.
- Now we are going to calculate the present value and future value.

![Input Ranges](https://geekexcel.com/wp-content/uploads/2021/06/Input-Ranges-65.png)<figcaption id="caption-attachment-47886">Input Ranges</figcaption>

- Select any cell and apply the above-given formula.

![Enter the formula](https://geekexcel.com/wp-content/uploads/2021/06/Enter-the-formula-79.png)<figcaption id="caption-attachment-47885">Enter the formula</figcaption>

- Finally, press the ** ENTER**  key, you can get the result as shown below.

![Result](https://geekexcel.com/wp-content/uploads/2021/06/Result-66.png)<figcaption id="caption-attachment-47887">Result</figcaption>

## Wind-Up:

Here, we have discussed the **comparison of future value Vs and present value in Excel**. If you have any **questions** , feel free to **comment**.

Thank you so much for visiting  **[Geek Excel](https://geekexcel.com/)!! **If you want to learn more helpful formulas, check out [**Excel Formulas**](https://geekexcel.com/excel-formula/) **!! **

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- **[Formulas for Counting the Cells Greater than a Given Values in Excel!!](https://geekexcel.com/formulas-for-counting-the-cells-greater-than-a-given-values-in-excel/)**