Top 10 Apps Like Venmo in 2023
Tags: venmoap, bankingapp, technologyapp
Published: 2023-10-13 05:51:20


![Image description](https://dev-to-uploads.s3.amazonaws.com/uploads/articles/wtxp012v8l4pcrzfwa5d.png)Digital payment services are a necessity in today’s world. Whether you have to pay utility bills or learn a new language, digital payment services provide flexibility and make payment easier.
Venmo is a platform that allows digital payment securely. This platform is easy to use and simple, you can send money easily with your bank account, credit or debit card.
Moreover, it allows users to send payments to friends with fun messages and emojis. But with a lot of pros, it has some drawbacks. 
Once, if you sent a payment you cannot cancel or undo that payment. And the biggest drawback is transactions are public by default, and others can see how much you have spent and received. Also, it doesn’t support international payments.
Today, there are several apps like Venmo, Paypal, and others available in the market. They help users to provide easy payment services to people.
However, there are lots of digital payment services that allow users to digitally receive money and provide better services than Venmo.
So why not consider other services, we have created a list of the top 10 companies you should look out for in 2023. Let’s dive right in!


## Understanding Venmo
Venmo is a popular mobile app payment service in the US that allows users to transfer money to one another electronically using a smartphone app. It is owned by PayPal Holding Inc. 
When it comes to its working it works similarly to any other digital payment. It keeps transaction history and makes it easy for users to track the payments. Generally, Venmo is free to use for sending and receiving money but it charges a certain fee for sending money via credit card or transferring money to your bank account more quickly. 
With this being said, some drawbacks made Venmo not a popular choice this year.


## Drawbacks of Venmo
The biggest drawback of this platform is making transactions public, meaning that anyone can see who you’re paying and for what.
Secondly, it doesn’t allow international transfers of money. Sometimes, users complain about the delay in bank transfers.
In the next section, we are going to discuss the top 10 payment apps like Venmo in 2023


## Top 10 apps like Venmo



### 1.	Jotform’s Venmo Integration

This is among the best apps like Venmo that allow users to easily integrate and collect mobile payments through online forms.
Jotform steps in with its new Venmo integration, revolutionizing the way businesses and individuals handle transactions. With Jotform’s user-friendly platform and Venmo’s widespread popularity, this integration offers a seamless payment solution.
**Its features:**
•	Easy to setup
•	Secure transactions
•	Customizable forms
•	Real-time notifications


### 2.	Google Pay

Google Pay is another cash app like venmo which is quite popular in digital wallets and payment systems developed by Google. It offers a convenient and secure way to make payments, manage finances, and even store loyalty cards.
**Its features:**
•	Offer contactless payment
•	Easy to pay bills and repay loans
•	It allows P2P payments
•	Integrate with Google services


### 3.	Zelle

Zelle is another popular service like Venmo in the US that enables users to send and receive money more quickly than other services. It’s designed for seamless and instant transactions between individuals.
**Its features:**
•	Bank integration
•	It allows instant money transfer
•	It offers convenient bill-splitting features
•	It employs robust security measures.


### 4.	PayPal

PayPal is one of the world’s most well-known and widely used online payment platforms, facilitating electronic money transfers, online purchases, and financial transactions for individuals and businesses.
Moreover, it has become the household name for secure and convenient digital payments.
**Its features:**
•	It allows users to make online payments both domestically and internationally.
•	User can link their PayPal account to various funding sources, including bank accounts, credit cards, and debit cards.
•	With PayPal.me user can create links making it easier for others to send them money without knowing their email & phone number.


### 5.	Meta Pay with messenger

Meta Pay with Messenger is a new and innovative feature that enhances the way people send money, make purchases, and handle financial transactions within the Messenger app.
As a part of Meta Platforms, Inc. messenger has integrated seamless payment capabilities, offering users a convenient and secure way to manage their finances.
**Its features:**
•	Meta Pay is seamlessly integrated with the messenger
•	It allows P2P payments
•	Messenger supports group payments
•	It also provides in-chat transactions


### 6.	Payoneer

Payonner is a financial services company that specializes in providing online money transfer and digital payment services to businesses, freelancers, and professionals around the world.
With a focus on international payments and cross-border transactions, Payoneer has gained popularity for its versatility and ease of use.
**Its features:**
•	Payoneer offers users the ability to receive instant payments.
•	Its services are available in over 200 countries and support more than 150 currencies.
•	It provides users with a prepaid MasterCard that can be used for online and offline purchases and ATM withdrawals.


### 7.	Braintree

Braintree is a full-stack payment platform and subsidiary of PayPal, designed to make online and mobile payments seamless for businesses of all sizes.  It offers a wide range of features and capabilities to facilitate payment processing, including credit card payments, digital wallets, and other alternative payment methods.
**Its features:**
•	Braintree supports international transactions and payments.
•	It emphasizes security and compliance with industry standards
•	Braintree offers customizable checkout flows that can be tailored to match a business.


### 8.	Stripe

Stripe is among the best apps like venmo in the UK which is a well-known and highly regarded online payment processing platform that empowers businesses, both small start-ups and large enterprises, to accept payments online.
Moreover, stripe has gained widespread popularity for its developer-friendly approach, robust features, and seamless integration capabilities.
**Its features:**
•	It offers businesses the ability to accept various payment methods.
•	Stripe APIs allow for seamless integration into websites, mobile apps, and e-commerce platforms.
•	It supports international transactions and payments.


### 9.	XE Money Transfer

XE Money Transfer is a currency exchange and international money transfer service that enables individuals and businesses to send money across borders. Plus, exchange currencies and manage international transactions.
Moreover, it is known for its competitive exchange rates and transparent fees, XE Money Transfer offers a range of features to facilitate cross-border payments.
**Its features:**
•	It allows users to exchange one currency for another at competitive rates,
•	XE money transfer is known for its transparent pricing model with competitive exchange rates and low fees.
•	It provides risk management solutions, including options for hedging against currency exchange rate fluctuations.


### 10.	Cash App

Cash app is another **[banking app development](https://www.nimbleappgenie.com/solutions/banking-app-development)** by Square, Inc., and is a popular mobile payment app that offers a range of financial services, including peer-to-peer payments, cash transfers, investing in stocks and Bitcoin, and more.
In addition, it is designed to make managing money and sending funds to friends and family quick and convenient.
**Its features:**
•	The cash app allows users to send money to friends and family easily using their mobile phone numbers or email addresses.
•	It offers a direct deposit feature, enabling users to receive their paychecks.
•	It allows users to buy, sell, and hold Bitcoin within the app.


## Conclusion

We hope that with this blog, you can decide on apps like Venmo and manage your finances successfully. As you explore the top 10 apps like Venmo, keep in mind that the right choice depends on what matters most to you. If you are planning to invest in app development like Venmo, it is recommended to consult with an expert developer.