teleren/devto huggingface dataset:
Navigating the Chase HELOC Application Process: A Step-by-Step Guide
Published: 2024-02-01 19:53:08

Applying for a Chase Home Equity Line of Credit (HELOC) can be a strategic move for homeowners looking to access funds for home improvements, education, or other financial needs. In this article, we'll provide a comprehensive, step-by-step guide to help you navigate the [Chase HELOC](https://homeshosts.com/chase-heloc-rates-helpful-tips-for-home-improvement/) application process seamlessly.

Assessing Your Financial Situation:

Evaluating your financial goals and determining if a HELOC aligns with your needs.
Understanding the equity in your home and its implications for a HELOC.
Researching [Chase HELOC rates](https://homeshosts.com/chase-heloc-rates-helpful-tips-for-home-improvement/):

Exploring the range of HELOC products offered by Chase.
Comparing terms, rates, and features to find the most suitable option for your requirements.
Preparing Documentation:

Listing the necessary documents for a Chase HELOC application, including income statements, property appraisals, and credit reports. [Read more](https://homeshosts.com/chase-heloc-rates-helpful-tips-for-home-improvement/) at: [https://homeshosts.com/chase-heloc-rates-helpful-tips-for-home-improvement/](https://homeshosts.com/chase-heloc-rates-helpful-tips-for-home-improvement/)
Ensuring all paperwork is organized and up-to-date.
Initiating the Application:

Providing essential personal and financial information through Chase's online application portal or in-person at a branch.
Understanding the initial approval process and timeline.
Property Appraisal and Validation:

Overview of the property appraisal process and its impact on the HELOC amount. [Click here](https://homeshosts.com/chase-heloc-rates-helpful-tips-for-home-improvement/) for more information
Validation of your financial information and creditworthiness.
Final Approval and Offer Presentation:

Discussion of the final approval process and the issuance of a HELOC offer.
Carefully reviewing and understanding the terms and conditions presented in the offer.
Closing the HELOC:

Explanation of the closing process, including signing documents and any associated fees.
Clarifying the timeframe for accessing funds once the HELOC is closed.
Responsible Use of Funds:

Advising on responsible and strategic use of HELOC funds.
Emphasizing the importance of budgeting and financial planning.
Monitoring and Managing Your HELOC:

Tips for monitoring account activity, statements, and changes in interest rates.
Strategies for proactively managing and adjusting your HELOC as needed.
Conclusion:

Recap of the step-by-step guide to the Chase HELOC application process.
Encouragement for borrowers to stay informed and communicate with Chase throughout the life of their HELOC.
By following this step-by-step guide, homeowners can navigate the Chase HELOC application process with confidence, ensuring they make informed decisions and use their home equity strategically to meet their financial objectives.
HTML, CSS, JavaScript: What's the Difference?
Tags: css, html, javascript, 100daysofcode
Published: 2024-02-01 19:37:42


The easiest way I found to understand the difference between them is:

HTML (Skeleton) - This sets the layout for what you want your website to have, like letters, images, buttons, etc.

Your layout for your brain and skin is based on your skeleton.

CSS (Skin) - This allows you to customize the HTML, like font, color, size, etc.

How your skin looks like is based on your skeleton.

JavaScript (Brain) - This allows you to add functionality to your HTML, like making buttons do certain things, user interactivity with the website.

Essentially, how your brain allows you to move your body how you want.

![Image description](https://dev-to-uploads.s3.amazonaws.com/uploads/articles/o0el385wqos6sj9wrhtf.jpg)
HOW TO RECOVER YOUR MONEY FROM SCAMMERS
Tags: webdev, bitcoin, blockchain, programming
Published: 2024-02-01 19:29:54

seen an increase in fraud and scams in recent years. Many people have lost a sizable portion of their hard-earned money as a result of falling for these con artists. Once, I fell prey to cryptocurrency fraud without realizing it. These fraud artists put up a convincing website that assured me of substantial rewards on my money. I had to run out of money after realizing that the platform was a scam after I had deposited my money. My savings had been lost. Subsequently, my head was overflowing with thoughts due to my bad encounter with con artists. But all because of these professionals in cryptocurrency recovery I came upon a post on the after giving them the required information, the internet (webgenierecovery@outlook.com) was able to retrieve my stolen assets in less than 48 hours. In the hacking and recovery space, Web Genie Recovery Services is the greatest, and they'll stop at nothing to assist you get your money back. They provide an incredible way to get money back that was lost to Bitcoin scams. Thus, I advise anyone who finds themselves in a similar circumstance and wishes to get their lost payments reimbursed to contact (webgenierecovery@outlook.com).
TELEGRAM: +1(707)200 7009
Signal :  +1(707) 245 6062
SQL Notebook I Wish I Had Crafted Sooner in My Coding Path
Tags: sql
Published: 2024-02-01 19:27:13

BigQuery is very similar to SQL and is easy so here is my cheatsheet.

- **SELECT:**

```
SELECT * FROM table;
SELECT ... FROM ... WHERE condition
SELECT ... FROM ... WHERE condition GROUP BY field;
SELECT ... FROM ... ORDER BY field1, field2 ASC;
SELECT ... FROM ... WHERE condition ORDER BY field1, field2 DESC;
SELECT ... FROM ... LIMIT 10;
SELECT DISTINCT field1 FROM ... table;
SELECT DISTINCT field1, field2 FROM ... table;
```

- **CONDITIONS:**

```
field1 = value1
t1.field = t2.field
field1 <> value1
field1 LIKE 'value _ %'
field1 IS NULL
field1 IS NOT NULL
field1 IS IN (value1, value2)
field1 IS NOT IN (value1, value2)
condition1 AND condition2
condition1 OR condition2
```

- **AGGREGATION FUNCTIONS:**

```
MAX()
MIN()
AVG()
CONCAT()
STRING_AGG()
```

- **COMMON TABLE EXPRESSIONS (CTE):**

```
WITH CTE_table_name AS ( query );
```

- **JOINS:**

![Image taken from https://levelup.gitconnected.com/mastering-sql-joins-boost-your-database-query-skills-69649618769d](https://dev-to-uploads.s3.amazonaws.com/uploads/articles/6gcf6xjjn3wjy3beapi9.png)

Silverboy
Day 1: itsfast.io #buildinpublic
Tags: buildinpublic, nocode, startup
Published: 2024-02-01 19:20:09

Hello, I am Salil Ponde, a Software Developer and DevOps enthusiast with over 15 years of experience.

I am an indie hacker who has this idea of developing a product which will allow you to quickly build and launch websites and web applications. Well, there are already quite a few No Code products, website builders and content management systems in the market. But hey, the market is huge and maybe there is still some space left for yet another No (Low) Code tool and web hosting service! ;)

I have decided to build this in public. I'll first describe what lead me to build this in public and later I will give you the updates for Day 1.

I watched a few [Startup School](https://www.startupschool.org/) videos and I follow a few Reddit Communities related to startups and entrepreneurship. The common advise I've seen being given is to start engaging with your users and customers from the beginning rather than spending months or years building the product and then speaking to customers to find out that you built something which no one really needs.

I decided to take this advise seriously and posted this on LinkedIn:

![Image description](https://dev-to-uploads.s3.amazonaws.com/uploads/articles/8dqgowehyf8xxahkizwa.png)

But I ain't a LinkedIn celebrity and I am not sure how much engagement I would be able to get via the above post. Hmm, so now what?

I noticed quite a few startups following the #buildinpublic movement where they post behind the scene updates of how they build their products. It's quite the opposite of Stealth startups who absolutely do not share what they are building. By building in public you can continuously get feedback from users and generate potential interest from investors if that is what you are looking for.

Build in Public also has its share cons. Other startups can learn from your updates and build a competing product. Or it can simply make you nervous sharing updates. It is fun to share updates when things are going as planned. But when you screw up something, posting it publicly can give you shivers. But you can decide how much information you are comfortable sharing and post the updates accordingly.

Entrepreneurship can be a lonely journey and moreover when you are an indie hacker it can get lonelier. So at the moment the idea to publicly share updates and engage with the world sounds fun to me. So I have decided to try it out. Lets see how far I get with it. ;)

Here are the updates for Day 1:
1. Posted on LinkedIn to find potential users and/or customers to engage.
2. Posted #buildinpublic _Day 1 Updates_ on dev.to.
3. Purchased the domain _itsfast.io_. Always hard to find a domain you want. But I quite like this one.

Tomorrow's objective:
1. Setup the Landing Page.
2. Think about what next.

If you are interested in engaging with me, you can comment on this post. Or you can connect with me on [LinkedIn](https://www.linkedin.com/in/salil-ponde-26673712).
Multi-cloud In 2024
Tags: kubernetes, cloud, programming, git
Published: 2024-02-01 17:58:47

Multi-cloud vs hybrid-cloud

VM's vs hybrid-cloud

VM's vs bare-metal

Which one makes sense?

Ultimately, it depends on what workloads you're running and where you're running them. If you need various services in multiple clouds, multi-region capabilities, or scaling from one cloud to another, your decision will be made around the application stack.

In this blog post, you'll learn a bit about multi-cloud, hybrid-cloud, and Dell's APEX storage option.

## What Is Multi-cloud

Multicloud can be thought of in two ways:

1. Using multiple clouds for different services.
2. Using multiple clouds for scaling and multi-region.

For example, let's say you're running a containerized environment. You may want to use Azure Kubernetes Service (AKS) for particular application stacks and AWS Elastic Container Service (ECS) for separate stacks.

Another solution for multi-cloud would be to use particular service across multiple clouds. An example of this is Azure Active Directory. Active Directory has been the de facto standard for authentication and authorization for years. Although Azure Active Directory is in Azure, you could use it for something like managing users and RBAC for AWS EKS or GCP GKE.

## What About Hybrid Cloud

When talking about the hybrid model, it typically consists of a mix of public cloud and on-prem resources. It could be a private cloud, standard VMs', bare metal, storage devices, etc...

Hybrid cloud can also be considered "multi-cloud".

## What About Storage?

Regardless of if you go the multi-cloud, hybrid-cloud, or no cloud at all, you need storage.

If you're running a Kubernetes cluster, you need volumes. If you're running VMs, you need to dedicate virtual HD's. If you're running bare metal, you need hard drives. In any instance, storage matters.

If you're deciding which storage to choose from, Dell has APEX storage. Based on numbers that were shared with Delegates at Cloud Field Day, APEX Storage is faster and more reliable than AWS EBS and Azure Storage.

Some key features are:
1. Multi-cloud capabilities.
2. Cheaper and faster than AWS EBS (the top tier).
3. Available for various Kubernetes environments from EKS to Azure Stack HCI.
4. Database disk capabilities.

From a cost perspective, you can save 82% in Azure and 87% in AWS from a storage perspective.

## Why Would You Switch Storage

If you're thinking about moving from something like Azure Storage or AWS EBS to Dell APEX, it's not the best scenario for startups or mid-sized companies unless you have a particular use case. Ultimately, a storage solution like Dell APEX is for a larger enterprise.
The Odin Project Git Basics What I learned
Tags: 100daysofcode, terminal, git, github
Published: 2024-02-01 19:11:41

I just finished the Git Basics on The Odin Project and this is what I learned!

I went to github.com and created a repository. I also added a README.md file to it and made my first commits using the Odin Project. 

I then opened the terminal and made a directory by typing mkdir Repos for repositories that I create. I then changed my directory to git_test, the repository I made, using cd git_test. 

I then created a file inside that directory using git add hello_world.txt. Afterwards, I typed code . and it opened up VS Code with the repository I was in, called git_test.

It looked like this: (~ % Git_test code .). I then made an edit to the README file and added the text “This is my first Odin text file”. To save this change, I used cmd + s on Mac and then I went back to the terminal and did git add README.md. 

Then, to check the status, since Git works in a two-stage process, I used git status to see if it was in staging, which means it is waiting to be committed and added to the repository. 

I then typed git add . to commit the changes I made to the README.md. This committed the changes to my repository on GitHub and now I have a green streak, which shows that I committed today. 

To see everything that happened, I used git log to see me adding the file, staging the file, and committing the file. 

That’s what I learned today using the Odin Project Git Basics curriculum.
What is Adware?
Tags: cybersecurity, adware, malware
Published: 2024-02-01 19:04:24

Adware, short for "advertising-supported software," is a type of software that displays unwanted advertisements on your computer or mobile device. While some adware programs may be legitimate and offer free software in exchange for displaying ads, others can be malicious and harmful. Here's a comprehensive overview of everything you need to know about adware:

**How Does Adware Work?**

**Adware typically gets installed on your device unknowingly:**

✅**Bundled with other software you download:** You might download free software or games that come bundled with adware without your knowledge.
✅**Clicking malicious links or ads:** Clicking on infected links or ads can download adware directly onto your device.
✅**Fake software updates:** Deceptive pop-ups mimicking legitimate software updates can trick you into installing adware.

**Types of Adware:**

✅**Display ads:** These appear as pop-ups, banners, or interstitial ads within the software or during its use.
✅**Search bar adware:** Replaces your default search bar and redirects searches to ad-laden websites.
✅**Browser hijackers:** Take control of your web browser, changing settings, displaying ads, and redirecting searches.
✅**Spyware adware:** Collects your browsing data and personal information in addition to displaying ads.

**Impacts of Adware:**

✅**Annoying and intrusive:** The constant barrage of ads can be disruptive and interfere with your user experience.
✅**Performance slowdown:** Adware can consume system resources, slowing down your device and internet connection.
✅**Privacy concerns:** Some adware collects personal information, raising privacy concerns and potential security risks.
✅**Security vulnerabilities:** Adware can sometimes contain malware or redirect you to malicious websites, compromising your security.

**Protecting Yourself from Adware:**

✅**Download software from trusted sources:** Be cautious when downloading free software, opting for reputable websites and developers.
✅**Read software reviews:** Check online reviews and ratings before downloading any software to see if users report adware issues.
✅**Pay attention during installation:** Carefully read installation prompts and uncheck any pre-selected boxes that might install adware.
✅**Use anti-malware software:** A good anti-malware program can detect and remove adware from your device.
✅**Install an ad blocker:** Consider using an ad blocker extension for your web browser to block most unwanted ads.
✅**Keep your software updated:** Regular updates often include security patches that fix vulnerabilities exploited by adware.
✅**Be wary of clicking on suspicious links and ads:** Avoid clicking on ads or links from unknown sources.

**Remember:** If you suspect you have adware on your device, don't hesitate to remove it using reputable anti-malware software or seek help from a professional. By staying informed and practicing safe online habits, you can effectively protect yourself from the annoyances and potential risks associated with adware.
Appealing Console Output with Colors.js
Tags: beginners, javascript, node, console
Published: 2024-02-01 19:01:04

Many developers often overlook this package in the development of their APIs with Node.js. Is it worth it? Is it even necessary? Will my code not run fine if I don't have it installed? The answer is NO. However, using the colors.js package gives an appealing visual and a better console output, giving room for easy debugging process.

## Start this way

**1. Get the 'Colors.js' Installed**
the first thing to be done is to install the package. to do this open up your terminal and run the following command:
```JavaScript
npm install colors
```
after running the command, the Node package manager (NPM) installs the package for you in a few seconds.

**2. Now require the 'colors.js' in your script:**
now that you have the package installed, next is to require the package into you main script. Run this line of code to achieve it

```JavaScript
const colors = require("colors");
```
the above line of code imports the 'colors.js' module, thus allowing the developer explore what it offers.

## Apply colors to the console output
take this simple line of code for instance

```JavaScript
console.log("get high paying jobs when you code in".yellow,"or keep earning little while coding in".red);
```

## You can "underline" and make output "bold"
by simply doing

```JavaScript
console.log("Let the lines be underlined and bold".underline.bold);
```
the "colors.js" can be used in several ways to make our console logs visually appealing. you can learn more when you visit [colors.js](https://www.npmjs.com/package/colors). So many things for you to try out.

## Wrap up
I really recommend the "colors.js" for Node.js console output as it helps make our output visually appealing and debugging easier and faster.
Elixir Culture Shock
Tags: elixir, rant
Published: 2024-02-01 18:51:38

I decided to learn Elixir in 2024. It isn't off to the start I had planned.

I really love the language so far but I cannot seem to find up-to date and affordable learning resources. For every language I have learned in the past few years (dart, go, python) there have been plenty of fresh and high quality resources (many of them also for free). Here in the Elixir world, however, things are different. Everything costs money, sometimes lots of it, and everything is old. Soooo old. Grandpa Erlang old.

I started out with [this class](https://www.udemy.com/course/the-complete-elixir-and-phoenix-bootcamp-and-tutorial/) on Udemy. After covering some of the language basics it started to go into version 1.2 of Phoenix. Carbon dating reveals this version of Phoenix came out 2016. I am not going to invest time learning something that old.

Next I toyed with the idea of [Pragmatic Studio's Elixir](https://pragmaticstudio.com/elixir) course. Finding a date for when this course was produced is hard because they have kept dates and versions off all their content. My best guess is 2017 based on the copyright year in their intro video cover. Unfortunately $150 is something I cannot afford to risk on this.

In the "way to expensive" category I found the [grox.io Elixir courses](https://grox.io/elixir-video-courses/for-individuals). If $150 is a stretch for me right now, $350 certainly is too expensive.

I am currently going through [the LearnElixir.tv course](https://www.learnelixir.tv/episodes). While affordable at only $18, I was disappointed to discover that it too is from pre-historic times. Some of the comments on the videos are from 10 years ago! The content is ok for a high level overview so I am going to keep forging ahead.

The big question is what additional resources do I use next to supplement my learning?

There is [Dave Thomas' course](https://codestool.coding-gnome.com/courses/elixir-for-programmers-2) ($35) which seems like it is more current than other classes. It says it covers Elixir 1.12 and Phoenix 1.6 so props to Dave for being up front about that. Anyone out there tried his course?

I am also going to start working through the [Exercism track](https://exercism.org/tracks/elixir/exercises). This is free! (shhhh.... don't tell the other Elixir folks)

I also found these:
[https://alchemist.camp/](https://alchemist.camp/)
[https://elixirschool.com/en](https://elixirschool.com/en)
[https://elixircasts.io/series/learn-elixir](https://elixircasts.io/series/learn-elixir)

I think I've found enough resources to scratch by. Maybe I'm being a snob about the date of the available courses. It has just been a different experience compared to attempting to learn a more mainstream language.
5 Horizontes que separam os Devs, em qual você está ?
Published: 2024-02-01 18:43:09

Você já se perguntou em qual categoria de desenvolvedor você se encaixa? Explore os cinco horizontes que separam os devs e descubra em qual deles você está:

***Horizonte 1 - O Adepto da Versatilidade:***

Este é o território do Vulgo Nutella, onde a maioria dos devs reside. Eles dominam o Javascript para tudo, seja backend, frontend, mobile ou desktop. A versatilidade do JavaScript abre muitas portas, mas a armadilha é ficar preso a uma única tecnologia sem buscar expandir seus horizontes.

***Horizonte 2 - O Dev Informado:***

Aqui, encontramos aqueles que sobem um degrau acima do Nutella. Eles não se limitam a CRUDs em Node e React; estão sempre se atualizando, seguindo newsletters, lendo artigos no Medium e acompanhando sites como Hacker News. Sua constante busca por conhecimento e novas ideias os destaca na comunidade de desenvolvimento.

***Horizonte 3 - O Linux Expert:***

Conhecido por sua proficiência em Linux, VIM como IDE e PHP e JQuery para frontend, esse dev é capaz de lidar com qualquer desafio, desde backend até automação e IA. Eles podem não saber tudo, mas sempre encontram uma solução. Ter um desenvolvedor desse tipo por perto é uma vantagem, pois sua habilidade de aprender sobre qualquer assunto é incomparável.

***Horizonte 4 - O Especialista em Big Tech:***

Especializado em processos seletivos e desafios de código, este dev está totalmente focado em aprimorar seu conhecimento teórico, além de ter habilidades afiadas em algoritmos e inglês. Sua preparação intensa para entrevistas e certificações o destaca em ambientes competitivos.

***Horizonte 5 - O Matemático Aplicado:***

Este dev aplica habilidades matemáticas avançadas, como cálculo e álgebra, para otimizar seu código. Geralmente, estão envolvidos em áreas como machine learning, onde seu conhecimento profundo em matemática é fundamental.

E você, concorda com essa categorização? Em qual horizonte você se encontra neste momento? Compartilhe nos comentários sua jornada !!!