teleren/devto huggingface dataset:
How Machine Learning is Enhancing Risk Assessment for Quick Business Loans
Tags: fintech, machinelearning, finance
Published: 2024-06-27 10:45:31

Machine learning (ML) is an advanced technological solution for effectively assessing the risk associated with [quick business loans](https://matt-haycox.com/work-with-me/borrow-from-me). Traditional risk assessment approaches rely on historical data and manual processes, which are time-consuming and prone to human error. Machine learning provides a more efficient and accurate technique, changing the way lenders analyse potential borrowers.

## Analysing Diverse Data Sources
Quick business loans are time bound and have to be approved in short time. Lenders have comparatively lesser time to analyse data. Machine learning algorithms can process massive volumes of data from different sources, such as credit ratings, financial records, transaction histories, and even social media activity within a short time. By processing this different data, machine learning algorithms can find patterns and correlations that human analysts may miss. This detailed analysis allows lenders to make better decisions, lowering the chance of default.

## Continuous Learning and Adaptation
One of the most significant advantages of machine learning in risk assessment is its ability to learn and adapt over time. As new data becomes available, machine learning models can update and refine their predictions, increasing accuracy over time. This dynamic method ensures that lenders are always working with the most up-to-date and relevant information, which is critical considering the fastness for quick business loans. 

## Identifying Non-Traditional Indicators of Creditworthiness
Machine learning is one among the [popular trends in the world of business finance](https://matt-haycox.com/emerging-trends-in-business-finance-in-the-uk/) which is equally beneficial for both lenders and borrowers. Alternative creditworthiness indicators can be identified using machine learning techniques. Small business owners, for example, who do not have substantial credit histories, can be evaluated via other criteria, such as cash flow patterns or customer feedback. This capability creates opportunities for businesses who would otherwise be excluded by typical loan criteria.

## Streamlining the Loan Approval Process
The use of machine learning also improves the loan approval procedure. Automated tools can examine an applicant's data and provide risk evaluations in real time, allowing for faster loan decisions. This speed is especially useful for quick business loans, when immediate access to funds is essential for business operations. 

## Conclusion
Machine learning is transforming risk assessment for quick business loans by providing more accurate, flexible, and inclusive assessments. As technology advances, we may expect innovative applications of machine learning in the financial sector, which will improve the efficiency and reliability of the lending process.
My Backend Development Journey
Published: 2024-06-27 10:44:29

Hi, I am [Salem Olorundare](https://salem-dev.onrender.com/), a backend developer with 5+ years of experience, on an exciting journey with the HNG Internship. 

This internship is a unique opportunity to refine my skills, face real-world challenges, contribute to meaningful projects, and collaborate with like-minded individuals.

In this article, I'd like to share an experience where I encountered and solved a complex backend problem.


One of the most challenging backend problems I faced at work was figuring out a logic to create a multi-tenant system for a particular service I was building.

It was a very difficult one as I had never built anything like it before. This is the approach that I used in solving the problem:

## Step 1: Making the research

The first step I took was to do a quick research on projects that have implemented this logic. I did a deep dive on how this problem was solved by reading Open Source coding bases.

I read through the API documentation multiple times, scoured online forums for similar ideas and approaches, and reviewed best practices for building a multi-tenant system.


## Step 2: Building a mini project

After doing my research and understanding the logic to use to build such a system, I decided to build a simple application using the logic on a smaller scale before applying it on a bigger scale.

I faced some errors while applying it on a smaller scale, but I was able to figure it out and apply it got me prepare for the application on a larger scale.

## Step 3: Implementing Solutions

Since I had built it on a small scale, it was very easy for me to implement the logic on a bigger scale and in a bigger project. I was able to successfully implement the multi-tenant logic to my project without any major issues.

With the initial implementation in place, I moved to testing my application and conducted extensive tests to test for different use cases.

This is a testament to my ability and experience as a backend engineer and how I will be able to solve complex problem in the HNG internship.

Through this internship, I hope to enhance my skills, gain more valuable experience, and contribute to impactful projects.

If you’re interested in learning more about the program, check out the [HNG Internship](https://hng.tech/internship) website and explore the various opportunities available.


For companies looking to hire talented developers, the HNG Internship program is an excellent resource. Visit the [HNG Hire](https://hng.tech/hire) page to learn more about how you can find and hire top talent through the HNG Internship program.


Connect with me on [X](https://x.com/thectogeneral) and [LinkedIn](https://www.linkedin.com/in/salem-olorundare/)
4 Best Blogger Books You Need to Read in 2023
Tags: webdev, beginners, programming, ai
Published: 2024-06-27 10:27:02


![Image description](https://dev-to-uploads.s3.amazonaws.com/uploads/articles/qry5y78mi8dmkmx2r7gm.png)

As the blogging landscape continues to evolve, staying ahead requires constant learning and adaptation. Whether you’re a seasoned blogger or just starting out, these five books are must-reads in 2023 to help you sharpen your skills, expand [your knowledge](https://www.msn.com/en-us/news/other/how-jason-rowleys-vision-is-dinking-a-pickleball-revolution-in-arizona/ar-BB1oHbfV), and elevate your blogging game.

## 1. "ProBlogger: Secrets for Blogging Your Way to a Six-Figure Income" by Darren Rowse and Chris Garrett

Darren Rowse, the founder of ProBlogger, teams up with Chris Garrett to offer a comprehensive guide for bloggers aiming to turn their passion into a profitable business. This book covers everything from setting up your blog, creating compelling content, to monetization strategies. It’s a practical manual filled with actionable tips and insights from two of the most successful bloggers in the industry.

## 2. "Everybody Writes: Your Go-To Guide to Creating Ridiculously Good Content" by Ann Handley

Ann Handley’s "Everybody Writes" is a must-read for bloggers who want to improve their writing skills. Handley emphasizes that good content is key to a successful blog and provides clear, actionable advice on how to produce engaging, reader-friendly posts. The book is structured to help you overcome writer’s block, create compelling narratives, and refine your writing style.

## 3. "Blogging for Dummies" by Amy Lupold Bair and Susannah Gardner

"Blogging for Dummies" is an essential [guide for beginners](https://dev.to/) and intermediate bloggers alike. Amy Lupold Bair and Susannah Gardner break down the blogging process into easy-to-understand steps. The book covers everything from selecting a blogging platform, designing your blog, creating content, to promoting your posts and building an audience. It’s an excellent starting point for anyone looking to dive into the world of blogging.

## 4. "The One Hour Content Plan: The Solopreneur’s Guide to a Year’s Worth of Blog Post Ideas in 60 Minutes and Creating Content That Hooks and Sells" by Meera Kothand

Meera Kothand’s "The One Hour Content Plan" is perfect for bloggers struggling with content planning and idea generation. This book provides a structured approach to brainstorm and organize blog post ideas efficiently. It’s particularly useful for solopreneurs and small business bloggers who need a consistent flow of engaging content
Filter System
Published: 2024-06-27 10:20:20

```js
    const filterData: FilterData = {
      filter: this.categorySlug ?
        { "category.slug": this.categorySlug } : null,
      pagination: null,
      select: mSelect,
      sort: { createdAt: -1 },
    };
```

---
---
---


```
<button (click)="handleClick('teaching')">Teacher</button>
```
```js
  handleClick(data: any) {
    this.filter = {
      "category.slug": data,
    }
    this.getAllBlog();
  }
```
Today is my birthday...
Tags: discuss
Published: 2024-06-27 10:11:13

## Hey Everybody 👋 Today is my birthday!

It’s **Antonio**, CEO & Founder at **[Litlyx](https://litlyx.com)**, and today I'm turning 28! 

I want to start a discussion with you all because I have some curiosity about this question that I want to ask.

#### Will you be working on your birthday?

It seems strange, but in reality, there are a lot of people who do not give a F about their birthday.

Are you like this?

---
### Leave a **star** on our open-source [repo](https://github.com/Litlyx/litlyx) on GitHub if you like it!
---
Duplicate Number
Published: 2024-06-27 10:04:23

**Find duplicate number with filter**
```
const array = [1, 2, 3, 2, 4, 5, 4, 5];
const duplicates1 = array.filter((item, index) => array.indexOf(item) !== index);

console.log(duplicates1); // Output: [2, 4, 5]
```

**Find duplicate number with  Nested For In Loop**
```
const array = [1, 2, 3, 2, 4, 5, 4, 5];
let duplicates = [];

for (let i in array) {
    for (let j in array) {
        if (array[i] === array[j] && i !== j) {
            // Check if the found duplicate is already in the duplicates array
            if (!duplicates.includes(array[i])) {
                duplicates.push(array[i]);
                break; // To avoid adding the same duplicate multiple times
            }
        }
    }
}

console.log(duplicates);
```
 

**Find duplicate number with Foreach**

```
let arr = [1, 2, 3, 4, 5, 2, 6, 3, 7, 8, 8];
let duplicates = [];

arr.forEach(function (value, index, array) {
    if (array.indexOf(value, index + 1) !== -1
        && duplicates.indexOf(value) === -1) {
        duplicates.push(value);
    }
});
console.log(duplicate)
```

**Find duplicate number Using Set() object and has() Method**

```
const array = [1, 2, 3, 2, 4, 5, 4, 5];
const uniqueElements = new Set();
const duplicates = [];

array.forEach(item => {
  if (uniqueElements.has(item)) {
    duplicates.push(item);
  } else {
    uniqueElements.add(item);
  }
});

console.log(duplicates); // Output: [2, 4, 5]
```

**Removing Duplicates from an Array In-Place:**

```
function removeDuplicates(nums) {
    let index = 1;
    for (let i = 1; i < nums.length; i++) {
        if (nums[i] !== nums[i - 1]) {
            nums[index] = nums[i];
            index++;
        }
    }
    return nums.slice(0, index);
}

console.log(removeDuplicates([1, 1, 2, 2, 3, 4, 4])); // Example output: [1, 2, 3, 4]
```

**Removing Duplicates from an Array Without Using Any Library**:

```
function removeDuplicates(arr) {
    const uniqueElements = [];
    for (let i = 0; i < arr.length; i++) {
        if (!uniqueElements.includes(arr[i])) {
            uniqueElements.push(arr[i]);
        }
    }
    return uniqueElements;
}

const arrayWithDuplicates = [1, 2, 2, 3, 4, 4, 5];
const uniqueArray = removeDuplicates(arrayWithDuplicates);
console.log(uniqueArray); // Example output: [1, 2, 3, 4, 5]

```
**Removing Duplicates from an Array Without Using Any Library second**:


```
function removeDuplicates(arr) {
    const unique = [];
    for (const num of arr) {
        if (!unique.includes(num)) {
            unique.push(num);
        }
    }
    return unique;
}

console.log(removeDuplicates([1, 2, 2, 3, 4, 4, 5])); // Example output: [1, 2, 3, 4, 5]
```
MS-700 Exam Dumps Ultimate Study Guide
Published: 2024-06-27 10:06:07

<a href="https://dumpsarena.com/microsoft-dumps/ms-700/">MS-700 Exam Dumps</a>  can be a valuable resource for preparing for the exam on Managing Microsoft Teams, there are common pitfalls that candidates should avoid to ensure effective study and success. One of the primary pitfalls is over-reliance on exam dumps. While these dumps provide a good overview of potential questions, they should not be your sole study material. It's crucial to complement them with official Microsoft documentation, training courses, and hands-on practice to gain a comprehensive understanding of the subject matter.

Another common mistake is neglecting to understand the underlying concepts behind the questions. Simply  <a href="https://dumpsarena.com/microsoft-dumps/ms-700/">Managing Microsoft Teams</a> memorizing answers from MS-700 Exam Dumps without grasping the rationale can be detrimental. The exam tests your ability to apply knowledge in real-world scenarios, so it's essential to understand why an answer is correct and how it applies to managing Microsoft Teams.

Click here more info:>>>>>>>> https://dumpsarena.com/microsoft-dumps/ms-700/
Fintech product development
Published: 2024-06-27 10:02:34

Hi everyone,

I'm currently in the process of building a new Fintech product that empowers ISPs users to do cross border transactions and its coreis Money transfer and many more. As a Softwaredeveloper, I'm reaching out to the Dev Community for some guidance from more experienced developers, especially those with expertise in Fintech.

I'm particularly interested in getting feedback on Mobile Development and web development 

I've been working on Application and Web side and have a good understanding of the basics, but I'm sure there's a lot I can learn from your experience.

If you have any insights or suggestions to share, please feel free to leave a comment below. I'm also open to any resources or collaboration.

Thanks in advance for your time and support!

Mukayi Zhou
Why Beginners Should Start Writing Code in a Plain Text Editor
Tags: beginners, coding, learning, programming
Published: 2024-06-27 09:59:26

**As a beginner, writing code in a plain text editor like Notepad can be a beneficial practice. **
Here’s why:

1. **_Focus on Fundamentals_**: By using a simple text editor, you’ll concentrate on understanding the core concepts of coding without relying on the conveniences provided by advanced Integrated Development Environments (IDEs).

2. **_Learn the Basics_**: You’ll become familiar with the syntax and structure of your code, which helps in developing a strong foundation.

3. **_Appreciate the Tools_**: Starting with a basic editor makes you appreciate the powerful features of IDEs when you transition to using them, such as code completion, debugging tools, and integrated version control.

4. **_Develop Attention to Detail_**: Without automatic syntax highlighting and error checking, you’ll develop a keen eye for detail, catching mistakes early and understanding error messages more thoroughly.

5. **_Minimal Distractions_**: A plain text editor offers a distraction-free environment, allowing you to focus solely on writing and understanding code.

Starting with a simple text editor like Notepad can be a great way to build your coding skills and establish a strong programming foundation. Once you’re comfortable with the basics, you can gradually move on to more advanced tools and environments.
Micro SaaS HQ
Tags: microsaasideas, saasideas, microsaas
Published: 2024-06-27 09:55:40

Micro SaaS HQ is the World's Largest Micro SaaS Ecosystem. Trusted by 33,000+ subscribers and 500+ Micro SaaS founders. Micro SaaS HQ brings you 1000+ validated Micro SaaS Ideas with data about revenues, traffic and other data points. Micro SaaS HQ also comes with an exclusive community for Micro SaaS Builders.
C# pass delegate methods as arguments.
Tags: csharp, delegate, higherorderfunctions
Published: 2024-06-27 09:55:02

With delegates you can pass methods as argument a to other methods. 

The delegate object holds references to other methods and that reference can be passed as arguments. 

This is a key functionality when working within the functional programming paradigm. 

We can create callbacks by utilizing this technique.

A function that receives one more multiple functions as argument or/and returns a function is called higher order functions. 

Below is an example of a Map function that receives a int array and a callback function. You can then customize the callback to modify each element in the array. The Map method returns a new array with each item modified.

```
class Program {
    // define Callback delegate obj
    public delegate int Callback(int valueToModify);

    // Map function that takes a cb to modify each item in array and returns a new modified array
    public static int[] Map(int[] arr, Callback callback) {
    int[] newArr = new int[arr.Length];
    for (int i = 0; i < arr.Length; i++) {
        newArr[i] = callback(arr[i]);
        }

    return newArr;
    }

    public static void Main (string[] args) {
      // Create custom callback
      Callback squareNumbers = x => x * x;
      int[] arr = {1, 2, 3, 4, 5};

      // pass the custom cb as arg
      int[] squaredArr = Map(arr, squareNumbers);

      foreach (int num in squaredArr)       {
          Console.WriteLine(num);
      }
    }
}
```

You can now play around with this a feel free to define your callback with a lambda function as we learned in the last chapter. 

Happy Coding!
Flezr
Tags: nocodewebsitebuilder, googlesheetswebsitebuilder, googlesheetstowebsite
Published: 2024-06-27 09:52:03

Flezr is a no-code website builder that lets you create dynamic websites using Google Sheets data. With Flezr, you can easily build and customize dynamic cards, use pre-built blocks for visual development, and generate thousands of pages from Google Sheets Data without writing any code. It's a simple, intuitive, and powerful tool designed for businesses and agencies to create scalable and fast websites with Google Sheets Data.
Suggestions for Contributing to Open Source
Tags: opensource, javascript, python, go
Published: 2024-06-27 09:49:32

Hi! I'm looking for an Open Source Project to contribute to and the search has been daunting. I was supposed to be doing an internship this summer vacation as an upcoming Senior, but I couldn't join the ones I got selected for as I was abroad on a family trip. I'm in a bit of a spot right now, unsure whether I should continue applying for internships or try something else. 

I want to contribute to an Open Source Project but I'm not sure what I should commit to. I contributed to a Django-based CMS in the past but I want to branch out and try something else. I know I should be looking for projects that interest me, but a lot of them have a tech stack that I'm unfamiliar with and I'm hesitant to make a time commitment without any guidance or knowledge on how possible it would be. I'm confident that I'll be able to pick up on the stuff required but I'd love it if I'd get some guidance on getting up to speed with the stuff.

I have experience using Python, Django, Containerization, some DevOps practices, and with AWS. I know JS and C++ but don't have much experience with them. I would love to try something different from Back-End Development too.

Do you guys have any recommendations or suggestions for me? Thanks for reading!
Build Your Own GitHub Copilot with SuperDuperDB: Live Workshop 🚀
Tags: ai, githubcopilot, database, rag
Published: 2024-06-27 09:48:47

We're excited to announce a special  live workshop where we'll guide you through building an AI-powered tool similar to GitHub Copilot using the latest release of SuperDuperDB v0.2! 🚀

When: Today at 9 PM CET
Where: https://www.youtube.com/watch?v=JgavM6QDmxQ

---

What to Expect:
- Integrate AI Models with Your Database: Learn how to seamlessly connect AI models with your existing databases.
- Vector Search and Model Chaining: Discover the power of vector search and how to create complex workflows by chaining models and APIs.
- Real-time AI Outputs: Implement inference via change-data-capture to have AI models compute outputs automatically as new data arrives.

Whether you're an AI enthusiast, developer, or data scientist, this workshop is packed with valuable insights and practical knowledge.

Don't miss this opportunity to enhance your AI and database skills. Join us and take your AI projects to the next level with SuperDuperDB!

👉 https://www.youtube.com/watch?v=JgavM6QDmxQ

Let's build something amazing together! See you there!

#AI #MachineLearning #DataScience #GitHubCopilot #SuperDuperDB #LiveWorkshop #TechInnovation
Fusion : The Notion Like API Client
Tags: api, testing, client, building
Published: 2024-06-27 09:38:14

Hi all,

At ApyHub we currently host 110+ APIs (that are available for our users to consume) + we operate hundreds of internal APIs that power the platform. With all these APIs we had/need to be super careful and diligent about API management.

We soon found out (the hard way) that the de facto API clients (even the newer, supposedly “modern” ones) did not make our lives much easier when it came to building and Testing APIs (not to mention collaboration. 

What API Client are you using? What is your current biggest pain point? 

Anyway, we decided to do something about it and (long story short), Fusion is the result.

We like to call it the Notion-Like API Client because we are big fans of Notion’s modularity and collaboration elements.

You can read more about Fusion here and here (+ an interactive demo): https://apyhub.com/product/fusion

We are live on PH - For those that want to help us spread the word -You can find us and support us here: https://www.producthunt.com/posts/apyhub-fusion


This the beginning of something new - Looking forward to having more interesting discussions with the community around how we can take API tooling to the next level.

best regards,

Nikolas
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