How to Use Your Insurance for LASIK at Columbus LASIK Vision
Published: 2024-06-08 08:38:49

Undergoing LASIK surgery can be a life-changing decision, offering freedom from glasses and contact lenses. However, the cost can be a significant consideration. Fortunately, many insurance plans offer coverage or discounts for LASIK surgery. At Columbus LASIK Vision, we help patients navigate their insurance options to make laser eye surgery more affordable. Here’s a comprehensive guide on how to use your insurance for LASIK at our clinic.

**Understanding LASIK and Insurance Coverage**
LASIK (Laser-Assisted In Situ Keratomileusis) is a popular and effective surgical procedure to correct vision problems like myopia, hyperopia, and astigmatism. While LASIK is generally considered elective and cosmetic, many insurance plans offer partial coverage or discounts as it can reduce or eliminate the need for corrective eyewear.

**Steps to Determine Your Insurance Benefits**
**Review Your Insurance Policy:**
Start by reviewing your health insurance policy or contacting your insurance provider to understand the specifics of your coverage. Look for details about vision care benefits, including LASIK or other laser eye surgeries.

**Consult Your Insurance Provider:**
Speak directly with a representative from your insurance company. Ask about:

1.	Coverage for LASIK surgery
2.	Required pre-authorization steps
3.	Participating LASIK providers
4.	Applicable discounts or co-pays
5.	Use of Flexible Spending Accounts (FSA) or Health Savings Accounts (HSA)
**Check with Columbus LASIK Vision:**
Contact our office to verify if we accept your insurance and to get detailed information about potential out-of-pocket costs. Our staff is experienced in dealing with various insurance providers and can help you understand your benefits.

**Insurance Plans and Discounts**
Columbus LASIK Vision partners with several insurance providers and vision care networks that offer coverage or discounts for LASIK surgery. Here are some of the notable plans:

**National Vision Administrators (NVA):**
Offers discounted pricing for NVA subscribers and their dependents.

**1.	EyeMed Vision Care:**
Provides access to discounted LASIK services through the U.S. Laser Network.

**2.	Avēsis:**
Covers partial or full costs of LASIK for millions of Americans.

**3.	Aetna:**
Contact Aetna to confirm coverage specifics for [LASIK surgery](https://www.columbuslasikvision.com/about-lasik/).

**4.	QualSight LASIK:**
The largest LASIK manager in the nation, serving approximately 90 million members with significant discounts.

**5.	VSP Vision Care:**
Serving over 79 million Americans with benefits that may include LASIK discounts.

**6.	Geisinger:**
Offers regular pricing and promotional discounts through the U.S. Laser Network.

**7.	LCA Vision Network:**
Provides up to 25% off LASIK procedures.

**8.	Davis Vision:**
Check their website for detailed coverage information.

Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA)
Both FSAs and HSAs allow you to use pre-tax dollars for medical expenses, including LASIK surgery. Here's how you can benefit:


**•	Flexible Spending Accounts (FSA):**
Offered by employers, FSAs allow you to set aside pre-tax dollars for medical expenses. Plan ahead to allocate enough funds for your LASIK procedure.

**•	Health Savings Accounts (HSA):**
Available to individuals with high-deductible health plans, HSAs provide a tax-advantaged way to save for medical expenses. Contributions, withdrawals for qualified expenses, and interest earned are all tax-free.

**Financing Options at Columbus LASIK Vision**
If your insurance doesn’t cover the full cost of LASIK, we offer various financing options to make the procedure more affordable:

**•	No Money Down:**
Start your LASIK journey without any initial payment.

**•	No Interest Payments:**
Enjoy no interest for 6, 12, or 18 months.

**•	Low Daily Payments:**
Payments can be as low as $1 to $2 per day.

•	CareCredit and Wells Fargo Health Advantage:
Third-party lenders offering flexible financing terms and easy online payment options.

Scheduling a Consultation
The first step towards using your insurance for LASIK at Columbus LASIK Vision is scheduling a consultation. During this visit, our experienced staff will:

1.	Discuss financing options.
2.	Review your insurance benefits.
3.	Answer any questions about the procedure and recovery.
4.	Provide a personalized treatment plan based on your vision correction needs.
Navigating insurance coverage for LASIK surgery can seem daunting, but Columbus LASIK Vision is here to help. By understanding your insurance benefits and exploring financing options, you can make LASIK an affordable reality. Contact us today to schedule your consultation and take the first step towards clearer vision.

For more information, visit our website or call our office to speak with a friendly staff member who can assist you in understanding and utilizing your insurance for LASIK surgery.