Full-time students who are only eligible for the reduced rate maintenance loan and who are in the final year of their course are eligible for different rates than in non-final years.
Mae myfyrwyr llawnamser sydd ond yn gymwys i gael y benthyciad cynhaliaeth cyfradd is ac sydd ym mlwyddyn olaf eu cwrs yn gymwys am wahanol gyfraddau i flynyddoedd eraill.