Members joining from October 2002 may opt for either the appropriate defined benefit arrangement or a ‘money purchase’ stakeholder pension with an employer contribution (partnership pension account).
Gall aelodau a ymunodd o fis Hydref 2002 ddewis naill ai’r trefniant buddion diffiniedig priodol neu bensiwn cyfranddeiliaid ‘prynu arian’ gyda chyfraniad gan y cyflogwr (cyfrif pensiwn partneriaeth).