Whilst credit isn’t the right answer for everyone, for many people access to a small, short-term loan can help meet unexpected costs, smooth income and start to build financial resilience.
Er nad credyd yw'r ateb i bawb, i lawer o bobl gall benthyciad bach tymor byr helpu i dalu costau annisgwyl, hwyluso'r llif incwm, a dechrau meithrin gwytnwch ariannol.