We know that the current cost of living crisis has placed additional financial hardships on low income households and that the UK economic forecast is unlikely to improve in the short term.
Gwyddom fod yr argyfwng costau byw presennol wedi rhoi baich ariannol ychwanegol ar aelwydydd incwm isel a bod rhagolwg economaidd y DU yn annhebygol o wella yn y byrdymor.