Aspirations for a Community Bank have, understandably, been fuelled by bank closures and the broader set of challenges and factors impacting the vitality of high streets and communities.
Yn ddealladwy, mae dyheadau ynglŷn â Banc Cymunedol wedi eu sbarduno gan fanciau’n cau a’r set o heriau a ffactorau ehangach sy’n effeithio ar fywyd y stryd fawr a chymunedau.