The properties will be redeveloped as shops, homes and leisure facilities, with loans being recycled up to three times over a 15 year period.
Bydd yr eiddo'n cael ei ailddatblygu fel siopau, cartrefi a chyfleusterau hamdden, gyda benthyciadau'n cael eu hailgylchu hyd at dair gwaith dros gyfnod o 15 mlynedd.