By providing these reliefs, the tax payable will be the same as would be payable had a typical interest bearing mortgage product is used to fund the purchase.
Drwy ddarparu’r rhyddhadau hyn, bydd yr un swm o dreth yn daladwy ag a fyddai’n daladwy pe byddai cynnyrch morgais arferol sy’n dwyn llog wedi cael ei ddefnyddio i ariannu’r pryniant.