There is no compulsory requirement to open any type of account, with the exception that all recipients will require a bank, building society or credit union account to receive the payments.
Nid yw’n orfodol agor unrhyw fath o gyfrif, ond bydd gofyn i bob unigolyn fod â chyfrif banc, cymdeithas adeiladu neu undeb credyd i dderbyn y taliadau.