The new debt service team, a multi-disciplinary team involving people from different parts of the organisation, and additional analysis, would support action.
Byddai'r tîm gwasanaeth dyled newydd, tîm amlddisgyblaethol sy'n cynnwys pobl o wahanol rannau o'r sefydliad, a gwaith dadansoddi ychwanegol, yn cefnogi’r gweithredu.