Arrears management tools - A range of suitable tools will be made available to customers in arrears to be capable of addressing the various repayment issues that customers may face.
TAW adferadwy – bydd angen i ymgeiswyr reoli'r agwedd hon ar lif arian mewn modd priodol lle telir TAW mewn un flwyddyn ariannol ond caiff ei adfer y flwyddyn wedyn.