So, if you've got that on one hand, you're not going to, then have the confidence and trust in a scheme that's run by that organisation. (
Felly, os oes gennych chi hynny ar un llaw, nid ydych chi'n mynd i gael yr hyder a'r ymddiriedaeth mewn cynllun sy'n cael ei redeg gan y sefydliad hwnnw. (