If your existing mortgage lender is unable to help, you should seek debt advice from a debt advice agency who will work with you to produce a debt solution plan.
Os na all eich benthyciwr morgeisi presennol helpu, yna dylech ofyn am gyngor ar ddyledion gan asiantaeth cyngor ar ddyledion a fydd yn gweithio gyda chi i lunio cynllun datrys dyledion.