Without the ability to borrow, the continuing uncertainty could have a substantial damaging impact on our COVID response and impact our ability to support public services in Scotland.
Heb y gallu i fenthyca, gallai'r ansicrwydd parhaus gael effaith niweidiol sylweddol ar ein hymateb i COVID a gallai hefyd effeithio ar ein gallu i gefnogi gwasanaethau cyhoeddus yn yr Alban.