I wasn’t in debt, so the only financial advice I was getting wasn’t very helpful and the only thing I could do was reduce my mortgage payments.
Mae'r holl rifau wedi'u talgrynnu i'r £1 agosaf ac felly efallai na fydd symiau’r grantiau a’r benthyciadau a ddangosir yn y tabl bob amser adlewyrchu cyfanswm y cymorth.