The need for sureties to mitigate for when there is financial failure by a developer can have a significant impact on the timely delivery of affordable housing schemes and they are rarely used.
Gall yr angen am sicrebau i liniaru pan fydd methiant ariannol gan ddatblygwr gael effaith sylweddol ar gyflawni cynlluniau tai fforddiadwy mewn da bryd ac yn anaml y cânt eu defnyddio.