The level of the cap, which has not yet been announced, will be decided by the new regulator, the Financial Conduct Authority (FCA) when it comes into being in April 2014.
Nid yw lefel y cap hwn wedi’i gyhoeddi eto – yr Awdurdod Ymddygiad Ariannol, sef y corf rheoleiddio newydd a ddaw i rym fis Ebrill 2014, fydd yn pennu hwnnw.