"Costs Incurred and Paid" is to the invoiced cost of goods and/or services you have received and which have been paid for by you in cleared funds by the date of your claim.
‘Costau a ysgwyddir ' yn cyfeirio at gost y nwyddau a/neu’r gwasanaethau yr ydych wedi’u cael ni waeth a ydych wedi talu amdanynt erbyn dyddiad eich hawliad;