28.3% (382,000) of households owned their accommodation with a mortgage or loan or shared ownership, which is a smaller proportion than in 2011 (32.3%, 422,000)
28.3% (382,000) o gartrefi’n berchen ar eu cartref gyda morgais neu fenthyciad neu gynllun rhanberchenogaeth, sy’n gyfran llai nag yn 2011 (32.3%, 422,000)