There is no minimum debt to household income ratio cap however, a multiple of below 2 x income will be declined and multiples close to 2 x income may be challenged.
Nid oes isafswm cap cymhareb dyled i incwm aelwyd, ond bydd lluoswm o lai na 2 x incwm yn cael ei wrthod a gallai lluosymiau agos i 2 x incwm gael eu herio.