If you are thinking about transferring entitlements you are advised to seek independent professional advice about the best way to protect your position in this type of situation.
Os ydych yn ystyried trosglwyddo hawliau, rydyn ni’n eich cynghori i ofyn barn broffesiynol annibynnol ynghylch sut orau i ddiogelu’ch hunan yn y math hwn o sefyllfa.