9.22 Affordability issues may be resolvable over time if costs can be spread or alternative ways of paying for the benefits can be found.
9.22 Efallai y bydd modd datrys materion yn ymwneud â fforddiadwyedd dros amser os gellir gwasgaru’r costau neu ddod o hyd i ffyrdd amgen o dalu am y buddion.