Given the acute financial pressures many families are likely to be experiencing as a result of the pandemic we want to focus on things we can do now.
O ystyried y pwysau ariannol difrifol y mae llawer o deuluoedd yn debygol o fod yn eu profi o ganlyniad i'r pandemig, rydym am ganolbwyntio ar bethau y gallwn eu gwneud nawr.