Universal Credit is made up of different elements that you are entitled to, such as your personal element, housing element, child and any disability/illness elements, carers allowance.
Mae Credyd Cynhwysol yn cynnwys gwahanol elfennau y mae gennych hawl iddynt, megis eich elfen bersonol, elfen tai, plentyn ac unrhyw elfennau anabledd/salwch, lwfans gofalwr.