The type of people in these categories will be family members and carers or people who are the spouse or civil partner of the contract-holder if they died (or living as such).
Y math o bobl yn y categorïau hyn fydd aelodau o'r teulu a gofalwyr neu bobl sy'n briod neu'n bartner sifil i ddeiliad y contract os bu farw (neu'n byw felly).