are held jointly with another they will normally be apportioned equally, or on the basis of entitlement if the records provided reflect something different.
Os yw'r cyfalaf/buddsoddiadau ac ati ganddynt ar y cyd â rhywun arall yna cânt eu dosrannu'n gyfartal neu ar sail hawl os yw'r wybodaeth a ddarperir yn dangos rhywbeth gwahanol.