The person who can no longer manage their finances has enough money to justify an application for deputyship being made (the local authority will decide whether there is enough money);
Mae gan yr unigolyn nad yw'n gallu rheoli ei gyllid mwyach ddigon o arian i gyfiawnhau gwneud cais am ddirprwyaeth (bydd yr awdurdod lleol yn penderfynu a oes digon o arian ganddo);