Therefore, if you have an existing mortgage of £65,000 on a property with a current market value of £100,000, then the maximum loan that can be approved is £15,000.
Felly, os oes gennych forgais sy'n bodoli eisoes o £65,000 ar eiddo sy’n werth £100,000 ar y farchnad bresennol, yna uchafswm y benthyciad y gellir ei gymeradwyo yw £15,000.