Compared with revenues and benefits, transformation of this service would be relatively low risk, although it would also have a lower impact on people’s quality of life.
O gymharu â refeniw a budd-daliadau, byddai'r risg sy'n gysylltiedig â gweddnewid y gwasanaeth hwn yn gymharol isel, er y byddai hefyd yn cael effaith is ar ansawdd bywyd pobl.