Groups that might currently be excluded from full use of digital services include the elderly, people on a low income and people living outside broadband coverage.
Mae grwpiau a allai gael eu heithrio rhag defnyddio gwasanaethau digidol yn llawn ar hyn o bryd yn cynnwys yr henoed, pobl ar incwm isel a phobl sy’n byw y tu allan i gwmpas band eang.