Fear – A worry among inexperienced users of technology that they will do something wrong combined with a lack of understanding, fear of cyber-crime, online banking and falling victim to scams etc.
Ofn – Pryder ymysg defnyddwyr technoleg dibrofiad y byddant yn gwneud rhywbeth yn anghywir, ynghyd â diffyg dealltwriaeth, ofn troseddau seiber, bancio ar-lein a chael eu twyllo ac ati