However, with 7% of the population of Wales not online due to costs, access or knowledge, it can also mean that some customers are left behind.
Ond gyda 7% o boblogaeth Cymru ddim ar-lein, oherwydd costau neu ddiffyg mynediad a gwybodaeth, gall hefyd olygu bod rhai cwsmeriaid yn cael eu gadael ar ôl.