As more of our public sector services are being digitised and banks and shops are leaving high streets and moving online, we risk more people being excluded from society.
Wrth i fwy a mwy o’n gwasanaethau sector cyhoeddus gael eu digideiddio ac wrth i fanciau a siopau adael y stryd fawr a symud ar-lein, rydym mewn perygl o eithrio mwy o bobl o’r gymdeithas.