techiaith/legislation-gov-uk_en-cy huggingface dataset:
Where the Welsh Ministers determine that the eligible student and the eligible student's partner have separated in the course of the relevant year, the partner's income is determined by reference to the partner's income under sub-paragraph (1) divided by fifty-two and multiplied by the number of complete weeks in the relevant year for which the Welsh Ministers determine that the eligible student and the eligible student's partner are not separated.
mewn unrhyw achos pan fo incwm yr aelwyd yn £23,680 neu fwy, £45 gyda £1 yn cael ei hychwanegu am bob £8.78 o incwm sydd gan yr aelwyd uwchlaw £23,680; a
Where an eligible student has more than one partner in any one academic year, the provisions of this paragraph apply in relation to each.
mewn unrhyw achos pan fo incwm yr aelwyd yn llai na £23,680, dim.
Calculation of parent's partner's residual income
Mae'r cyfraniad sy'n daladwy mewn perthynas â myfyriwr cymwys o dan yr hen drefn sy'n fyfyriwr cymwys annibynnol heb bartner fel a ganlyn -
7. The income of a new eligible student's parent's partner whose income is part of the household income by virtue of paragraph 3 (2) (a) is determined in accordance with paragraph 6, references to the eligible student's partner being construed as references to the new eligible student's parent's partner, and references to the eligible student being construed as references to the new eligible student's parent.
mewn unrhyw achos pan fo incwm yr aelwyd yn £11,025 neu fwy, £45 gyda £1 yn cael ei hychwanegu am bob £8.61 o incwm sydd gan yr aelwyd uwchlaw £11,025; a
Calculation of contribution - old system eligible students
mewn unrhyw achos pan fo incwm yr aelwyd yn llai na £11,025, dim.
8. - (1) The contribution payable in relation to an old system eligible student who is not an independent eligible student or an old system eligible student who is an independent eligible student with a partner is -
Rhaid i swm y cyfraniad sy'n daladwy o dan is-baragraff (1) neu (2) beidio â bod yn fwy na £7,992 mewn unrhyw achos.
in any case where the household income is less than £23,680, nil.
Pan fo is-baragraff (6) yn gymwys, rhaid i gyfanswm y cyfraniadau beidio â bod yn fwy na £7,992.
in any case where the household income is £11,025 or more, £45 with the addition of £1 for every £8.61 by which the household income exceeds £11,025; and
os bydd cyfraniad yn daladwy mewn perthynas â dau neu fwy o fyfyrwyr cymwys (ac eithrio myfyrwyr cymwys o dan y drefn newydd) mewn perthynas â'r un incwm o dan baragraff 5 neu, pan fo incwm gweddilliol partner y rhiant perthnasol yn cael ei ystyried, o dan baragraffau 5 a 7; neu
in any case where the household income is less than £11,025, nil.
os incwm gweddilliol myfyriwr cymwys annibynnol a'i bartner yw incwm yr aelwyd a bod gan y ddau ddyfarniad statudol.
The amount of the contribution payable under sub-paragraph (1) or (2) must in no case exceed £7,992.
Cyfrifo cyfraniad - myfyrwyr cymwys o dan y drefn newydd
The contribution may be adjusted in accordance with paragraph 10.
9. - (1) Pan fo'r myfyriwr cymwys yn fyfyriwr cymwys o dan y drefn newydd a phan nad yw'n fyfyriwr carfan newydd, y cyfraniad sy'n daladwy yw -
Where sub-paragraph (6) applies, the aggregate contributions must not exceed £7,992.
mewn unrhyw achos lle mae incwm yr aelwyd yn fwy na £39,778, £1 am bob £8.97 o incwm yr aelwyd sydd uwchlaw £39,778; a
This sub-paragraph applies where -
mewn unrhyw achos lle mae incwm yr aelwyd yn £39,778 neu lai, dim.
a contribution is payable in relation to two or more eligible students (other than new system eligible students) in respect of the same income under paragraph 5 or, where the relevant parent's partner's residual income is taken into account, under paragraphs 5 and 7; or
Pan fo'r myfyriwr cymwys yn fyfyriwr cymwys o dan y drefn newydd ac yn fyfyriwr carfan 2010 neu'n fyfyriwr carfan 2012, y cyfraniad sy'n daladwy yw -
the household income consists of the residual income of an independent eligible student and the independent eligible student's partner where both hold a statutory award.
mewn unrhyw achos lle mae incwm yr aelwyd yn fwy na £50,753, £1 am bob £5 o incwm yr aelwyd sydd uwchlaw £50,753; a
Calculation of contribution - new system eligible students
mewn unrhyw achos lle mae incwm yr aelwyd yn £50,753 neu lai, dim.
9. - (1) Where the eligible student is a new system eligible student who is not a new cohort student, the contribution payable is -
Pan fo'r myfyriwr cymwys yn fyfyriwr cymwys o dan y drefn newydd ac yn fyfyriwr carfan 2011, y cyfraniad sy'n daladwy yw -
in any case where the household income exceeds £39,778, £1 for every £8.97 by which the household income exceeds £39,778; and
mewn unrhyw achos lle mae incwm yr aelwyd yn fwy na £50,448, £1 am bob £5 o incwm yr aelwyd sydd uwchlaw £50,448; a
in any case where the household income is £39,778 or less, nil.
mewn unrhyw achos lle mae incwm yr aelwyd yn £50,448 neu lai, dim.
Where the eligible student is a new system eligible student who is a 2010 cohort student or a 2012 cohort student, the contribution payable is -
Rhaid i'r cyfraniad mewn unrhyw achos beidio â bod yn fwy na £6,208.
in any case where the household income is £50,753 or less, nil.
Pan fo is-baragraff (7) yn gymwys, rhaid i swm cyfanredol y cyfraniadau beidio â bod yn fwy na £6,208.
in any case where the household income exceeds £50,448, £1 for every £5 by which the household income exceeds £50,448; and
os bydd cyfraniad yn daladwy mewn perthynas â dau neu fwy o fyfyrwyr cymwys (ac eithrio myfyrwyr cymwys o dan yr hen drefn) mewn perthynas â'r un incwm o dan baragraff 5 neu, pan fo incwm gweddilliol partner y rhiant perthnasol yn cael ei ystyried, o dan baragraffau 5 a 7; neu
in any case where the household income is £50,448 or less, nil.
os incwm gweddilliol myfyriwr cymwys annibynnol a'i bartner yw incwm yr aelwyd a bod gan y ddau ddyfarniad statudol.
The contribution must not in any case exceed £6,208.
Cyfraniadau hollt
This sub-paragraph applies where -
ATODLEN 6 ASESIAD ARIANNOL - GRANTIAU RHAN-AMSER AR GYFER DIBYNYDDION
where the legislation of more than one Member State applies to the period, the legislation under which the Welsh Ministers consider the person will pay the largest amount of tax in that period (except as otherwise provided in paragraph 4),
yn achos myfyriwr rhan-amser cymwys a chanddo bartner, yw incwm gweddilliol y myfyriwr rhan-amser cymwys wedi ei gyfuno gydag incwm gweddilliol partner y myfyriwr rhan-amser cymwys (yn ddarostyngedig i is-baragraff (4; neu
except that no account is taken of income referred to in sub-paragraph (2) paid to another party.
yn achos myfyriwr rhan-amser cymwys nad oes ganddo bartner, incwm gweddilliol y myfyriwr rhan-amser cymwys.
The income referred to in this sub-paragraph is any benefits under a pension arrangement pursuant to an order made under section 23 of the Matrimonial Causes Act 1973 which includes provision made by virtue of sections 25B (4) and 25E (3) of that Act or pension benefits under Part 1 of Schedule 5 to the Civil Partnership Act 2004 which includes provision made by virtue of Parts 6 and 7 of that Schedule.
Wrth bennu incwm yr aelwyd o dan is-baragraff (2), mae'r swm o £1,130 yn cael ei ddidynnu am bob plentyn sy'n ariannol ddibynnol yn gyfan gwbl neu'n bennaf ar y myfyriwr rhan-amser cymwys neu bartner y myfyriwr hwnnw.
2. - (1) The amount of an eligible part-time student's contribution depends on the household income.
Cyfrifo incwm gweddilliol y myfyriwr rhan-amser cymwys
in the case of an eligible part-time student who has a partner, the residual income of the eligible part-time student aggregated with the residual income of the eligible part-time student's partner (subject to sub-paragraph (4; or
Os paragraff 9 yw'r unig baragraff yn Rhan 2 o Atodlen 1 y mae myfyriwr rhan-amser cymwys yn dod odano ac os yw ei incwm yn codi o ffynonellau neu o dan ddeddfwriaeth sy'n wahanol i'r ffynonellau neu'r ddeddfwriaeth sydd fel rheol yn berthnasol i berson y cyfeirir ato ym mharagraff 9 o Ran 2 o Atodlen 1, ni ddiystyrir incwm y myfyriwr rhan-amser cymwys yn unol ag is-baragraff (1) ond yn hytrach diystyrir ei incwm i'r graddau sy'n angenrheidiol er mwyn sicrhau nad yw'n cael ei drin yn llai ffafriol nag y câi person y cyfeirir ato yn unrhyw un o baragraffau Rhan 2 o Atodlen 1 ei drin o dan amgylchiadau tebyg pe bai ganddo incwm tebyg.
in the case of an eligible part-time student who does not have a partner, the residual income of the eligible part-time student.
Pan fo'r myfyriwr rhan-amser cymwys yn cael incwm mewn arian cyfredol heblaw sterling, gwerth yr incwm hwnnw at ddibenion y paragraff hwn yw -
In determining the household income under sub-paragraph (2), the sum of £1,130 is deducted for each child wholly or mainly financially dependent on the eligible part-time student or that student's partner.
os yw'r myfyriwr rhan-amser cymwys yn prynu sterling â'r incwm, swm y sterling a gaiff y myfyriwr rhan-amser cymwys fel hyn;
For the purpose of calculating the contribution payable in respect of a parent student, the residual income of the parent student's partner must not be aggregated under paragraph (a) of sub-paragraph (2) in the case of a parent student whose child or whose partner's child who is an eligible student holds an award in respect of which the household income is calculated with reference to the residual income of the parent student or of the parent student's partner or of both.
fel arall, gwerth y sterling y byddai'r incwm yn ei brynu gan ddefnyddio'r gyfradd ar gyfer y mis y daeth i law, sef cyfradd a gyhoeddir gan y Swyddfa Ystadegau Gwladol (101).
Calculation of eligible part-time student's residual income
Cyfrifo incwm gweddilliol partner myfyriwr rhan-amser cymwys
Where the only paragraph in Part 2 of Schedule 1 into which an eligible part-time student falls is paragraph 9 and the eligible part-time student's income arises from sources or under legislation different from sources or legislation normally relevant to a person referred to in paragraph 9 of Part 2 of Schedule 1, the eligible part-time student's income is not disregarded in accordance with sub-paragraph (1) but is instead disregarded to the extent necessary to ensure that the eligible part-time student is treated no less favourably than a person who is referred to in any paragraph of Part 2 of Schedule 1 would be treated if in similar circumstances and in receipt of similar income.
ar ffurf y rhyddhad personol y darperir ar ei gyfer ym Mhennod 1 o Ran VII o Ddeddf Treth Incwm a Threth Gorfforaeth 1988 neu, os yw'r incwm yn cael ei gyfrifiannu at ddibenion deddfwriaeth treth incwm Aelod-wladwriaeth arall, unrhyw ryddhad personol cyffelyb;
Where the eligible part-time student receives income in a currency other than sterling, the value of that income for the purpose of this paragraph is -
yn unol ag unrhyw ddeddfiad neu reol gyfreithiol nad yw taliadau a fyddai fel arall yn cael eu trin o dan gyfraith y Deyrnas Unedig fel rhan o incwm y person yn cael eu trin felly odano neu odani; neu
Calculation of eligible part-time student's partner's residual income
Er mwyn pennu incwm gweddilliol A, didynnir o'r incwm trethadwy a bennir o dan is-baragraff (1) swm cyfanredol unrhyw symiau sy'n dod o dan unrhyw rai o'r paragraffau canlynol -
4. - (1) For the purposes of determining the taxable income of an eligible part-time student's partner ("A" in this paragraph), any deductions which fall to be made or exemptions which are permitted -
swm gros unrhyw bremiwm neu swm sy'n ymwneud â phensiwn (nad yw'n bremiwm sy'n daladwy o dan bolisi yswiriant bywyd) y mae rhyddhad yn cael ei roi mewn perthynas ag ef o dan adran 188 o Ddeddf Cyllid 2004, neu os yw'r incwm yn cael ei gyfrifiannu at ddibenion deddfwriaeth treth incwm Aelod-wladwriaeth arall, swm gros unrhyw bremiwm o'r fath y byddai rhyddhad yn cael ei roi mewn perthynas ag ef os oedd y ddeddfwriaeth honno'n gwneud darpariaeth sy'n gyfatebol i'r Deddfau Treth Incwm;
by way of personal reliefs provided for in Chapter 1 of Part VII of the Income and Corporation Taxes Act 1988 or, where the income is computed for the purposes of the income tax legislation of another Member State, any comparable personal reliefs;
mewn unrhyw achos lle mae incwm yn cael ei gyfrifiannu at ddibenion y Deddfau Treth Incwm yn rhinwedd is-baragraff (6) unrhyw symiau sy'n cyfateb i'r didyniad a grybwyllwyd ym mharagraff (a) o'r is-baragraff hwn, ar yr amod nad yw unrhyw symiau a ddidynnir fel hyn yn fwy na'r didyniadau a fyddai'n cael eu gwneud pe bai'r cyfan o incwm A mewn gwirionedd yn incwm at ddibenion y Deddfau Treth Incwm.
pursuant to any enactment or rule of law under which payments which would otherwise under United Kingdom law form part of a person's income are not treated as such; or
Os yw Gweinidogion Cymru wedi eu bodloni bod incwm gweddilliol A yn y flwyddyn ariannol sy'n dechrau yn union cyn y flwyddyn berthnasol ("y flwyddyn ariannol gyfredol") yn debyg o beidio â bod yn fwy na 85 y cant o werth sterling incwm A yn y flwyddyn ariannol flaenorol, rhaid i Weinidogion Cymru, er mwyn galluogi'r myfyriwr rhan-amser cymwys i fod yn bresennol ar y cwrs heb galedi, ganfod incwm gweddilliol A am y flwyddyn ariannol gyfredol.
For the purposes of determining the residual income of A, there is deducted from the taxable income determined under sub-paragraph (1) the aggregate of any amounts falling within any of the following paragraphs -
Os yw A'n derbyn unrhyw incwm nad yw'n ffurfio rhan o incwm A at ddibenion y Deddfau Treth Incwm neu ddeddfwriaeth treth incwm Aelod-wladwriaeth arall, am yr unig reswm -
the gross amount of any premium or sum relating to a pension (not being a premium payable under a policy of life assurance) in respect of which relief is given under section 188 of the Finance Act 2004, or where the income is computed for the purposes of the income tax legislation of another Member State, the gross amount of any such premium in respect of which relief would be given if that legislation made provision equivalent to the Income Tax Acts;
nad yw A'n preswylio, yn preswylio fel arfer neu wedi ymgartrefu yn y Deyrnas Unedig, neu, os cyfrifiennir incwm A fel pe bai at ddibenion deddfwriaeth treth incwm Aelod-wladwriaeth arall, nad yw'n preswylio, yn preswylio fel arfer neu wedi ymgartrefu felly yn yr Aelod-wladwriaeth honno;
in any case where income is computed for the purposes of the Income Tax Acts by virtue of sub-paragraph (6) any sums equivalent to the deduction mentioned in paragraph (a) of this sub-paragraph, provided that any sums so deducted do not exceed the deductions which would be made if the whole of A's income were in fact income for the purposes of the Income Tax Acts.
nad yw'r incwm yn codi yn y Deyrnas Unedig, neu, os cyfrifiennir incwm A fel pe bai at ddibenion deddfwriaeth treth incwm Aelod-wladwriaeth arall, nad yw'n codi yn yr Aelod-wladwriaeth honno; neu
Where the Welsh Ministers are satisfied that the residual income of A in the financial year beginning immediately before the relevant year ("the current financial year") is likely to be not more than 85 per cent of the sterling value of A's residual income in the preceding financial year they must, for the purpose of enabling the eligible part-time student to attend the course without hardship, ascertain A's residual income for the current financial year.
bod yr incwm yn codi o swydd, gwasanaeth neu gyflogaeth y mae'r incwm ohoni neu ohono yn esempt rhag treth yn unol ag unrhyw ddeddfwriaeth,
Where the Welsh Ministers are satisfied that the residual income of A in any financial year is, as a result of any event, likely to be and to continue after that year to be not more than 85 per cent of the sterling value of A's residual income in the previous financial year they must, for the purpose of enabling the eligible part-time student to attend the course without hardship, ascertain the household income for the academic year of the eligible part-time student's course in which that event occurred by taking as the residual income of A the average of A's residual income for each of the financial years in which that academic year falls.
mae incwm trethadwy A at ddibenion yr Atodlen hon yn cael ei gyfrifiannu fel pe bai'r incwm o dan yr is-baragraff hwn yn rhan o incwm A at ddibenion y Deddfau Treth Incwm neu ddeddfwriaeth treth incwm Aelod-wladwriaeth arall, yn ôl fel y digwydd.
Where A satisfies the Welsh Ministers that A's income is wholly or mainly derived from the profits of a business or profession carried on by A, then any reference in this Schedule to a preceding financial year means the earliest period of twelve months which ends after the start of the preceding financial year and in respect of which accounts are kept relating to that business or profession.
Os cyfrifiennir incwm A fel pe bai at ddibenion deddfwriaeth treth incwm Aelod-wladwriaeth arall, rhaid ei gyfrifiannu o dan ddarpariaethau'r Atodlen hon mewn arian cyfredol yr Aelod-wladwriaeth honno, ac incwm A at ddibenion yr Atodlen hon fydd gwerth sterling yr incwm hwnnw wedi ei bennu yn unol â'r gyfradd ar gyfer y mis y mae diwrnod olaf y flwyddyn ariannol o dan sylw yn digwydd ynddo, fel y'i cyhoeddwyd gan y Swyddfa Ystadegau Gwladol.
Where A is in receipt of any income which does not form part of A's income for the purposes of the Income Tax Acts or the income tax legislation of another Member State by reason only that -
Os yw Gweinidogion Cymru yn penderfynu bod y myfyriwr rhan-amser cymwys a phartner y myfyriwr rhan-amser cymwys wedi gwahanu drwy gydol y flwyddyn berthnasol, ni chymerir incwm y partner i ystyriaeth wrth bennu incwm yr aelwyd.
A is not resident, ordinarily resident or domiciled in the United Kingdom, or where A's income is computed as for the purposes of the income tax legislation of another Member State, not so resident, ordinarily resident or domiciled in that Member State;
Os yw Gweinidogion Cymru yn penderfynu bod y myfyriwr rhan-amser cymwys a phartner y myfyriwr rhan-amser cymwys wedi gwahanu yn ystod y flwyddyn berthnasol, pennir incwm y partner drwy gyfeirio at incwm y partner o dan is-baragraff (1), ei rannu â hanner cant a dau a'i luosi â nifer yr wythnosau cyflawn yn y flwyddyn berthnasol pan nad oedd y myfyriwr rhan-amser cymwys a'i bartner, yn ôl penderfyniad Gweinidogion Cymru, wedi gwahanu.
the income does not arise in the United Kingdom, or where A's income is computed as for the purposes of the income tax legislation of another Member State, does not arise in that Member State; or
Os oes gan fyfyriwr rhan-amser cymwys fwy nag un partner mewn unrhyw un flwyddyn academaidd, mae darpariaethau'r paragraff hwn yn gymwys mewn perthynas â phob un.
A's taxable income for the purposes of this Schedule is computed as though the income under this sub-paragraph were part of A's income for the purposes of the Income Tax Acts or the income tax legislation of another Member State, as the case may be.
5. - (1) Mae'r cyfraniad sy'n daladwy mewn perthynas â myfyriwr cymwys fel a ganlyn -
5. - (1) The contribution payable in relation to an eligible part-time student is -
Mae'r is-baragraff hwn yn gymwys os cyfansoddir incwm yr aelwyd o incwm gweddilliol myfyriwr rhan-amser cymwys ac incwm gweddilliol partner y myfyriwr rhan-amser cymwys, a bod gan y ddau ddyfarniad statudol.
The contribution must not in any case exceed £6,208.
NODYN ESBONIADOL
The contribution may be adjusted in accordance with paragraph 6.
(Nid yw'r nodyn hwn yn rhan o'r Rheoliadau)
This sub-paragraph applies where the household income consists of the residual income of an eligible part-time student and the eligible part-time student's partner where both hold a statutory award.
Mae'r Rheoliadau hyn yn dirymu Rheoliadau 2012 yn ddarostyngedig i ddarpariaethau rheoliad 3 a esbonnir isod. Bydd Rheoliadau 2012 yn parhau i fod yn gymwys i'r ddarpariaeth o gymorth i fyfyrwyr mewn perthynas â'r flwyddyn academaidd sy'n dechrau ar neu ar ôl 1 Medi 2013 ond cyn 1 Medi 2014. Nodir graddau'r dirymu yn rheoliad 3. Amlygir isod y newidiadau o ran sylwedd a wneir yn y Rheoliadau hyn.
6. Where the same household income is used to assess the amount of a statutory award for which two or more persons qualify the contribution payable in respect of the eligible part-time student is divided by the number of such persons.
Mae'r Rheoliadau yn gymwys i fyfyrwyr sy'n preswylio fel arfer yng Nghymru, ble bynnag y bônt yn astudio ar gwrs dynodedig yn y Deyrnas Unedig. At ddibenion y Rheoliadau hyn, bernir bod person sy'n preswylio fel arfer yng Nghymru, Lloegr, yr Alban, Gogledd Iwerddon, Ynysoedd y Sianel neu Ynys Manaw, o ganlyniad i symud o unrhyw un o'r ardaloedd hyn er mwyn ymgymryd â chwrs dynodedig, yn preswylio fel arfer yn y lle y symudodd ohono (Atodlen 1, paragraff 1 (3. Rhaid i fyfyriwr cymwys fodloni hefyd unrhyw ofynion a bennir mewn mannau eraill yn y Rheoliadau; yn enwedig y gofynion penodol sy'n gymwys i bob math o gymorth ariannol.
These Regulations provide for financial support for students who are ordinarily resident in Wales taking designated higher education courses in respect of academic years beginning on or after 1 September 2014. They consolidate, with some changes, the Education (Student Support) (Wales) Regulations 2012 ("the 2012 Regulations").
Myfyrwyr cymwys o dan yr hen drefn yw myfyrwyr cymwys sy'n dilyn cyrsiau a ddechreuodd cyn 1 Medi 2006, myfyrwyr a gymerodd flwyddyn i ffwrdd ac sy'n dechrau ar gyrsiau cyn 1 Medi 2007 a chategorïau penodol eraill o fyfyrwyr. Mae'r grantiau a'r benthyciadau canlynol ar gael i fyfyrwyr cymwys o dan yr hen drefn, yn ddarostyngedig i'r amodau a ragnodir yn y rheoliadau perthnasol -
Support is only available under the Regulations in respect of "designated" courses within the meaning of regulations 5, 78, 95, 124 and Schedule 2.
Grantiau ar gyfer dibynyddion (rheoliadau 30 i 35);
Grant for fees (regulations 16 to 18);
Benthyciadau at gostau byw (Rhan 6).
Grant for disabled students' living costs (regulation 29);
Grant at ffioedd (rheoliad 19);
Grants for dependants (regulations 30 to 35);
Grant newydd at ffioedd (rheoliad 20);
Grant for travel (regulations 37 to 39);
Benthyciad at ffioedd (rheoliadau 23 a 24);
Higher education grant (regulation 40); and
Benthyciad newydd at ffioedd (rheoliad 25);
Loans for living costs (Part 6).
Benthyciad newydd at ffioedd sefydliad preifat (rheoliad 26);
Fee grant (regulation 19);
Grant at gostau byw myfyrwyr anabl (rheoliad 29);
New fee grant (regulation 20);
Grantiau ar gyfer dibynyddion (rheoliadau 30 i 35);
Fee loan (regulations 23 and 24);
Grant at deithio (rheoliadau 37 i 39);
New fee loan (regulation 25);
Grant cynhaliaeth neu grant cymorth arbennig (rheoliadau 41 i 48);
New private institution fee loan (regulation 26);
Benthyciadau at gostau byw (Rhan 6); a
Accelerated graduate entry fee loan (regulation 27);
Benthyciadau at ffioedd coleg (Atodlen 4).
Grants for dependants (regulations 30 to 35);
Mae Rhan 2 o'r Rheoliadau hyn yn ymwneud â chymhwystra.
Maintenance grant or special support grant (regulations 41 to 48);
Mae Rhan 4 o'r Rheoliadau hyn yn darparu ar gyfer cymorth at ffioedd, ar ffurf grantiau ar gyfer ffioedd a benthyciadau at ffioedd.